Cost of Living Comparison Between Mumbai (Bombay) and Moga Cost of Living Comparison Between Mumbai (Bombay) and Moga

Monthly Cost of Living

A single person spends $783 per month in Mumbai (Bombay) vs $329 in Moga, rent included.

A couple spends around $1,280 per month in Mumbai (Bombay) vs $526 in Moga, rent included.

A family of three spends $1,776 per month in Mumbai (Bombay) vs $723 in Moga, rent included.

Mumbai (Bombay) costs about 138% more than Moga, driven mainly by Eating Out.

Both Mumbai (Bombay) and Moga are more affordable than the global median – Mumbai (Bombay) 43% lower, Moga 76% lower.

Meal at Budget Restaurant

$5.10 ₹489

$2.79 ₹268

82.80%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,005

$10.59 ₹1,016

97.36%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$3.56 ₹341

17.42%

Cappuccino

$2.61 ₹251

$2.13 ₹204

22.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.00

$0.38 ₹36.67

Water (0.33 liter bottle)

$0.14 ₹13.11

$0.12 ₹11.54

16.67%

Local Beer (0.5 liter draught)

$2.57 ₹247

$1.86 ₹178

38.17%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$3.15 ₹302

35.56%

Milk (1 liter)

$0.70 ₹67.2

$0.67 ₹64.0

4.48%

White Bread (500g)

$0.52 ₹50.2

$0.41 ₹38.98

26.83%

Rice (white) (1kg)

$0.78 ₹74.5

$0.59 ₹56.4

32.20%

Eggs

$0.96 ₹91.7

$0.89 ₹85.5

7.87%

Local Cheese (1kg)

$5.52 ₹530

$4.27 ₹410

29.27%

Chicken Fillets (1kg)

$3.57 ₹343

$3.11 ₹299

14.79%

Apples (1kg)

$2.28 ₹218

$0.61 ₹58.9

273.77%

Banana (1kg)

$0.74 ₹71.0

$0.54 ₹52.3

37.04%

Oranges (1kg)

$1.22 ₹117

$0.63 ₹60.6

93.65%

Tomato (1kg)

$0.47 ₹45.18

$0.45 ₹42.96

4.44%

Potato (1kg)

$0.33 ₹31.97

$0.30 ₹29.15

10.00%

Onion (1kg)

$0.37 ₹35.32

$0.36 ₹34.95

2.78%

Lettuce (1 head)

$0.43 ₹41.03

$0.49 ₹47.05

-12.24%

Water (1.5 liter bottle)

$0.31 ₹29.91

$0.29 ₹28.11

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$4.73 ₹453

6.34%

Wine (Bottle)

$8.27 ₹794

$9.85 ₹945

-16.04%

Local Beer (0.5 liter bottle)

$2.03 ₹195

$1.48 ₹142

37.16%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.03 ₹195

52.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$4.95 ₹475

17.37%

One-way Ticket (Public Transport)

$0.20 ₹19.16

$0.25 ₹23.88

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

$7.41 ₹711

-24.83%

Taxi Start (Normal Tariff)

$0.32 ₹30.87

$1.06 ₹102

-69.81%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.21

$0.30 ₹28.35

10.00%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$1.54 ₹148

3.25%

Gasoline (1 liter)

$1.13 ₹109

$0.99 ₹95.1

14.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$12.8K ₹1.2M

24.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$18.0K ₹1.7M

23.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,839

$31.74 ₹3,045

91.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$3.11 ₹298

37.62%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹890

$7.45 ₹715

24.43%

Gym Membership (Monthly)

$26.11 ₹2,505

$13.96 ₹1,340

87.03%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,240

$6.35 ₹609

103.46%

Cinema Ticket

$4.81 ₹462

$3.76 ₹361

27.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$31.11 ₹2,985

280.78%

International Primary School, 1 Child (Yearly)

$4,909 ₹471.0K

$764 ₹73.3K

542.93%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,373

$25.03 ₹2,401

40.43%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,763

$28.06 ₹2,692

39.81%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,540

$38.78 ₹3,721

48.89%

Men's Leather Business Shoes

$48.14 ₹4,618

$38.70 ₹3,713

24.39%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$56.4 ₹5,413

1025.16%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.1K

$29.20 ₹2,802

1115.55%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.5K

$125 ₹12.0K

1441.80%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.1K

$85.6 ₹8,213

875.08%

Buy Apartment in City Center (m2)

$6,093 ₹584.5K

$1,004 ₹96.3K

506.99%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.2K

$454 ₹43.5K

445.23%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$208 ₹20.0K

261.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

8.88

-6.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Moga: September 14, 2026

Cost Breakdown

A central one-bedroom costs $635 in Mumbai (Bombay) versus $56.4 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 262% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $11.00 in Moga. Monthly groceries follow the same trend: $117 vs $94.0 – making Moga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Moga: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 138% more than Moga, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,174 per month in Mumbai (Bombay) and $493 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $783 in Mumbai (Bombay) and $329 in Moga. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 33% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Moga, where all-in costs run around $329, than in Mumbai (Bombay) at $783. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Moga costs $329 versus $783 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.