Cost of Living Comparison Between Moka and Ubud, Bali Cost of Living Comparison Between Moka and Ubud, Bali

Monthly Cost of Living

A single person spends $931 per month in Moka vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,586 per month in Moka vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,242 per month in Moka vs $3,763 in Ubud, Bali, rent included.

Moka is about 34% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Moka sits 30% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.46 MUR 304

$3.45 Rp 61.8K

87.25%

Three-Course Dinner for Two, Mid-Range

$44.21 MUR 2,078

$32.34 Rp 578.5K

36.70%

Fast Food Meal (McDonalds, etc)

$6.74 MUR 317

$4.84 Rp 86.7K

39.26%

Cappuccino

$2.65 MUR 124

$2.75 Rp 49.1K

-3.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 MUR 48.42

$1.38 Rp 24.8K

-25.36%

Water (0.33 liter bottle)

$0.60 MUR 28.36

$0.75 Rp 13.4K

-20.00%

Local Beer (0.5 liter draught)

$2.16 MUR 101

$2.99 Rp 53.5K

-27.76%

Imported Beer (0.33 liter bottle)

$2.70 MUR 127

$3.85 Rp 68.9K

-29.87%

Milk (1 liter)

$1.40 MUR 66.0

$1.74 Rp 31.1K

-19.54%

White Bread (500g)

$0.70 MUR 32.67

$2.46 Rp 44.0K

-71.54%

Rice (white) (1kg)

$1.29 MUR 60.6

$1.17 Rp 20.9K

10.26%

Eggs

$2.23 MUR 105

$2.43 Rp 43.5K

-8.23%

Local Cheese (1kg)

$10.13 MUR 476

$14.50 Rp 259.5K

-30.14%

Chicken Fillets (1kg)

$6.17 MUR 290

$4.35 Rp 77.8K

41.84%

Beef Round Steak (1kg)

$10.64 MUR 500

$11.98 Rp 214.3K

-11.19%

Apples (1kg)

$1.98 MUR 92.9

$3.72 Rp 66.5K

-46.77%

Banana (1kg)

$1.96 MUR 92.2

$1.63 Rp 29.1K

20.25%

Oranges (1kg)

$1.44 MUR 67.8

$2.74 Rp 49.1K

-47.45%

Tomato (1kg)

$2.73 MUR 128

$2.24 Rp 40.1K

21.87%

Potato (1kg)

$1.02 MUR 48.07

$1.92 Rp 34.3K

-46.87%

Onion (1kg)

$0.99 MUR 46.76

$2.28 Rp 40.7K

-56.58%

Lettuce (1 head)

$0.84 MUR 39.61

$1.06 Rp 19.0K

-20.75%

Water (1.5 liter bottle)

$0.47 MUR 22.02

$0.72 Rp 12.9K

-34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 MUR 276

$3.29 Rp 58.8K

78.42%

Wine (Bottle)

$10.20 MUR 479

$23.19 Rp 414.9K

-56.02%

Local Beer (0.5 liter bottle)

$1.78 MUR 83.5

$2.78 Rp 49.7K

-35.97%

Imported Beer (0.33 liter bottle)

$1.67 MUR 78.5

$2.73 Rp 48.9K

-38.83%

One-way Ticket (Public Transport)

$1.05 MUR 49.28

$0.27 Rp 4,765

288.89%

Public Transport Monthly Pass (Regular Price)

$12.99 MUR 611

$8.11 Rp 145.0K

60.17%

Taxi Start (Normal Tariff)

$2.68 MUR 126

$0.48 Rp 8,636

458.33%

Taxi (Normal Tariff) (1km)

$2.64 MUR 124

$0.42 Rp 7,511

528.57%

Taxi 1hour Waiting (Normal Tariff)

$15.55 MUR 731

$6.22 Rp 111.3K

150.00%

Gasoline (1 liter)

$1.38 MUR 64.9

$0.81 Rp 14.6K

70.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K MUR 1.7M

$26.6K Rp 476.1M

35.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K MUR 1.3M

$32.2K Rp 575.9M

-11.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.81 MUR 2,341

$78.4 Rp 1.4M

-36.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 MUR 869

$4.07 Rp 72.8K

354.05%

Internet (50+ Mbps, Unlimited Data)

$26.86 MUR 1,263

$24.33 Rp 435.2K

10.40%

Gym Membership (Monthly)

$24.58 MUR 1,155

$98.6 Rp 1.8M

-75.07%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$5.99 MUR 282

$3.99 Rp 71.3K

50.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 MUR 7,221

$305 Rp 5.5M

-49.63%

International Primary School, 1 Child (Yearly)

$4,002 MUR 188.1K

$6,642 Rp 118.8M

-39.75%

Jeans (Levis 501 Or Similar)

$74.9 MUR 3,518

$54.1 Rp 968.6K

38.27%

Summer Dress (H&M, Zara, etc)

$36.58 MUR 1,719

$37.81 Rp 676.3K

-3.25%

Sport Shoes (Adidas, Nike)

$93.8 MUR 4,408

$86.8 Rp 1.6M

7.99%

Men's Leather Business Shoes

$56.0 MUR 2,630

$76.4 Rp 1.4M

-26.72%

1-bedroom Apartment, City Center (Monthly)

$524 MUR 24.6K

$992 Rp 17.7M

-47.14%

1-bedroom Apartment, Outside City Center (Monthly)

$329 MUR 15.5K

$673 Rp 12.0M

-51.06%

3-bedroom Apartment, City Center (Monthly)

$936 MUR 44.0K

$3,375 Rp 60.4M

-72.27%

3-bedroom Apartment, Outside City Center (Monthly)

$703 MUR 33.1K

$2,050 Rp 36.7M

-65.69%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$677 MUR 31.8K

$167 Rp 3.0M

305.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

13.28

-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moka: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $524 in Moka versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 306% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $44.00 in Moka versus $32.00 in Ubud, Bali. Groceries tell a different story – $216 in Moka vs $297 in Ubud, Bali – so Moka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moka vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,396 per month in Moka and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $154 per month in Moka and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 38% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moka, where all-in costs run around $931, than in Ubud, Bali at $1,408. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.