Last update: Oct 2026

Cost of Living Comparison Between Mogi das Cruzes and Panama City

For one person, living is cheaper in Mogi das Cruzes: $994 a month against $1,855 in Panama City, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Mogi das Cruzes
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Mogi das Cruzes Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Mogi das Cruzes

🇧🇷 Brazil

$994

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Mogi das Cruzes and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mogi das Cruzes and in Panama City actually costs, broken down by who's living it.

A single person spends $994 per month in Mogi das Cruzes vs $1,855 in Panama City, rent included.

Mogi das Cruzes $994
Panama City $1,855

A couple spends around $1,527 per month in Mogi das Cruzes vs $2,804 in Panama City, rent included.

Mogi das Cruzes $1,527
Panama City $2,804

A family of three spends $2,061 per month in Mogi das Cruzes vs $3,753 in Panama City, rent included.

Mogi das Cruzes $2,061
Panama City $3,753

Mogi das Cruzes is about 46% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Mogi das Cruzes sits 26% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.60 R$48.29

$11.63 PAB 11.63

-17.45%

Three-Course Dinner for Two, Mid-Range

$29.59 R$149

$47.92 PAB 47.92

-38.25%

Fast Food Meal (McDonalds, etc)

$7.96 R$40.03

$7.96 PAB 7.96

Cappuccino

$1.53 R$7.68

$4.22 PAB 4.22

-63.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 R$6.59

$2.01 PAB 2.01

-34.83%

Water (0.33 liter bottle)

$0.88 R$4.44

$1.56 PAB 1.56

-43.59%

Local Beer (0.5 liter draught)

$2.47 R$12.40

$3.39 PAB 3.39

-27.14%

Imported Beer (0.33 liter bottle)

$3.09 R$15.52

$3.94 PAB 3.94

-21.57%

Milk (1 liter)

$1.02 R$5.15

$1.85 PAB 1.85

-44.86%

White Bread (500g)

$1.99 R$10.01

$2.56 PAB 2.56

-22.27%

Rice (white) (1kg)

$1.32 R$6.65

$3.48 PAB 3.48

-62.07%

Eggs

$2.58 R$12.95

$2.69 PAB 2.69

-4.09%

Local Cheese (1kg)

$9.84 R$49.46

$12.57 PAB 12.57

-21.72%

Chicken Fillets (1kg)

$4.83 R$24.28

$6.83 PAB 6.83

-29.28%

Beef Round Steak (1kg)

$9.46 R$47.59

$10.58 PAB 10.58

-10.59%

Apples (1kg)

$2.19 R$11.01

$4.18 PAB 4.18

-47.61%

Banana (1kg)

$1.48 R$7.44

$1.83 PAB 1.83

-19.13%

Oranges (1kg)

$1.22 R$6.13

$4.20 PAB 4.20

-70.95%

Tomato (1kg)

$1.40 R$7.01

$4.03 PAB 4.03

-65.26%

Potato (1kg)

$1.32 R$6.63

$3.48 PAB 3.48

-62.07%

Onion (1kg)

$1.26 R$6.33

$4.22 PAB 4.22

-70.14%

Lettuce (1 head)

$0.94 R$4.75

$2.41 PAB 2.41

-61.00%

Water (1.5 liter bottle)

$0.64 R$3.24

$1.69 PAB 1.69

-62.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.43 R$12.24

$6.14 PAB 6.14

-60.42%

Wine (Bottle)

$7.98 R$40.13

$11.30 PAB 11.30

-29.38%

Local Beer (0.5 liter bottle)

$1.52 R$7.64

$1.42 PAB 1.42

7.04%

Imported Beer (0.33 liter bottle)

$2.52 R$12.66

$2.73 PAB 2.73

-7.69%

One-way Ticket (Public Transport)

$1.17 R$5.90

$0.33 PAB 0.33

254.55%

Public Transport Monthly Pass (Regular Price)

$85.6 R$430

$21.23 PAB 21.23

303.01%

Taxi Start (Normal Tariff)

$1.22 R$6.16

$2.52 PAB 2.52

-51.59%

Taxi (Normal Tariff) (1km)

$0.78 R$3.93

$1.86 PAB 1.86

-58.06%

Taxi 1hour Waiting (Normal Tariff)

$5.16 R$25.93

$21.78 PAB 21.78

-76.31%

Gasoline (1 liter)

$1.31 R$6.60

$1.25 PAB 1.25

4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K R$119.5K

$21.2K PAB 21.2K

11.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K R$162.1K

$21.0K PAB 21.0K

53.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.5 R$335

$130 PAB 130

-48.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.13 R$76.1

$28.13 PAB 28.13

-46.21%

Internet (50+ Mbps, Unlimited Data)

$22.82 R$115

$48.21 PAB 48.21

-52.67%

Gym Membership (Monthly)

$30.14 R$152

$45.78 PAB 45.78

-34.16%

Tennis Court (1 Hour on Weekend)

$10.93 R$54.9

$34.92 PAB 34.92

-68.70%

Cinema Ticket

$7.79 R$39.18

$8.67 PAB 8.67

-10.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$258 R$1,298

$544 PAB 544

-52.55%

International Primary School, 1 Child (Yearly)

$5,987 R$30.1K

$9,697 PAB 9,697

-38.26%

Jeans (Levis 501 Or Similar)

$39.98 R$201

$66.8 PAB 66.8

-40.10%

Summer Dress (H&M, Zara, etc)

$33.92 R$171

$49.14 PAB 49.14

-30.97%

Sport Shoes (Adidas, Nike)

$87.9 R$442

$93.9 PAB 93.9

-6.37%

Men's Leather Business Shoes

$69.6 R$350

$112 PAB 112

-37.62%

1-bedroom Apartment, City Center (Monthly)

$403 R$2,024

$1,257 PAB 1,257

-67.97%

1-bedroom Apartment, Outside City Center (Monthly)

$292 R$1,468

$875 PAB 875

-66.62%

3-bedroom Apartment, City Center (Monthly)

$655 R$3,294

$2,155 PAB 2,155

-69.60%

3-bedroom Apartment, Outside City Center (Monthly)

$497 R$2,497

$1,564 PAB 1,564

-68.24%

Buy Apartment in City Center (m2)

$1,553 R$7,807

$3,122 PAB 3,122

-50.27%

Buy Apartment Outside City Center (m2)

$1,278 R$6,425

$1,709 PAB 1,709

-25.24%

Average Monthly Net Salary (After Tax)

$331 R$1,666

$916 PAB 916

-63.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.81

6.39

69.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mogi das Cruzes: October 12, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mogi das Cruzes

$292 29.4%

Panama City

$875 47.2% 200% $583

Groceries & Markets

Mogi das Cruzes

$206 20.7%

Panama City

$325 17.5% 57.8% $119

Eating Out

Mogi das Cruzes

$146 14.7%

Panama City

$207 11.1% 41.3% $60

Monthly Utilities & Internet

Mogi das Cruzes

$104 10.5%

Panama City

$206 11.1% 97.3% $102

Clothing & Footwear

Mogi das Cruzes

$104 10.5%

Panama City

$145 7.8% 38.9% $40

Getting Around

Mogi das Cruzes

$95 9.6%

Panama City

$34 1.9% 63.9% $61

Sport & Entertainment

Mogi das Cruzes

$46 4.6%

Panama City

$63 3.4% 38% $17

Cost Breakdown

A central one-bedroom costs $403 in Mogi das Cruzes versus $1,257 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Mogi das Cruzes versus $48.00 in Panama City. Monthly groceries follow the same trend: $206 vs $325 – making Mogi das Cruzes the more affordable choice for daily food spending.

Good to know

🇧🇷 Mogi das Cruzes

🇵🇦 Panama City

🕒 Local time

15:15 3:15 PM

13:15 1:15 PM

2 h behind Mogi das Cruzes

🌤 Weather

👥 Population

451,505

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.199 USD

1 BRL = 0.178 EUR

1 PAB = 1 USD

1 PAB = 0.893 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 15, 2026: 1 USD = 5.03 BRL (1 BRL = 0.199 USD). 1 EUR = 5.63 BRL (1 BRL = 0.178 EUR).

Panamanian Balboa exchange rates as of October 15, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Mogi das Cruzes Panama City 5,120 km ≈ 7 h nonstop flight

From you

Mogi das Cruzes
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mogi das Cruzes vs Panama City: Cost of Living - Frequently Asked Questions

Panama City costs about 87% more than Mogi das Cruzes, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,491 per month in Mogi das Cruzes and $2,783 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mogi das Cruzes, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 303% less in Mogi das Cruzes. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $258 per month in Mogi das Cruzes and $544 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Mogi das Cruzes, where all-in costs run around $994, than in Panama City at $1,855. In Mogi das Cruzes it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Mogi das Cruzes costs $994 versus $1,855 in Panama City. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mogi das Cruzes. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.