Cost of Living Comparison Between Playa del Carmen and Moka Cost of Living Comparison Between Playa del Carmen and Moka

Monthly Cost of Living

A single person spends $1,297 per month in Playa del Carmen vs $938 in Moka, rent included.

A couple spends around $2,181 per month in Playa del Carmen vs $1,584 in Moka, rent included.

A family of three spends $3,065 per month in Playa del Carmen vs $2,230 in Moka, rent included.

Playa del Carmen costs about 38% more than Moka, driven mainly by Eating Out.

Both Playa del Carmen and Moka are more affordable than the global median – Playa del Carmen 3% lower, Moka 30% lower.

Currency
🍽 Eating Out
Playa del Carmen
Moka
Difference
Meal at Budget Restaurant
$11.73 MX$203
$6.55 MUR 309
79.08%
Three-Course Dinner for Two, Mid-Range
$41.62 MX$720
$44.24 MUR 2,090
-5.92%
Fast Food Meal (McDonalds, etc)
$10.64 MX$184
$6.64 MUR 314
60.24%
Cappuccino
$3.52 MX$60.9
$2.57 MUR 122
36.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$26.12
$0.95 MUR 44.79
58.95%
Water (0.33 liter bottle)
$0.97 MX$16.84
$0.61 MUR 28.60
59.02%
Local Beer (0.5 liter draught)
$2.95 MX$51.0
$2.16 MUR 102
36.57%
Imported Beer (0.33 liter bottle)
$4.45 MX$77.0
$2.76 MUR 130
61.23%
🛒 Groceries & Markets
Playa del Carmen
Moka
Difference
Milk (1 liter)
$1.38 MX$23.93
$1.43 MUR 67.5
-3.50%
White Bread (500g)
$1.89 MX$32.72
$0.66 MUR 31.35
186.36%
Rice (white) (1kg)
$1.64 MX$28.32
$1.27 MUR 60.2
29.13%
Eggs
$2.51 MX$43.34
$2.27 MUR 107
10.57%
Local Cheese (1kg)
$8.34 MX$144
$9.72 MUR 459
-14.20%
Chicken Fillets (1kg)
$8.34 MX$144
$6.04 MUR 285
38.08%
Beef Round Steak (1kg)
$10.73 MX$186
$10.31 MUR 487
4.07%
Apples (1kg)
$2.60 MX$45.04
$1.99 MUR 93.9
30.65%
Banana (1kg)
$1.46 MX$25.20
$1.93 MUR 91.1
-24.35%
Oranges (1kg)
$1.90 MX$32.87
$1.45 MUR 68.4
31.03%
Tomato (1kg)
$2.08 MX$35.91
$2.70 MUR 128
-22.96%
Potato (1kg)
$1.78 MX$30.71
$1.03 MUR 48.60
72.82%
Onion (1kg)
$2.19 MX$37.80
$1.00 MUR 47.11
119.00%
Lettuce (1 head)
$1.04 MX$17.99
$0.83 MUR 39.29
25.30%
Water (1.5 liter bottle)
$1.08 MX$18.62
$0.47 MUR 22.35
129.79%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 MX$70.6
$5.97 MUR 282
-31.66%
Wine (Bottle)
$10.32 MX$178
$8.21 MUR 388
25.70%
Local Beer (0.5 liter bottle)
$1.71 MX$29.61
$1.78 MUR 84.1
-3.93%
Imported Beer (0.33 liter bottle)
$2.58 MX$44.54
$1.66 MUR 78.6
55.42%
🚌 Getting Around
Playa del Carmen
Moka
Difference
One-way Ticket (Public Transport)
$0.51 MX$8.81
$1.00 MUR 47.18
-49.00%
Public Transport Monthly Pass (Regular Price)
$26.46 MX$458
$13.16 MUR 622
101.06%
Taxi Start (Normal Tariff)
$3.26 MX$56.4
$2.68 MUR 127
21.64%
Taxi (Normal Tariff) (1km)
$2.49 MX$43.09
$2.72 MUR 129
-8.46%
Taxi 1hour Waiting (Normal Tariff)
$3.25 MX$56.2
$15.33 MUR 724
-78.80%
Gasoline (1 liter)
$1.31 MX$22.61
$1.38 MUR 65.3
-5.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K MX$523.7K
$35.3K MUR 1.7M
-14.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K MX$405.3K
$28.9K MUR 1.4M
-18.97%
🧾 Monthly Utilities & Internet
Playa del Carmen
Moka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.9 MX$1,433
$48.75 MUR 2,303
69.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.22 MX$384
$18.01 MUR 851
23.38%
Internet (50+ Mbps, Unlimited Data)
$29.34 MX$507
$26.82 MUR 1,267
9.40%
🎉 Sport & Entertainment
Playa del Carmen
Moka
Difference
Gym Membership (Monthly)
$51.6 MX$893
$24.30 MUR 1,148
112.47%
Tennis Court (1 Hour on Weekend)
$18.32 MX$317
-
-
Cinema Ticket
$5.07 MX$87.6
$6.20 MUR 293
-18.23%
🧸 Childcare & Education
Playa del Carmen
Moka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,473
$153 MUR 7,243
30.99%
International Primary School, 1 Child (Yearly)
$5,212 MX$90.1K
$3,980 MUR 188.0K
30.96%
👕👟 Clothing & Footwear
Playa del Carmen
Moka
Difference
Jeans (Levis 501 Or Similar)
$36.92 MX$639
$77.2 MUR 3,647
-52.16%
Summer Dress (H&M, Zara, etc)
$39.79 MX$688
$36.63 MUR 1,731
8.63%
Sport Shoes (Adidas, Nike)
$78.5 MX$1,357
$92.9 MUR 4,390
-15.56%
Men's Leather Business Shoes
$87.1 MX$1,506
$55.9 MUR 2,643
55.68%
🏠 Accommodation & Living
Playa del Carmen
Moka
Difference
1-bedroom Apartment, City Center (Monthly)
$973 MX$16.8K
$516 MUR 24.4K
88.58%
1-bedroom Apartment, Outside City Center (Monthly)
$468 MX$8,090
$327 MUR 15.5K
42.86%
3-bedroom Apartment, City Center (Monthly)
$1,641 MX$28.4K
$948 MUR 44.8K
73.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,221 MX$21.1K
$705 MUR 33.3K
73.07%
Buy Apartment in City Center (m2)
$3,946 MX$68.3K
-
-
Buy Apartment Outside City Center (m2)
$6,498 MX$112.4K
-
-
💵 Salaries & Financials
Playa del Carmen
Moka
Difference
Average Monthly Net Salary (After Tax)
$664 MX$11.5K
$321 MUR 15.2K
106.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
6.25
82.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 2, 2026

Last update for Moka: May 31, 2026

Cost Breakdown

A central one-bedroom costs $973 in Playa del Carmen versus $516 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 107% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Playa del Carmen versus $44.00 in Moka. Groceries tell a different story – $249 in Playa del Carmen vs $209 in Moka – so Moka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Moka: Cost of Living - Frequently Asked Questions
Is Moka cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 38%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $1,406 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $201 per month in Playa del Carmen and $153 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Playa del Carmen and Moka?
Groceries cost about 19% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Playa del Carmen or Moka?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $938, than in Playa del Carmen at $1,297. In Moka it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Moka more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Moka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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