Cost of Living Comparison Between Ubud, Bali and Matsuyama Cost of Living Comparison Between Ubud, Bali and Matsuyama

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,169 in Matsuyama, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,854 in Matsuyama, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,540 in Matsuyama, rent included.

Ubud, Bali costs about 19% more than Matsuyama, driven mainly by Getting Around.

Ubud, Bali sits 2% above the global median, while Matsuyama is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$6.13 ¥958

-45.02%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$26.80 ¥4,187

43.99%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.19 ¥811

6.36%

Cappuccino

$2.64 Rp 46.6K

$2.84 ¥444

-7.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.04 ¥163

60.58%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.71 ¥111

8.45%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.43 ¥379

8.23%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.13 ¥489

36.74%

Milk (1 liter)

$1.55 Rp 27.3K

$1.47 ¥229

5.44%

White Bread (500g)

$2.22 Rp 39.2K

$1.65 ¥257

34.55%

Rice (white) (1kg)

$1.13 Rp 19.8K

$4.35 ¥679

-74.02%

Eggs

$2.09 Rp 36.8K

$1.86 ¥291

12.37%

Local Cheese (1kg)

$17.39 Rp 306.6K

$12.74 ¥1,990

36.50%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.80 ¥907

-33.28%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$15.74 ¥2,459

-20.27%

Apples (1kg)

$3.62 Rp 63.8K

$4.52 ¥706

-19.91%

Banana (1kg)

$1.56 Rp 27.5K

$2.21 ¥345

-29.41%

Oranges (1kg)

$2.35 Rp 41.5K

$3.13 ¥489

-24.92%

Tomato (1kg)

$2.06 Rp 36.2K

$3.79 ¥592

-45.65%

Potato (1kg)

$1.90 Rp 33.5K

$2.30 ¥360

-17.39%

Onion (1kg)

$2.34 Rp 41.2K

$2.21 ¥345

5.88%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.25 ¥196

-17.60%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.81 ¥127

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.42 ¥691

-49.10%

Wine (Bottle)

$23.81 Rp 419.7K

$7.49 ¥1,169

217.89%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.96 ¥307

17.86%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.28 ¥355

22.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$1.50 ¥234

-82.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$55.3 ¥8,646

-84.35%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$3.55 ¥555

-86.48%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$2.76 ¥431

-83.70%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$15.94 ¥2,490

-64.12%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.22 ¥190

-37.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$19.3K ¥3.0M

27.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$16.1K ¥2.5M

99.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$131 ¥20.5K

-36.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$26.21 ¥4,095

-75.35%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$30.89 ¥4,826

-38.52%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$44.74 ¥6,989

25.10%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$11.83 ¥1,847

-63.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$498 ¥77.8K

-2.29%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$11.4K ¥1.8M

-48.64%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$52.4 ¥8,178

-12.97%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$27.39 ¥4,278

32.82%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$52.6 ¥8,212

55.91%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$95.1 ¥14.8K

-15.41%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$476 ¥74.4K

134.49%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$313 ¥49.0K

123.64%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$1,160 ¥181.2K

204.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$640 ¥100.0K

175.35%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$3,948 ¥616.8K

-28.42%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,963 ¥306.6K

16.76%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.06

568.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Matsuyama: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $476 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $27.00 in Matsuyama. Groceries tell a different story – $293 in Ubud, Bali vs $293 in Matsuyama – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsuyama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $1,169 in Matsuyama – roughly 19% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,753 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 539% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $487 per month in Ubud, Bali and $498 in Matsuyama. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,169, than in Ubud, Bali at $1,396. In Matsuyama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,169 in Matsuyama to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.