Cost of Living Comparison Between Milan and Montecatini Terme Cost of Living Comparison Between Milan and Montecatini Terme

Monthly Cost of Living

Monthly costs for one person with rent: $2,645 in Milan versus $1,835 in Montecatini Terme.

Estimated couple costs with rent: $4,044 in Milan versus $2,851 in Montecatini Terme.

Monthly costs for a family of three with rent: $5,444 in Milan versus $3,868 in Montecatini Terme.

Living in Milan is roughly 44% more expensive than in Montecatini Terme, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Milan 92% above, Montecatini Terme 34% above.

Meal at Budget Restaurant

$24.76 €21.29

$22.97 €19.75

7.79%

Three-Course Dinner for Two, Mid-Range

$97.3 €83.7

$94.3 €81.1

3.22%

Fast Food Meal (McDonalds, etc)

$13.91 €11.96

$14.07 €12.09

-1.14%

Cappuccino

$2.13 €1.83

$1.98 €1.71

7.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.02 €3.46

$3.09 €2.66

30.10%

Water (0.33 liter bottle)

$2.06 €1.77

$1.69 €1.45

21.89%

Local Beer (0.5 liter draught)

$6.89 €5.92

$7.14 €6.14

-3.50%

Imported Beer (0.33 liter bottle)

$6.96 €5.98

$5.87 €5.05

18.57%

Milk (1 liter)

$1.79 €1.54

$1.56 €1.34

14.74%

White Bread (500g)

$3.34 €2.87

$2.62 €2.25

27.48%

Rice (white) (1kg)

$3.78 €3.25

$1.70 €1.46

122.35%

Eggs

$5.07 €4.36

$5.26 €4.52

-3.61%

Local Cheese (1kg)

$23.70 €20.37

$20.69 €17.79

14.55%

Chicken Fillets (1kg)

$15.03 €12.92

$14.59 €12.55

3.02%

Beef Round Steak (1kg)

$23.74 €20.41

$22.44 €19.29

5.79%

Apples (1kg)

$3.22 €2.77

$2.68 €2.30

20.15%

Banana (1kg)

$2.55 €2.19

$2.62 €2.25

-2.67%

Oranges (1kg)

$3.50 €3.00

$3.33 €2.87

5.11%

Tomato (1kg)

$4.59 €3.94

$3.15 €2.71

45.71%

Potato (1kg)

$2.47 €2.12

$2.54 €2.19

-2.76%

Onion (1kg)

$2.15 €1.84

$1.78 €1.53

20.79%

Lettuce (1 head)

$1.84 €1.58

$1.48 €1.27

24.32%

Water (1.5 liter bottle)

$0.60 €0.51

$0.70 €0.60

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$7.52 €6.47

$6.83 €5.87

10.10%

Wine (Bottle)

$9.35 €8.04

$9.09 €7.82

2.86%

Local Beer (0.5 liter bottle)

$2.05 €1.76

$1.61 €1.38

27.33%

Imported Beer (0.33 liter bottle)

$2.36 €2.03

$2.65 €2.28

-10.94%

One-way Ticket (Public Transport)

$2.49 €2.14

$1.91 €1.64

30.37%

Public Transport Monthly Pass (Regular Price)

$45.87 €39.43

$47.12 €40.51

-2.65%

Taxi Start (Normal Tariff)

$8.07 €6.94

$6.79 €5.83

18.85%

Taxi (Normal Tariff) (1km)

$2.37 €2.04

$1.51 €1.29

56.95%

Taxi 1hour Waiting (Normal Tariff)

$65.0 €55.9

$33.49 €28.80

94.21%

Gasoline (1 liter)

$2.15 €1.85

$2.14 €1.84

0.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €32.9K

$37.7K €32.4K

1.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €32.4K

$36.8K €31.6K

2.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 €230

$198 €171

34.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.89 €9.36

$13.93 €11.98

-21.82%

Internet (50+ Mbps, Unlimited Data)

$30.70 €26.39

$31.80 €27.33

-3.46%

Gym Membership (Monthly)

$88.4 €76.0

$51.1 €43.96

72.83%

Tennis Court (1 Hour on Weekend)

$34.05 €29.27

$26.35 €22.65

29.22%

Cinema Ticket

$12.87 €11.07

$11.56 €9.94

11.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$862 €741

$585 €503

47.37%

International Primary School, 1 Child (Yearly)

$20.1K €17.3K

$15.6K €13.4K

28.89%

Jeans (Levis 501 Or Similar)

$106 €91.5

$89.5 €76.9

18.96%

Summer Dress (H&M, Zara, etc)

$52.6 €45.20

$44.27 €38.06

18.75%

Sport Shoes (Adidas, Nike)

$117 €101

$102 €87.5

14.92%

Men's Leather Business Shoes

$170 €146

$112 €96.1

52.25%

1-bedroom Apartment, City Center (Monthly)

$1,740 €1,496

$731 €628

138.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,223 €1,051

$556 €478

119.90%

3-bedroom Apartment, City Center (Monthly)

$3,638 €3,127

$1,061 €912

242.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,089 €1,796

$968 €832

115.84%

Buy Apartment in City Center (m2)

$11.1K €9,550

$3,480 €2,992

219.16%

Buy Apartment Outside City Center (m2)

$5,102 €4,386

$1,873 €1,610

172.37%

Average Monthly Net Salary (After Tax)

$2,275 €1,956

20-Year Fixed Mortgage Interest Rate (Annual %)

3.17

3.29

-3.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: August 30, 2026

Last update for Montecatini Terme: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,740 in Milan and $731 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $97.0 in Milan vs $94.0 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $432 vs $387 per month, with Montecatini Terme cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Montecatini Terme is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 44% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,967 in Milan and $2,752 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,740 in Milan versus $731 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $862 in Milan versus $585 in Montecatini Terme. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

At $1,835 in Montecatini Terme versus $2,645 in Milan, a $2,500 budget is realistic in Montecatini Terme but tight or insufficient in Milan. The gap between the two cities makes Montecatini Terme the clear choice for anyone on this budget.

For families, Montecatini Terme is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montecatini Terme gentler on the wallet – expenses run 44% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.