🙂A single person spends $938 per month in Moka vs $1,297 in Playa del Carmen, rent included.
🙂A couple spends around $1,584 per month in Moka vs $2,181 in Playa del Carmen, rent included.
🙂A family of three spends $2,230 per month in Moka vs $3,065 in Playa del Carmen, rent included.
🙂Moka is about 28% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Moka and Playa del Carmen are more affordable than the global median – Moka30% lower, Playa del Carmen3% lower.
Currency
🍽 Eating Out
Moka
Playa del Carmen
Difference
Meal at Budget Restaurant
$6.55MUR 309
$11.73MX$203
-44.16%
Three-Course Dinner for Two, Mid-Range
$44.24MUR 2,090
$41.62MX$720
6.30%
Fast Food Meal(McDonalds, etc)
$6.64MUR 314
$10.64MX$184
-37.59%
Cappuccino
$2.57MUR 122
$3.52MX$60.9
-26.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.95MUR 44.79
$1.51MX$26.12
-37.09%
Water(0.33 liter bottle)
$0.61MUR 28.60
$0.97MX$16.84
-37.11%
Local Beer(0.5 liter draught)
$2.16MUR 102
$2.95MX$51.0
-26.78%
Imported Beer(0.33 liter bottle)
$2.76MUR 130
$4.45MX$77.0
-37.98%
🛒 Groceries & Markets
Moka
Playa del Carmen
Difference
Milk(1 liter)
$1.43MUR 67.5
$1.38MX$23.93
3.62%
White Bread(500g)
$0.66MUR 31.35
$1.89MX$32.72
-65.08%
Rice(white)(1kg)
$1.27MUR 60.2
$1.64MX$28.32
-22.56%
Eggs
$2.27MUR 107
$2.51MX$43.34
-9.56%
Local Cheese(1kg)
$9.72MUR 459
$8.34MX$144
16.55%
Chicken Fillets(1kg)
$6.04MUR 285
$8.34MX$144
-27.58%
Beef Round Steak(1kg)
$10.31MUR 487
$10.73MX$186
-3.91%
Apples(1kg)
$1.99MUR 93.9
$2.60MX$45.04
-23.46%
Banana(1kg)
$1.93MUR 91.1
$1.46MX$25.20
32.19%
Oranges(1kg)
$1.45MUR 68.4
$1.90MX$32.87
-23.68%
Tomato(1kg)
$2.70MUR 128
$2.08MX$35.91
29.81%
Potato(1kg)
$1.03MUR 48.60
$1.78MX$30.71
-42.13%
Onion(1kg)
$1.00MUR 47.11
$2.19MX$37.80
-54.34%
Lettuce(1 head)
$0.83MUR 39.29
$1.04MX$17.99
-20.19%
Water(1.5 liter bottle)
$0.47MUR 22.35
$1.08MX$18.62
-56.48%
Cigarettes 20 Pack(Marlboro, Camel)
$5.97MUR 282
$4.08MX$70.6
46.32%
Wine(Bottle)
$8.21MUR 388
$10.32MX$178
-20.45%
Local Beer(0.5 liter bottle)
$1.78MUR 84.1
$1.71MX$29.61
4.09%
Imported Beer(0.33 liter bottle)
$1.66MUR 78.6
$2.58MX$44.54
-35.66%
🚌 Getting Around
Moka
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.00MUR 47.18
$0.51MX$8.81
96.08%
Public Transport Monthly Pass(Regular Price)
$13.16MUR 622
$26.46MX$458
-50.26%
Taxi Start(Normal Tariff)
$2.68MUR 127
$3.26MX$56.4
-17.79%
Taxi(Normal Tariff)(1km)
$2.72MUR 129
$2.49MX$43.09
9.24%
Taxi 1hour Waiting(Normal Tariff)
$15.33MUR 724
$3.25MX$56.2
371.69%
Gasoline(1 liter)
$1.38MUR 65.3
$1.31MX$22.61
5.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3KMUR 1.7M
$30.3KMX$523.7K
16.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9KMUR 1.4M
$23.4KMX$405.3K
23.41%
🧾 Monthly Utilities & Internet
Moka
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$48.75MUR 2,303
$82.9MX$1,433
-41.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.01MUR 851
$22.22MX$384
-18.95%
Internet(50+ Mbps, Unlimited Data)
$26.82MUR 1,267
$29.34MX$507
-8.59%
🎉 Sport & Entertainment
Moka
Playa del Carmen
Difference
Gym Membership(Monthly)
$24.30MUR 1,148
$51.6MX$893
-52.93%
Tennis Court(1 Hour on Weekend)
-
$18.32MX$317
-
Cinema Ticket
$6.20MUR 293
$5.07MX$87.6
22.29%
🧸 Childcare & Education
Moka
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$153MUR 7,243
$201MX$3,473
-23.66%
International Primary School, 1 Child(Yearly)
$3,980MUR 188.0K
$5,212MX$90.1K
-23.64%
👕👟 Clothing & Footwear
Moka
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$77.2MUR 3,647
$36.92MX$639
109.05%
Summer Dress(H&M, Zara, etc)
$36.63MUR 1,731
$39.79MX$688
-7.94%
Sport Shoes(Adidas, Nike)
$92.9MUR 4,390
$78.5MX$1,357
18.43%
Men's Leather Business Shoes
$55.9MUR 2,643
$87.1MX$1,506
-35.77%
🏠 Accommodation & Living
Moka
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$516MUR 24.4K
$973MX$16.8K
-46.97%
1-bedroom Apartment, Outside City Center(Monthly)
$327MUR 15.5K
$468MX$8,090
-30.00%
3-bedroom Apartment, City Center(Monthly)
$948MUR 44.8K
$1,641MX$28.4K
-42.23%
3-bedroom Apartment, Outside City Center(Monthly)
$705MUR 33.3K
$1,221MX$21.1K
-42.22%
Buy Apartment in City Center(m2)
-
$3,946MX$68.3K
-
Buy Apartment Outside City Center(m2)
-
$6,498MX$112.4K
-
💵 Salaries & Financials
Moka
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$321MUR 15.2K
$664MX$11.5K
-51.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.25
11.42
-45.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Moka: May 31, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $516 in Moka versus $973 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 107% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $44.00 in Moka versus $42.00 in Playa del Carmen. Groceries tell a different story – $209 in Moka vs $249 in Playa del Carmen – so Moka wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moka vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Moka?
Yes – Playa del Carmen is pricier by about 38%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,406 per month in Moka and $1,945 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $153 per month in Moka and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Moka and Playa del Carmen?
Groceries cost about 19% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Moka or Playa del Carmen?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $938, than in Playa del Carmen at $1,297. In Moka it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Moka or Playa del Carmen more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Moka or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.