Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matsuyama

For one person, living is cheaper in Matsuyama: $1,277 a month against $1,353 in Ubud, Bali, rent and utilities included – about $910 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Matsuyama
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Matsuyama Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Matsuyama

🇯🇵 Japan

$1,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matsuyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matsuyama actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,277 in Matsuyama, rent included.

Ubud, Bali $1,353
Matsuyama $1,277

A couple spends around $2,297 per month in Ubud, Bali vs $2,017 in Matsuyama, rent included.

Ubud, Bali $2,297
Matsuyama $2,017

A family of three spends $3,241 per month in Ubud, Bali vs $2,758 in Matsuyama, rent included.

Ubud, Bali $3,241
Matsuyama $2,758

Ubud, Bali costs about 6% more than Matsuyama, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Matsuyama is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$6.38 ¥1,008

-49.37%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.99 ¥4,896

12.55%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.71 ¥744

21.02%

Cappuccino

$2.62 Rp 47.1K

$2.38 ¥376

10.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.19 ¥188

44.54%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.58 ¥91.7

39.66%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.09 ¥330

26.79%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.29 ¥361

90.83%

Milk (1 liter)

$1.57 Rp 28.3K

$1.50 ¥238

4.67%

White Bread (500g)

$2.19 Rp 39.5K

$1.33 ¥210

64.66%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.40 ¥853

-78.15%

Eggs

$2.16 Rp 38.8K

$2.08 ¥329

3.85%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.49 ¥1,974

41.31%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.48 ¥1,498

-60.13%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$32.49 ¥5,134

-63.22%

Apples (1kg)

$3.60 Rp 64.8K

$3.67 ¥579

-1.91%

Banana (1kg)

$1.59 Rp 28.6K

$2.32 ¥367

-31.47%

Oranges (1kg)

$2.31 Rp 41.6K

$6.34 ¥1,001

-63.56%

Tomato (1kg)

$1.91 Rp 34.3K

$4.24 ¥670

-54.95%

Potato (1kg)

$1.78 Rp 32.1K

$3.67 ¥580

-51.50%

Onion (1kg)

$2.33 Rp 41.9K

$3.45 ¥545

-32.46%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.24 ¥196

-19.35%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.97 ¥154

-45.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.51 ¥555

-34.76%

Wine (Bottle)

$22.07 Rp 397.3K

$7.99 ¥1,262

176.22%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.97 ¥312

19.29%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.44 ¥227

106.94%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.44 ¥228

-84.03%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$52.7 ¥8,327

-83.12%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.23 ¥510

-85.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.08 ¥486

-86.04%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$26.40 ¥4,170

-79.28%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 ¥173

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$20.0K ¥3.2M

19.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$16.7K ¥2.6M

96.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$144 ¥22.8K

-44.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$23.66 ¥3,738

-72.27%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$43.16 ¥6,819

-56.90%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$53.0 ¥8,379

2.04%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$12.54 ¥1,982

-66.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$319 ¥50.3K

54.68%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,069 ¥958.9K

-7.78%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$49.43 ¥7,809

-7.79%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$25.19 ¥3,980

38.79%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$46.18 ¥7,297

68.30%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$66.3 ¥10.5K

18.45%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$526 ¥83.2K

114.93%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$328 ¥51.8K

105.30%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,122 ¥177.3K

221.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$724 ¥114.4K

134.95%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,302 ¥679.6K

-36.83%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,726 ¥272.6K

29.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.28

504.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Matsuyama: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Matsuyama

$328 25.7% 51.3% $345

Groceries & Markets

Ubud, Bali

$287 21.2%

Matsuyama

$383 30% 33.2% $95

Clothing & Footwear

Ubud, Bali

$107 7.9%

Matsuyama

$84 6.6% 21% $22

Eating Out

Ubud, Bali

$106 7.9%

Matsuyama

$116 9.1% 8.8% $9.4

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Matsuyama

$211 16.5% 101% $106

Sport & Entertainment

Ubud, Bali

$63 4.6%

Matsuyama

$78 6.1% 24.8% $16

Getting Around

Ubud, Bali

$12 0.9%

Matsuyama

$77 6% 520% $65

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $526 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $31.00 in Matsuyama. Groceries tell a different story – $287 in Ubud, Bali vs $383 in Matsuyama – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Matsuyama

🕒 Local time

11:53 11:53 AM

12:53 12:53 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

511,192

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Matsuyama 5,060 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Matsuyama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsuyama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $1,277 in Matsuyama – roughly 6% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,915 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 492% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $319 in Matsuyama. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,277, than in Ubud, Bali at $1,353. In Matsuyama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,277 in Matsuyama to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.