Cost of Living Comparison Between Ubud, Bali and Moka Cost of Living Comparison Between Ubud, Bali and Moka

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $931 in Moka, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,586 in Moka, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,242 in Moka, rent included.

Ubud, Bali costs about 51% more than Moka, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Moka is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$6.46 MUR 304

-46.59%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$44.21 MUR 2,077

-26.85%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.74 MUR 317

-28.19%

Cappuccino

$2.75 Rp 49.3K

$2.65 MUR 124

3.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.03 MUR 48.40

33.98%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.60 MUR 28.35

25.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.16 MUR 101

38.43%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.70 MUR 127

42.59%

Milk (1 liter)

$1.74 Rp 31.1K

$1.40 MUR 65.9

24.29%

White Bread (500g)

$2.46 Rp 44.1K

$0.70 MUR 32.66

251.43%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.29 MUR 60.6

-9.30%

Eggs

$2.43 Rp 43.6K

$2.23 MUR 105

8.97%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.13 MUR 476

43.14%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$6.17 MUR 290

-29.50%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$10.64 MUR 500

12.59%

Apples (1kg)

$3.72 Rp 66.7K

$1.98 MUR 92.9

87.88%

Banana (1kg)

$1.63 Rp 29.2K

$1.96 MUR 92.2

-16.84%

Oranges (1kg)

$2.74 Rp 49.2K

$1.44 MUR 67.7

90.28%

Tomato (1kg)

$2.24 Rp 40.2K

$2.73 MUR 128

-17.95%

Potato (1kg)

$1.92 Rp 34.4K

$1.02 MUR 48.05

88.24%

Onion (1kg)

$2.28 Rp 40.8K

$0.99 MUR 46.74

130.30%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.84 MUR 39.59

26.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.47 MUR 22.01

53.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$5.87 MUR 276

-43.95%

Wine (Bottle)

$23.19 Rp 416.1K

$10.20 MUR 479

127.35%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.78 MUR 83.4

56.18%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.67 MUR 78.5

63.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.05 MUR 49.26

-74.29%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$12.99 MUR 610

-37.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.68 MUR 126

-82.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$2.64 MUR 124

-84.09%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$15.55 MUR 731

-60.00%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.38 MUR 64.9

-41.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$36.0K MUR 1.7M

-26.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$28.3K MUR 1.3M

13.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$49.81 MUR 2,340

57.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$18.48 MUR 868

-77.98%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$26.86 MUR 1,262

-9.42%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.58 MUR 1,155

301.18%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$5.99 MUR 281

-33.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$154 MUR 7,218

98.52%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,002 MUR 188.0K

65.98%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$74.9 MUR 3,517

-27.68%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$36.58 MUR 1,718

3.36%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.8 MUR 4,406

-7.40%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$56.0 MUR 2,629

36.46%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$524 MUR 24.6K

89.20%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$329 MUR 15.5K

104.33%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$936 MUR 44.0K

260.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$703 MUR 33.1K

191.43%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$677 MUR 31.8K

-75.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.25

112.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Moka: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $524 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 306% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $44.00 in Moka. Groceries tell a different story – $297 in Ubud, Bali vs $216 in Moka – so Moka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moka: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,396 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $154 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 38% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moka, where all-in costs run around $931, than in Ubud, Bali at $1,408. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.