Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and McKinney, TX

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,798 in McKinney, TX, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

58

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
133

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,204

/mo nomad

McKinney, TX

🇺🇸 United States

$2,798

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in McKinney, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in McKinney, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $2,798 in McKinney, TX.

Playa del Carmen $1,204
McKinney, TX $2,798

Estimated couple costs with rent: $2,082 in Playa del Carmen versus $3,731 in McKinney, TX.

Playa del Carmen $2,082
McKinney, TX $3,731

Monthly costs for a family of three with rent: $2,959 in Playa del Carmen versus $4,663 in McKinney, TX.

Playa del Carmen $2,959
McKinney, TX $4,663

Living in Playa del Carmen costs roughly 57% less than in McKinney, TX, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Playa del Carmen is 12% below, McKinney, TX is 106% above.

Meal at Budget Restaurant

$10.92 MX$205

$18.76 $18.76

-41.79%

Three-Course Dinner for Two, Mid-Range

$43.37 MX$813

$60.8 $60.8

-28.62%

Fast Food Meal (McDonalds, etc)

$11.78 MX$221

$11.03 $11.03

6.80%

Cappuccino

$3.81 MX$71.4

$4.96 $4.96

-23.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 MX$24.03

$2.57 $2.57

-50.19%

Water (0.33 liter bottle)

$0.78 MX$14.67

$1.86 $1.86

-58.06%

Local Beer (0.5 liter draught)

$3.17 MX$59.3

$6.10 $6.10

-48.03%

Imported Beer (0.33 liter bottle)

$4.93 MX$92.5

$7.54 $7.54

-34.62%

Milk (1 liter)

$1.41 MX$26.35

$1.02 $1.02

38.24%

White Bread (500g)

$2.22 MX$41.54

$2.78 $2.78

-20.14%

Rice (white) (1kg)

$1.42 MX$26.56

$2.20 $2.20

-35.45%

Eggs

$2.52 MX$47.27

$4.03 $4.03

-37.47%

Local Cheese (1kg)

$7.26 MX$136

$10.09 $10.09

-28.05%

Chicken Fillets (1kg)

$7.70 MX$144

$15.69 $15.69

-50.92%

Beef Round Steak (1kg)

$12.69 MX$238

$16.90 $16.90

-24.91%

Apples (1kg)

$2.78 MX$52.2

$3.18 $3.18

-12.58%

Banana (1kg)

$1.37 MX$25.64

$2.90 $2.90

-52.76%

Oranges (1kg)

$2.55 MX$47.80

$2.96 $2.96

-13.85%

Tomato (1kg)

$2.12 MX$39.78

$2.56 $2.56

-17.19%

Potato (1kg)

$1.94 MX$36.32

$2.18 $2.18

-11.01%

Onion (1kg)

$1.89 MX$35.34

$2.09 $2.09

-9.57%

Lettuce (1 head)

$1.15 MX$21.49

$1.79 $1.79

-35.75%

Water (1.5 liter bottle)

$1.18 MX$22.09

$2.92 $2.92

-59.59%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 MX$80.5

$10.02 $10.02

-57.09%

Wine (Bottle)

$9.95 MX$186

$11.45 $11.45

-13.10%

Local Beer (0.5 liter bottle)

$1.58 MX$29.67

$1.75 $1.75

-9.71%

Imported Beer (0.33 liter bottle)

$2.67 MX$50.1

$3.72 $3.72

-28.23%

One-way Ticket (Public Transport)

$0.55 MX$10.37

$3.04 $3.04

-81.91%

Public Transport Monthly Pass (Regular Price)

$26.62 MX$499

$190 $190

-86.02%

Taxi Start (Normal Tariff)

$4.97 MX$93.1

$3.03 $3.03

64.03%

Taxi (Normal Tariff) (1km)

$3.33 MX$62.4

Taxi 1hour Waiting (Normal Tariff)

$5.36 MX$100

$15.07 $15.07

-64.43%

Gasoline (1 liter)

$1.44 MX$27.06

$0.88 $0.88

63.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K MX$387.3K

$26.9K $26.9K

-23.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$439.7K

$24.7K $24.7K

-4.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.8 MX$1,589

$205 $205

-58.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.41 MX$439

$58.2 $58.2

-59.78%

Internet (50+ Mbps, Unlimited Data)

$28.66 MX$537

$68.2 $68.2

-58.00%

Gym Membership (Monthly)

$57.1 MX$1,069

$29.56 $29.56

93.00%

Tennis Court (1 Hour on Weekend)

$28.91 MX$542

$12.81 $12.81

125.68%

Cinema Ticket

$5.14 MX$96.3

$11.96 $11.96

-57.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$207 MX$3,871

$1,174 $1,174

-82.41%

International Primary School, 1 Child (Yearly)

$3,927 MX$73.6K

Jeans (Levis 501 Or Similar)

$43.35 MX$812

$56.3 $56.3

-23.02%

Summer Dress (H&M, Zara, etc)

$41.44 MX$777

$28.56 $28.56

45.10%

Sport Shoes (Adidas, Nike)

$74.2 MX$1,390

$86.1 $86.1

-13.83%

Men's Leather Business Shoes

$89.3 MX$1,672

$59.3 $59.3

50.40%

1-bedroom Apartment, City Center (Monthly)

$980 MX$18.4K

$1,675 $1,675

-41.53%

1-bedroom Apartment, Outside City Center (Monthly)

$381 MX$7,136

$1,426 $1,426

-73.30%

3-bedroom Apartment, City Center (Monthly)

$1,708 MX$32.0K

$2,638 $2,638

-35.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,075 MX$20.1K

$1,727 $1,727

-37.74%

Buy Apartment in City Center (m2)

$3,943 MX$73.9K

$2,318 $2,318

70.12%

Buy Apartment Outside City Center (m2)

$6,158 MX$115.4K

$2,284 $2,284

169.55%

Average Monthly Net Salary (After Tax)

$735 MX$13.8K

$5,808 $5,808

-87.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.51

75.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for McKinney, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$381 31.6%

McKinney, TX

$1.4K 51% 275% $1K

Groceries & Markets

Playa del Carmen

$255 21.2%

McKinney, TX

$372 13.3% 46.1% $117

Eating Out

Playa del Carmen

$202 16.8%

McKinney, TX

$306 10.9% 51.2% $104

Monthly Utilities & Internet

Playa del Carmen

$137 11.4%

McKinney, TX

$331 11.8% 142% $194

Clothing & Footwear

Playa del Carmen

$112 9.3%

McKinney, TX

$104 3.7% 7.2% $8.1

Sport & Entertainment

Playa del Carmen

$67 5.6%

McKinney, TX

$53 1.9% 20.5% $14

Getting Around

Playa del Carmen

$50 4.2%

McKinney, TX

$206 * 7.4% 308% $155

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $980 in Playa del Carmen and $1,675 in McKinney, TX. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $43 in Playa del Carmen vs $61 in McKinney, TX for a mid-range dinner for two. Groceries echo the gap at $255 vs $372 per month, with Playa del Carmen cheaper across the board.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 McKinney, TX

🕒 Local time

14:52 2:52 PM

13:52 1:52 PM

1 h behind Playa del Carmen

🌤 Weather

👥 Population

149,923

202,690

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.34 USD

100 MXN = 4.76 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.74 MXN (100 MXN = 5.34 USD). 1 EUR = 21 MXN (100 MXN = 4.76 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

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Between locations

Playa del Carmen McKinney, TX 1,690 km ≈ 2 h 30 min nonstop flight

From you

Playa del Carmen
McKinney, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs McKinney, TX: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,204 in Playa del Carmen and $2,798 in McKinney, TX, so Playa del Carmen is about 57% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Playa del Carmen. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $980 in Playa del Carmen versus $1,675 in McKinney, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,204 per month in Playa del Carmen versus $2,798 in McKinney, TX – Playa del Carmen is about 57% cheaper, which adds up to real savings over time.

A monthly transit pass in Playa del Carmen runs roughly 86% less than in McKinney, TX. The price difference matters if you commute daily and watch your budget.

At $1,204 in Playa del Carmen versus $2,798 in McKinney, TX, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in McKinney, TX. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 57% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.