🙂Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,834 in Montecatini Terme.
🙂Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,711 in Montecatini Terme.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,587 in Montecatini Terme.
🙂Living in Ubud, Bali costs roughly 23% less than in Montecatini Terme, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali6% above, Montecatini Terme37% above.
Currency
🍽 Eating Out
Ubud, Bali
Montecatini Terme
Difference
Meal at Budget Restaurant
$3.56Rp 64.3K
$20.86€17.96
-82.93%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 590.3K
$38.44€33.10
-14.85%
Fast Food Meal(McDonalds, etc)
$4.95Rp 89.2K
$11.70€10.08
-57.69%
Cappuccino
$2.71Rp 48.9K
$1.66€1.43
63.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.2K
$2.28€1.96
-41.23%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$1.18€1.01
-40.68%
Local Beer(0.5 liter draught)
$2.92Rp 52.7K
$5.12€4.41
-42.97%
Imported Beer(0.33 liter bottle)
$3.96Rp 71.4K
$5.65€4.86
-29.91%
🛒 Groceries & Markets
Ubud, Bali
Montecatini Terme
Difference
Milk(1 liter)
$1.81Rp 32.6K
$1.39€1.20
30.22%
White Bread(500g)
$2.52Rp 45.4K
$2.79€2.40
-9.68%
Rice(white)(1kg)
$1.16Rp 20.9K
$2.53€2.18
-54.15%
Eggs
$2.46Rp 44.4K
$4.73€4.07
-47.99%
Local Cheese(1kg)
$14.71Rp 265.3K
$10.58€9.11
39.04%
Chicken Fillets(1kg)
$4.32Rp 77.9K
$14.92€12.85
-71.05%
Beef Round Steak(1kg)
$12.14Rp 218.9K
$22.61€19.47
-46.31%
Apples(1kg)
$3.84Rp 69.3K
$2.78€2.39
38.13%
Banana(1kg)
$1.56Rp 28.1K
$2.68€2.30
-41.79%
Oranges(1kg)
$2.83Rp 51.1K
$3.59€3.09
-21.17%
Tomato(1kg)
$2.33Rp 41.9K
$3.95€3.40
-41.01%
Potato(1kg)
$1.91Rp 34.5K
$2.80€2.41
-31.79%
Onion(1kg)
$2.20Rp 39.7K
$1.82€1.57
20.88%
Lettuce(1 head)
$1.01Rp 18.3K
$1.51€1.30
-33.11%
Water(1.5 liter bottle)
$0.78Rp 14.0K
$0.48€0.41
62.50%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.8K
$6.55€5.64
-49.31%
Wine(Bottle)
$23.74Rp 428.0K
$9.11€7.84
160.59%
Local Beer(0.5 liter bottle)
$2.79Rp 50.3K
$1.06€0.91
163.21%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.6K
$1.48€1.28
93.24%
🚌 Getting Around
Ubud, Bali
Montecatini Terme
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,848
$1.76€1.52
-84.66%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 144.8K
$42.63€36.70
-81.16%
Taxi Start(Normal Tariff)
$0.46Rp 8,230
$6.65€5.73
-93.08%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,116
$1.11€0.96
-59.46%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.9K
$34.00€29.27
-82.06%
Gasoline(1 liter)
$0.79Rp 14.3K
$1.99€1.71
-60.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 471.6M
$27.5K€23.7K
-5.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 579.2M
$36.6K€31.5K
-12.34%
🧾 Monthly Utilities & Internet
Ubud, Bali
Montecatini Terme
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$267€230
-70.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.3K
$11.36€9.78
-64.26%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 424.1K
$30.92€26.62
-23.93%
🎉 Sport & Entertainment
Ubud, Bali
Montecatini Terme
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$59.7€51.4
65.41%
Tennis Court(1 Hour on Weekend)
$6.63Rp 119.6K
$22.70€19.54
-70.79%
Cinema Ticket
$4.15Rp 74.8K
$10.12€8.71
-58.99%
🧸 Childcare & Education
Ubud, Bali
Montecatini Terme
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$709€611
-57.14%
International Primary School, 1 Child(Yearly)
$6,613Rp 119.3M
$11.3K€9,688
-41.23%
👕👟 Clothing & Footwear
Ubud, Bali
Montecatini Terme
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 1.0M
$101€86.7
-44.84%
Summer Dress(H&M, Zara, etc)
$38.31Rp 690.9K
$35.28€30.37
8.59%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$101€86.8
-12.09%
Men's Leather Business Shoes
$77.9Rp 1.4M
$129€111
-39.84%
🏠 Accommodation & Living
Ubud, Bali
Montecatini Terme
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.1M
$767€660
31.29%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.2M
$585€504
15.36%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 62.1M
$1,216€1,047
182.99%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.8M
$926€797
120.34%
Buy Apartment in City Center(m2)
$2,841Rp 51.2M
$2,948€2,538
-3.61%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.8M
$2,119€1,824
6.84%
💵 Salaries & Financials
Ubud, Bali
Montecatini Terme
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4
232.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Montecatini Terme: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $767 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $38.00 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $302 vs $359 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Montecatini Terme: Cost of Living - Frequently Asked Questions
Is Montecatini Terme cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 29% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,129 in Ubud, Bali and $2,751 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Montecatini Terme?
Rent for a central apartment: $1,006 in Ubud, Bali versus $767 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and Montecatini Terme?
Supermarket bills run roughly 19% higher in Montecatini Terme. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or Montecatini Terme?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $38.00 in Montecatini Terme. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Ubud, Bali or Montecatini Terme?
At $1,419 in Ubud, Bali versus $1,834 in Montecatini Terme, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Montecatini Terme. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Montecatini Terme more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Montecatini Terme, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Montecatini Terme?
Safety-wise, Ubud, Bali and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in Montecatini Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared