Last update: Oct 2026

Cost of Living Comparison Between Milan and Montecatini Terme

For one person, living is cheaper in Montecatini Terme: $1,770 a month against $2,560 in Milan, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Milan
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Milan Living Index
86

Cost of Living Index in Montecatini Terme
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Montecatini Terme Living Index

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Milan

🇮🇹 Italy

$2,560

/mo nomad

Montecatini Terme

🇮🇹 Italy

$1,770

/mo nomad

Monthly Cost of Living

How much you'll spend in Milan and in Montecatini Terme

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milan and in Montecatini Terme actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,560 in Milan versus $1,770 in Montecatini Terme.

Milan $2,560
Montecatini Terme $1,770

Estimated couple costs with rent: $3,895 in Milan versus $2,747 in Montecatini Terme.

Milan $3,895
Montecatini Terme $2,747

Monthly costs for a family of three with rent: $5,230 in Milan versus $3,725 in Montecatini Terme.

Milan $5,230
Montecatini Terme $3,725

Living in Milan is roughly 45% more expensive than in Montecatini Terme, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Milan 90% above, Montecatini Terme 31% above.

Meal at Budget Restaurant

$22.52 €20.03

$22.76 €20.24

-1.05%

Three-Course Dinner for Two, Mid-Range

$89.3 €79.4

$91.0 €81.0

-1.91%

Fast Food Meal (McDonalds, etc)

$13.16 €11.71

$13.20 €11.74

-0.30%

Cappuccino

$2.13 €1.90

$1.90 €1.69

12.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.67 €3.26

$3.07 €2.73

19.54%

Water (0.33 liter bottle)

$1.82 €1.62

$1.58 €1.40

15.19%

Local Beer (0.5 liter draught)

$6.65 €5.92

$6.82 €6.06

-2.49%

Imported Beer (0.33 liter bottle)

$6.64 €5.91

$5.56 €4.95

19.42%

Milk (1 liter)

$1.70 €1.51

$1.44 €1.28

18.06%

White Bread (500g)

$3.16 €2.81

$2.45 €2.18

28.98%

Rice (white) (1kg)

$3.54 €3.15

$1.69 €1.51

109.47%

Eggs

$4.88 €4.34

$5.01 €4.46

-2.59%

Local Cheese (1kg)

$22.85 €20.33

$19.73 €17.55

15.81%

Chicken Fillets (1kg)

$14.72 €13.09

$14.15 €12.59

4.03%

Beef Round Steak (1kg)

$22.77 €20.25

$21.53 €19.15

5.76%

Apples (1kg)

$3.12 €2.77

$2.59 €2.30

20.46%

Banana (1kg)

$2.39 €2.12

$2.56 €2.27

-6.64%

Oranges (1kg)

$3.39 €3.02

$3.11 €2.77

9.00%

Tomato (1kg)

$4.27 €3.80

$3.13 €2.78

36.42%

Potato (1kg)

$2.38 €2.12

$2.47 €2.20

-3.64%

Onion (1kg)

$2.04 €1.82

$1.79 €1.60

13.97%

Lettuce (1 head)

$1.75 €1.56

$1.43 €1.27

22.38%

Water (1.5 liter bottle)

$0.57 €0.51

$0.72 €0.64

-20.83%

Cigarettes 20 Pack (Marlboro, Camel)

$7.46 €6.64

$6.72 €5.98

11.01%

Wine (Bottle)

$9.58 €8.52

$9.11 €8.10

5.16%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$1.56 €1.38

28.85%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$2.51 €2.23

-1.99%

One-way Ticket (Public Transport)

$2.38 €2.12

$1.72 €1.53

38.37%

Public Transport Monthly Pass (Regular Price)

$43.27 €38.49

$44.17 €39.29

-2.04%

Taxi Start (Normal Tariff)

$7.67 €6.82

$6.74 €6.00

13.80%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$1.40 €1.24

61.43%

Taxi 1hour Waiting (Normal Tariff)

$65.2 €58.0

$31.57 €28.08

106.49%

Gasoline (1 liter)

$2.20 €1.96

$2.10 €1.86

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.4K

$36.0K €32.1K

1.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.5K

$35.3K €31.4K

0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €220

$188 €167

31.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.21 €9.08

$13.03 €11.59

-21.64%

Internet (50+ Mbps, Unlimited Data)

$29.16 €25.94

$30.94 €27.52

-5.75%

Gym Membership (Monthly)

$82.4 €73.3

$58.0 €51.6

42.13%

Tennis Court (1 Hour on Weekend)

$34.18 €30.41

$21.54 €19.16

58.68%

Cinema Ticket

$12.11 €10.77

$11.04 €9.82

9.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$857 €762

$583 €519

47.00%

International Primary School, 1 Child (Yearly)

$18.6K €16.5K

$15.0K €13.4K

23.71%

Jeans (Levis 501 Or Similar)

$101 €90.2

$83.0 €73.9

22.16%

Summer Dress (H&M, Zara, etc)

$50.8 €45.21

$41.62 €37.02

22.13%

Sport Shoes (Adidas, Nike)

$117 €104

$97.1 €86.4

19.99%

Men's Leather Business Shoes

$167 €149

$107 €94.7

57.14%

1-bedroom Apartment, City Center (Monthly)

$1,731 €1,540

$769 €684

125.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$565 €502

107.03%

3-bedroom Apartment, City Center (Monthly)

$3,402 €3,026

$1,075 €956

216.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,036 €1,811

$868 €772

134.49%

Buy Apartment in City Center (m2)

$10.5K €9,376

$2,984 €2,654

253.23%

Buy Apartment Outside City Center (m2)

$5,240 €4,661

$1,738 €1,546

201.40%

Average Monthly Net Salary (After Tax)

$2,145 €1,908

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

3.29

-3.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: October 12, 2026

Last update for Montecatini Terme: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milan

$1.2K 45.7%

Montecatini Terme

$565 31.9% 51.7% $604

Groceries & Markets

Milan

$417 16.3%

Montecatini Terme

$373 21.1% 10.5% $44

Eating Out

Milan

$314 12.3%

Montecatini Terme

$308 17.4% 1.7% $5.4

Monthly Utilities & Internet

Milan

$286 11.2%

Montecatini Terme

$232 13.1% 19% $54

Clothing & Footwear

Milan

$196 7.7%

Montecatini Terme

$148 8.3% 24.7% $49

Sport & Entertainment

Milan

$107 4.2%

Montecatini Terme

$80 4.5% 24.9% $27

Getting Around

Milan

$72 2.8%

Montecatini Terme

$65 3.7% 9.8% $7

Cost Breakdown

A one-bedroom apartment in the center runs $1,731 in Milan and $769 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Milan vs $91.0 in Montecatini Terme. Groceries flip the comparison at $417 vs $373, with Montecatini Terme cheaper for home cooking.

Good to know

🇮🇹 Milan

🇮🇹 Montecatini Terme

🕒 Local time

03:20 3:20 AM

Same time as Milan

🌤 Weather

👥 Population

1,394,798

20,409

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Montecatini Terme is cheaper overall, especially in groceries, eating out, and clothing. The 45% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Milan and $2,655 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,731 in Milan versus $769 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $857 in Milan versus $583 in Montecatini Terme. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

At $1,770 in Montecatini Terme versus $2,560 in Milan, a $2,500 budget is realistic in Montecatini Terme but tight or insufficient in Milan. The gap between the two cities makes Montecatini Terme the clear choice for anyone on this budget.

For families, Montecatini Terme is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montecatini Terme gentler on the wallet – expenses run 45% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.