Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Memphis, TN

For one person, living is cheaper in Montevideo: $1,813 a month against $2,484 in Memphis, TN, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

Montevideo
🇺🇾 Uruguay
$1,813
/mo nomad
Memphis, TN
🇺🇸 United States
$2,484
/mo nomad
Monthly Cost of Living

How much you'll spend in Montevideo and in Memphis, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Memphis, TN actually costs, broken down by who's living it.

A single person spends $1,813 per month in Montevideo vs $2,484 in Memphis, TN, rent included.

  • Montevideo $1,813
  • Memphis, TN $2,484

A couple spends around $2,782 per month in Montevideo vs $3,630 in Memphis, TN, rent included.

  • Montevideo $2,782
  • Memphis, TN $3,630

A family of three spends $3,750 per month in Montevideo vs $4,775 in Memphis, TN, rent included.

  • Montevideo $3,750
  • Memphis, TN $4,775

Montevideo is about 27% cheaper than Memphis, TN, and outside of rent the biggest gap is in utilities.

Both Montevideo and Memphis, TN sit above the global median – Montevideo by 35%, Memphis, TN by 85%.

Currency
🍽 Eating Out
Montevideo
Memphis, TN
Difference
Meal at Budget Restaurant
$15.26 UYU 613
$17.83 $17.83
-14.41%
Three-Course Dinner for Two, Mid-Range
$67.4 UYU 2,711
$74.9 $74.9
-9.96%
Fast Food Meal (McDonalds, etc)
$14.37 UYU 578
$12.10 $12.10
18.76%
Cappuccino
$4.64 UYU 187
$5.56 $5.56
-16.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 UYU 110
$2.39 $2.39
14.23%
Water (0.33 liter bottle)
$2.09 UYU 84.0
$1.97 $1.97
6.09%
Local Beer (0.5 liter draught)
$4.75 UYU 191
$7.18 $7.18
-33.84%
Imported Beer (0.33 liter bottle)
$3.67 UYU 147
$8.23 $8.23
-55.41%
🛒 Groceries & Markets
Montevideo
Memphis, TN
Difference
Milk (1 liter)
$1.38 UYU 55.5
$0.90 $0.90
53.33%
White Bread (500g)
$2.77 UYU 112
$3.14 $3.14
-11.78%
Rice (white) (1kg)
$1.69 UYU 67.8
$4.01 $4.01
-57.86%
Eggs
$4.52 UYU 182
$3.78 $3.78
19.58%
Local Cheese (1kg)
$14.17 UYU 570
$13.45 $13.45
5.35%
Chicken Fillets (1kg)
$12.07 UYU 485
$11.36 $11.36
6.25%
Beef Round Steak (1kg)
$12.16 UYU 489
$19.44 $19.44
-37.45%
Apples (1kg)
$2.87 UYU 116
$5.73 $5.73
-49.91%
Banana (1kg)
$2.75 UYU 110
$1.77 $1.77
55.37%
Oranges (1kg)
$1.73 UYU 69.5
$6.00 $6.00
-71.17%
Tomato (1kg)
$3.24 UYU 130
$4.83 $4.83
-32.92%
Potato (1kg)
$2.07 UYU 83.1
$3.22 $3.22
-35.71%
Onion (1kg)
$2.07 UYU 83.1
$4.18 $4.18
-50.48%
Lettuce (1 head)
$1.38 UYU 55.4
$2.56 $2.56
-46.09%
Water (1.5 liter bottle)
$1.85 UYU 74.5
$2.13 $2.13
-13.15%
Cigarettes 20 Pack (Marlboro, Camel)
$5.57 UYU 224
$10.63 $10.63
-47.60%
Wine (Bottle)
$8.89 UYU 357
$12.87 $12.87
-30.92%
Local Beer (0.5 liter bottle)
$2.29 UYU 92.2
$1.79 $1.79
27.93%
Imported Beer (0.33 liter bottle)
$2.70 UYU 109
$1.64 $1.64
64.63%
🚌 Getting Around
Montevideo
Memphis, TN
Difference
One-way Ticket (Public Transport)
$1.52 UYU 61.3
$0.97 $0.97
56.70%
Public Transport Monthly Pass (Regular Price)
$73.7 UYU 2,962
$39.19 $39.19
87.96%
Taxi Start (Normal Tariff)
$1.82 UYU 73.4
$1.94 $1.94
-6.19%
Taxi (Normal Tariff) (1km)
$0.40 UYU 16.05
$1.41 $1.41
-71.63%
Taxi 1hour Waiting (Normal Tariff)
$10.66 UYU 429
$19.61 $19.61
-45.64%
Gasoline (1 liter)
$2.22 UYU 89.2
$0.99 $0.99
124.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K UYU 1.1M
$37.4K $37.4K
-28.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K UYU 1.5M
$26.8K $26.8K
37.13%
🧾 Monthly Utilities & Internet
Montevideo
Memphis, TN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 UYU 7,674
$186 $186
2.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.40 UYU 820
$86.8 $86.8
-76.48%
Internet (50+ Mbps, Unlimited Data)
$44.14 UYU 1,775
$76.2 $76.2
-42.09%
🎉 Sport & Entertainment
Montevideo
Memphis, TN
Difference
Gym Membership (Monthly)
$54.1 UYU 2,177
$31.38 $31.38
72.53%
Tennis Court (1 Hour on Weekend)
$19.68 UYU 791
$16.72 $16.72
17.70%
Cinema Ticket
$12.33 UYU 496
$15.15 $15.15
-18.61%
🧸 Childcare & Education
Montevideo
Memphis, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$613 UYU 24.7K
$1,722 $1,722
-64.40%
International Primary School, 1 Child (Yearly)
$11.0K UYU 444.3K
$25.0K $25.0K
-55.79%
👕👟 Clothing & Footwear
Montevideo
Memphis, TN
Difference
Jeans (Levis 501 Or Similar)
$103 UYU 4,134
$47.26 $47.26
117.54%
Summer Dress (H&M, Zara, etc)
$56.1 UYU 2,255
$33.34 $33.34
68.18%
Sport Shoes (Adidas, Nike)
$124 UYU 5,000
$82.7 $82.7
50.44%
Men's Leather Business Shoes
$130 UYU 5,214
$152 $152
-14.83%
🏠 Accommodation & Living
Montevideo
Memphis, TN
Difference
1-bedroom Apartment, City Center (Monthly)
$705 UYU 28.4K
$1,495 $1,495
-52.81%
1-bedroom Apartment, Outside City Center (Monthly)
$575 UYU 23.1K
$1,157 $1,157
-50.28%
3-bedroom Apartment, City Center (Monthly)
$1,139 UYU 45.8K
$2,080 $2,080
-45.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,016 UYU 40.8K
$1,884 $1,884
-46.08%
Buy Apartment in City Center (m2)
$3,349 UYU 134.6K
$1,781 $1,781
87.97%
Buy Apartment Outside City Center (m2)
$1,942 UYU 78.1K
$1,364 $1,364
42.41%
💵 Salaries & Financials
Montevideo
Memphis, TN
Difference
Average Monthly Net Salary (After Tax)
$1,229 UYU 49.4K
$3,648 $3,648
-66.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
6.6
-13.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 5, 2026

Last update for Memphis, TN: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montevideo
$575
Memphis, TN
$1.2K 101% $582
Groceries & Markets
Montevideo
$332
Memphis, TN
$406 22.2% $74
Eating Out
Montevideo
$271
Memphis, TN
$316 16.3% $44
Monthly Utilities & Internet
Montevideo
$255
Memphis, TN
$349 36.7% $94
Clothing & Footwear
Montevideo
$186
Memphis, TN
$142 23.6% $44
Getting Around
Montevideo
$84
Memphis, TN
$52 37.7% $31
Sport & Entertainment
Montevideo
$79
Memphis, TN
$62 21.7% $17

Cost Breakdown

A central one-bedroom costs $705 in Montevideo versus $1,495 in Memphis, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 197% higher in Memphis, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Montevideo versus $75.0 in Memphis, TN. Monthly groceries follow the same trend: $332 vs $406 – making Montevideo the more affordable choice for daily food spending.

Good to know
🇺🇾 Montevideo
🇺🇸 Memphis, TN
🕒 Local time
07:12 7:12 AM
05:12 5:12 AM
2 h behind Montevideo
🌤 Weather
👥 Population
1,319,108 Capital
633,104
💱 Currency
Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Montevideo Memphis, TN 8,550 km ≈ 11 h nonstop flight
From you
  • Montevideo
  • Memphis, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Memphis, TN: Cost of Living - Frequently Asked Questions
How do living costs in Montevideo and in Memphis, TN compare overall?
Monthly costs with rent: $1,813 in Montevideo, $2,484 in Memphis, TN – roughly 37% apart. Outside of rent, the biggest gap is in utilities.
What salary covers living expenses in Montevideo compared to Memphis, TN?
For a comfortable life, plan on about $2,720 per month in Montevideo and $3,726 in Memphis, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Montevideo and Memphis, TN?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Montevideo and in Memphis, TN?
Public transport costs about 88% less in Montevideo. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Montevideo and Memphis, TN?
Kindergarten costs $613 per month in Montevideo and $1,722 in Memphis, TN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Memphis, TN at $2,484. In Montevideo it covers expenses comfortably, while in Memphis, TN it requires careful planning or may not stretch far enough.
How does quality of life compare between Montevideo and Memphis, TN?
It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,813 in Montevideo to $2,484 in Memphis, TN. Climate, culture, job market, and personal taste all factor in.
Is Montevideo or Memphis, TN safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Montevideo and Memphis, TN?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Memphis, TN makes more sense. Both are solid long-term options with distinct trade-offs.

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