Last update: Oct 2026

Cost of Living Comparison Between Moga and Mumbai (Bombay)

For one person, living is cheaper in Moga: $331 a month against $782 in Mumbai (Bombay), rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Moga
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Moga Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Moga

🇮🇳 India

$331

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Moga and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moga and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $331 per month in Moga vs $782 in Mumbai (Bombay), rent included.

Moga $331
Mumbai (Bombay) $782

A couple spends around $530 per month in Moga vs $1,299 in Mumbai (Bombay), rent included.

Moga $530
Mumbai (Bombay) $1,299

A family of three spends $729 per month in Moga vs $1,816 in Mumbai (Bombay), rent included.

Moga $729
Mumbai (Bombay) $1,816

Moga is about 58% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Moga and Mumbai (Bombay) are more affordable than the global median – Moga 75% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$3.05 ₹290

$5.38 ₹511

-43.31%

Three-Course Dinner for Two, Mid-Range

$10.27 ₹975

$20.76 ₹1,971

-50.53%

Fast Food Meal (McDonalds, etc)

$3.71 ₹352

$4.19 ₹398

-11.46%

Cappuccino

$1.96 ₹186

$2.74 ₹260

-28.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.75

$0.41 ₹38.77

-4.88%

Water (0.33 liter bottle)

$0.13 ₹12.16

$0.16 ₹15.04

-18.75%

Local Beer (0.5 liter draught)

$1.90 ₹180

$2.59 ₹246

-26.64%

Imported Beer (0.33 liter bottle)

$2.92 ₹277

$4.17 ₹396

-29.98%

Milk (1 liter)

$0.66 ₹62.6

$0.75 ₹71.2

-12.00%

White Bread (500g)

$0.41 ₹38.84

$0.53 ₹50.5

-22.64%

Rice (white) (1kg)

$0.60 ₹56.5

$0.73 ₹69.6

-17.81%

Eggs

$0.83 ₹78.5

$0.96 ₹91.4

-13.54%

Local Cheese (1kg)

$4.16 ₹395

$5.52 ₹524

-24.64%

Chicken Fillets (1kg)

$3.14 ₹298

$3.58 ₹340

-12.29%

Apples (1kg)

$0.66 ₹62.4

$2.14 ₹203

-69.16%

Banana (1kg)

$0.54 ₹51.6

$0.69 ₹65.5

-21.74%

Oranges (1kg)

$0.67 ₹63.6

$1.23 ₹116

-45.53%

Tomato (1kg)

$0.45 ₹42.26

$0.46 ₹43.77

-2.17%

Potato (1kg)

$0.28 ₹26.18

$0.36 ₹34.24

-22.22%

Onion (1kg)

$0.34 ₹31.91

$0.39 ₹37.12

-12.82%

Lettuce (1 head)

$0.45 ₹42.80

$0.40 ₹38.05

12.50%

Water (1.5 liter bottle)

$0.29 ₹27.80

$0.31 ₹29.46

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.99 ₹474

$5.10 ₹485

-2.16%

Wine (Bottle)

$9.87 ₹937

$8.12 ₹771

21.55%

Local Beer (0.5 liter bottle)

$1.48 ₹140

$1.95 ₹185

-24.10%

Imported Beer (0.33 liter bottle)

$2.07 ₹197

$3.18 ₹302

-34.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.89 ₹464

$6.17 ₹586

-20.75%

One-way Ticket (Public Transport)

$0.25 ₹23.65

$0.20 ₹18.99

25.00%

Public Transport Monthly Pass (Regular Price)

$6.47 ₹614

$5.39 ₹512

20.04%

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.31 ₹29.39

245.16%

Taxi (Normal Tariff) (1km)

$0.32 ₹30.71

$0.29 ₹28.01

10.34%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.59 ₹151

1.26%

Gasoline (1 liter)

$1.05 ₹99.5

$1.10 ₹104

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.2K ₹1.3M

$15.9K ₹1.5M

-16.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K ₹1.7M

$22.7K ₹2.2M

-21.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.96 ₹2,940

$61.6 ₹5,846

-49.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.13 ₹297

$4.25 ₹404

-26.35%

Internet (50+ Mbps, Unlimited Data)

$7.42 ₹705

$9.01 ₹855

-17.65%

Gym Membership (Monthly)

$13.90 ₹1,320

$27.24 ₹2,587

-48.97%

Tennis Court (1 Hour on Weekend)

$6.40 ₹608

$13.31 ₹1,264

-51.92%

Cinema Ticket

$3.69 ₹350

$4.38 ₹416

-15.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.84 ₹3,023

$116 ₹11.0K

-72.45%

International Primary School, 1 Child (Yearly)

$767 ₹72.8K

$4,968 ₹471.7K

-84.56%

Jeans (Levis 501 Or Similar)

$25.09 ₹2,383

$37.16 ₹3,529

-32.48%

Summer Dress (H&M, Zara, etc)

$28.26 ₹2,683

$39.88 ₹3,787

-29.14%

Sport Shoes (Adidas, Nike)

$38.74 ₹3,679

$55.9 ₹5,307

-30.67%

Men's Leather Business Shoes

$39.44 ₹3,745

$48.19 ₹4,576

-18.16%

1-bedroom Apartment, City Center (Monthly)

$56.6 ₹5,374

$611 ₹58.0K

-90.74%

1-bedroom Apartment, Outside City Center (Monthly)

$28.27 ₹2,684

$354 ₹33.6K

-92.02%

3-bedroom Apartment, City Center (Monthly)

$127 ₹12.1K

$1,829 ₹173.7K

-93.05%

3-bedroom Apartment, Outside City Center (Monthly)

$84.6 ₹8,036

$877 ₹83.3K

-90.35%

Buy Apartment in City Center (m2)

$908 ₹86.2K

$5,877 ₹558.0K

-84.56%

Buy Apartment Outside City Center (m2)

$537 ₹51.0K

$2,448 ₹232.4K

-78.06%

Average Monthly Net Salary (After Tax)

$206 ₹19.5K

$758 ₹72.0K

-72.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.88

8.29

7.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moga: October 11, 2026

Last update for Mumbai (Bombay): October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Moga

$94 28.4%

Mumbai (Bombay)

$116 14.8% 22.9% $22

Eating Out

Moga

$76 23.1%

Mumbai (Bombay)

$112 14.3% 46.6% $36

Clothing & Footwear

Moga

$59 17.9%

Mumbai (Bombay)

$82 10.4% 37.7% $22

Monthly Utilities & Internet

Moga

$42 12.6%

Mumbai (Bombay)

$75 9.6% 80.2% $33

Accommodation & Living

Moga

$28 8.5%

Mumbai (Bombay)

$354 45.3% 1153% $326

Sport & Entertainment

Moga

$21 6.4%

Mumbai (Bombay)

$36 4.6% 69.2% $15

Getting Around

Moga

$10 3.1%

Mumbai (Bombay)

$8 1% 21.4% $2.2

Cost Breakdown

A central one-bedroom costs $56.6 in Moga versus $611 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 269% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Moga versus $21.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $94.0 vs $116 – making Moga the more affordable choice for daily food spending.

Good to know

🇮🇳 Moga

🇮🇳 Mumbai (Bombay)

🕒 Local time

18:26 6:26 PM

Same time as Moga

🌤 Weather

👥 Population

150,411

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Moga Mumbai (Bombay) 1,330 km ≈ 2 h 15 min nonstop flight

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Moga
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 136% more than Moga, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $496 per month in Moga and $1,173 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $331 in Moga and $782 in Mumbai (Bombay). That's a gap of about 136%.

Public transport costs about 20% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

$800 covers both cities comfortably – all-in costs are $331 in Moga and $782 in Mumbai (Bombay), leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Moga costs $331 versus $782 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.