Cost of Living Comparison Between Ubud, Bali and Moka Cost of Living Comparison Between Ubud, Bali and Moka

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $929 in Moka, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,532 in Moka, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,135 in Moka, rent included.

Ubud, Bali costs about 47% more than Moka, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Moka is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$6.53 MUR 308

-47.32%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$28.14 MUR 1,326

29.03%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.99 MUR 329

-18.31%

Cappuccino

$2.67 Rp 47.3K

$4.18 MUR 197

-36.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.03 MUR 48.48

69.90%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.33 MUR 15.66

163.64%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.66 MUR 126

10.90%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.11 MUR 147

45.34%

Milk (1 liter)

$1.62 Rp 28.7K

$1.50 MUR 70.9

8.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.88 MUR 41.65

164.77%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.66 MUR 78.0

-33.13%

Eggs

$2.20 Rp 39.0K

$2.98 MUR 140

-26.17%

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$10.49 MUR 494

-60.92%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$14.88 MUR 701

-18.15%

Apples (1kg)

$3.71 Rp 65.6K

$2.95 MUR 139

25.76%

Banana (1kg)

$1.59 Rp 28.1K

$1.67 MUR 78.7

-4.79%

Oranges (1kg)

$2.28 Rp 40.4K

$4.29 MUR 202

-46.85%

Tomato (1kg)

$1.95 Rp 34.6K

$4.37 MUR 206

-55.38%

Potato (1kg)

$1.91 Rp 33.7K

$1.08 MUR 51.1

76.85%

Onion (1kg)

$2.33 Rp 41.3K

$1.09 MUR 51.3

113.76%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.92 MUR 43.45

9.78%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.59 MUR 28.00

-6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$6.27 MUR 296

-64.43%

Wine (Bottle)

$23.07 Rp 408.6K

$10.27 MUR 484

124.63%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.17 MUR 102

11.52%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.17 MUR 102

38.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$3.24 MUR 153

-85.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.60 MUR 75.6

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$25.7K MUR 1.2M

-3.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$42.1K MUR 2.0M

-24.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$4.21 MUR 198

54.16%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$22.92 MUR 1,080

-18.11%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$21.25 MUR 1,001

167.62%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$5.88 MUR 277

-22.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$127 MUR 5,975

279.17%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$81.5 MUR 3,840

-44.13%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$42.61 MUR 2,008

-15.79%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$93.1 MUR 4,390

-13.69%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$79.5 MUR 3,747

-1.03%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$506 MUR 23.9K

120.24%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$324 MUR 15.3K

115.58%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$913 MUR 43.0K

298.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$718 MUR 33.8K

142.09%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$681 MUR 32.1K

-75.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

129.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Moka: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $506 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 305% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $28.00 in Moka. Monthly groceries follow the same trend: $295 vs $255 – making Moka the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moka: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 47%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,393 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $929 in Moka. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $127 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Moka, where all-in costs run around $929, than in Ubud, Bali at $1,368. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.