Cost of Living Comparison Between McKinney, TX and Playa del Carmen Cost of Living Comparison Between McKinney, TX and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $2,636 in McKinney, TX versus $1,297 in Playa del Carmen.

Estimated couple costs with rent: $3,689 in McKinney, TX versus $2,181 in Playa del Carmen.

Monthly costs for a family of three with rent: $4,743 in McKinney, TX versus $3,065 in Playa del Carmen.

Living in McKinney, TX is roughly 103% more expensive than Playa del Carmen, driven mainly by Groceries & Markets.

The two cities straddle the global median: McKinney, TX is 97% above, Playa del Carmen is 3% below.

Meal at Budget Restaurant

$16.79 $16.79

$11.73 MX$203

43.14%

Three-Course Dinner for Two, Mid-Range

$73.7 $73.7

$41.62 MX$720

77.13%

Fast Food Meal (McDonalds, etc)

$9.23 $9.23

$10.64 MX$184

-13.25%

Cappuccino

$5.17 $5.17

$3.52 MX$60.9

46.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$1.51 MX$26.12

74.17%

Water (0.33 liter bottle)

$1.98 $1.98

$0.97 MX$16.84

104.12%

Local Beer (0.5 liter draught)

$6.07 $6.07

$2.95 MX$51.0

105.76%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$4.45 MX$77.0

81.80%

Milk (1 liter)

$1.09 $1.09

$1.38 MX$23.93

-21.01%

White Bread (500g)

$2.74 $2.74

$1.89 MX$32.72

44.97%

Rice (white) (1kg)

$3.99 $3.99

$1.64 MX$28.32

143.29%

Eggs

$5.12 $5.12

$2.51 MX$43.34

103.98%

Local Cheese (1kg)

$11.45 $11.45

$8.34 MX$144

37.29%

Chicken Fillets (1kg)

$14.10 $14.10

$8.34 MX$144

69.06%

Beef Round Steak (1kg)

$16.28 $16.28

$10.73 MX$186

51.72%

Apples (1kg)

$4.47 $4.47

$2.60 MX$45.04

71.92%

Banana (1kg)

$1.56 $1.56

$1.46 MX$25.20

6.85%

Oranges (1kg)

$4.09 $4.09

$1.90 MX$32.87

115.26%

Tomato (1kg)

$4.43 $4.43

$2.08 MX$35.91

112.98%

Potato (1kg)

$3.58 $3.58

$1.78 MX$30.71

101.12%

Onion (1kg)

$2.19 $2.19

$2.19 MX$37.80

Lettuce (1 head)

$2.12 $2.12

$1.04 MX$17.99

103.85%

Water (1.5 liter bottle)

$3.03 $3.03

$1.08 MX$18.62

180.56%

Cigarettes 20 Pack (Marlboro, Camel)

$9.51 $9.51

$4.08 MX$70.6

133.09%

Wine (Bottle)

$11.31 $11.31

$10.32 MX$178

9.59%

Local Beer (0.5 liter bottle)

$1.93 $1.93

$1.71 MX$29.61

12.87%

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$2.58 MX$44.54

15.12%

One-way Ticket (Public Transport)

$2.04 $2.04

$0.51 MX$8.81

300.00%

Public Transport Monthly Pass (Regular Price)

$26.46 MX$458

Taxi Start (Normal Tariff)

$2.77 $2.77

$3.26 MX$56.4

-15.03%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$2.49 MX$43.09

-49.00%

Taxi 1hour Waiting (Normal Tariff)

$30.49 $30.49

$3.25 MX$56.2

838.15%

Gasoline (1 liter)

$0.81 $0.81

$1.31 MX$22.61

-38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$30.3K MX$523.7K

-2.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$23.4K MX$405.3K

12.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$82.9 MX$1,433

121.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.8 $60.8

$22.22 MX$384

173.49%

Internet (50+ Mbps, Unlimited Data)

$79.1 $79.1

$29.34 MX$507

169.67%

Gym Membership (Monthly)

$34.46 $34.46

$51.6 MX$893

-33.26%

Tennis Court (1 Hour on Weekend)

$18.32 MX$317

Cinema Ticket

$14.91 $14.91

$5.07 MX$87.6

194.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,354 $1,354

$201 MX$3,473

574.48%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$5,212 MX$90.1K

341.34%

Jeans (Levis 501 Or Similar)

$54.5 $54.5

$36.92 MX$639

47.56%

Summer Dress (H&M, Zara, etc)

$28.25 $28.25

$39.79 MX$688

-29.00%

Sport Shoes (Adidas, Nike)

$101 $101

$78.5 MX$1,357

28.31%

Men's Leather Business Shoes

$112 $112

$87.1 MX$1,506

28.20%

1-bedroom Apartment, City Center (Monthly)

$1,696 $1,696

$973 MX$16.8K

74.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,381 $1,381

$468 MX$8,090

195.24%

3-bedroom Apartment, City Center (Monthly)

$3,253 $3,253

$1,641 MX$28.4K

98.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,970 $1,970

$1,221 MX$21.1K

61.33%

Buy Apartment in City Center (m2)

$2,289 $2,289

$3,946 MX$68.3K

-41.99%

Buy Apartment Outside City Center (m2)

$2,300 $2,300

$6,498 MX$112.4K

-64.60%

Average Monthly Net Salary (After Tax)

$5,640 $5,640

$664 MX$11.5K

749.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

11.42

-43.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: June 1, 2026

Last update for Playa del Carmen: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,696 in McKinney, TX and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in McKinney, TX vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $397 vs $249 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McKinney, TX vs Playa del Carmen: Cost of Living - Frequently Asked Questions

McKinney, TX and Playa del Carmen differ by about 103% in total monthly costs ($2,636 vs $1,297 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

McKinney, TX pays 750% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,696 in McKinney, TX versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,354 in McKinney, TX versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $74.0 in McKinney, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,297 in Playa del Carmen versus $2,636 in McKinney, TX, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in McKinney, TX. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 103% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.