😐A single person spends $1,305 per month in Playa del Carmen vs $922 in Moka, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,530 in Moka, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $2,137 in Moka, rent included.
😐Playa del Carmen costs about 41% more than Moka, driven mainly by Eating Out.
📊Both Playa del Carmen and Moka are more affordable than the global median – Playa del Carmen5% lower, Moka33% lower.
Currency
🍽 Eating Out
Playa del Carmen
Moka
Difference
Meal at Budget Restaurant
$11.96MX$203
$6.31MUR 295
89.54%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$27.95MUR 1,308
69.52%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$6.77MUR 317
73.56%
Cappuccino
$4.12MX$70.0
$4.25MUR 199
-3.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$1.06MUR 49.50
32.08%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.33MUR 15.45
175.76%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$2.70MUR 127
18.89%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$3.29MUR 154
114.89%
🛒 Groceries & Markets
Playa del Carmen
Moka
Difference
Milk(1 liter)
$1.68MX$28.44
$1.46MUR 68.3
15.07%
White Bread(500g)
$2.15MX$36.48
$0.93MUR 43.41
131.18%
Rice(white)(1kg)
$1.77MX$30.10
$1.66MUR 77.7
6.63%
Eggs
$2.82MX$47.76
$3.14MUR 147
-10.19%
Local Cheese(1kg)
$9.20MX$156
-
-
Chicken Fillets(1kg)
$9.23MX$157
$10.60MUR 496
-12.92%
Beef Round Steak(1kg)
$12.64MX$214
$15.06MUR 705
-16.07%
Apples(1kg)
$2.95MX$50.1
$3.04MUR 142
-2.96%
Banana(1kg)
$1.58MX$26.79
$1.68MUR 78.7
-5.95%
Oranges(1kg)
$2.22MX$37.70
$4.18MUR 196
-46.89%
Tomato(1kg)
$2.36MX$40.09
$4.18MUR 196
-43.54%
Potato(1kg)
$1.99MX$33.81
$1.04MUR 48.72
91.35%
Onion(1kg)
$1.98MX$33.58
$1.04MUR 48.74
90.38%
Lettuce(1 head)
$1.24MX$21.04
$0.99MUR 46.54
25.25%
Water(1.5 liter bottle)
$1.21MX$20.55
$0.57MUR 26.65
112.28%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$6.37MUR 298
-27.79%
Wine(Bottle)
$10.52MX$178
$10.16MUR 476
3.54%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$2.20MUR 103
-23.18%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$2.29MUR 107
20.96%
🚌 Getting Around
Playa del Carmen
Moka
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
-
-
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
-
-
Taxi Start(Normal Tariff)
$5.24MX$88.8
$3.24MUR 152
61.73%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
-
-
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
-
-
Gasoline(1 liter)
$1.54MX$26.09
$1.61MUR 75.4
-4.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
$25.8KMUR 1.2M
-11.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$42.4KMUR 2.0M
-39.16%
🧾 Monthly Utilities & Internet
Playa del Carmen
Moka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$4.31MUR 202
484.45%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$23.87MUR 1,117
33.01%
🎉 Sport & Entertainment
Playa del Carmen
Moka
Difference
Gym Membership(Monthly)
$68.8MX$1,167
$21.51MUR 1,007
219.80%
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
$5.87MUR 275
-17.21%
🧸 Childcare & Education
Playa del Carmen
Moka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$127MUR 5,939
77.83%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
-
-
👕👟 Clothing & Footwear
Playa del Carmen
Moka
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$84.3MUR 3,945
-43.79%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$42.08MUR 1,970
3.26%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$94.9MUR 4,439
-15.42%
Men's Leather Business Shoes
$91.4MX$1,550
$78.3MUR 3,664
16.72%
🏠 Accommodation & Living
Playa del Carmen
Moka
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$519MUR 24.3K
109.22%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
$315MUR 14.8K
29.59%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$891MUR 41.7K
121.21%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$708MUR 33.1K
81.05%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
-
-
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Moka
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$697MUR 32.6K
10.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
6
90.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Moka: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,086 in Playa del Carmen versus $519 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 11% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $28.00 in Moka. Monthly groceries follow the same trend: $278 vs $256 – making Moka the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Moka: Cost of Living - Frequently Asked Questions
Is Moka cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 41%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,384 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Moka?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $922 in Moka. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $127 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Playa del Carmen or in Moka?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $922, than in Playa del Carmen at $1,305. In Moka it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Moka more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Moka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared