Last update: Oct 2026

Cost of Living Comparison Between Toronto and Montmagny

For one person, living is cheaper in Montmagny: $2,222 a month against $2,589 in Toronto, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
106

Cost of Living Index in Montmagny
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Montmagny Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Montmagny

🇨🇦 Canada

$2,222

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Montmagny

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Montmagny actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,222 in Montmagny, rent included.

Toronto $2,589
Montmagny $2,222

A couple spends around $3,710 per month in Toronto vs $3,224 in Montmagny, rent included.

Toronto $3,710
Montmagny $3,224

A family of three spends $4,831 per month in Toronto vs $4,226 in Montmagny, rent included.

Toronto $4,831
Montmagny $4,226

Toronto costs about 17% more than Montmagny, and outside of rent the biggest gap is in transport.

Both Toronto and Montmagny sit above the global median – Toronto by 90%, Montmagny by 63%.

Meal at Budget Restaurant

$17.60 CA$24.70

$19.13 CA$26.85

-8.00%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$73.6 CA$103

5.72%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.84 CA$15.22

-2.31%

Cappuccino

$4.16 CA$5.83

$3.84 CA$5.39

8.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.94 CA$2.73

5.15%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.57 CA$2.21

11.46%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$6.54 CA$9.17

0.61%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$7.15 CA$10.04

-0.56%

Milk (1 liter)

$2.53 CA$3.56

$2.23 CA$3.13

13.45%

White Bread (500g)

$2.70 CA$3.79

$3.19 CA$4.47

-15.36%

Rice (white) (1kg)

$2.24 CA$3.14

$3.15 CA$4.41

-28.89%

Eggs

$3.48 CA$4.89

$3.62 CA$5.08

-3.87%

Local Cheese (1kg)

$9.38 CA$13.16

$13.10 CA$18.39

-28.40%

Chicken Fillets (1kg)

$11.60 CA$16.28

Beef Round Steak (1kg)

$14.68 CA$20.61

$13.98 CA$19.62

5.01%

Apples (1kg)

$3.74 CA$5.26

$3.14 CA$4.40

19.11%

Banana (1kg)

$1.22 CA$1.72

$1.51 CA$2.11

-19.21%

Oranges (1kg)

$3.48 CA$4.88

$3.54 CA$4.96

-1.69%

Tomato (1kg)

$4.32 CA$6.07

$3.04 CA$4.26

42.11%

Potato (1kg)

$1.85 CA$2.60

$1.95 CA$2.73

-5.13%

Onion (1kg)

$1.69 CA$2.37

$1.86 CA$2.61

-9.14%

Lettuce (1 head)

$2.23 CA$3.13

$2.50 CA$3.51

-10.80%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.58 CA$2.22

-18.99%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$11.25 CA$15.79

24.80%

Wine (Bottle)

$14.43 CA$20.25

$10.64 CA$14.93

35.62%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.26 CA$3.17

-4.42%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.02 CA$4.24

-16.56%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.26 CA$3.17

4.87%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$58.6 CA$82.2

91.94%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$3.30 CA$4.63

-7.88%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.42 CA$2.00

-12.68%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$33.25 CA$46.66

-32.18%

Gasoline (1 liter)

$1.24 CA$1.75

$1.36 CA$1.91

-8.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$27.6K CA$38.8K

-2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.3K CA$29.9K

0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$77.2 CA$108

61.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$35.36 CA$49.62

-6.53%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$42.46 CA$59.6

12.95%

Gym Membership (Monthly)

$36.69 CA$51.5

$37.91 CA$53.2

-3.22%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$18.46 CA$25.91

28.22%

Cinema Ticket

$13.08 CA$18.35

$11.37 CA$15.96

15.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$509 CA$714

49.16%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$16.1K CA$22.6K

47.48%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$57.7 CA$80.9

-7.15%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$39.48 CA$55.4

2.43%

Sport Shoes (Adidas, Nike)

$100 CA$141

$94.7 CA$133

6.15%

Men's Leather Business Shoes

$125 CA$176

$112 CA$157

12.01%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,296 CA$1,818

25.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,147 CA$1,610

23.42%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,987 CA$2,789

35.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,664 CA$2,335

26.26%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,370 CA$6,133

72.78%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$3,798 CA$5,330

75.73%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.48

-0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Montmagny: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Montmagny

$1.1K 51.6% 19% $269

Groceries & Markets

Toronto

$345 13.3%

Montmagny

$352 15.8% 2% $6.8

Eating Out

Toronto

$285 11%

Montmagny

$293 13.2% 2.8% $7.9

Monthly Utilities & Internet

Toronto

$206 7.9%

Montmagny

$155 7% 24.6% $51

Clothing & Footwear

Toronto

$144 5.6%

Montmagny

$137 6.2% 5% $7.2

Getting Around

Toronto

$131 5.1%

Montmagny

$78 3.5% 40.5% $53

Sport & Entertainment

Toronto

$63 2.4%

Montmagny

$61 2.7% 3.5% $2.2

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,296 in Montmagny. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78 in Toronto versus $74 in Montmagny. Groceries tell a different story – $345 in Toronto vs $352 in Montmagny – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Montmagny

🕒 Local time

19:18 7:18 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

10,999

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Montmagny 780 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Montmagny

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Montmagny: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 17%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $3,333 in Montmagny. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montmagny, especially for central apartments: a one-bedroom in the center costs $1,296 there versus $1,630 in Toronto.

A mid-range dinner for two costs $78 in Toronto and $74 in Montmagny. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 48% less in Montmagny. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Montmagny, where all-in costs run around $2,222, than in Toronto at $2,589. In Montmagny it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Montmagny – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.