Cost of Living Comparison Between Ubud, Bali and Montecatini Terme Cost of Living Comparison Between Ubud, Bali and Montecatini Terme

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,814 in Montecatini Terme.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,686 in Montecatini Terme.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,558 in Montecatini Terme.

Living in Ubud, Bali costs roughly 22% less than in Montecatini Terme, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Montecatini Terme 36% above.

Currency
🍽 Eating Out
Ubud, Bali
Montecatini Terme
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$21.20 €18.57
-83.73%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$38.16 €33.42
-15.25%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$11.55 €10.12
-58.10%
Cappuccino
$2.75 Rp 49.4K
$1.59 €1.39
72.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.25 €1.97
-38.67%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.15 €1.00
-34.78%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$5.15 €4.51
-41.94%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$5.85 €5.12
-34.19%
🛒 Groceries & Markets
Ubud, Bali
Montecatini Terme
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.45 €1.27
20.00%
White Bread (500g)
$2.46 Rp 44.2K
$2.86 €2.50
-13.99%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.58 €2.26
-54.65%
Eggs
$2.43 Rp 43.7K
$4.63 €4.05
-47.52%
Local Cheese (1kg)
$14.50 Rp 260.6K
$10.36 €9.07
39.96%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$15.25 €13.36
-71.48%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$22.72 €19.89
-47.27%
Apples (1kg)
$3.72 Rp 66.8K
$2.74 €2.40
35.77%
Banana (1kg)
$1.63 Rp 29.2K
$2.78 €2.44
-41.37%
Oranges (1kg)
$2.74 Rp 49.3K
$3.74 €3.27
-26.74%
Tomato (1kg)
$2.24 Rp 40.3K
$4.01 €3.51
-44.14%
Potato (1kg)
$1.92 Rp 34.5K
$2.78 €2.44
-30.94%
Onion (1kg)
$2.28 Rp 40.9K
$1.84 €1.61
23.91%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.57 €1.37
-32.48%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.45 €0.39
60.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$6.20 €5.43
-46.94%
Wine (Bottle)
$23.19 Rp 416.8K
$8.95 €7.84
159.11%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.02 €0.89
172.55%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.52 €1.33
79.61%
🚌 Getting Around
Ubud, Bali
Montecatini Terme
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$1.71 €1.50
-84.21%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$44.26 €38.76
-81.68%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$7.01 €6.14
-93.15%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.11 €0.97
-62.16%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$33.36 €29.21
-81.35%
Gasoline (1 liter)
$0.81 Rp 14.6K
$2.01 €1.76
-59.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$28.0K €24.5K
-4.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$37.2K €32.6K
-13.47%
🧾 Monthly Utilities & Internet
Ubud, Bali
Montecatini Terme
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$267 €233
-70.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$11.72 €10.26
-65.27%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$30.78 €26.96
-20.96%
🎉 Sport & Entertainment
Ubud, Bali
Montecatini Terme
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$60.2 €52.7
63.94%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
$23.03 €20.17
-72.47%
Cinema Ticket
$3.99 Rp 71.6K
$9.78 €8.56
-59.20%
🧸 Childcare & Education
Ubud, Bali
Montecatini Terme
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$704 €616
-56.65%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$11.5K €10.0K
-42.01%
👕👟 Clothing & Footwear
Ubud, Bali
Montecatini Terme
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$97.8 €85.7
-44.65%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$34.88 €30.55
8.40%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$102 €89.7
-15.24%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$128 €112
-40.19%
🏠 Accommodation & Living
Ubud, Bali
Montecatini Terme
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$763 €668
30.03%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$587 €515
14.51%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$1,220 €1,068
176.72%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$922 €807
122.46%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$2,872 €2,515
-2.34%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$2,095 €1,835
6.30%
💵 Salaries & Financials
Ubud, Bali
Montecatini Terme
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4
232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Montecatini Terme: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $763 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $297 vs $362 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Montecatini Terme: Cost of Living - Frequently Asked Questions
Is Montecatini Terme cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 29% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,112 in Ubud, Bali and $2,721 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Montecatini Terme?
Rent for a central apartment: $992 in Ubud, Bali versus $763 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Montecatini Terme?
Supermarket bills run roughly 22% higher in Montecatini Terme. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or in Montecatini Terme?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $38.00 in Montecatini Terme. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Montecatini Terme?
At $1,408 in Ubud, Bali versus $1,814 in Montecatini Terme, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Montecatini Terme. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Montecatini Terme more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Montecatini Terme, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Montecatini Terme?
Safety-wise, Ubud, Bali and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in Montecatini Terme. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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