Cost of Living Comparison Between Matsuyama and Ubud, Bali Cost of Living Comparison Between Matsuyama and Ubud, Bali

Monthly Cost of Living

A single person spends $1,169 per month in Matsuyama vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,854 per month in Matsuyama vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,540 per month in Matsuyama vs $3,273 in Ubud, Bali, rent included.

Matsuyama is about 16% cheaper than Ubud, Bali, driven mainly by Getting Around.

Matsuyama sits 15% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.13 ¥958

$3.37 Rp 59.5K

81.90%

Three-Course Dinner for Two, Mid-Range

$26.80 ¥4,187

$38.59 Rp 680.3K

-30.55%

Fast Food Meal (McDonalds, etc)

$5.19 ¥811

$5.52 Rp 97.3K

-5.98%

Cappuccino

$2.84 ¥444

$2.64 Rp 46.6K

7.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥163

$1.67 Rp 29.5K

-37.72%

Water (0.33 liter bottle)

$0.71 ¥111

$0.77 Rp 13.6K

-7.79%

Local Beer (0.5 liter draught)

$2.43 ¥379

$2.63 Rp 46.4K

-7.60%

Imported Beer (0.33 liter bottle)

$3.13 ¥489

$4.28 Rp 75.5K

-26.87%

Milk (1 liter)

$1.47 ¥229

$1.55 Rp 27.3K

-5.16%

White Bread (500g)

$1.65 ¥257

$2.22 Rp 39.2K

-25.68%

Rice (white) (1kg)

$4.35 ¥679

$1.13 Rp 19.8K

284.96%

Eggs

$1.86 ¥291

$2.09 Rp 36.8K

-11.00%

Local Cheese (1kg)

$12.74 ¥1,990

$17.39 Rp 306.6K

-26.74%

Chicken Fillets (1kg)

$5.80 ¥907

$3.87 Rp 68.2K

49.87%

Beef Round Steak (1kg)

$15.74 ¥2,459

$12.55 Rp 221.2K

25.42%

Apples (1kg)

$4.52 ¥706

$3.62 Rp 63.8K

24.86%

Banana (1kg)

$2.21 ¥345

$1.56 Rp 27.5K

41.67%

Oranges (1kg)

$3.13 ¥489

$2.35 Rp 41.5K

33.19%

Tomato (1kg)

$3.79 ¥592

$2.06 Rp 36.2K

83.98%

Potato (1kg)

$2.30 ¥360

$1.90 Rp 33.5K

21.05%

Onion (1kg)

$2.21 ¥345

$2.34 Rp 41.2K

-5.56%

Lettuce (1 head)

$1.25 ¥196

$1.03 Rp 18.2K

21.36%

Water (1.5 liter bottle)

$0.81 ¥127

$0.55 Rp 9,779

47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 ¥691

$2.25 Rp 39.7K

96.44%

Wine (Bottle)

$7.49 ¥1,169

$23.81 Rp 419.7K

-68.54%

Local Beer (0.5 liter bottle)

$1.96 ¥307

$2.31 Rp 40.8K

-15.15%

Imported Beer (0.33 liter bottle)

$2.28 ¥355

$2.80 Rp 49.4K

-18.57%

One-way Ticket (Public Transport)

$1.50 ¥234

$0.27 Rp 4,802

455.56%

Public Transport Monthly Pass (Regular Price)

$55.3 ¥8,646

$8.66 Rp 152.7K

539.03%

Taxi Start (Normal Tariff)

$3.55 ¥555

$0.48 Rp 8,489

639.58%

Taxi (Normal Tariff) (1km)

$2.76 ¥431

$0.45 Rp 7,863

513.33%

Taxi 1hour Waiting (Normal Tariff)

$15.94 ¥2,490

$5.72 Rp 100.8K

178.67%

Gasoline (1 liter)

$1.22 ¥190

$0.76 Rp 13.4K

60.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K ¥3.0M

$24.5K Rp 431.6M

-21.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.1K ¥2.5M

$32.1K Rp 566.3M

-49.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.5K

$83.6 Rp 1.5M

57.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 ¥4,095

$6.46 Rp 113.8K

305.73%

Internet (50+ Mbps, Unlimited Data)

$30.89 ¥4,826

$18.99 Rp 334.8K

62.66%

Gym Membership (Monthly)

$44.74 ¥6,989

$56.0 Rp 986.8K

-20.06%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$11.83 ¥1,847

$4.28 Rp 75.5K

176.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 ¥77.8K

$487 Rp 8.6M

2.34%

International Primary School, 1 Child (Yearly)

$11.4K ¥1.8M

$5,856 Rp 103.2M

94.70%

Jeans (Levis 501 Or Similar)

$52.4 ¥8,178

$45.56 Rp 803.2K

14.90%

Summer Dress (H&M, Zara, etc)

$27.39 ¥4,278

$36.38 Rp 641.4K

-24.71%

Sport Shoes (Adidas, Nike)

$52.6 ¥8,212

$82.0 Rp 1.4M

-35.86%

Men's Leather Business Shoes

$95.1 ¥14.8K

$80.4 Rp 1.4M

18.22%

1-bedroom Apartment, City Center (Monthly)

$476 ¥74.4K

$1,117 Rp 19.7M

-57.35%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ¥49.0K

$701 Rp 12.4M

-55.28%

3-bedroom Apartment, City Center (Monthly)

$1,160 ¥181.2K

$3,537 Rp 62.4M

-67.21%

3-bedroom Apartment, Outside City Center (Monthly)

$640 ¥100.0K

$1,762 Rp 31.1M

-63.68%

Buy Apartment in City Center (m2)

$3,948 ¥616.8K

$2,826 Rp 49.8M

39.70%

Buy Apartment Outside City Center (m2)

$1,963 ¥306.6K

$2,292 Rp 40.4M

-14.35%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.06

13.78

-85.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsuyama: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $476 in Matsuyama versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $27.00 in Matsuyama versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $293 vs $293 – making Matsuyama the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsuyama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,169 in Matsuyama, $1,396 in Ubud, Bali – roughly 19% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $1,753 per month in Matsuyama and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 539% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $498 per month in Matsuyama and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,169, than in Ubud, Bali at $1,396. In Matsuyama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Matsuyama has an edge in some lifestyle areas, with costs from $1,169 in Matsuyama to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.