Last update: Oct 2026

Cost of Living Comparison Between Memphis, TN and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,484 in Memphis, TN, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Memphis, TN
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Memphis, TN Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Memphis, TN

🇺🇸 United States

$2,484

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Memphis, TN and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Memphis, TN and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,484 per month in Memphis, TN vs $1,813 in Montevideo, rent included.

Memphis, TN $2,484
Montevideo $1,813

A couple spends around $3,630 per month in Memphis, TN vs $2,782 in Montevideo, rent included.

Memphis, TN $3,630
Montevideo $2,782

A family of three spends $4,775 per month in Memphis, TN vs $3,750 in Montevideo, rent included.

Memphis, TN $4,775
Montevideo $3,750

Memphis, TN costs about 37% more than Montevideo, and outside of rent the biggest gap is in utilities.

Both Memphis, TN and Montevideo sit above the global median – Memphis, TN by 85%, Montevideo by 35%.

Meal at Budget Restaurant

$17.83 $17.83

$15.26 UYU 613

16.84%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$67.4 UYU 2,711

11.06%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$14.37 UYU 578

-15.80%

Cappuccino

$5.56 $5.56

$4.64 UYU 187

19.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$2.73 UYU 110

-12.45%

Water (0.33 liter bottle)

$1.97 $1.97

$2.09 UYU 84.0

-5.74%

Local Beer (0.5 liter draught)

$7.18 $7.18

$4.75 UYU 191

51.16%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$3.67 UYU 147

124.25%

Milk (1 liter)

$0.90 $0.90

$1.38 UYU 55.5

-34.78%

White Bread (500g)

$3.14 $3.14

$2.77 UYU 112

13.36%

Rice (white) (1kg)

$4.01 $4.01

$1.69 UYU 67.8

137.28%

Eggs

$3.78 $3.78

$4.52 UYU 182

-16.37%

Local Cheese (1kg)

$13.45 $13.45

$14.17 UYU 570

-5.08%

Chicken Fillets (1kg)

$11.36 $11.36

$12.07 UYU 485

-5.88%

Beef Round Steak (1kg)

$19.44 $19.44

$12.16 UYU 489

59.87%

Apples (1kg)

$5.73 $5.73

$2.87 UYU 116

99.65%

Banana (1kg)

$1.77 $1.77

$2.75 UYU 110

-35.64%

Oranges (1kg)

$6.00 $6.00

$1.73 UYU 69.5

246.82%

Tomato (1kg)

$4.83 $4.83

$3.24 UYU 130

49.07%

Potato (1kg)

$3.22 $3.22

$2.07 UYU 83.1

55.56%

Onion (1kg)

$4.18 $4.18

$2.07 UYU 83.1

101.93%

Lettuce (1 head)

$2.56 $2.56

$1.38 UYU 55.4

85.51%

Water (1.5 liter bottle)

$2.13 $2.13

$1.85 UYU 74.5

15.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.63 $10.63

$5.57 UYU 224

90.84%

Wine (Bottle)

$12.87 $12.87

$8.89 UYU 357

44.77%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$2.29 UYU 92.2

-21.83%

Imported Beer (0.33 liter bottle)

$1.64 $1.64

$2.70 UYU 109

-39.26%

One-way Ticket (Public Transport)

$0.97 $0.97

$1.52 UYU 61.3

-36.18%

Public Transport Monthly Pass (Regular Price)

$39.19 $39.19

$73.7 UYU 2,962

-46.80%

Taxi Start (Normal Tariff)

$1.94 $1.94

$1.82 UYU 73.4

6.59%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$0.40 UYU 16.05

252.50%

Taxi 1hour Waiting (Normal Tariff)

$19.61 $19.61

$10.66 UYU 429

83.96%

Gasoline (1 liter)

$0.99 $0.99

$2.22 UYU 89.2

-55.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$26.7K UYU 1.1M

39.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$36.7K UYU 1.5M

-27.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$191 UYU 7,674

-2.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$86.8 $86.8

$20.40 UYU 820

325.25%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$44.14 UYU 1,775

72.68%

Gym Membership (Monthly)

$31.38 $31.38

$54.1 UYU 2,177

-42.04%

Tennis Court (1 Hour on Weekend)

$16.72 $16.72

$19.68 UYU 791

-15.04%

Cinema Ticket

$15.15 $15.15

$12.33 UYU 496

22.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,722 $1,722

$613 UYU 24.7K

180.86%

International Primary School, 1 Child (Yearly)

$25.0K $25.0K

$11.0K UYU 444.3K

126.18%

Jeans (Levis 501 Or Similar)

$47.26 $47.26

$103 UYU 4,134

-54.03%

Summer Dress (H&M, Zara, etc)

$33.34 $33.34

$56.1 UYU 2,255

-40.54%

Sport Shoes (Adidas, Nike)

$82.7 $82.7

$124 UYU 5,000

-33.53%

Men's Leather Business Shoes

$152 $152

$130 UYU 5,214

17.41%

1-bedroom Apartment, City Center (Monthly)

$1,495 $1,495

$705 UYU 28.4K

111.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,157 $1,157

$575 UYU 23.1K

101.12%

3-bedroom Apartment, City Center (Monthly)

$2,080 $2,080

$1,139 UYU 45.8K

82.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,884 $1,884

$1,016 UYU 40.8K

85.47%

Buy Apartment in City Center (m2)

$1,781 $1,781

$3,349 UYU 134.6K

-46.80%

Buy Apartment Outside City Center (m2)

$1,364 $1,364

$1,942 UYU 78.1K

-29.78%

Average Monthly Net Salary (After Tax)

$3,648 $3,648

$1,229 UYU 49.4K

196.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

5.74

14.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Memphis, TN: October 6, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Memphis, TN

$1.2K 46.6%

Montevideo

$575 32.3% 50.3% $582

Groceries & Markets

Memphis, TN

$406 16.4%

Montevideo

$332 18.7% 18.2% $74

Monthly Utilities & Internet

Memphis, TN

$349 14.1%

Montevideo

$255 14.3% 26.8% $94

Eating Out

Memphis, TN

$316 12.7%

Montevideo

$271 15.2% 14% $44

Clothing & Footwear

Memphis, TN

$142 5.7%

Montevideo

$186 10.4% 30.9% $44

Sport & Entertainment

Memphis, TN

$62 2.5%

Montevideo

$79 4.4% 27.8% $17

Getting Around

Memphis, TN

$52 2.1%

Montevideo

$84 4.7% 60.5% $31

Cost Breakdown

A central one-bedroom costs $1,495 in Memphis, TN versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 197% higher in Memphis, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Memphis, TN versus $67.0 in Montevideo. Monthly groceries follow the same trend: $406 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Memphis, TN

🇺🇾 Montevideo

🕒 Local time

03:16 3:16 AM

05:16 5:16 AM

2 h ahead of Memphis, TN

🌤 Weather

👥 Population

633,104

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.1 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

Lowest

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Between locations

Memphis, TN Montevideo 8,550 km ≈ 11 h nonstop flight

From you

Memphis, TN
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Memphis, TN vs Montevideo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,484 in Memphis, TN, $1,813 in Montevideo – roughly 37% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $3,726 per month in Memphis, TN and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 88% less in Montevideo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,722 per month in Memphis, TN and $613 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Memphis, TN at $2,484. In Montevideo it covers expenses comfortably, while in Memphis, TN it requires careful planning or may not stretch far enough.

It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,813 in Montevideo to $2,484 in Memphis, TN. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Memphis, TN makes more sense. Both are solid long-term options with distinct trade-offs.