Last update: Oct 2026

Cost of Living Comparison Between Moline, IL and Chicago, IL

For one person, living is cheaper in Moline, IL: $2,197 a month against $3,185 in Chicago, IL, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Moline, IL
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Moline, IL Living Index
153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Moline, IL

🇺🇸 United States

$2,197

/mo nomad

Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Moline, IL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moline, IL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,197 per month in Moline, IL vs $3,185 in Chicago, IL, rent included.

Moline, IL $2,197
Chicago, IL $3,185

A couple spends around $3,233 per month in Moline, IL vs $4,631 in Chicago, IL, rent included.

Moline, IL $3,233
Chicago, IL $4,631

A family of three spends $4,270 per month in Moline, IL vs $6,077 in Chicago, IL, rent included.

Moline, IL $4,270
Chicago, IL $6,077

Moline, IL is about 31% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Moline, IL and Chicago, IL sit above the global median – Moline, IL by 63%, Chicago, IL by 136%.

Meal at Budget Restaurant

$20.92 $20.92

$21.58 $21.58

-3.06%

Three-Course Dinner for Two, Mid-Range

$89.0 $89.0

$88.7 $88.7

0.42%

Fast Food Meal (McDonalds, etc)

$8.36 $8.36

$13.20 $13.20

-36.67%

Cappuccino

$4.90 $4.90

$5.59 $5.59

-12.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

Water (0.33 liter bottle)

$1.52 $1.52

$2.26 $2.26

-32.74%

Local Beer (0.5 liter draught)

$3.90 $3.90

$7.11 $7.11

-45.15%

Imported Beer (0.33 liter bottle)

$4.10 $4.10

$9.23 $9.23

-55.58%

Milk (1 liter)

$1.01 $1.01

$1.28 $1.28

-21.09%

White Bread (500g)

$3.98 $3.98

$3.84 $3.84

3.65%

Rice (white) (1kg)

$5.22 $5.22

$5.07 $5.07

2.96%

Eggs

$3.32 $3.32

$4.84 $4.84

-31.40%

Local Cheese (1kg)

$14.40 $14.40

$14.17 $14.17

1.62%

Chicken Fillets (1kg)

$11.74 $11.74

$14.61 $14.61

-19.64%

Beef Round Steak (1kg)

$15.37 $15.37

$18.76 $18.76

-18.07%

Apples (1kg)

$5.15 $5.15

$5.19 $5.19

-0.77%

Banana (1kg)

$1.56 $1.56

$2.00 $2.00

-22.00%

Oranges (1kg)

$4.05 $4.05

$4.00 $4.00

1.25%

Tomato (1kg)

$4.92 $4.92

$4.98 $4.98

-1.20%

Potato (1kg)

$2.69 $2.69

$2.79 $2.79

-3.58%

Onion (1kg)

$2.71 $2.71

$2.65 $2.65

2.26%

Lettuce (1 head)

$2.14 $2.14

$2.13 $2.13

0.47%

Water (1.5 liter bottle)

$2.74 $2.74

$3.09 $3.09

-11.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.99 $13.99

$16.05 $16.05

-12.83%

Wine (Bottle)

$14.84 $14.84

$15.20 $15.20

-2.37%

Local Beer (0.5 liter bottle)

$1.67 $1.67

$2.62 $2.62

-36.26%

Imported Beer (0.33 liter bottle)

$1.83 $1.83

$3.46 $3.46

-47.11%

One-way Ticket (Public Transport)

$1.05 $1.05

$2.47 $2.47

-57.49%

Public Transport Monthly Pass (Regular Price)

$32.47 $32.47

$75.1 $75.1

-56.76%

Taxi Start (Normal Tariff)

$3.19 $3.19

$3.21 $3.21

-0.62%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.39 $1.39

-0.72%

Taxi 1hour Waiting (Normal Tariff)

$25.22 $25.22

$25.02 $25.02

0.80%

Gasoline (1 liter)

$1.18 $1.18

$1.24 $1.24

-4.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$37.2K $37.2K

-2.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$25.8K $25.8K

-6.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$192 $192

-1.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.0 $69.0

$67.8 $67.8

1.68%

Internet (50+ Mbps, Unlimited Data)

$60.7 $60.7

$60.9 $60.9

-0.23%

Gym Membership (Monthly)

$49.98 $49.98

$53.6 $53.6

-6.70%

Tennis Court (1 Hour on Weekend)

$38.94 $38.94

$27.90 $27.90

39.57%

Cinema Ticket

$18.12 $18.12

$17.80 $17.80

1.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,518 $1,518

$1,554 $1,554

-2.33%

International Primary School, 1 Child (Yearly)

$24.2K $24.2K

$31.4K $31.4K

-22.75%

Jeans (Levis 501 Or Similar)

$66.6 $66.6

$67.9 $67.9

-1.93%

Summer Dress (H&M, Zara, etc)

$51.8 $51.8

$50.8 $50.8

2.01%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$101 $101

-10.11%

Men's Leather Business Shoes

$79.7 $79.7

$143 $143

-44.36%

1-bedroom Apartment, City Center (Monthly)

$986 $986

$2,383 $2,383

-58.61%

1-bedroom Apartment, Outside City Center (Monthly)

$914 $914

$1,712 $1,712

-46.62%

3-bedroom Apartment, City Center (Monthly)

$1,440 $1,440

$4,674 $4,674

-69.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,311 $1,311

$2,738 $2,738

-52.13%

Buy Apartment in City Center (m2)

$1,336 $1,336

$4,158 $4,158

-67.86%

Buy Apartment Outside City Center (m2)

$1,336 $1,336

$2,691 $2,691

-50.35%

Average Monthly Net Salary (After Tax)

$4,894 $4,894

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

6.77

-17.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moline, IL: October 11, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moline, IL

$914 41.6%

Chicago, IL

$1.7K 53.8% 87.4% $798

Groceries & Markets

Moline, IL

$405 18.4%

Chicago, IL

$451 14.2% 11.5% $47

Monthly Utilities & Internet

Moline, IL

$320 14.6%

Chicago, IL

$321 10.1% 0.4% $1.2

Eating Out

Moline, IL

$295 13.5%

Chicago, IL

$353 11.1% 19.4% $57

Clothing & Footwear

Moline, IL

$130 5.9%

Chicago, IL

$164 5.1% 25.6% $33

Sport & Entertainment

Moline, IL

$86 3.9%

Chicago, IL

$89 2.8% 3.4% $3

Getting Around

Moline, IL

$47 2.1%

Chicago, IL

$95 3% 103% $48

Cost Breakdown

A central one-bedroom costs $986 in Moline, IL versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Moline, IL versus $89.0 in Chicago, IL. Monthly groceries follow the same trend: $405 vs $451 – making Moline, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Moline, IL

🇺🇸 Chicago, IL

🕒 Local time

06:28 6:28 AM

Same time as Moline, IL

🌤 Weather

👥 Population

42,985

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Moline, IL Chicago, IL 240 km

From you

Moline, IL
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moline, IL vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,197 in Moline, IL, $3,185 in Chicago, IL – roughly 45% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,295 per month in Moline, IL and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moline, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 12% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $89.0 in Moline, IL and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Moline, IL, where all-in costs run around $2,197, than in Chicago, IL at $3,185. In Moline, IL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,197 in Moline, IL to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Moline, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.