Last update: Oct 2026

Cost of Living Comparison Between Montecatini Terme and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,770 in Montecatini Terme, rent and utilities included – about $4,800 less a year. The total is higher in Montecatini Terme despite lower rent and utilities.

86

Cost of Living Index in Montecatini Terme
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Montecatini Terme Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Montecatini Terme

🇮🇹 Italy

$1,770

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Montecatini Terme and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montecatini Terme and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,770 in Montecatini Terme versus $1,368 in Ubud, Bali.

Montecatini Terme $1,770
Ubud, Bali $1,368

Estimated couple costs with rent: $2,747 in Montecatini Terme versus $2,314 in Ubud, Bali.

Montecatini Terme $2,747
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $3,725 in Montecatini Terme versus $3,260 in Ubud, Bali.

Montecatini Terme $3,725
Ubud, Bali $3,260

Living in Montecatini Terme is roughly 29% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Montecatini Terme 31% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$22.76 €20.24

$3.33 Rp 59.9K

583.48%

Three-Course Dinner for Two, Mid-Range

$91.0 €81.0

$35.18 Rp 633.2K

158.73%

Fast Food Meal (McDonalds, etc)

$13.20 €11.74

$5.80 Rp 104.5K

127.59%

Cappuccino

$1.90 €1.69

$2.73 Rp 49.1K

-30.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.73

$1.64 Rp 29.5K

87.20%

Water (0.33 liter bottle)

$1.58 €1.40

$0.83 Rp 15.0K

90.36%

Local Beer (0.5 liter draught)

$6.82 €6.06

$2.70 Rp 48.6K

152.59%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$4.30 Rp 77.4K

29.30%

Milk (1 liter)

$1.44 €1.28

$1.50 Rp 27.1K

-4.00%

White Bread (500g)

$2.45 €2.18

$2.30 Rp 41.4K

6.52%

Rice (white) (1kg)

$1.69 €1.51

$1.18 Rp 21.2K

43.22%

Eggs

$5.01 €4.46

$2.14 Rp 38.6K

134.11%

Local Cheese (1kg)

$19.73 €17.55

$17.48 Rp 314.6K

12.87%

Chicken Fillets (1kg)

$14.15 €12.59

$4.03 Rp 72.5K

251.12%

Beef Round Steak (1kg)

$21.53 €19.15

$12.23 Rp 220.1K

76.04%

Apples (1kg)

$2.59 €2.30

$3.55 Rp 63.9K

-27.04%

Banana (1kg)

$2.56 €2.27

$1.57 Rp 28.3K

63.06%

Oranges (1kg)

$3.11 €2.77

$2.24 Rp 40.2K

38.84%

Tomato (1kg)

$3.13 €2.78

$1.93 Rp 34.7K

62.18%

Potato (1kg)

$2.47 €2.20

$1.88 Rp 33.9K

31.38%

Onion (1kg)

$1.79 €1.60

$2.29 Rp 41.3K

-21.83%

Lettuce (1 head)

$1.43 €1.27

$0.99 Rp 17.9K

44.44%

Water (1.5 liter bottle)

$0.72 €0.64

$0.53 Rp 9,475

35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €5.98

$2.28 Rp 41.1K

194.74%

Wine (Bottle)

$9.11 €8.10

$23.01 Rp 414.2K

-60.41%

Local Beer (0.5 liter bottle)

$1.56 €1.38

$2.34 Rp 42.2K

-33.33%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$2.91 Rp 52.4K

-13.75%

One-way Ticket (Public Transport)

$1.72 €1.53

$0.24 Rp 4,315

616.67%

Public Transport Monthly Pass (Regular Price)

$44.17 €39.29

$8.82 Rp 158.7K

400.79%

Taxi Start (Normal Tariff)

$6.74 €6.00

$0.48 Rp 8,684

1304.17%

Taxi (Normal Tariff) (1km)

$1.40 €1.24

$0.46 Rp 8,233

204.35%

Taxi 1hour Waiting (Normal Tariff)

$31.57 €28.08

$5.45 Rp 98.2K

479.27%

Gasoline (1 liter)

$2.10 €1.86

$0.88 Rp 15.9K

138.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.1K

$24.6K Rp 442.2M

46.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.4K

$31.2K Rp 561.4M

13.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €167

$83.0 Rp 1.5M

126.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.03 €11.59

$6.45 Rp 116.0K

102.02%

Internet (50+ Mbps, Unlimited Data)

$30.94 €27.52

$18.57 Rp 334.2K

66.61%

Gym Membership (Monthly)

$58.0 €51.6

$55.8 Rp 1.0M

3.83%

Tennis Court (1 Hour on Weekend)

$21.54 €19.16

$18.11 Rp 326.0K

18.94%

Cinema Ticket

$11.04 €9.82

$4.38 Rp 78.9K

152.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$583 €519

$493 Rp 8.9M

18.25%

International Primary School, 1 Child (Yearly)

$15.0K €13.4K

$5,754 Rp 103.6M

161.02%

Jeans (Levis 501 Or Similar)

$83.0 €73.9

$46.19 Rp 831.4K

79.78%

Summer Dress (H&M, Zara, etc)

$41.62 €37.02

$35.33 Rp 636.0K

17.80%

Sport Shoes (Adidas, Nike)

$97.1 €86.4

$79.1 Rp 1.4M

22.80%

Men's Leather Business Shoes

$107 €94.7

$78.4 Rp 1.4M

35.86%

1-bedroom Apartment, City Center (Monthly)

$769 €684

$1,142 Rp 20.6M

-32.72%

1-bedroom Apartment, Outside City Center (Monthly)

$565 €502

$676 Rp 12.2M

-16.42%

3-bedroom Apartment, City Center (Monthly)

$1,075 €956

$3,503 Rp 63.1M

-69.31%

3-bedroom Apartment, Outside City Center (Monthly)

$868 €772

$1,700 Rp 30.6M

-48.92%

Buy Apartment in City Center (m2)

$2,984 €2,654

$2,784 Rp 50.1M

7.18%

Buy Apartment Outside City Center (m2)

$1,738 €1,546

$2,241 Rp 40.3M

-22.41%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

13.78

-76.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montecatini Terme: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montecatini Terme

$565 31.9%

Ubud, Bali

$676 49.4% 19.6% $111

Groceries & Markets

Montecatini Terme

$373 21.1%

Ubud, Bali

$290 21.2% 22.1% $83

Eating Out

Montecatini Terme

$308 17.4%

Ubud, Bali

$109 8% 64.7% $199

Monthly Utilities & Internet

Montecatini Terme

$232 13.1%

Ubud, Bali

$108 7.9% 53.4% $124

Clothing & Footwear

Montecatini Terme

$148 8.3%

Ubud, Bali

$108 7.9% 27.2% $40

Sport & Entertainment

Montecatini Terme

$80 4.5%

Ubud, Bali

$65 4.7% 19.3% $15

Getting Around

Montecatini Terme

$65 3.7%

Ubud, Bali

$13 0.9% 80.6% $52

Cost Breakdown

A one-bedroom apartment in the center runs $769 in Montecatini Terme and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $91.0 in Montecatini Terme vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $373 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Montecatini Terme

🇮🇩 Ubud, Bali

🕒 Local time

23:29 11:29 PM

05:29 5:29 AM

6 h ahead of Montecatini Terme

🌤 Weather

👥 Population

20,409

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Montecatini Terme Ubud, Bali 11,820 km ≈ 15 h nonstop flight

From you

Montecatini Terme
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montecatini Terme vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 29% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,655 in Montecatini Terme and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $769 in Montecatini Terme versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Montecatini Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $91.0 in Montecatini Terme. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,770 in Montecatini Terme, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Montecatini Terme. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Montecatini Terme, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montecatini Terme and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in Montecatini Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.