Cost of Living Comparison Between Moka and Ubud, Bali Cost of Living Comparison Between Moka and Ubud, Bali

Monthly Cost of Living

A single person spends $933 per month in Moka vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,520 per month in Moka vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,107 per month in Moka vs $3,273 in Ubud, Bali, rent included.

Moka is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Moka sits 32% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Moka
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.50 MUR 306
$3.37 Rp 59.9K
92.88%
Three-Course Dinner for Two, Mid-Range
$27.09 MUR 1,274
$38.59 Rp 685.5K
-29.80%
Fast Food Meal (McDonalds, etc)
$7.01 MUR 330
$5.52 Rp 98.1K
26.99%
Cappuccino
$2.61 MUR 123
$2.64 Rp 47.0K
-1.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 MUR 53.1
$1.67 Rp 29.7K
-32.34%
Water (0.33 liter bottle)
$0.61 MUR 28.72
$0.77 Rp 13.7K
-20.78%
Local Beer (0.5 liter draught)
$2.59 MUR 122
$2.63 Rp 46.8K
-1.52%
Imported Beer (0.33 liter bottle)
$3.80 MUR 179
$4.28 Rp 76.1K
-11.21%
🛒 Groceries & Markets
Moka
Ubud, Bali
Difference
Milk (1 liter)
$1.50 MUR 70.6
$1.55 Rp 27.5K
-3.23%
White Bread (500g)
$0.79 MUR 37.34
$2.22 Rp 39.5K
-64.41%
Rice (white) (1kg)
$1.16 MUR 54.7
$1.13 Rp 20.0K
2.65%
Eggs
$2.37 MUR 111
$2.09 Rp 37.1K
13.40%
Local Cheese (1kg)
$5.41 MUR 254
$17.39 Rp 309.0K
-68.89%
Chicken Fillets (1kg)
$6.45 MUR 303
$3.87 Rp 68.7K
66.67%
Beef Round Steak (1kg)
$11.37 MUR 535
$12.55 Rp 222.9K
-9.40%
Apples (1kg)
$2.09 MUR 98.5
$3.62 Rp 64.2K
-42.27%
Banana (1kg)
$2.44 MUR 115
$1.56 Rp 27.7K
56.41%
Oranges (1kg)
$1.44 MUR 67.5
$2.35 Rp 41.8K
-38.72%
Tomato (1kg)
$3.01 MUR 142
$2.06 Rp 36.5K
46.12%
Potato (1kg)
$1.00 MUR 46.93
$1.90 Rp 33.7K
-47.37%
Onion (1kg)
$0.97 MUR 45.57
$2.34 Rp 41.5K
-58.55%
Lettuce (1 head)
$0.92 MUR 43.43
$1.03 Rp 18.3K
-10.68%
Water (1.5 liter bottle)
$0.56 MUR 26.30
$0.55 Rp 9,854
1.82%
Cigarettes 20 Pack (Marlboro, Camel)
$6.32 MUR 297
$2.25 Rp 40.0K
180.89%
Wine (Bottle)
$10.13 MUR 477
$23.81 Rp 422.9K
-57.45%
Local Beer (0.5 liter bottle)
$2.17 MUR 102
$2.31 Rp 41.1K
-6.06%
Imported Beer (0.33 liter bottle)
$2.21 MUR 104
$2.80 Rp 49.8K
-21.07%
🚌 Getting Around
Moka
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,839
-
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.9K
-
Taxi Start (Normal Tariff)
$4.31 MUR 203
$0.48 Rp 8,554
797.92%
Taxi (Normal Tariff) (1km)
$2.84 MUR 134
$0.45 Rp 7,924
531.11%
Taxi 1hour Waiting (Normal Tariff)
$22.69 MUR 1,068
$5.72 Rp 101.6K
296.68%
Gasoline (1 liter)
$1.60 MUR 75.2
$0.76 Rp 13.5K
110.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K MUR 1.5M
$24.5K Rp 434.9M
33.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K MUR 1.5M
$32.1K Rp 570.6M
-3.62%
🧾 Monthly Utilities & Internet
Moka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$42.95 MUR 2,021
$83.6 Rp 1.5M
-48.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.71 MUR 504
$6.46 Rp 114.7K
65.79%
Internet (50+ Mbps, Unlimited Data)
$23.59 MUR 1,110
$18.99 Rp 337.4K
24.22%
🎉 Sport & Entertainment
Moka
Ubud, Bali
Difference
Gym Membership (Monthly)
$21.16 MUR 996
$56.0 Rp 994.4K
-62.19%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 330.7K
-
Cinema Ticket
$5.89 MUR 277
$4.28 Rp 76.1K
37.62%
🧸 Childcare & Education
Moka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$129 MUR 6,075
$487 Rp 8.6M
-73.46%
International Primary School, 1 Child (Yearly)
$7,690 MUR 361.8K
$5,856 Rp 104.0M
31.33%
👕👟 Clothing & Footwear
Moka
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$81.0 MUR 3,809
$45.56 Rp 809.3K
77.68%
Summer Dress (H&M, Zara, etc)
$41.99 MUR 1,975
$36.38 Rp 646.3K
15.42%
Sport Shoes (Adidas, Nike)
$94.9 MUR 4,467
$82.0 Rp 1.5M
15.82%
Men's Leather Business Shoes
$78.1 MUR 3,673
$80.4 Rp 1.4M
-2.91%
🏠 Accommodation & Living
Moka
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$527 MUR 24.8K
$1,117 Rp 19.8M
-52.84%
1-bedroom Apartment, Outside City Center (Monthly)
$316 MUR 14.9K
$701 Rp 12.5M
-54.89%
3-bedroom Apartment, City Center (Monthly)
$901 MUR 42.4K
$3,537 Rp 62.8M
-74.53%
3-bedroom Apartment, Outside City Center (Monthly)
$720 MUR 33.9K
$1,762 Rp 31.3M
-59.16%
Buy Apartment in City Center (m2)
-
$2,826 Rp 50.2M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.7M
-
💵 Salaries & Financials
Moka
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$692 MUR 32.6K
$170 Rp 3.0M
307.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
13.78
-53.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moka: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $527 in Moka versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 308% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Moka versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $216 vs $293 – making Moka the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Moka?
Yes – Ubud, Bali is pricier by about 50%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,400 per month in Moka and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Moka and in Ubud, Bali?
Monthly expenses with rent come to $933 in Moka and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $129 per month in Moka and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Moka or in Ubud, Bali?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $933, than in Ubud, Bali at $1,396. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Moka or Ubud, Bali more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Moka or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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