Last update: Oct 2026

Cost of Living Comparison Between Moline, IL and Toronto

For one person, living is cheaper in Moline, IL: $2,197 a month against $2,561 in Toronto, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Moline, IL
🇺🇸 United States
$2,197
/mo nomad
Toronto
🇨🇦 Canada
$2,561
/mo nomad
Monthly Cost of Living

How much you'll spend in Moline, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moline, IL and in Toronto actually costs, broken down by who's living it.

A single person spends $2,197 per month in Moline, IL vs $2,561 in Toronto, rent included.

  • Moline, IL $2,197
  • Toronto $2,561

A couple spends around $3,233 per month in Moline, IL vs $3,694 in Toronto, rent included.

  • Moline, IL $3,233
  • Toronto $3,694

A family of three spends $4,270 per month in Moline, IL vs $4,826 in Toronto, rent included.

  • Moline, IL $4,270
  • Toronto $4,826

Moline, IL is about 14% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Moline, IL and Toronto sit above the global median – Moline, IL by 63%, Toronto by 90%.

Currency
🍽 Eating Out
Moline, IL
Toronto
Difference
Meal at Budget Restaurant
$20.92 $20.92
$17.18 CA$24.29
21.77%
Three-Course Dinner for Two, Mid-Range
$89.0 $89.0
$76.0 CA$107
17.19%
Fast Food Meal (McDonalds, etc)
$8.36 $8.36
$10.54 CA$14.89
-20.68%
Cappuccino
$4.90 $4.90
$4.02 CA$5.68
21.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.63 $2.63
$2.12 CA$3.00
24.06%
Water (0.33 liter bottle)
$1.52 $1.52
$1.75 CA$2.48
-13.14%
Local Beer (0.5 liter draught)
$3.90 $3.90
$6.24 CA$8.83
-37.50%
Imported Beer (0.33 liter bottle)
$4.10 $4.10
$7.09 CA$10.02
-42.17%
🛒 Groceries & Markets
Moline, IL
Toronto
Difference
Milk (1 liter)
$1.01 $1.01
$2.44 CA$3.45
-58.61%
White Bread (500g)
$3.98 $3.98
$2.68 CA$3.78
48.51%
Rice (white) (1kg)
$5.22 $5.22
$2.24 CA$3.17
133.04%
Eggs
$3.32 $3.32
$3.56 CA$5.03
-6.74%
Local Cheese (1kg)
$14.40 $14.40
$9.09 CA$12.85
58.42%
Chicken Fillets (1kg)
$11.74 $11.74
$11.33 CA$16.01
3.62%
Beef Round Steak (1kg)
$15.37 $15.37
$14.53 CA$20.55
5.78%
Apples (1kg)
$5.15 $5.15
$3.62 CA$5.12
42.27%
Banana (1kg)
$1.56 $1.56
$1.21 CA$1.72
28.93%
Oranges (1kg)
$4.05 $4.05
$3.60 CA$5.09
12.50%
Tomato (1kg)
$4.92 $4.92
$4.21 CA$5.96
16.86%
Potato (1kg)
$2.69 $2.69
$1.79 CA$2.53
50.28%
Onion (1kg)
$2.71 $2.71
$1.59 CA$2.25
70.44%
Lettuce (1 head)
$2.14 $2.14
$2.27 CA$3.21
-5.73%
Water (1.5 liter bottle)
$2.74 $2.74
$1.25 CA$1.77
119.20%
Cigarettes 20 Pack (Marlboro, Camel)
$13.99 $13.99
$13.82 CA$19.53
1.23%
Wine (Bottle)
$14.84 $14.84
$14.27 CA$20.18
3.99%
Local Beer (0.5 liter bottle)
$1.67 $1.67
$2.20 CA$3.10
-24.09%
Imported Beer (0.33 liter bottle)
$1.83 $1.83
$2.43 CA$3.44
-24.69%
🚌 Getting Around
Moline, IL
Toronto
Difference
One-way Ticket (Public Transport)
$1.05 $1.05
$2.39 CA$3.38
-56.07%
Public Transport Monthly Pass (Regular Price)
$32.47 $32.47
$111 CA$157
-70.73%
Taxi Start (Normal Tariff)
$3.19 $3.19
$2.91 CA$4.12
9.62%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$1.20 CA$1.69
15.00%
Taxi 1hour Waiting (Normal Tariff)
$25.22 $25.22
$21.38 CA$30.23
17.96%
Gasoline (1 liter)
$1.18 $1.18
$1.21 CA$1.71
-2.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.4K $36.4K
$28.2K CA$39.8K
29.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K $24.1K
$20.3K CA$28.6K
19.04%
🧾 Monthly Utilities & Internet
Moline, IL
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$190 $190
$120 CA$170
57.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.0 $69.0
$32.26 CA$45.60
113.76%
Internet (50+ Mbps, Unlimited Data)
$60.7 $60.7
$47.93 CA$67.8
26.73%
🎉 Sport & Entertainment
Moline, IL
Toronto
Difference
Gym Membership (Monthly)
$49.98 $49.98
$38.48 CA$54.4
29.89%
Tennis Court (1 Hour on Weekend)
$38.94 $38.94
$22.96 CA$32.46
69.60%
Cinema Ticket
$18.12 $18.12
$12.38 CA$17.50
46.37%
🧸 Childcare & Education
Moline, IL
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,518 $1,518
$830 CA$1,173
82.93%
International Primary School, 1 Child (Yearly)
$24.2K $24.2K
$23.1K CA$32.6K
4.93%
👕👟 Clothing & Footwear
Moline, IL
Toronto
Difference
Jeans (Levis 501 Or Similar)
$66.6 $66.6
$50.7 CA$71.7
31.28%
Summer Dress (H&M, Zara, etc)
$51.8 $51.8
$40.02 CA$56.6
29.39%
Sport Shoes (Adidas, Nike)
$91.2 $91.2
$98.0 CA$139
-6.93%
Men's Leather Business Shoes
$79.7 $79.7
$121 CA$171
-33.92%
🏠 Accommodation & Living
Moline, IL
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$986 $986
$1,592 CA$2,251
-38.05%
1-bedroom Apartment, Outside City Center (Monthly)
$914 $914
$1,410 CA$1,994
-35.21%
3-bedroom Apartment, City Center (Monthly)
$1,440 $1,440
$2,670 CA$3,775
-46.08%
3-bedroom Apartment, Outside City Center (Monthly)
$1,311 $1,311
$2,152 CA$3,042
-39.07%
Buy Apartment in City Center (m2)
$1,336 $1,336
$7,945 CA$11.2K
-83.18%
Buy Apartment Outside City Center (m2)
$1,336 $1,336
$6,542 CA$9,249
-79.58%
💵 Salaries & Financials
Moline, IL
Toronto
Difference
Average Monthly Net Salary (After Tax)
-
$3,727 CA$5,269
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.56
4.47
24.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moline, IL: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Moline, IL
$914
Toronto
$1.4K 54.3% $497
Groceries & Markets
Moline, IL
$405
Toronto
$340 16% $65
Monthly Utilities & Internet
Moline, IL
$320
Toronto
$201 37.3% $119
Eating Out
Moline, IL
$295
Toronto
$278 5.9% $17
Clothing & Footwear
Moline, IL
$130
Toronto
$139 6.9% $9
Sport & Entertainment
Moline, IL
$86
Toronto
$63 26.7% $23
Getting Around
Moline, IL
$47
Toronto
$129 177% $83

Cost Breakdown

A central one-bedroom costs $986 in Moline, IL versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Moline, IL versus $76.0 in Toronto. Monthly groceries follow the same trend: $405 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know
🇺🇸 Moline, IL
🇨🇦 Toronto
🕒 Local time
08:07 8:07 AM
09:07 9:07 AM
1 h ahead of Moline, IL
🌤 Weather
👥 Population
42,985
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Moline, IL Toronto 940 km ≈ 1 h 45 min nonstop flight
From you
  • Moline, IL
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moline, IL vs Toronto: Cost of Living - Frequently Asked Questions
Which city is more expensive, Moline, IL or Toronto?
Toronto costs about 17% more than Moline, IL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Moline, IL and in Toronto?
For a comfortable life, plan on about $3,295 per month in Moline, IL and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Moline, IL or Toronto?
Rent is clearly cheaper in Moline, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Moline, IL and in Toronto?
A mid-range dinner for two costs $89.0 in Moline, IL and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Moline, IL compared to Toronto?
Monthly expenses with rent come to $2,197 in Moline, IL and $2,561 in Toronto. That's a gap of about 17%.
Can you live on $2,000/month in Moline, IL or in Toronto?
A $2,000 monthly budget goes further in Moline, IL, where all-in costs run around $2,197, than in Toronto at $2,561. In Moline, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Moline, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Moline, IL or to Toronto?
If budget matters most, go with Moline, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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