Cost of Living Comparison Between Matsuyama and Osaka Cost of Living Comparison Between Matsuyama and Osaka

Monthly Cost of Living

A single person spends $1,234 per month in Matsuyama vs $1,371 in Osaka, rent included.

A couple spends around $1,929 per month in Matsuyama vs $2,038 in Osaka, rent included.

A family of three spends $2,624 per month in Matsuyama vs $2,705 in Osaka, rent included.

Matsuyama is about 10% cheaper than Osaka, driven mainly by Groceries & Markets.

Matsuyama sits 8% below the global median, while Osaka is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.02 ¥1,123

$6.95 ¥1,112

1.01%

Three-Course Dinner for Two, Mid-Range

$34.07 ¥5,450

$34.58 ¥5,531

-1.47%

Fast Food Meal (McDonalds, etc)

$5.45 ¥872

$4.98 ¥797

9.44%

Cappuccino

$3.20 ¥513

$3.33 ¥532

-3.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ¥177

$1.08 ¥173

2.78%

Water (0.33 liter bottle)

$0.75 ¥120

$0.76 ¥122

-1.32%

Local Beer (0.5 liter draught)

$2.55 ¥407

$2.74 ¥438

-6.93%

Imported Beer (0.33 liter bottle)

$3.08 ¥493

$4.35 ¥695

-29.20%

Milk (1 liter)

$1.53 ¥245

$1.61 ¥257

-4.97%

White Bread (500g)

$1.52 ¥243

$1.43 ¥229

6.29%

Rice (white) (1kg)

$4.85 ¥776

$4.86 ¥778

-0.21%

Eggs

$2.29 ¥366

$2.46 ¥393

-6.91%

Local Cheese (1kg)

$10.04 ¥1,605

$10.43 ¥1,669

-3.74%

Chicken Fillets (1kg)

$6.47 ¥1,035

$6.38 ¥1,021

1.41%

Beef Round Steak (1kg)

$15.17 ¥2,427

$18.61 ¥2,977

-18.48%

Apples (1kg)

$5.43 ¥869

$3.53 ¥564

53.82%

Banana (1kg)

$2.65 ¥424

$2.19 ¥350

21.00%

Oranges (1kg)

$4.10 ¥655

$2.48 ¥397

65.32%

Tomato (1kg)

$6.00 ¥960

$4.31 ¥689

39.21%

Potato (1kg)

$3.00 ¥480

$1.69 ¥271

77.51%

Onion (1kg)

$2.55 ¥409

$1.28 ¥205

99.22%

Lettuce (1 head)

$1.37 ¥220

$1.39 ¥222

-1.44%

Water (1.5 liter bottle)

$0.84 ¥134

$0.85 ¥136

-1.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ¥658

$3.93 ¥629

4.58%

Wine (Bottle)

$9.09 ¥1,454

$9.27 ¥1,482

-1.94%

Local Beer (0.5 liter bottle)

$1.93 ¥309

$2.13 ¥340

-9.39%

Imported Beer (0.33 liter bottle)

$2.16 ¥346

$2.99 ¥479

-27.76%

One-way Ticket (Public Transport)

$1.59 ¥255

$1.61 ¥258

-1.24%

Public Transport Monthly Pass (Regular Price)

$54.8 ¥8,760

$36.32 ¥5,810

50.80%

Taxi Start (Normal Tariff)

$3.51 ¥561

$4.56 ¥729

-23.03%

Taxi (Normal Tariff) (1km)

$2.97 ¥475

$3.31 ¥530

-10.27%

Taxi 1hour Waiting (Normal Tariff)

$21.00 ¥3,359

$23.95 ¥3,830

-12.32%

Gasoline (1 liter)

$1.20 ¥191

$1.19 ¥191

0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K ¥3.7M

$23.6K ¥3.8M

-2.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K ¥2.8M

$16.9K ¥2.7M

2.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.6K

$135 ¥21.6K

4.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.90 ¥4,302

$27.60 ¥4,415

-2.54%

Internet (50+ Mbps, Unlimited Data)

$33.70 ¥5,389

$30.37 ¥4,858

10.96%

Gym Membership (Monthly)

$55.6 ¥8,894

$59.1 ¥9,460

-5.99%

Tennis Court (1 Hour on Weekend)

$14.00 ¥2,240

$20.39 ¥3,262

-31.34%

Cinema Ticket

$12.53 ¥2,005

$12.36 ¥1,978

1.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 ¥44.8K

$68.1 ¥10.9K

311.53%

International Primary School, 1 Child (Yearly)

$13.4K ¥2.1M

$10.5K ¥1.7M

27.47%

Jeans (Levis 501 Or Similar)

$42.87 ¥6,858

$44.08 ¥7,050

-2.75%

Summer Dress (H&M, Zara, etc)

$29.59 ¥4,732

$29.47 ¥4,713

0.41%

Sport Shoes (Adidas, Nike)

$60.7 ¥9,705

$67.2 ¥10.8K

-9.76%

Men's Leather Business Shoes

$93.1 ¥14.9K

$94.8 ¥15.2K

-1.84%

1-bedroom Apartment, City Center (Monthly)

$409 ¥65.4K

$717 ¥114.7K

-43.01%

1-bedroom Apartment, Outside City Center (Monthly)

$325 ¥51.9K

$483 ¥77.2K

-32.77%

3-bedroom Apartment, City Center (Monthly)

$857 ¥137.1K

$1,311 ¥209.6K

-34.61%

3-bedroom Apartment, Outside City Center (Monthly)

$649 ¥103.9K

$807 ¥129.0K

-19.49%

Buy Apartment in City Center (m2)

$4,142 ¥662.5K

$5,951 ¥951.8K

-30.40%

Buy Apartment Outside City Center (m2)

$2,687 ¥429.8K

$2,055 ¥328.6K

30.78%

Average Monthly Net Salary (After Tax)

$1,944 ¥310.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

1.81

-1.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsuyama: May 31, 2026

Last update for Osaka: May 30, 2026

Cost Breakdown

A central one-bedroom costs $409 in Matsuyama versus $717 in Osaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Matsuyama versus $35.00 in Osaka. Groceries tell a different story – $318 in Matsuyama vs $299 in Osaka – so Osaka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsuyama vs Osaka: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,234 in Matsuyama, $1,371 in Osaka – roughly 11% apart. Osaka costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,851 per month in Matsuyama and $2,057 in Osaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 51% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $280 per month in Matsuyama and $68.1 in Osaka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,234, than in Osaka at $1,371. In Matsuyama it covers expenses comfortably, while in Osaka it requires careful planning or may not stretch far enough.

It depends on your priorities. Osaka has an edge in some lifestyle areas, with costs from $1,234 in Matsuyama to $1,371 in Osaka. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Osaka makes more sense. Both are solid long-term options with distinct trade-offs.