Cost of Living Comparison Between Moga and Mumbai (Bombay) Cost of Living Comparison Between Moga and Mumbai (Bombay)

Monthly Cost of Living

A single person spends $329 per month in Moga vs $795 in Mumbai (Bombay), rent included.

A couple spends around $540 per month in Moga vs $1,311 in Mumbai (Bombay), rent included.

A family of three spends $752 per month in Moga vs $1,827 in Mumbai (Bombay), rent included.

Moga is about 59% cheaper than Mumbai (Bombay), driven mainly by Eating Out.

Both Moga and Mumbai (Bombay) are more affordable than the global median – Moga 76% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$2.92 ₹278

$5.30 ₹503

-44.91%

Three-Course Dinner for Two, Mid-Range

$10.38 ₹985

$21.42 ₹2,033

-51.54%

Fast Food Meal (McDonalds, etc)

$3.67 ₹348

$4.29 ₹407

-14.45%

Cappuccino

$2.07 ₹197

$2.61 ₹248

-20.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹33.73

$0.41 ₹38.48

-12.20%

Water (0.33 liter bottle)

$0.14 ₹13.02

$0.14 ₹13.12

Local Beer (0.5 liter draught)

$1.87 ₹178

$2.59 ₹246

-27.80%

Imported Beer (0.33 liter bottle)

$3.21 ₹305

$4.16 ₹395

-22.84%

Milk (1 liter)

$0.71 ₹67.4

$0.69 ₹66.0

2.90%

White Bread (500g)

$0.41 ₹38.56

$0.49 ₹46.28

-16.33%

Rice (white) (1kg)

$0.64 ₹60.5

$0.73 ₹69.2

-12.33%

Eggs

$0.90 ₹85.4

$0.95 ₹90.0

-5.26%

Local Cheese (1kg)

$4.26 ₹405

$5.69 ₹540

-25.13%

Chicken Fillets (1kg)

$3.16 ₹300

$3.48 ₹330

-9.20%

Apples (1kg)

$0.65 ₹62.2

$2.34 ₹223

-72.22%

Banana (1kg)

$0.55 ₹52.0

$0.67 ₹63.7

-17.91%

Oranges (1kg)

$0.64 ₹61.1

$1.20 ₹114

-46.67%

Tomato (1kg)

$0.47 ₹44.86

$0.50 ₹47.44

-6.00%

Potato (1kg)

$0.30 ₹28.82

$0.38 ₹35.75

-21.05%

Onion (1kg)

$0.37 ₹35.20

$0.40 ₹38.37

-7.50%

Lettuce (1 head)

$0.47 ₹44.28

$0.49 ₹46.40

-4.08%

Water (1.5 liter bottle)

$0.29 ₹27.83

$0.29 ₹27.14

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 ₹426

$4.98 ₹472

-10.04%

Wine (Bottle)

$9.77 ₹928

$8.23 ₹781

18.71%

Local Beer (0.5 liter bottle)

$1.48 ₹140

$2.10 ₹200

-29.52%

Imported Beer (0.33 liter bottle)

$2.05 ₹194

$3.15 ₹299

-34.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.87 ₹462

$5.95 ₹565

-18.15%

One-way Ticket (Public Transport)

$0.25 ₹23.57

$0.20 ₹18.96

25.00%

Public Transport Monthly Pass (Regular Price)

$7.39 ₹702

$5.88 ₹558

25.68%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.31 ₹29.21

248.39%

Taxi (Normal Tariff) (1km)

$0.34 ₹31.87

$0.33 ₹31.43

3.03%

Taxi 1hour Waiting (Normal Tariff)

$1.53 ₹146

$1.55 ₹147

-1.29%

Gasoline (1 liter)

$1.05 ₹100

$1.10 ₹105

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.1K ₹1.2M

$16.2K ₹1.5M

-19.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.7M

$22.6K ₹2.1M

-19.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.65 ₹3,005

$59.1 ₹5,612

-46.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.18 ₹302

$4.38 ₹416

-27.40%

Internet (50+ Mbps, Unlimited Data)

$7.46 ₹708

$9.34 ₹887

-20.13%

Gym Membership (Monthly)

$14.20 ₹1,348

$27.20 ₹2,582

-47.79%

Tennis Court (1 Hour on Weekend)

$6.56 ₹623

$14.11 ₹1,340

-53.51%

Cinema Ticket

$3.70 ₹351

$4.62 ₹439

-19.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.32 ₹2,973

$118 ₹11.2K

-73.38%

International Primary School, 1 Child (Yearly)

$755 ₹71.7K

$4,947 ₹469.7K

-84.73%

Jeans (Levis 501 Or Similar)

$25.34 ₹2,406

$33.63 ₹3,193

-24.65%

Summer Dress (H&M, Zara, etc)

$27.96 ₹2,655

$38.59 ₹3,664

-27.55%

Sport Shoes (Adidas, Nike)

$39.45 ₹3,746

$59.8 ₹5,675

-34.01%

Men's Leather Business Shoes

$39.73 ₹3,772

$48.89 ₹4,642

-18.74%

1-bedroom Apartment, City Center (Monthly)

$58.2 ₹5,523

$652 ₹61.9K

-91.08%

1-bedroom Apartment, Outside City Center (Monthly)

$29.32 ₹2,783

$356 ₹33.8K

-91.76%

3-bedroom Apartment, City Center (Monthly)

$125 ₹11.8K

$1,907 ₹181.1K

-93.47%

3-bedroom Apartment, Outside City Center (Monthly)

$86.8 ₹8,240

$863 ₹81.9K

-89.94%

Buy Apartment in City Center (m2)

$937 ₹89.0K

$6,242 ₹592.6K

-84.99%

Buy Apartment Outside City Center (m2)

$518 ₹49.2K

$2,324 ₹220.6K

-77.69%

Average Monthly Net Salary (After Tax)

$213 ₹20.2K

$804 ₹76.3K

-73.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.88

8.36

6.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moga: August 30, 2026

Last update for Mumbai (Bombay): August 30, 2026

Cost Breakdown

A central one-bedroom costs $58.2 in Moga versus $652 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 278% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Moga versus $21.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $95.0 vs $117 – making Moga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 142% more than Moga, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $494 per month in Moga and $1,192 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $329 in Moga and $795 in Mumbai (Bombay). The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 26% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Moga, where all-in costs run around $329, than in Mumbai (Bombay) at $795. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Moga costs $329 versus $795 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.