Last update: Oct 2026

Cost of Living Comparison Between Matsuyama and Ubud, Bali

For one person, living is cheaper in Matsuyama: $1,277 a month against $1,353 in Ubud, Bali, rent and utilities included – about $910 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

62

Cost of Living Index in Matsuyama
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Matsuyama Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Matsuyama

🇯🇵 Japan

$1,277

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Matsuyama and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matsuyama and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,277 per month in Matsuyama vs $1,353 in Ubud, Bali, rent included.

Matsuyama $1,277
Ubud, Bali $1,353

A couple spends around $2,017 per month in Matsuyama vs $2,297 in Ubud, Bali, rent included.

Matsuyama $2,017
Ubud, Bali $2,297

A family of three spends $2,758 per month in Matsuyama vs $3,241 in Ubud, Bali, rent included.

Matsuyama $2,758
Ubud, Bali $3,241

Matsuyama is about 6% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Matsuyama sits 6% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.38 ¥1,008

$3.23 Rp 58.1K

97.52%

Three-Course Dinner for Two, Mid-Range

$30.99 ¥4,896

$34.88 Rp 627.8K

-11.15%

Fast Food Meal (McDonalds, etc)

$4.71 ¥744

$5.70 Rp 102.5K

-17.37%

Cappuccino

$2.38 ¥376

$2.62 Rp 47.1K

-9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥188

$1.72 Rp 31.0K

-30.81%

Water (0.33 liter bottle)

$0.58 ¥91.7

$0.81 Rp 14.6K

-28.40%

Local Beer (0.5 liter draught)

$2.09 ¥330

$2.65 Rp 47.7K

-21.13%

Imported Beer (0.33 liter bottle)

$2.29 ¥361

$4.37 Rp 78.6K

-47.60%

Milk (1 liter)

$1.50 ¥238

$1.57 Rp 28.3K

-4.46%

White Bread (500g)

$1.33 ¥210

$2.19 Rp 39.5K

-39.27%

Rice (white) (1kg)

$5.40 ¥853

$1.18 Rp 21.2K

357.63%

Eggs

$2.08 ¥329

$2.16 Rp 38.8K

-3.70%

Local Cheese (1kg)

$12.49 ¥1,974

$17.65 Rp 317.7K

-29.24%

Chicken Fillets (1kg)

$9.48 ¥1,498

$3.78 Rp 68.0K

150.79%

Beef Round Steak (1kg)

$32.49 ¥5,134

$11.95 Rp 215.1K

171.88%

Apples (1kg)

$3.67 ¥579

$3.60 Rp 64.8K

1.94%

Banana (1kg)

$2.32 ¥367

$1.59 Rp 28.6K

45.91%

Oranges (1kg)

$6.34 ¥1,001

$2.31 Rp 41.6K

174.46%

Tomato (1kg)

$4.24 ¥670

$1.91 Rp 34.3K

121.99%

Potato (1kg)

$3.67 ¥580

$1.78 Rp 32.1K

106.18%

Onion (1kg)

$3.45 ¥545

$2.33 Rp 41.9K

48.07%

Lettuce (1 head)

$1.24 ¥196

$1.00 Rp 18.0K

24.00%

Water (1.5 liter bottle)

$0.97 ¥154

$0.53 Rp 9,509

83.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ¥555

$2.29 Rp 41.1K

53.28%

Wine (Bottle)

$7.99 ¥1,262

$22.07 Rp 397.3K

-63.80%

Local Beer (0.5 liter bottle)

$1.97 ¥312

$2.35 Rp 42.2K

-16.17%

Imported Beer (0.33 liter bottle)

$1.44 ¥227

$2.98 Rp 53.6K

-51.68%

One-way Ticket (Public Transport)

$1.44 ¥228

$0.23 Rp 4,112

526.09%

Public Transport Monthly Pass (Regular Price)

$52.7 ¥8,327

$8.90 Rp 160.2K

492.25%

Taxi Start (Normal Tariff)

$3.23 ¥510

$0.47 Rp 8,466

587.23%

Taxi (Normal Tariff) (1km)

$3.08 ¥486

$0.43 Rp 7,737

616.28%

Taxi 1hour Waiting (Normal Tariff)

$26.40 ¥4,170

$5.47 Rp 98.4K

382.63%

Gasoline (1 liter)

$1.10 ¥173

$0.83 Rp 14.9K

32.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K ¥3.2M

$23.9K Rp 429.8M

-16.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K ¥2.6M

$32.8K Rp 590.1M

-49.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 ¥22.8K

$80.0 Rp 1.4M

80.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.66 ¥3,738

$6.56 Rp 118.1K

260.67%

Internet (50+ Mbps, Unlimited Data)

$43.16 ¥6,819

$18.60 Rp 334.8K

132.04%

Gym Membership (Monthly)

$53.0 ¥8,379

$54.1 Rp 974.1K

-2.00%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.54 ¥1,982

$4.25 Rp 76.5K

195.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 ¥50.3K

$493 Rp 8.9M

-35.35%

International Primary School, 1 Child (Yearly)

$6,069 ¥958.9K

$5,597 Rp 100.7M

8.44%

Jeans (Levis 501 Or Similar)

$49.43 ¥7,809

$45.58 Rp 820.4K

8.45%

Summer Dress (H&M, Zara, etc)

$25.19 ¥3,980

$34.96 Rp 629.4K

-27.95%

Sport Shoes (Adidas, Nike)

$46.18 ¥7,297

$77.7 Rp 1.4M

-40.58%

Men's Leather Business Shoes

$66.3 ¥10.5K

$78.5 Rp 1.4M

-15.58%

1-bedroom Apartment, City Center (Monthly)

$526 ¥83.2K

$1,131 Rp 20.4M

-53.47%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.8K

$673 Rp 12.1M

-51.29%

3-bedroom Apartment, City Center (Monthly)

$1,122 ¥177.3K

$3,613 Rp 65.0M

-68.94%

3-bedroom Apartment, Outside City Center (Monthly)

$724 ¥114.4K

$1,702 Rp 30.6M

-57.44%

Buy Apartment in City Center (m2)

$4,302 ¥679.6K

$2,717 Rp 48.9M

58.30%

Buy Apartment Outside City Center (m2)

$1,726 ¥272.6K

$2,241 Rp 40.3M

-23.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

13.78

-83.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsuyama: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Matsuyama

$383 30%

Ubud, Bali

$287 21.2% 24.9% $95

Accommodation & Living

Matsuyama

$328 25.7%

Ubud, Bali

$673 49.7% 105% $345

Monthly Utilities & Internet

Matsuyama

$211 16.5%

Ubud, Bali

$105 7.8% 50.2% $106

Eating Out

Matsuyama

$116 9.1%

Ubud, Bali

$106 7.9% 8.1% $9.4

Clothing & Footwear

Matsuyama

$84 6.6%

Ubud, Bali

$107 7.9% 26.6% $22

Sport & Entertainment

Matsuyama

$78 6.1%

Ubud, Bali

$63 4.6% 19.9% $16

Getting Around

Matsuyama

$77 6%

Ubud, Bali

$12 0.9% 83.9% $65

Cost Breakdown

A central one-bedroom costs $526 in Matsuyama versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Matsuyama versus $35.00 in Ubud, Bali. Groceries tell a different story – $383 in Matsuyama vs $287 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Matsuyama

🇮🇩 Ubud, Bali

🕒 Local time

12:00 12:00 PM

11:00 11:00 AM

1 h behind Matsuyama

🌤 Weather

👥 Population

511,192

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Matsuyama Ubud, Bali 5,060 km ≈ 7 h nonstop flight

From you

Matsuyama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsuyama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,277 in Matsuyama, $1,353 in Ubud, Bali – roughly 6% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,915 per month in Matsuyama and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 492% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $319 per month in Matsuyama and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,277, than in Ubud, Bali at $1,353. In Matsuyama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Matsuyama has an edge in some lifestyle areas, with costs from $1,277 in Matsuyama to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.