Last update: Oct 2026

Cost of Living Comparison Between Montecatini Terme and Milan

For one person, living is cheaper in Montecatini Terme: $1,770 a month against $2,560 in Milan, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Montecatini Terme
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Montecatini Terme Living Index
124

Cost of Living Index in Milan
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Milan Living Index

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Montecatini Terme

🇮🇹 Italy

$1,770

/mo nomad

Milan

🇮🇹 Italy

$2,560

/mo nomad

Monthly Cost of Living

How much you'll spend in Montecatini Terme and in Milan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montecatini Terme and in Milan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,770 in Montecatini Terme versus $2,560 in Milan.

Montecatini Terme $1,770
Milan $2,560

Estimated couple costs with rent: $2,747 in Montecatini Terme versus $3,895 in Milan.

Montecatini Terme $2,747
Milan $3,895

Monthly costs for a family of three with rent: $3,725 in Montecatini Terme versus $5,230 in Milan.

Montecatini Terme $3,725
Milan $5,230

Living in Montecatini Terme costs roughly 31% less than in Milan, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Montecatini Terme 31% above, Milan 90% above.

Meal at Budget Restaurant

$22.76 €20.24

$22.52 €20.03

1.07%

Three-Course Dinner for Two, Mid-Range

$91.0 €81.0

$89.3 €79.4

1.95%

Fast Food Meal (McDonalds, etc)

$13.20 €11.74

$13.16 €11.71

0.30%

Cappuccino

$1.90 €1.69

$2.13 €1.90

-10.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.73

$3.67 €3.26

-16.35%

Water (0.33 liter bottle)

$1.58 €1.40

$1.82 €1.62

-13.19%

Local Beer (0.5 liter draught)

$6.82 €6.06

$6.65 €5.92

2.56%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$6.64 €5.91

-16.27%

Milk (1 liter)

$1.44 €1.28

$1.70 €1.51

-15.29%

White Bread (500g)

$2.45 €2.18

$3.16 €2.81

-22.47%

Rice (white) (1kg)

$1.69 €1.51

$3.54 €3.15

-52.26%

Eggs

$5.01 €4.46

$4.88 €4.34

2.66%

Local Cheese (1kg)

$19.73 €17.55

$22.85 €20.33

-13.65%

Chicken Fillets (1kg)

$14.15 €12.59

$14.72 €13.09

-3.87%

Beef Round Steak (1kg)

$21.53 €19.15

$22.77 €20.25

-5.45%

Apples (1kg)

$2.59 €2.30

$3.12 €2.77

-16.99%

Banana (1kg)

$2.56 €2.27

$2.39 €2.12

7.11%

Oranges (1kg)

$3.11 €2.77

$3.39 €3.02

-8.26%

Tomato (1kg)

$3.13 €2.78

$4.27 €3.80

-26.70%

Potato (1kg)

$2.47 €2.20

$2.38 €2.12

3.78%

Onion (1kg)

$1.79 €1.60

$2.04 €1.82

-12.25%

Lettuce (1 head)

$1.43 €1.27

$1.75 €1.56

-18.29%

Water (1.5 liter bottle)

$0.72 €0.64

$0.57 €0.51

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €5.98

$7.46 €6.64

-9.92%

Wine (Bottle)

$9.11 €8.10

$9.58 €8.52

-4.91%

Local Beer (0.5 liter bottle)

$1.56 €1.38

$2.01 €1.79

-22.39%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$2.46 €2.19

2.03%

One-way Ticket (Public Transport)

$1.72 €1.53

$2.38 €2.12

-27.73%

Public Transport Monthly Pass (Regular Price)

$44.17 €39.29

$43.27 €38.49

2.08%

Taxi Start (Normal Tariff)

$6.74 €6.00

$7.67 €6.82

-12.13%

Taxi (Normal Tariff) (1km)

$1.40 €1.24

$2.26 €2.01

-38.05%

Taxi 1hour Waiting (Normal Tariff)

$31.57 €28.08

$65.2 €58.0

-51.57%

Gasoline (1 liter)

$2.10 €1.86

$2.20 €1.96

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.1K

$36.5K €32.4K

-1.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.4K

$35.4K €31.5K

-0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €167

$247 €220

-23.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.03 €11.59

$10.21 €9.08

27.62%

Internet (50+ Mbps, Unlimited Data)

$30.94 €27.52

$29.16 €25.94

6.10%

Gym Membership (Monthly)

$58.0 €51.6

$82.4 €73.3

-29.64%

Tennis Court (1 Hour on Weekend)

$21.54 €19.16

$34.18 €30.41

-36.98%

Cinema Ticket

$11.04 €9.82

$12.11 €10.77

-8.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$583 €519

$857 €762

-31.97%

International Primary School, 1 Child (Yearly)

$15.0K €13.4K

$18.6K €16.5K

-19.17%

Jeans (Levis 501 Or Similar)

$83.0 €73.9

$101 €90.2

-18.14%

Summer Dress (H&M, Zara, etc)

$41.62 €37.02

$50.8 €45.21

-18.12%

Sport Shoes (Adidas, Nike)

$97.1 €86.4

$117 €104

-16.66%

Men's Leather Business Shoes

$107 €94.7

$167 €149

-36.36%

1-bedroom Apartment, City Center (Monthly)

$769 €684

$1,731 €1,540

-55.59%

1-bedroom Apartment, Outside City Center (Monthly)

$565 €502

$1,169 €1,040

-51.70%

3-bedroom Apartment, City Center (Monthly)

$1,075 €956

$3,402 €3,026

-68.40%

3-bedroom Apartment, Outside City Center (Monthly)

$868 €772

$2,036 €1,811

-57.35%

Buy Apartment in City Center (m2)

$2,984 €2,654

$10.5K €9,376

-71.69%

Buy Apartment Outside City Center (m2)

$1,738 €1,546

$5,240 €4,661

-66.82%

Average Monthly Net Salary (After Tax)

$2,145 €1,908

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

3.18

3.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montecatini Terme: October 12, 2026

Last update for Milan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montecatini Terme

$565 31.9%

Milan

$1.2K 45.7% 107% $604

Groceries & Markets

Montecatini Terme

$373 21.1%

Milan

$417 16.3% 11.7% $44

Eating Out

Montecatini Terme

$308 17.4%

Milan

$314 12.3% 1.8% $5.4

Monthly Utilities & Internet

Montecatini Terme

$232 13.1%

Milan

$286 11.2% 23.5% $54

Clothing & Footwear

Montecatini Terme

$148 8.3%

Milan

$196 7.7% 32.9% $49

Sport & Entertainment

Montecatini Terme

$80 4.5%

Milan

$107 4.2% 33.2% $27

Getting Around

Montecatini Terme

$65 3.7%

Milan

$72 2.8% 10.8% $7

Cost Breakdown

A one-bedroom apartment in the center runs $769 in Montecatini Terme and $1,731 in Milan. Housing cost is often the main lever when comparing two cities.

Dining out: $91.0 in Montecatini Terme vs $89.0 in Milan. Groceries flip the comparison at $373 vs $417, with Montecatini Terme cheaper for home cooking.

Good to know

🇮🇹 Montecatini Terme

🇮🇹 Milan

🕒 Local time

23:29 11:29 PM

Same time as Montecatini Terme

🌤 Weather

👥 Population

20,409

1,394,798

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montecatini Terme vs Milan: Cost of Living - Frequently Asked Questions

Montecatini Terme is cheaper overall, especially in groceries, eating out, and clothing. The 45% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,655 in Montecatini Terme and $3,841 in Milan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $769 in Montecatini Terme versus $1,731 in Milan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $583 in Montecatini Terme versus $857 in Milan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

At $1,770 in Montecatini Terme versus $2,560 in Milan, a $2,500 budget is realistic in Montecatini Terme but tight or insufficient in Milan. The gap between the two cities makes Montecatini Terme the clear choice for anyone on this budget.

For families, Montecatini Terme is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montecatini Terme and Milan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montecatini Terme gentler on the wallet – expenses run 45% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.