🙂A single person spends $347 per month in Moga vs $779 in Mumbai (Bombay), rent included.
🙂A couple spends around $552 per month in Moga vs $1,255 in Mumbai (Bombay), rent included.
🙂A family of three spends $757 per month in Moga vs $1,732 in Mumbai (Bombay), rent included.
🙂Moga is about 55% cheaper than Mumbai (Bombay), driven mainly by Eating Out.
📊Both Moga and Mumbai (Bombay) are more affordable than the global median – Moga74% lower, Mumbai (Bombay)42% lower.
Currency
🍽 Eating Out
Moga
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$2.28₹217
$5.32₹506
-57.14%
Three-Course Dinner for Two, Mid-Range
$9.03₹860
$22.40₹2,133
-59.69%
Fast Food Meal(McDonalds, etc)
$4.08₹389
$4.63₹441
-11.88%
Cappuccino
$1.77₹169
$2.52₹240
-29.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.41₹38.81
$0.51₹48.25
-19.61%
Water(0.33 liter bottle)
$0.17₹16.43
$0.15₹14.64
13.33%
Local Beer(0.5 liter draught)
$1.78₹170
$2.28₹217
-21.93%
Imported Beer(0.33 liter bottle)
$2.88₹274
$3.95₹376
-27.09%
🛒 Groceries & Markets
Moga
Mumbai (Bombay)
Difference
Milk(1 liter)
$0.69₹65.6
$0.75₹71.1
-8.00%
White Bread(500g)
$0.45₹43.17
$0.51₹48.81
-11.76%
Rice(white)(1kg)
$0.60₹56.9
$0.77₹73.7
-22.08%
Eggs
$0.88₹83.6
$1.08₹103
-18.52%
Local Cheese(1kg)
$4.63₹441
$7.14₹680
-35.15%
Chicken Fillets(1kg)
$1.77₹169
$3.88₹370
-54.38%
Apples(1kg)
$0.68₹65.0
$2.30₹219
-70.43%
Banana(1kg)
$0.57₹54.3
$0.81₹77.3
-29.63%
Oranges(1kg)
$0.82₹77.9
$1.26₹120
-34.92%
Tomato(1kg)
$0.55₹51.9
$0.64₹60.7
-14.06%
Potato(1kg)
$0.37₹34.80
$0.58₹54.8
-36.21%
Onion(1kg)
$0.41₹39.25
$0.63₹60.1
-34.92%
Lettuce(1 head)
$0.57₹54.0
$0.64₹61.0
-10.94%
Water(1.5 liter bottle)
$0.30₹28.67
$0.33₹31.00
-9.09%
Cigarettes 20 Pack(Marlboro, Camel)
$4.44₹423
$4.20₹400
5.71%
Wine(Bottle)
$10.02₹954
$8.25₹786
21.45%
Local Beer(0.5 liter bottle)
$1.69₹161
$2.17₹207
-22.12%
Imported Beer(0.33 liter bottle)
$2.22₹212
$3.40₹324
-34.71%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$2.89₹275
$7.03₹670
-58.89%
🚌 Getting Around
Moga
Mumbai (Bombay)
Difference
One-way Ticket(Public Transport)
$0.30₹28.71
$0.24₹22.97
25.00%
Public Transport Monthly Pass(Regular Price)
$8.58₹817
$4.51₹430
90.24%
Taxi Start(Normal Tariff)
$0.77₹73.6
$0.37₹34.87
108.11%
Taxi 1hour Waiting(Normal Tariff)
$2.03₹193
$1.41₹135
43.97%
Gasoline(1 liter)
$1.16₹111
$1.19₹113
-2.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.6K₹1.2M
$17.4K₹1.7M
-27.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K₹1.9M
$24.5K₹2.3M
-17.28%
🧾 Monthly Utilities & Internet
Moga
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$34.42₹3,279
$50.8₹4,838
-32.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.42₹326
$4.81₹458
-28.90%
Internet(50+ Mbps, Unlimited Data)
$7.70₹733
$8.75₹834
-12.00%
🎉 Sport & Entertainment
Moga
Mumbai (Bombay)
Difference
Gym Membership(Monthly)
$16.00₹1,524
$23.11₹2,201
-30.77%
Tennis Court(1 Hour on Weekend)
$6.93₹660
$11.99₹1,142
-42.20%
Cinema Ticket
$5.44₹518
$4.71₹448
15.50%
🧸 Childcare & Education
Moga
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$34.37₹3,274
$122₹11.6K
-71.72%
International Primary School, 1 Child(Yearly)
$843₹80.3K
$3,393₹323.2K
-75.15%
👕👟 Clothing & Footwear
Moga
Mumbai (Bombay)
Difference
Jeans(Levis 501 Or Similar)
$21.67₹2,064
$29.14₹2,776
-25.63%
Summer Dress(H&M, Zara, etc)
$28.72₹2,736
$30.61₹2,916
-6.17%
Sport Shoes(Adidas, Nike)
$47.13₹4,489
$55.2₹5,253
-14.54%
Men's Leather Business Shoes
$42.62₹4,060
$39.74₹3,786
7.25%
🏠 Accommodation & Living
Moga
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center(Monthly)
$63.1₹6,011
$705₹67.1K
-91.05%
1-bedroom Apartment, Outside City Center(Monthly)
$31.58₹3,008
$357₹34.0K
-91.15%
3-bedroom Apartment, City Center(Monthly)
$140₹13.3K
$1,792₹170.7K
-92.19%
3-bedroom Apartment, Outside City Center(Monthly)
$96.3₹9,170
$825₹78.6K
-88.34%
Buy Apartment in City Center(m2)
-
$6,436₹613.1K
-
Buy Apartment Outside City Center(m2)
-
$2,627₹250.2K
-
💵 Salaries & Financials
Moga
Mumbai (Bombay)
Difference
Average Monthly Net Salary(After Tax)
$213₹20.3K
$744₹70.9K
-71.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.25
9.22
-10.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Moga: June 2, 2026
Last update for Mumbai (Bombay): May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $63.1 in Moga versus $705 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 249% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $9.00 in Moga versus $22.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $94.0 vs $129 – making Moga the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
Which city is more expensive, Moga or Mumbai (Bombay)?
Mumbai (Bombay) costs about 124% more than Moga, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Moga vs Mumbai (Bombay)?
For a comfortable life, plan on about $521 per month in Moga and $1,168 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Moga or Mumbai (Bombay)?
Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Moga compared to Mumbai (Bombay)?
Monthly expenses with rent come to $347 in Moga and $779 in Mumbai (Bombay). The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Moga vs Mumbai (Bombay)?
Public transport costs about 90% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Moga or Mumbai (Bombay)?
A $1,000 monthly budget goes further in Moga, where all-in costs run around $347, than in Mumbai (Bombay) at $779. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Moga or Mumbai (Bombay)?
For digital nomads, it depends on budget. Moga costs $347 versus $779 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Moga or Mumbai (Bombay)?
If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.