😐A single person spends $779 per month in Mumbai (Bombay) vs $347 in Moga, rent included.
😐A couple spends around $1,255 per month in Mumbai (Bombay) vs $552 in Moga, rent included.
😐A family of three spends $1,732 per month in Mumbai (Bombay) vs $757 in Moga, rent included.
😐Mumbai (Bombay) costs about 124% more than Moga, driven mainly by Eating Out.
📊Both Mumbai (Bombay) and Moga are more affordable than the global median – Mumbai (Bombay)42% lower, Moga74% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Moga
Difference
Meal at Budget Restaurant
$5.32₹509
$2.28₹218
133.33%
Three-Course Dinner for Two, Mid-Range
$22.40₹2,143
$9.03₹864
148.06%
Fast Food Meal(McDonalds, etc)
$4.63₹443
$4.08₹391
13.48%
Cappuccino
$2.52₹241
$1.77₹170
42.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.51₹48.47
$0.41₹38.99
24.39%
Water(0.33 liter bottle)
$0.15₹14.71
$0.17₹16.50
-11.76%
Local Beer(0.5 liter draught)
$2.28₹218
$1.78₹171
28.09%
Imported Beer(0.33 liter bottle)
$3.95₹378
$2.88₹275
37.15%
🛒 Groceries & Markets
Mumbai (Bombay)
Moga
Difference
Milk(1 liter)
$0.75₹71.4
$0.69₹65.9
8.70%
White Bread(500g)
$0.51₹49.04
$0.45₹43.37
13.33%
Rice(white)(1kg)
$0.77₹74.0
$0.60₹57.2
28.33%
Eggs
$1.08₹103
$0.88₹84.0
22.73%
Local Cheese(1kg)
$7.14₹683
$4.63₹443
54.21%
Chicken Fillets(1kg)
$3.88₹372
$1.77₹169
119.21%
Apples(1kg)
$2.30₹220
$0.68₹65.3
238.24%
Banana(1kg)
$0.81₹77.7
$0.57₹54.5
42.11%
Oranges(1kg)
$1.26₹121
$0.82₹78.3
53.66%
Tomato(1kg)
$0.64₹61.0
$0.55₹52.2
16.36%
Potato(1kg)
$0.58₹55.1
$0.37₹34.97
56.76%
Onion(1kg)
$0.63₹60.4
$0.41₹39.43
53.66%
Lettuce(1 head)
$0.64₹61.3
$0.57₹54.3
12.28%
Water(1.5 liter bottle)
$0.33₹31.14
$0.30₹28.80
10.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.20₹402
$4.44₹425
-5.41%
Wine(Bottle)
$8.25₹790
$10.02₹959
-17.66%
Local Beer(0.5 liter bottle)
$2.17₹208
$1.69₹162
28.40%
Imported Beer(0.33 liter bottle)
$3.40₹325
$2.22₹213
53.15%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.03₹673
$2.89₹276
143.25%
🚌 Getting Around
Mumbai (Bombay)
Moga
Difference
One-way Ticket(Public Transport)
$0.24₹23.08
$0.30₹28.84
-20.00%
Public Transport Monthly Pass(Regular Price)
$4.51₹432
$8.58₹821
-47.44%
Taxi Start(Normal Tariff)
$0.37₹35.03
$0.77₹73.9
-51.95%
Taxi 1hour Waiting(Normal Tariff)
$1.41₹135
$2.03₹194
-30.54%
Gasoline(1 liter)
$1.19₹114
$1.16₹111
2.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.4K₹1.7M
$12.6K₹1.2M
38.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K₹2.3M
$20.3K₹1.9M
20.89%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Moga
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.8₹4,860
$34.42₹3,294
47.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.81₹460
$3.42₹328
40.64%
Internet(50+ Mbps, Unlimited Data)
$8.75₹837
$7.70₹737
13.64%
🎉 Sport & Entertainment
Mumbai (Bombay)
Moga
Difference
Gym Membership(Monthly)
$23.11₹2,211
$16.00₹1,531
44.44%
Tennis Court(1 Hour on Weekend)
$11.99₹1,147
$6.93₹663
73.02%
Cinema Ticket
$4.71₹450
$5.44₹520
-13.42%
🧸 Childcare & Education
Mumbai (Bombay)
Moga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$122₹11.6K
$34.37₹3,289
253.59%
International Primary School, 1 Child(Yearly)
$3,393₹324.7K
$843₹80.7K
302.39%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Moga
Difference
Jeans(Levis 501 Or Similar)
$29.14₹2,789
$21.67₹2,074
34.47%
Summer Dress(H&M, Zara, etc)
$30.61₹2,929
$28.72₹2,748
6.58%
Sport Shoes(Adidas, Nike)
$55.2₹5,277
$47.13₹4,510
17.02%
Men's Leather Business Shoes
$39.74₹3,803
$42.62₹4,078
-6.76%
🏠 Accommodation & Living
Mumbai (Bombay)
Moga
Difference
1-bedroom Apartment, City Center(Monthly)
$705₹67.4K
$63.1₹6,039
1016.94%
1-bedroom Apartment, Outside City Center(Monthly)
$357₹34.1K
$31.58₹3,022
1029.39%
3-bedroom Apartment, City Center(Monthly)
$1,792₹171.5K
$140₹13.4K
1180.81%
3-bedroom Apartment, Outside City Center(Monthly)
$825₹79.0K
$96.3₹9,212
757.45%
Buy Apartment in City Center(m2)
$6,436₹615.9K
-
-
Buy Apartment Outside City Center(m2)
$2,627₹251.4K
-
-
💵 Salaries & Financials
Mumbai (Bombay)
Moga
Difference
Average Monthly Net Salary(After Tax)
$744₹71.2K
$213₹20.4K
249.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.22
8.25
11.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): May 31, 2026
Last update for Moga: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $705 in Mumbai (Bombay) versus $63.1 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 249% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $9.00 in Moga. Monthly groceries follow the same trend: $129 vs $94.0 – making Moga the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Moga: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Moga?
Mumbai (Bombay) costs about 124% more than Moga, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Mumbai (Bombay) vs Moga?
For a comfortable life, plan on about $1,168 per month in Mumbai (Bombay) and $521 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Mumbai (Bombay) or Moga?
Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Mumbai (Bombay) compared to Moga?
Monthly expenses with rent come to $779 in Mumbai (Bombay) and $347 in Moga. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Mumbai (Bombay) vs Moga?
Public transport costs about 90% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Mumbai (Bombay) or Moga?
A $1,000 monthly budget goes further in Moga, where all-in costs run around $347, than in Mumbai (Bombay) at $779. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Mumbai (Bombay) or Moga?
For digital nomads, it depends on budget. Moga costs $347 versus $779 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Mumbai (Bombay) or Moga?
If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.
Mumbai (Bombay) vs other spots: cost of living compared