Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Moga

For one person, living is cheaper in Moga: $333 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Moga
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Moga Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Moga

🇮🇳 India

$333

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Moga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Moga actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $333 in Moga, rent included.

Mumbai (Bombay) $813
Moga $333

A couple spends around $1,352 per month in Mumbai (Bombay) vs $535 in Moga, rent included.

Mumbai (Bombay) $1,352
Moga $535

A family of three spends $1,891 per month in Mumbai (Bombay) vs $737 in Moga, rent included.

Mumbai (Bombay) $1,891
Moga $737

Mumbai (Bombay) costs about 144% more than Moga, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Moga are more affordable than the global median – Mumbai (Bombay) 40% lower, Moga 76% lower.

Meal at Budget Restaurant

$5.35 ₹508

$3.23 ₹307

65.63%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$10.71 ₹1,017

94.86%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$3.79 ₹359

7.65%

Cappuccino

$2.78 ₹264

$1.84 ₹175

51.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.36 ₹34.33

11.11%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.14 ₹13.17

7.14%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.94 ₹184

36.08%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$2.67 ₹254

59.18%

Milk (1 liter)

$0.74 ₹70.5

$0.66 ₹62.8

12.12%

White Bread (500g)

$0.54 ₹51.3

$0.43 ₹41.09

25.58%

Rice (white) (1kg)

$0.78 ₹74.1

$0.76 ₹72.6

2.63%

Eggs

$1.00 ₹95.1

$0.84 ₹79.7

19.05%

Local Cheese (1kg)

$5.61 ₹533

$4.11 ₹390

36.50%

Chicken Fillets (1kg)

$3.58 ₹340

$3.23 ₹307

10.84%

Apples (1kg)

$2.17 ₹206

$0.65 ₹62.0

233.85%

Banana (1kg)

$0.69 ₹65.8

$0.52 ₹49.22

32.69%

Oranges (1kg)

$1.21 ₹114

$0.69 ₹65.4

75.36%

Tomato (1kg)

$0.49 ₹46.33

$0.48 ₹45.68

2.08%

Potato (1kg)

$0.33 ₹31.71

$0.28 ₹26.19

17.86%

Onion (1kg)

$0.37 ₹35.53

$0.35 ₹33.18

5.71%

Lettuce (1 head)

$0.44 ₹41.79

$0.47 ₹44.52

-6.38%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.27 ₹25.37

14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$5.07 ₹482

-1.38%

Wine (Bottle)

$8.34 ₹792

$9.89 ₹939

-15.67%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.54 ₹146

29.22%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.08 ₹198

50.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$4.81 ₹456

24.95%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.21 ₹20.03

-4.76%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$6.09 ₹579

13.30%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$1.03 ₹98.0

-69.90%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.33 ₹31.80

-6.06%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.10 ₹105

$1.05 ₹99.6

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.1K ₹1.1M

40.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.1K ₹1.7M

23.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$31.16 ₹2,959

98.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.19 ₹303

41.69%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$7.15 ₹679

25.45%

Gym Membership (Monthly)

$37.11 ₹3,524

$14.39 ₹1,366

157.89%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$6.67 ₹634

111.54%

Cinema Ticket

$5.01 ₹476

$3.59 ₹341

39.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$31.33 ₹2,975

279.86%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$755 ₹71.7K

555.27%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$25.14 ₹2,387

44.67%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$28.42 ₹2,699

36.21%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$39.66 ₹3,766

38.00%

Men's Leather Business Shoes

$48.03 ₹4,561

$38.62 ₹3,667

24.37%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$58.7 ₹5,574

989.76%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$28.86 ₹2,740

1187.84%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$127 ₹12.1K

1547.75%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$87.5 ₹8,308

956.85%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$845 ₹80.2K

575.54%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$463 ₹44.0K

452.96%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$207 ₹19.6K

266.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.88

-6.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Moga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Moga

$29 8.7% 92.2% $343

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Moga

$96 28.7% 18.3% $21

Eating Out

Mumbai (Bombay)

$112 13.8%

Moga

$76 22.9% 32% $36

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Moga

$59 17.8% 25.9% $21

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Moga

$42 12.5% 44.9% $34

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Moga

$22 6.5% 54.2% $26

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Moga

$9.7 2.9% 0.9% $0.1

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $59 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mumbai (Bombay) are about 3.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $11 in Moga. Monthly groceries follow the same trend: $117 vs $96 – making Moga the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Moga

🕒 Local time

13:53 1:53 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

150,411

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Moga 1,330 km ≈ 2 h 15 min nonstop flight

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Mumbai (Bombay)
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Moga: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 144% more than Moga, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $499 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments: a one-bedroom in the center costs $59 there versus $640 in Mumbai (Bombay).

Monthly expenses with rent come to $813 in Mumbai (Bombay) and $333 in Moga. That makes Moga about 59% cheaper.

Public transport costs about 12% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Moga, where all-in costs run around $333, than in Mumbai (Bombay) at $813. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Moga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Moga. If higher salaries or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.