Cost of Living Comparison Between Mumbai (Bombay) and Moga Cost of Living Comparison Between Mumbai (Bombay) and Moga

Monthly Cost of Living

A single person spends $763 per month in Mumbai (Bombay) vs $348 in Moga, rent included.

A couple spends around $1,259 per month in Mumbai (Bombay) vs $548 in Moga, rent included.

A family of three spends $1,754 per month in Mumbai (Bombay) vs $749 in Moga, rent included.

Mumbai (Bombay) costs about 119% more than Moga, driven mainly by Eating Out.

Both Mumbai (Bombay) and Moga are more affordable than the global median – Mumbai (Bombay) 43% lower, Moga 74% lower.

Meal at Budget Restaurant

$5.17 ₹498

$2.31 ₹222

123.81%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,166

$9.46 ₹910

137.84%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$4.05 ₹390

16.05%

Cappuccino

$2.60 ₹251

$1.85 ₹178

40.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.43 ₹41.61

16.28%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.19 ₹18.33

Local Beer (0.5 liter draught)

$2.33 ₹224

$1.71 ₹165

36.26%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.89 ₹279

44.64%

Milk (1 liter)

$0.73 ₹70.1

$0.70 ₹67.3

4.29%

White Bread (500g)

$0.48 ₹46.49

$0.45 ₹43.67

6.67%

Rice (white) (1kg)

$0.82 ₹79.3

$0.59 ₹57.0

38.98%

Eggs

$1.05 ₹101

$0.92 ₹88.9

14.13%

Local Cheese (1kg)

$6.87 ₹661

$4.76 ₹458

44.33%

Chicken Fillets (1kg)

$3.89 ₹374

$1.78 ₹172

118.54%

Apples (1kg)

$2.29 ₹220

$0.72 ₹69.2

218.06%

Banana (1kg)

$0.83 ₹79.7

$0.60 ₹58.0

38.33%

Oranges (1kg)

$1.30 ₹125

$0.75 ₹72.4

73.33%

Tomato (1kg)

$0.65 ₹63.0

$0.59 ₹56.8

10.17%

Potato (1kg)

$0.57 ₹54.8

$0.37 ₹35.16

54.05%

Onion (1kg)

$0.58 ₹56.3

$0.45 ₹43.14

28.89%

Lettuce (1 head)

$0.64 ₹61.9

$0.61 ₹58.6

4.92%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.30 ₹29.05

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$4.52 ₹435

-6.64%

Wine (Bottle)

$8.18 ₹787

$9.99 ₹962

-18.12%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.70 ₹164

22.35%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$2.30 ₹221

42.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$2.84 ₹274

145.77%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.30 ₹29.23

-26.67%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$8.97 ₹863

-47.71%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$0.83 ₹79.5

-55.42%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$2.10 ₹202

-34.76%

Gasoline (1 liter)

$1.18 ₹114

$1.15 ₹111

2.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$12.7K ₹1.2M

36.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$20.3K ₹2.0M

22.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,833

$35.37 ₹3,405

41.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.42 ₹329

48.54%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$7.63 ₹735

12.98%

Gym Membership (Monthly)

$23.20 ₹2,234

$15.67 ₹1,508

48.05%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$6.95 ₹669

70.50%

Cinema Ticket

$4.70 ₹452

$5.63 ₹542

-16.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$35.13 ₹3,382

236.86%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$844 ₹81.2K

300.42%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$22.37 ₹2,153

30.58%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$28.06 ₹2,701

11.15%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,444

$46.35 ₹4,462

22.01%

Men's Leather Business Shoes

$40.55 ₹3,904

$43.25 ₹4,164

-6.24%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$64.2 ₹6,177

985.62%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$32.13 ₹3,093

1011.98%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$141 ₹13.6K

1161.97%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$96.8 ₹9,322

772.06%

Buy Apartment in City Center (m2)

$6,047 ₹582.1K

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$212 ₹20.4K

271.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.25

11.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Moga: July 13, 2026

Cost Breakdown

A central one-bedroom costs $697 in Mumbai (Bombay) versus $64.2 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 271% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Mumbai (Bombay) versus $9.00 in Moga. Monthly groceries follow the same trend: $127 vs $95.0 – making Moga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Moga: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 119% more than Moga, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,145 per month in Mumbai (Bombay) and $522 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $763 in Mumbai (Bombay) and $348 in Moga. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 91% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Moga, where all-in costs run around $348, than in Mumbai (Bombay) at $763. In Moga it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Moga costs $348 versus $763 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.