🙂A single person spends $933 per month in Moka vs $1,396 in Ubud, Bali, rent included.
🙂A couple spends around $1,520 per month in Moka vs $2,334 in Ubud, Bali, rent included.
🙂A family of three spends $2,107 per month in Moka vs $3,273 in Ubud, Bali, rent included.
🙂Moka is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Moka sits 32% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Moka
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.50MUR 306
$3.37Rp 59.9K
92.88%
Three-Course Dinner for Two, Mid-Range
$27.09MUR 1,274
$38.59Rp 685.5K
-29.80%
Fast Food Meal(McDonalds, etc)
$7.01MUR 330
$5.52Rp 98.1K
26.99%
Cappuccino
$2.61MUR 123
$2.64Rp 47.0K
-1.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.13MUR 53.1
$1.67Rp 29.7K
-32.34%
Water(0.33 liter bottle)
$0.61MUR 28.72
$0.77Rp 13.7K
-20.78%
Local Beer(0.5 liter draught)
$2.59MUR 122
$2.63Rp 46.8K
-1.52%
Imported Beer(0.33 liter bottle)
$3.80MUR 179
$4.28Rp 76.1K
-11.21%
🛒 Groceries & Markets
Moka
Ubud, Bali
Difference
Milk(1 liter)
$1.50MUR 70.6
$1.55Rp 27.5K
-3.23%
White Bread(500g)
$0.79MUR 37.34
$2.22Rp 39.5K
-64.41%
Rice(white)(1kg)
$1.16MUR 54.7
$1.13Rp 20.0K
2.65%
Eggs
$2.37MUR 111
$2.09Rp 37.1K
13.40%
Local Cheese(1kg)
$5.41MUR 254
$17.39Rp 309.0K
-68.89%
Chicken Fillets(1kg)
$6.45MUR 303
$3.87Rp 68.7K
66.67%
Beef Round Steak(1kg)
$11.37MUR 535
$12.55Rp 222.9K
-9.40%
Apples(1kg)
$2.09MUR 98.5
$3.62Rp 64.2K
-42.27%
Banana(1kg)
$2.44MUR 115
$1.56Rp 27.7K
56.41%
Oranges(1kg)
$1.44MUR 67.5
$2.35Rp 41.8K
-38.72%
Tomato(1kg)
$3.01MUR 142
$2.06Rp 36.5K
46.12%
Potato(1kg)
$1.00MUR 46.93
$1.90Rp 33.7K
-47.37%
Onion(1kg)
$0.97MUR 45.57
$2.34Rp 41.5K
-58.55%
Lettuce(1 head)
$0.92MUR 43.43
$1.03Rp 18.3K
-10.68%
Water(1.5 liter bottle)
$0.56MUR 26.30
$0.55Rp 9,854
1.82%
Cigarettes 20 Pack(Marlboro, Camel)
$6.32MUR 297
$2.25Rp 40.0K
180.89%
Wine(Bottle)
$10.13MUR 477
$23.81Rp 422.9K
-57.45%
Local Beer(0.5 liter bottle)
$2.17MUR 102
$2.31Rp 41.1K
-6.06%
Imported Beer(0.33 liter bottle)
$2.21MUR 104
$2.80Rp 49.8K
-21.07%
🚌 Getting Around
Moka
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,839
-
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.9K
-
Taxi Start(Normal Tariff)
$4.31MUR 203
$0.48Rp 8,554
797.92%
Taxi(Normal Tariff)(1km)
$2.84MUR 134
$0.45Rp 7,924
531.11%
Taxi 1hour Waiting(Normal Tariff)
$22.69MUR 1,068
$5.72Rp 101.6K
296.68%
Gasoline(1 liter)
$1.60MUR 75.2
$0.76Rp 13.5K
110.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7KMUR 1.5M
$24.5KRp 434.9M
33.48%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0KMUR 1.5M
$32.1KRp 570.6M
-3.62%
🧾 Monthly Utilities & Internet
Moka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$42.95MUR 2,021
$83.6Rp 1.5M
-48.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.71MUR 504
$6.46Rp 114.7K
65.79%
Internet(50+ Mbps, Unlimited Data)
$23.59MUR 1,110
$18.99Rp 337.4K
24.22%
🎉 Sport & Entertainment
Moka
Ubud, Bali
Difference
Gym Membership(Monthly)
$21.16MUR 996
$56.0Rp 994.4K
-62.19%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 330.7K
-
Cinema Ticket
$5.89MUR 277
$4.28Rp 76.1K
37.62%
🧸 Childcare & Education
Moka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$129MUR 6,075
$487Rp 8.6M
-73.46%
International Primary School, 1 Child(Yearly)
$7,690MUR 361.8K
$5,856Rp 104.0M
31.33%
👕👟 Clothing & Footwear
Moka
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$81.0MUR 3,809
$45.56Rp 809.3K
77.68%
Summer Dress(H&M, Zara, etc)
$41.99MUR 1,975
$36.38Rp 646.3K
15.42%
Sport Shoes(Adidas, Nike)
$94.9MUR 4,467
$82.0Rp 1.5M
15.82%
Men's Leather Business Shoes
$78.1MUR 3,673
$80.4Rp 1.4M
-2.91%
🏠 Accommodation & Living
Moka
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$527MUR 24.8K
$1,117Rp 19.8M
-52.84%
1-bedroom Apartment, Outside City Center(Monthly)
$316MUR 14.9K
$701Rp 12.5M
-54.89%
3-bedroom Apartment, City Center(Monthly)
$901MUR 42.4K
$3,537Rp 62.8M
-74.53%
3-bedroom Apartment, Outside City Center(Monthly)
$720MUR 33.9K
$1,762Rp 31.3M
-59.16%
Buy Apartment in City Center(m2)
-
$2,826Rp 50.2M
-
Buy Apartment Outside City Center(m2)
-
$2,292Rp 40.7M
-
💵 Salaries & Financials
Moka
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$692MUR 32.6K
$170Rp 3.0M
307.83%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.34
13.78
-53.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Moka: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $527 in Moka versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 308% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $27.00 in Moka versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $216 vs $293 – making Moka the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Moka?
Yes – Ubud, Bali is pricier by about 50%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,400 per month in Moka and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Moka and in Ubud, Bali?
Monthly expenses with rent come to $933 in Moka and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $129 per month in Moka and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Moka or in Ubud, Bali?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $933, than in Ubud, Bali at $1,396. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Moka or Ubud, Bali more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Moka or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.