😐A single person spends $1,256 per month in Playa del Carmen vs $931 in Moka, rent included.
😐A couple spends around $2,137 per month in Playa del Carmen vs $1,586 in Moka, rent included.
😐A family of three spends $3,017 per month in Playa del Carmen vs $2,242 in Moka, rent included.
😐Playa del Carmen costs about 35% more than Moka, driven mainly by Eating Out.
📊Both Playa del Carmen and Moka are more affordable than the global median – Playa del Carmen6% lower, Moka30% lower.
Currency
🍽 Eating Out
Playa del Carmen
Moka
Difference
Meal at Budget Restaurant
$11.99MX$209
$6.46MUR 304
85.60%
Three-Course Dinner for Two, Mid-Range
$41.78MX$728
$44.21MUR 2,077
-5.50%
Fast Food Meal(McDonalds, etc)
$10.75MX$187
$6.74MUR 317
59.50%
Cappuccino
$3.50MX$60.9
$2.65MUR 124
32.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.22
$1.03MUR 48.39
40.78%
Water(0.33 liter bottle)
$0.88MX$15.41
$0.60MUR 28.35
46.67%
Local Beer(0.5 liter draught)
$2.95MX$51.3
$2.16MUR 101
36.57%
Imported Beer(0.33 liter bottle)
$4.51MX$78.6
$2.70MUR 127
67.04%
🛒 Groceries & Markets
Playa del Carmen
Moka
Difference
Milk(1 liter)
$1.43MX$24.94
$1.40MUR 65.9
2.14%
White Bread(500g)
$1.84MX$31.99
$0.70MUR 32.65
162.86%
Rice(white)(1kg)
$1.57MX$27.31
$1.29MUR 60.5
21.71%
Eggs
$2.51MX$43.74
$2.23MUR 105
12.56%
Local Cheese(1kg)
$8.28MX$144
$10.13MUR 476
-18.26%
Chicken Fillets(1kg)
$8.43MX$147
$6.17MUR 290
36.63%
Beef Round Steak(1kg)
$10.68MX$186
$10.64MUR 500
0.38%
Apples(1kg)
$2.61MX$45.43
$1.98MUR 92.8
31.82%
Banana(1kg)
$1.44MX$25.04
$1.96MUR 92.2
-26.53%
Oranges(1kg)
$1.96MX$34.16
$1.44MUR 67.7
36.11%
Tomato(1kg)
$2.09MX$36.47
$2.73MUR 128
-23.44%
Potato(1kg)
$1.85MX$32.24
$1.02MUR 48.04
81.37%
Onion(1kg)
$2.17MX$37.74
$0.99MUR 46.73
119.19%
Lettuce(1 head)
$1.03MX$17.96
$0.84MUR 39.58
22.62%
Water(1.5 liter bottle)
$1.07MX$18.70
$0.47MUR 22.01
127.66%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$71.4
$5.87MUR 276
-30.15%
Wine(Bottle)
$10.17MX$177
$10.20MUR 479
-0.29%
Local Beer(0.5 liter bottle)
$1.68MX$29.17
$1.78MUR 83.4
-5.62%
Imported Beer(0.33 liter bottle)
$2.53MX$43.98
$1.67MUR 78.5
51.50%
🚌 Getting Around
Playa del Carmen
Moka
Difference
One-way Ticket(Public Transport)
$0.51MX$8.87
$1.05MUR 49.25
-51.43%
Public Transport Monthly Pass(Regular Price)
$26.04MX$453
$12.99MUR 610
100.46%
Taxi Start(Normal Tariff)
$3.23MX$56.3
$2.68MUR 126
20.52%
Taxi(Normal Tariff)(1km)
$2.41MX$41.88
$2.64MUR 124
-8.71%
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.2
$15.55MUR 731
-79.23%
Gasoline(1 liter)
$1.32MX$23.00
$1.38MUR 64.9
-4.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$517.1K
$36.0KMUR 1.7M
-17.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$412.0K
$28.3KMUR 1.3M
-16.53%
🧾 Monthly Utilities & Internet
Playa del Carmen
Moka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,428
$49.81MUR 2,340
64.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$400
$18.48MUR 868
24.19%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$524
$26.86MUR 1,262
12.10%
🎉 Sport & Entertainment
Playa del Carmen
Moka
Difference
Gym Membership(Monthly)
$52.0MX$905
$24.58MUR 1,155
111.43%
Tennis Court(1 Hour on Weekend)
$18.53MX$323
-
-
Cinema Ticket
$4.98MX$86.6
$5.99MUR 281
-16.86%
🧸 Childcare & Education
Playa del Carmen
Moka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,438
$154MUR 7,217
28.50%
International Primary School, 1 Child(Yearly)
$5,336MX$92.9K
$4,002MUR 188.0K
33.35%
👕👟 Clothing & Footwear
Playa del Carmen
Moka
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$620
$74.9MUR 3,516
-52.44%
Summer Dress(H&M, Zara, etc)
$40.33MX$702
$36.58MUR 1,718
10.25%
Sport Shoes(Adidas, Nike)
$78.8MX$1,371
$93.8MUR 4,405
-16.03%
Men's Leather Business Shoes
$88.9MX$1,549
$56.0MUR 2,628
58.95%
🏠 Accommodation & Living
Playa del Carmen
Moka
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.5K
$524MUR 24.6K
80.63%
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,254
$329MUR 15.5K
43.97%
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.6K
$936MUR 44.0K
75.66%
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.1K
$703MUR 33.0K
72.08%
Buy Apartment in City Center(m2)
$4,056MX$70.6K
-
-
Buy Apartment Outside City Center(m2)
$6,470MX$112.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Moka
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.4K
$677MUR 31.8K
-3.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
6.25
82.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for Moka: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $947 in Playa del Carmen versus $524 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 4% higher in Moka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $44.00 in Moka. Groceries tell a different story – $249 in Playa del Carmen vs $216 in Moka – so Moka wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Moka: Cost of Living - Frequently Asked Questions
Is Moka cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 35%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,884 per month in Playa del Carmen and $1,396 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $197 per month in Playa del Carmen and $154 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Playa del Carmen and in Moka?
Groceries cost about 15% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Playa del Carmen or in Moka?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $931, than in Playa del Carmen at $1,256. In Moka it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Moka more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Moka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared