Last update: Oct 2026

Cost of Living Comparison Between Panama City and Mogi das Cruzes

For one person, living is cheaper in Mogi das Cruzes: $994 a month against $1,855 in Panama City, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
Learn more

Panama City Living Index
49

Cost of Living Index in Mogi das Cruzes
Learn more

Mogi das Cruzes Living Index

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Panama City

🇵🇦 Panama

$1,855

/mo nomad

Mogi das Cruzes

🇧🇷 Brazil

$994

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Mogi das Cruzes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Mogi das Cruzes actually costs, broken down by who's living it.

A single person spends $1,855 per month in Panama City vs $994 in Mogi das Cruzes, rent included.

Panama City $1,855
Mogi das Cruzes $994

A couple spends around $2,804 per month in Panama City vs $1,527 in Mogi das Cruzes, rent included.

Panama City $2,804
Mogi das Cruzes $1,527

A family of three spends $3,753 per month in Panama City vs $2,061 in Mogi das Cruzes, rent included.

Panama City $3,753
Mogi das Cruzes $2,061

Panama City costs about 87% more than Mogi das Cruzes, and outside of rent the biggest gap is in groceries.

Panama City sits 37% above the global median, while Mogi das Cruzes is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.63 PAB 11.63

$9.60 R$48.29

21.15%

Three-Course Dinner for Two, Mid-Range

$47.92 PAB 47.92

$29.59 R$149

61.95%

Fast Food Meal (McDonalds, etc)

$7.96 PAB 7.96

$7.96 R$40.03

Cappuccino

$4.22 PAB 4.22

$1.53 R$7.68

175.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 PAB 2.01

$1.31 R$6.59

53.44%

Water (0.33 liter bottle)

$1.56 PAB 1.56

$0.88 R$4.44

77.27%

Local Beer (0.5 liter draught)

$3.39 PAB 3.39

$2.47 R$12.40

37.25%

Imported Beer (0.33 liter bottle)

$3.94 PAB 3.94

$3.09 R$15.52

27.51%

Milk (1 liter)

$1.85 PAB 1.85

$1.02 R$5.15

81.37%

White Bread (500g)

$2.56 PAB 2.56

$1.99 R$10.01

28.64%

Rice (white) (1kg)

$3.48 PAB 3.48

$1.32 R$6.65

163.64%

Eggs

$2.69 PAB 2.69

$2.58 R$12.95

4.26%

Local Cheese (1kg)

$12.57 PAB 12.57

$9.84 R$49.46

27.74%

Chicken Fillets (1kg)

$6.83 PAB 6.83

$4.83 R$24.28

41.41%

Beef Round Steak (1kg)

$10.58 PAB 10.58

$9.46 R$47.59

11.84%

Apples (1kg)

$4.18 PAB 4.18

$2.19 R$11.01

90.87%

Banana (1kg)

$1.83 PAB 1.83

$1.48 R$7.44

23.65%

Oranges (1kg)

$4.20 PAB 4.20

$1.22 R$6.13

244.26%

Tomato (1kg)

$4.03 PAB 4.03

$1.40 R$7.01

187.86%

Potato (1kg)

$3.48 PAB 3.48

$1.32 R$6.63

163.64%

Onion (1kg)

$4.22 PAB 4.22

$1.26 R$6.33

234.92%

Lettuce (1 head)

$2.41 PAB 2.41

$0.94 R$4.75

156.38%

Water (1.5 liter bottle)

$1.69 PAB 1.69

$0.64 R$3.24

164.06%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 PAB 6.14

$2.43 R$12.24

152.67%

Wine (Bottle)

$11.30 PAB 11.30

$7.98 R$40.13

41.60%

Local Beer (0.5 liter bottle)

$1.42 PAB 1.42

$1.52 R$7.64

-6.58%

Imported Beer (0.33 liter bottle)

$2.73 PAB 2.73

$2.52 R$12.66

8.33%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

$1.17 R$5.90

-71.79%

Public Transport Monthly Pass (Regular Price)

$21.23 PAB 21.23

$85.6 R$430

-75.19%

Taxi Start (Normal Tariff)

$2.52 PAB 2.52

$1.22 R$6.16

106.56%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$0.78 R$3.93

138.46%

Taxi 1hour Waiting (Normal Tariff)

$21.78 PAB 21.78

$5.16 R$25.93

322.09%

Gasoline (1 liter)

$1.25 PAB 1.25

$1.31 R$6.60

-4.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K PAB 21.2K

$23.8K R$119.5K

-10.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K PAB 21.0K

$32.2K R$162.1K

-34.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 PAB 130

$66.5 R$335

95.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.13 PAB 28.13

$15.13 R$76.1

85.92%

Internet (50+ Mbps, Unlimited Data)

$48.21 PAB 48.21

$22.82 R$115

111.26%

Gym Membership (Monthly)

$45.78 PAB 45.78

$30.14 R$152

51.89%

Tennis Court (1 Hour on Weekend)

$34.92 PAB 34.92

$10.93 R$54.9

219.49%

Cinema Ticket

$8.67 PAB 8.67

$7.79 R$39.18

11.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 PAB 544

$258 R$1,298

110.75%

International Primary School, 1 Child (Yearly)

$9,697 PAB 9,697

$5,987 R$30.1K

61.97%

Jeans (Levis 501 Or Similar)

$66.8 PAB 66.8

$39.98 R$201

66.96%

Summer Dress (H&M, Zara, etc)

$49.14 PAB 49.14

$33.92 R$171

44.87%

Sport Shoes (Adidas, Nike)

$93.9 PAB 93.9

$87.9 R$442

6.81%

Men's Leather Business Shoes

$112 PAB 112

$69.6 R$350

60.30%

1-bedroom Apartment, City Center (Monthly)

$1,257 PAB 1,257

$403 R$2,024

212.22%

1-bedroom Apartment, Outside City Center (Monthly)

$875 PAB 875

$292 R$1,468

199.62%

3-bedroom Apartment, City Center (Monthly)

$2,155 PAB 2,155

$655 R$3,294

229.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,564 PAB 1,564

$497 R$2,497

214.91%

Buy Apartment in City Center (m2)

$3,122 PAB 3,122

$1,553 R$7,807

101.08%

Buy Apartment Outside City Center (m2)

$1,709 PAB 1,709

$1,278 R$6,425

33.76%

Average Monthly Net Salary (After Tax)

$916 PAB 916

$331 R$1,666

176.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

10.81

-40.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 10, 2026

Last update for Mogi das Cruzes: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$875 47.2%

Mogi das Cruzes

$292 29.4% 66.6% $583

Groceries & Markets

Panama City

$325 17.5%

Mogi das Cruzes

$206 20.7% 36.6% $119

Eating Out

Panama City

$207 11.1%

Mogi das Cruzes

$146 14.7% 29.2% $60

Monthly Utilities & Internet

Panama City

$206 11.1%

Mogi das Cruzes

$104 10.5% 49.3% $102

Clothing & Footwear

Panama City

$145 7.8%

Mogi das Cruzes

$104 10.5% 28% $40

Sport & Entertainment

Panama City

$63 3.4%

Mogi das Cruzes

$46 4.6% 27.6% $17

Getting Around

Panama City

$34 1.9%

Mogi das Cruzes

$95 9.6% 177% $61

Cost Breakdown

A central one-bedroom costs $1,257 in Panama City versus $403 in Mogi das Cruzes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 176% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Panama City versus $30.00 in Mogi das Cruzes. Monthly groceries follow the same trend: $325 vs $206 – making Mogi das Cruzes the more affordable choice for daily food spending.

Good to know

🇵🇦 Panama City

🇧🇷 Mogi das Cruzes

🕒 Local time

14:01 2:01 PM

16:01 4:01 PM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

451,505

💱 Currency

Panamanian Balboa PAB B/.

Brazilian Real BRL R$

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.893 EUR

1 BRL = 0.199 USD

1 BRL = 0.178 EUR

Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 15, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

Brazilian Real exchange rates as of October 15, 2026: 1 USD = 5.03 BRL (1 BRL = 0.199 USD). 1 EUR = 5.63 BRL (1 BRL = 0.178 EUR).

USD to PAB in detail →

On the map

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Between locations

Panama City Mogi das Cruzes 5,120 km ≈ 7 h nonstop flight

From you

Panama City
Mogi das Cruzes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Mogi das Cruzes: Cost of Living - Frequently Asked Questions

Panama City costs about 87% more than Mogi das Cruzes, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,783 per month in Panama City and $1,491 in Mogi das Cruzes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mogi das Cruzes, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 303% less in Mogi das Cruzes. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $544 per month in Panama City and $258 in Mogi das Cruzes. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Mogi das Cruzes, where all-in costs run around $994, than in Panama City at $1,855. In Mogi das Cruzes it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Mogi das Cruzes costs $994 versus $1,855 in Panama City. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Mogi das Cruzes. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.