Last update: Oct 2026

Cost of Living Comparison Between Toronto and Moline, IL

For one person, living is cheaper in Moline, IL: $2,197 a month against $2,561 in Toronto, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
107

Cost of Living Index in Moline, IL
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Moline, IL Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Moline, IL

🇺🇸 United States

$2,197

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Moline, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Moline, IL actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,197 in Moline, IL, rent included.

Toronto $2,561
Moline, IL $2,197

A couple spends around $3,694 per month in Toronto vs $3,233 in Moline, IL, rent included.

Toronto $3,694
Moline, IL $3,233

A family of three spends $4,826 per month in Toronto vs $4,270 in Moline, IL, rent included.

Toronto $4,826
Moline, IL $4,270

Toronto costs about 17% more than Moline, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Moline, IL sit above the global median – Toronto by 90%, Moline, IL by 63%.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.92 $20.92

-17.88%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$89.0 $89.0

-14.67%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$8.36 $8.36

26.08%

Cappuccino

$4.02 CA$5.68

$4.90 $4.90

-17.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.63 $2.63

-19.39%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.52 $1.52

15.13%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.90 $3.90

60.00%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.10 $4.10

72.93%

Milk (1 liter)

$2.44 CA$3.45

$1.01 $1.01

141.58%

White Bread (500g)

$2.68 CA$3.78

$3.98 $3.98

-32.66%

Rice (white) (1kg)

$2.24 CA$3.17

$5.22 $5.22

-57.09%

Eggs

$3.56 CA$5.03

$3.32 $3.32

7.23%

Local Cheese (1kg)

$9.09 CA$12.85

$14.40 $14.40

-36.88%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.74 $11.74

-3.49%

Beef Round Steak (1kg)

$14.53 CA$20.55

$15.37 $15.37

-5.47%

Apples (1kg)

$3.62 CA$5.12

$5.15 $5.15

-29.71%

Banana (1kg)

$1.21 CA$1.72

$1.56 $1.56

-22.44%

Oranges (1kg)

$3.60 CA$5.09

$4.05 $4.05

-11.11%

Tomato (1kg)

$4.21 CA$5.96

$4.92 $4.92

-14.43%

Potato (1kg)

$1.79 CA$2.53

$2.69 $2.69

-33.46%

Onion (1kg)

$1.59 CA$2.25

$2.71 $2.71

-41.33%

Lettuce (1 head)

$2.27 CA$3.21

$2.14 $2.14

6.07%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.74 $2.74

-54.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$13.99 $13.99

-1.22%

Wine (Bottle)

$14.27 CA$20.18

$14.84 $14.84

-3.84%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.67 $1.67

31.74%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.83 $1.83

32.79%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.05 $1.05

127.62%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$32.47 $32.47

241.64%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.19 $3.19

-8.78%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.38 $1.38

-13.04%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$25.22 $25.22

-15.23%

Gasoline (1 liter)

$1.21 CA$1.71

$1.18 $1.18

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.4K $36.4K

-22.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.1K $24.1K

-16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$190 $190

-36.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$69.0 $69.0

-53.22%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$60.7 $60.7

-21.09%

Gym Membership (Monthly)

$38.48 CA$54.4

$49.98 $49.98

-23.01%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$38.94 $38.94

-41.04%

Cinema Ticket

$12.38 CA$17.50

$18.12 $18.12

-31.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,518 $1,518

-45.33%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$24.2K $24.2K

-4.70%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$66.6 $66.6

-23.82%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$51.8 $51.8

-22.71%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$91.2 $91.2

7.45%

Men's Leather Business Shoes

$121 CA$171

$79.7 $79.7

51.32%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$986 $986

61.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$914 $914

54.35%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,440 $1,440

85.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,311 $1,311

64.13%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,336 $1,336

494.53%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,336 $1,336

389.76%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.56

-19.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Moline, IL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Moline, IL

$914 41.6% 35.2% $497

Groceries & Markets

Toronto

$340 13.3%

Moline, IL

$405 18.4% 19.1% $65

Eating Out

Toronto

$278 10.9%

Moline, IL

$295 13.5% 6.2% $17

Monthly Utilities & Internet

Toronto

$201 7.8%

Moline, IL

$320 14.6% 59.5% $119

Clothing & Footwear

Toronto

$139 5.4%

Moline, IL

$130 5.9% 6.5% $9

Getting Around

Toronto

$129 5.1%

Moline, IL

$47 2.1% 63.9% $83

Sport & Entertainment

Toronto

$63 2.5%

Moline, IL

$86 3.9% 36.4% $23

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $986 in Moline, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $89.0 in Moline, IL. Monthly groceries follow the same trend: $340 vs $405 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Moline, IL

🕒 Local time

10:56 10:56 AM

09:56 9:56 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

42,985

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Moline, IL 940 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Moline, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Moline, IL: Cost of Living - Frequently Asked Questions

Toronto costs about 17% more than Moline, IL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,295 in Moline, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moline, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $89.0 in Moline, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,197 in Moline, IL. That's a gap of about 17%.

A $2,000 monthly budget goes further in Moline, IL, where all-in costs run around $2,197, than in Toronto at $2,561. In Moline, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Moline, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Moline, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.