Cost of Living Comparison Between Ubud, Bali and Moka Cost of Living Comparison Between Ubud, Bali and Moka

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $938 in Moka, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,584 in Moka, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,230 in Moka, rent included.

Ubud, Bali costs about 51% more than Moka, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Moka is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$6.55 MUR 309

-45.65%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$44.24 MUR 2,090

-26.02%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.64 MUR 314

-25.45%

Cappuccino

$2.71 Rp 48.4K

$2.57 MUR 122

5.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.95 MUR 44.79

41.05%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.61 MUR 28.60

14.75%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.16 MUR 102

35.19%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.76 MUR 130

43.48%

Milk (1 liter)

$1.81 Rp 32.3K

$1.43 MUR 67.5

26.57%

White Bread (500g)

$2.52 Rp 45.0K

$0.66 MUR 31.35

281.82%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.27 MUR 60.2

-8.66%

Eggs

$2.46 Rp 43.9K

$2.27 MUR 107

8.37%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.72 MUR 459

51.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.04 MUR 285

-28.48%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$10.31 MUR 487

17.75%

Apples (1kg)

$3.84 Rp 68.6K

$1.99 MUR 93.9

92.96%

Banana (1kg)

$1.56 Rp 27.8K

$1.93 MUR 91.1

-19.17%

Oranges (1kg)

$2.83 Rp 50.6K

$1.45 MUR 68.4

95.17%

Tomato (1kg)

$2.33 Rp 41.5K

$2.70 MUR 128

-13.70%

Potato (1kg)

$1.91 Rp 34.2K

$1.03 MUR 48.60

85.44%

Onion (1kg)

$2.20 Rp 39.3K

$1.00 MUR 47.11

120.00%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.83 MUR 39.29

21.69%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.47 MUR 22.35

65.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$5.97 MUR 282

-44.39%

Wine (Bottle)

$23.74 Rp 423.9K

$8.21 MUR 388

189.16%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.78 MUR 84.1

56.74%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.66 MUR 78.6

72.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.00 MUR 47.18

-73.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$13.16 MUR 622

-38.98%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.68 MUR 127

-82.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$2.72 MUR 129

-83.46%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$15.33 MUR 724

-60.21%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.38 MUR 65.3

-42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$35.3K MUR 1.7M

-25.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$28.9K MUR 1.4M

11.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$48.75 MUR 2,303

63.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$18.01 MUR 851

-77.46%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$26.82 MUR 1,267

-12.30%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$24.30 MUR 1,148

306.17%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$6.20 MUR 293

-33.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$153 MUR 7,243

98.28%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,980 MUR 188.0K

66.18%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$77.2 MUR 3,647

-28.04%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$36.63 MUR 1,731

4.59%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$92.9 MUR 4,390

-4.64%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.9 MUR 2,643

39.20%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$516 MUR 24.4K

95.16%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$327 MUR 15.5K

106.26%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$948 MUR 44.8K

262.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$705 MUR 33.3K

189.12%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$321 MUR 15.2K

-48.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.25

112.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Moka: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $516 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 94% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $44.00 in Moka. Groceries tell a different story – $302 in Ubud, Bali vs $209 in Moka – so Moka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moka: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,406 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $153 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 45% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moka, where all-in costs run around $938, than in Ubud, Bali at $1,419. In Moka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.