Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Montecatini Terme

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,759 in Montecatini Terme, rent and utilities included – about $4,900 less a year. The total is higher in Montecatini Terme despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
85

Cost of Living Index in Montecatini Terme
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Montecatini Terme Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Montecatini Terme

🇮🇹 Italy

$1,759

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Montecatini Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Montecatini Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,759 in Montecatini Terme.

Ubud, Bali $1,349
Montecatini Terme $1,759

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,739 in Montecatini Terme.

Ubud, Bali $2,305
Montecatini Terme $2,739

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,719 in Montecatini Terme.

Ubud, Bali $3,261
Montecatini Terme $3,719

Living in Ubud, Bali costs roughly 23% less than in Montecatini Terme, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.44 €20.11

-85.20%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$89.0 €79.7

-59.94%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.46 €12.06

-58.92%

Cappuccino

$2.72 Rp 49.3K

$1.99 €1.78

36.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.06 €2.74

-44.44%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.56 €1.40

-51.28%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.77 €6.06

-60.86%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.47 €4.90

-19.93%

Milk (1 liter)

$1.49 Rp 27.0K

$1.49 €1.34

White Bread (500g)

$2.28 Rp 41.3K

$2.52 €2.26

-9.52%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.71 €1.53

-30.41%

Eggs

$2.04 Rp 36.9K

$4.95 €4.44

-58.79%

Local Cheese (1kg)

$17.70 Rp 321.1K

$19.87 €17.81

-10.92%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$14.03 €12.57

-71.77%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$21.47 €19.24

-43.22%

Apples (1kg)

$3.66 Rp 66.3K

$2.60 €2.33

40.77%

Banana (1kg)

$1.52 Rp 27.5K

$2.45 €2.19

-37.96%

Oranges (1kg)

$2.23 Rp 40.4K

$3.29 €2.95

-32.22%

Tomato (1kg)

$1.97 Rp 35.8K

$3.17 €2.84

-37.85%

Potato (1kg)

$1.85 Rp 33.5K

$2.45 €2.19

-24.49%

Onion (1kg)

$2.42 Rp 44.0K

$1.67 €1.49

44.91%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.37 €1.23

-27.74%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.66 €0.59

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.62 €5.93

-66.47%

Wine (Bottle)

$22.24 Rp 403.4K

$8.71 €7.81

155.34%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.50 €1.34

50.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 €2.37

12.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.79 €1.60

-86.03%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$48.10 €43.10

-83.74%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$6.55 €5.87

-93.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.42 €1.27

-69.72%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$32.73 €29.33

-83.47%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.18 €1.95

-62.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$36.6K €32.8K

-34.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$35.4K €31.7K

-10.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$194 €174

-59.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$13.02 €11.66

-50.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$30.98 €27.76

-40.03%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$48.06 €43.06

2.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$25.51 €22.86

-30.81%

Cinema Ticket

$4.27 Rp 77.5K

$11.00 €9.86

-61.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$782 €700

-37.24%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$15.0K €13.5K

-62.29%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$83.7 €75.0

-46.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$41.13 €36.86

-15.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$98.2 €88.0

-18.64%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$105 €93.7

-24.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$802 €718

40.33%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$556 €498

20.87%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,311 €1,175

171.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$881 €789

95.65%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,573 €2,306

6.16%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,050 €1,837

11.41%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Montecatini Terme: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Montecatini Terme

$556 31.6% 17.3% $116

Groceries & Markets

Ubud, Bali

$288 21.4%

Montecatini Terme

$372 21.2% 28.9% $83

Eating Out

Ubud, Bali

$108 8%

Montecatini Terme

$307 17.5% 185% $199

Clothing & Footwear

Ubud, Bali

$108 8%

Montecatini Terme

$147 8.4% 37.1% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Montecatini Terme

$238 13.5% 129% $134

Sport & Entertainment

Ubud, Bali

$58 4.3%

Montecatini Terme

$70 4% 20.7% $12

Getting Around

Ubud, Bali

$11 0.9%

Montecatini Terme

$69 3.9% 503% $57

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $802 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $89 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $288 vs $372 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Montecatini Terme

🕒 Local time

20:14 8:14 PM

13:14 1:14 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,409

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Montecatini Terme 11,820 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Montecatini Terme

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 23% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $2,638 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $802 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Montecatini Terme. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $89 in Montecatini Terme. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Montecatini Terme are both considered safe, so it’s unlikely to be the deciding factor between them.