Cost of Living Comparison Between Ubud, Bali and Matsuyama Cost of Living Comparison Between Ubud, Bali and Matsuyama

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,239 in Matsuyama, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,952 in Matsuyama, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,666 in Matsuyama, rent included.

Ubud, Bali costs about 14% more than Matsuyama, driven mainly by Getting Around.

Ubud, Bali sits 5% above the global median, while Matsuyama is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.00 ¥1,137

-50.71%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.00 ¥5,687

-7.60%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.44 ¥884

-11.03%

Cappuccino

$2.75 Rp 49.4K

$3.09 ¥502

-11.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.11 ¥180

24.32%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.80 ¥130

-6.25%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.55 ¥414

17.25%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.17 ¥514

21.45%

Milk (1 liter)

$1.74 Rp 31.2K

$1.53 ¥248

13.73%

White Bread (500g)

$2.46 Rp 44.2K

$1.52 ¥247

61.84%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.69 ¥762

-75.05%

Eggs

$2.43 Rp 43.7K

$2.21 ¥359

9.95%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.90 ¥1,609

46.46%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.54 ¥1,063

-33.49%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.32 ¥2,490

-21.80%

Apples (1kg)

$3.72 Rp 66.8K

$5.41 ¥879

-31.24%

Banana (1kg)

$1.63 Rp 29.2K

$2.63 ¥428

-38.02%

Oranges (1kg)

$2.74 Rp 49.3K

$4.07 ¥661

-32.68%

Tomato (1kg)

$2.24 Rp 40.3K

$6.04 ¥981

-62.91%

Potato (1kg)

$1.92 Rp 34.5K

$3.16 ¥514

-39.24%

Onion (1kg)

$2.28 Rp 40.9K

$2.58 ¥419

-11.63%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.38 ¥224

-23.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.88 ¥142

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.08 ¥663

-19.36%

Wine (Bottle)

$23.19 Rp 416.8K

$8.57 ¥1,392

170.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.82 ¥296

52.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.19 ¥356

24.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.61 ¥261

-83.23%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$56.0 ¥9,099

-85.52%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.52 ¥572

-86.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.00 ¥488

-86.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$20.64 ¥3,353

-69.86%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.20 ¥195

-32.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.0K ¥3.7M

15.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.3K ¥2.8M

86.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$141 ¥22.9K

-44.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$26.78 ¥4,351

-84.80%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$34.23 ¥5,561

-28.92%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$54.8 ¥8,896

80.11%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.63 ¥2,215

-53.48%

Cinema Ticket

$3.99 Rp 71.6K

$12.61 ¥2,048

-68.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$283 ¥45.9K

7.94%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.4K ¥2.2M

-50.48%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$43.18 ¥7,016

25.38%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.37 ¥4,772

28.74%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$60.7 ¥9,860

43.09%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$90.7 ¥14.7K

-15.78%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$398 ¥64.7K

149.13%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$324 ¥52.7K

107.56%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$878 ¥142.7K

284.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$652 ¥106.0K

214.30%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,812 ¥781.8K

-41.72%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,180 ¥354.2K

2.17%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Matsuyama: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $398 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Matsuyama. Monthly groceries follow the same trend: $297 vs $317 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsuyama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,239 in Matsuyama – roughly 14% apart. Ubud, Bali costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,859 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 591% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $283 in Matsuyama. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,239, than in Ubud, Bali at $1,408. In Matsuyama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,239 in Matsuyama to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.