Last update: Oct 2026

Cost of Living Comparison Between McKinney, TX and Liverpool

For one person, living is cheaper in Liverpool: $2,200 a month against $2,798 in McKinney, TX, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index
106

Cost of Living Index in Liverpool
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Liverpool Living Index

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McKinney, TX

🇺🇸 United States

$2,798

/mo nomad

Liverpool

🇬🇧 United Kingdom

$2,200

/mo nomad

Monthly Cost of Living

How much you'll spend in McKinney, TX and in Liverpool

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McKinney, TX and in Liverpool actually costs, broken down by who's living it.

A single person spends $2,798 per month in McKinney, TX vs $2,200 in Liverpool, rent included.

McKinney, TX $2,798
Liverpool $2,200

A couple spends around $3,731 per month in McKinney, TX vs $3,286 in Liverpool, rent included.

McKinney, TX $3,731
Liverpool $3,286

A family of three spends $4,663 per month in McKinney, TX vs $4,372 in Liverpool, rent included.

McKinney, TX $4,663
Liverpool $4,372

McKinney, TX costs about 27% more than Liverpool, and outside of rent the biggest gap is in groceries.

Both McKinney, TX and Liverpool sit above the global median – McKinney, TX by 106%, Liverpool by 62%.

Meal at Budget Restaurant

$18.76 $18.76

$25.19 £18.96

-25.53%

Three-Course Dinner for Two, Mid-Range

$60.8 $60.8

$108 £81.6

-43.97%

Fast Food Meal (McDonalds, etc)

$11.03 $11.03

$10.53 £7.92

4.75%

Cappuccino

$4.96 $4.96

$4.93 £3.71

0.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$2.43 £1.83

5.76%

Water (0.33 liter bottle)

$1.86 $1.86

$1.88 £1.41

-1.06%

Local Beer (0.5 liter draught)

$6.10 $6.10

$6.73 £5.07

-9.36%

Imported Beer (0.33 liter bottle)

$7.54 $7.54

$6.60 £4.97

14.24%

Milk (1 liter)

$1.02 $1.02

$1.73 £1.30

-41.04%

White Bread (500g)

$2.78 $2.78

$1.68 £1.26

65.48%

Rice (white) (1kg)

$2.20 $2.20

$2.14 £1.61

2.80%

Eggs

$4.03 $4.03

$3.86 £2.90

4.40%

Local Cheese (1kg)

$10.09 $10.09

$7.94 £5.98

27.08%

Chicken Fillets (1kg)

$15.69 $15.69

$8.45 £6.36

85.68%

Beef Round Steak (1kg)

$16.90 $16.90

$14.34 £10.79

17.85%

Apples (1kg)

$3.18 $3.18

$2.88 £2.17

10.42%

Banana (1kg)

$2.90 $2.90

$1.63 £1.23

77.91%

Oranges (1kg)

$2.96 $2.96

$2.83 £2.13

4.59%

Tomato (1kg)

$2.56 $2.56

$2.92 £2.20

-12.33%

Potato (1kg)

$2.18 $2.18

$2.03 £1.53

7.39%

Onion (1kg)

$2.09 $2.09

$1.48 £1.11

41.22%

Lettuce (1 head)

$1.79 $1.79

$1.23 £0.92

45.53%

Water (1.5 liter bottle)

$2.92 $2.92

$1.64 £1.23

78.05%

Cigarettes 20 Pack (Marlboro, Camel)

$10.02 $10.02

$23.82 £17.93

-57.93%

Wine (Bottle)

$11.45 $11.45

$10.18 £7.66

12.48%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.03 £2.28

-42.24%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.97 £2.24

25.25%

One-way Ticket (Public Transport)

$3.04 $3.04

$2.72 £2.05

11.76%

Public Transport Monthly Pass (Regular Price)

$190 $190

$105 £78.8

81.80%

Taxi Start (Normal Tariff)

$3.03 $3.03

$5.10 £3.84

-40.59%

Taxi (Normal Tariff) (1km)

$2.65 £2.00

Taxi 1hour Waiting (Normal Tariff)

$15.07 $15.07

$22.29 £16.78

-32.39%

Gasoline (1 liter)

$0.88 $0.88

$2.10 £1.58

-58.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$37.9K £28.5K

-29.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$40.7K £30.7K

-39.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 $205

$296 £223

-30.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$21.47 £16.16

171.08%

Internet (50+ Mbps, Unlimited Data)

$68.2 $68.2

$41.49 £31.23

64.47%

Gym Membership (Monthly)

$29.56 $29.56

$32.18 £24.22

-8.14%

Tennis Court (1 Hour on Weekend)

$12.81 $12.81

$17.14 £12.90

-25.26%

Cinema Ticket

$11.96 $11.96

$19.32 £14.54

-38.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,174 $1,174

$1,752 £1,319

-32.97%

International Primary School, 1 Child (Yearly)

$15.8K £11.9K

Jeans (Levis 501 Or Similar)

$56.3 $56.3

$93.5 £70.3

-39.75%

Summer Dress (H&M, Zara, etc)

$28.56 $28.56

$42.78 £32.20

-33.24%

Sport Shoes (Adidas, Nike)

$86.1 $86.1

$102 £76.4

-15.22%

Men's Leather Business Shoes

$59.3 $59.3

$100 £75.3

-40.73%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$1,159 £872

44.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,426 $1,426

$835 £629

70.73%

3-bedroom Apartment, City Center (Monthly)

$2,638 $2,638

$2,131 £1,604

23.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,727 $1,727

$1,279 £963

34.98%

Buy Apartment in City Center (m2)

$2,318 $2,318

$3,581 £2,695

-35.28%

Buy Apartment Outside City Center (m2)

$2,284 $2,284

$2,490 £1,874

-8.27%

Average Monthly Net Salary (After Tax)

$5,808 $5,808

$3,319 £2,498

75.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

5.15

26.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: October 26, 2026

Last update for Liverpool: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

McKinney, TX

$1.4K 51%

Liverpool

$835 38% 41.4% $591

Groceries & Markets

McKinney, TX

$372 13.3%

Liverpool

$292 13.3% 21.5% $80

Monthly Utilities & Internet

McKinney, TX

$331 11.8%

Liverpool

$359 16.3% 8.3% $28

Eating Out

McKinney, TX

$306 10.9%

Liverpool

$356 16.2% 16.5% $50

Getting Around

McKinney, TX

$206 * 7.4%

Liverpool

$134 6.1% 34.8% $72

Clothing & Footwear

McKinney, TX

$104 3.7%

Liverpool

$152 6.9% 46.7% $48

Sport & Entertainment

McKinney, TX

$53 1.9%

Liverpool

$71 3.2% 32.4% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,675 in McKinney, TX versus $1,159 in Liverpool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in McKinney, TX. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61 in McKinney, TX versus $108 in Liverpool. Groceries tell a different story – $372 in McKinney, TX vs $292 in Liverpool – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 McKinney, TX

🇬🇧 Liverpool

🕒 Local time

17:13 5:13 PM

22:13 10:13 PM

5 h ahead of McKinney, TX

🌤 Weather

👥 Population

202,690

434,900

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.898 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

McKinney, TX Liverpool 7,330 km ≈ 10 h nonstop flight

From you

McKinney, TX
Liverpool

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McKinney, TX vs Liverpool: Cost of Living - Frequently Asked Questions

McKinney, TX costs about 27% more than Liverpool, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,197 per month in McKinney, TX and $3,299 in Liverpool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments: a one-bedroom in the center costs $1,159 there versus $1,675 in McKinney, TX.

Kindergarten costs $1,174 per month in McKinney, TX and $1,752 in Liverpool. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in McKinney, TX, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $2,798 in McKinney, TX and $2,200 in Liverpool. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Liverpool has an edge in some lifestyle areas, with costs from $2,200 in Liverpool to $2,798 in McKinney, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Liverpool. If higher salaries or specific career opportunities are the priority, McKinney, TX makes more sense. Both are solid long-term options with distinct trade-offs.