Cost of Living Comparison Between Milan and Montecatini Terme Cost of Living Comparison Between Milan and Montecatini Terme

Monthly Cost of Living

Monthly costs for one person with rent: $2,441 in Milan versus $1,822 in Montecatini Terme.

Estimated couple costs with rent: $3,883 in Milan versus $2,657 in Montecatini Terme.

Monthly costs for a family of three with rent: $5,324 in Milan versus $3,493 in Montecatini Terme.

Living in Milan is roughly 34% more expensive than Montecatini Terme, driven mainly by Eating Out.

Both cities are pricier than the global median: Milan 81% above, Montecatini Terme 35% above.

Meal at Budget Restaurant

$23.10 €19.66

$20.99 €17.86

10.05%

Three-Course Dinner for Two, Mid-Range

$92.0 €78.3

$37.99 €32.33

142.17%

Fast Food Meal (McDonalds, etc)

$13.00 €11.06

$11.79 €10.04

10.26%

Cappuccino

$2.21 €1.88

$1.66 €1.41

33.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €2.89

$2.28 €1.94

49.12%

Water (0.33 liter bottle)

$1.47 €1.25

$1.17 €1.00

25.64%

Local Beer (0.5 liter draught)

$7.06 €6.01

$5.10 €4.34

38.43%

Imported Beer (0.33 liter bottle)

$5.63 €4.79

$5.70 €4.85

-1.23%

Milk (1 liter)

$1.79 €1.52

$1.40 €1.19

27.86%

White Bread (500g)

$2.88 €2.45

$2.75 €2.34

4.73%

Rice (white) (1kg)

$3.21 €2.73

$2.55 €2.17

25.88%

Eggs

$4.39 €3.73

$4.61 €3.92

-4.77%

Local Cheese (1kg)

$19.66 €16.73

$10.48 €8.92

87.60%

Chicken Fillets (1kg)

$13.17 €11.21

$15.24 €12.97

-13.58%

Beef Round Steak (1kg)

$24.43 €20.79

$22.28 €18.96

9.65%

Apples (1kg)

$2.86 €2.43

$2.71 €2.31

5.54%

Banana (1kg)

$2.29 €1.95

$2.76 €2.35

-17.03%

Oranges (1kg)

$3.36 €2.86

$3.64 €3.10

-7.69%

Tomato (1kg)

$4.13 €3.51

$4.02 €3.42

2.74%

Potato (1kg)

$2.66 €2.26

$2.81 €2.39

-5.34%

Onion (1kg)

$2.14 €1.82

$1.77 €1.50

20.90%

Lettuce (1 head)

$1.64 €1.39

$1.56 €1.33

5.13%

Water (1.5 liter bottle)

$0.73 €0.62

$0.44 €0.38

65.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.98 €5.94

$6.50 €5.53

7.38%

Wine (Bottle)

$9.25 €7.87

$9.53 €8.11

-2.94%

Local Beer (0.5 liter bottle)

$2.36 €2.01

$1.07 €0.91

120.56%

Imported Beer (0.33 liter bottle)

$3.08 €2.62

$1.52 €1.29

102.63%

One-way Ticket (Public Transport)

$2.58 €2.19

$1.72 €1.47

50.00%

Public Transport Monthly Pass (Regular Price)

$44.57 €37.93

$43.01 €36.60

3.63%

Taxi Start (Normal Tariff)

$8.20 €6.98

$6.89 €5.86

19.01%

Taxi (Normal Tariff) (1km)

$2.61 €2.22

$1.12 €0.95

133.04%

Taxi 1hour Waiting (Normal Tariff)

$39.71 €33.79

$32.72 €27.85

21.36%

Gasoline (1 liter)

$2.06 €1.75

$2.02 €1.72

1.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K €28.5K

$27.9K €23.7K

20.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €30.4K

$37.5K €31.9K

-4.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €186

$265 €226

-17.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.69 €9.95

$11.46 €9.75

2.01%

Internet (50+ Mbps, Unlimited Data)

$30.70 €26.13

$30.72 €26.15

-0.07%

Gym Membership (Monthly)

$76.6 €65.1

$60.1 €51.1

27.46%

Tennis Court (1 Hour on Weekend)

$36.94 €31.44

$23.18 €19.72

59.36%

Cinema Ticket

$11.47 €9.76

$10.09 €8.59

13.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$890 €757

$714 €608

24.57%

International Primary School, 1 Child (Yearly)

$16.6K €14.2K

$11.3K €9,623

47.23%

Jeans (Levis 501 Or Similar)

$113 €96.2

$98.4 €83.8

14.92%

Summer Dress (H&M, Zara, etc)

$55.0 €46.80

$35.21 €29.96

56.18%

Sport Shoes (Adidas, Nike)

$115 €97.7

$103 €87.3

11.85%

Men's Leather Business Shoes

$174 €148

$131 €111

33.39%

1-bedroom Apartment, City Center (Monthly)

$1,626 €1,384

$750 €638

116.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,120 €953

$585 €498

91.61%

3-bedroom Apartment, City Center (Monthly)

$3,194 €2,718

$1,234 €1,050

158.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,079 €1,769

$935 €795

122.43%

Buy Apartment in City Center (m2)

$11.0K €9,326

$2,687 €2,287

307.83%

Buy Apartment Outside City Center (m2)

$5,319 €4,526

$2,331 €1,983

128.20%

Average Monthly Net Salary (After Tax)

$2,284 €1,944

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

-18.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: April 11, 2026

Last update for Montecatini Terme: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,626 in Milan and $750 in Montecatini Terme. Housing cost is often the main lever when comparing two cities.

Dining out: $92 in Milan vs $38 in Montecatini Terme for a mid-range dinner for two. Groceries echo the gap at $401 vs $360 per month, with Montecatini Terme cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Montecatini Terme: Cost of Living - Frequently Asked Questions

Montecatini Terme is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 34% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,661 in Milan and $2,733 in Montecatini Terme to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,626 in Milan versus $750 in Montecatini Terme. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $890 in Milan versus $714 in Montecatini Terme. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

At $1,822 in Montecatini Terme versus $2,441 in Milan, a $2,500 budget is realistic in Montecatini Terme but tight or insufficient in Milan. The gap between the two cities makes Montecatini Terme the clear choice for anyone on this budget.

For families, Montecatini Terme is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Montecatini Terme are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montecatini Terme gentler on the wallet – expenses run 34% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.