Cost of Living Comparison Between Matsuyama and Chiang Mai Cost of Living Comparison Between Matsuyama and Chiang Mai

Monthly Cost of Living

A single person spends $1,169 per month in Matsuyama vs $947 in Chiang Mai, rent included.

A couple spends around $1,854 per month in Matsuyama vs $1,411 in Chiang Mai, rent included.

A family of three spends $2,540 per month in Matsuyama vs $1,874 in Chiang Mai, rent included.

Matsuyama costs about 23% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Matsuyama and Chiang Mai are more affordable than the global median – Matsuyama 15% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$6.13 ¥958

$2.08 ฿68.5

194.71%

Three-Course Dinner for Two, Mid-Range

$26.80 ¥4,187

$19.64 ฿646

36.46%

Fast Food Meal (McDonalds, etc)

$5.19 ¥811

$5.65 ฿186

-8.14%

Cappuccino

$2.84 ¥444

$1.81 ฿59.3

56.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥163

$0.71 ฿23.44

46.48%

Water (0.33 liter bottle)

$0.71 ¥111

$0.32 ฿10.38

121.87%

Local Beer (0.5 liter draught)

$2.43 ¥379

$2.24 ฿73.5

8.48%

Imported Beer (0.33 liter bottle)

$3.13 ¥489

$3.63 ฿119

-13.77%

Milk (1 liter)

$1.47 ¥229

$1.96 ฿64.4

-25.00%

White Bread (500g)

$1.65 ¥257

$1.50 ฿49.38

10.00%

Rice (white) (1kg)

$4.35 ¥679

$1.34 ฿43.92

224.63%

Eggs

$1.86 ¥291

$2.26 ฿74.4

-17.70%

Local Cheese (1kg)

$12.74 ¥1,990

$16.26 ฿534

-21.65%

Chicken Fillets (1kg)

$5.80 ¥907

$2.95 ฿97.1

96.61%

Beef Round Steak (1kg)

$15.74 ¥2,459

$9.94 ฿327

58.35%

Apples (1kg)

$4.52 ¥706

$2.57 ฿84.5

75.88%

Banana (1kg)

$2.21 ¥345

$1.06 ฿34.72

108.49%

Oranges (1kg)

$3.13 ¥489

$1.61 ฿53.0

94.41%

Tomato (1kg)

$3.79 ¥592

$1.52 ฿49.96

149.34%

Potato (1kg)

$2.30 ¥360

$1.27 ฿41.76

81.10%

Onion (1kg)

$2.21 ¥345

$1.07 ฿35.05

106.54%

Lettuce (1 head)

$1.25 ¥196

$0.72 ฿23.67

73.61%

Water (1.5 liter bottle)

$0.81 ¥127

$0.51 ฿16.72

58.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 ¥691

$4.19 ฿138

5.49%

Wine (Bottle)

$7.49 ¥1,169

$17.87 ฿587

-58.09%

Local Beer (0.5 liter bottle)

$1.96 ¥307

$1.69 ฿55.7

15.98%

Imported Beer (0.33 liter bottle)

$2.28 ¥355

$2.84 ฿93.2

-19.72%

One-way Ticket (Public Transport)

$1.50 ¥234

$0.93 ฿30.42

61.29%

Public Transport Monthly Pass (Regular Price)

$55.3 ¥8,646

$53.9 ฿1,770

2.75%

Taxi Start (Normal Tariff)

$3.55 ¥555

$1.23 ฿40.58

188.62%

Taxi (Normal Tariff) (1km)

$2.76 ¥431

$0.58 ฿18.96

375.86%

Taxi 1hour Waiting (Normal Tariff)

$15.94 ¥2,490

$2.42 ฿79.7

558.68%

Gasoline (1 liter)

$1.22 ¥190

$1.41 ฿46.42

-13.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K ¥3.0M

$21.4K ฿704.9K

-10.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.1K ¥2.5M

$27.3K ฿898.5K

-40.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.5K

$63.7 ฿2,093

106.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 ¥4,095

$12.85 ฿423

103.97%

Internet (50+ Mbps, Unlimited Data)

$30.89 ¥4,826

$20.22 ฿665

52.77%

Gym Membership (Monthly)

$44.74 ¥6,989

$38.74 ฿1,274

15.49%

Tennis Court (1 Hour on Weekend)

$3.97 ฿130

Cinema Ticket

$11.83 ¥1,847

$6.74 ฿221

75.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 ¥77.8K

$778 ฿25.6K

-36.00%

International Primary School, 1 Child (Yearly)

$11.4K ¥1.8M

$14.6K ฿480.2K

-21.97%

Jeans (Levis 501 Or Similar)

$52.4 ¥8,178

$54.3 ฿1,785

-3.57%

Summer Dress (H&M, Zara, etc)

$27.39 ¥4,278

$25.45 ฿836

7.62%

Sport Shoes (Adidas, Nike)

$52.6 ¥8,212

$94.3 ฿3,101

-44.27%

Men's Leather Business Shoes

$95.1 ¥14.8K

$73.4 ฿2,414

29.43%

1-bedroom Apartment, City Center (Monthly)

$476 ¥74.4K

$490 ฿16.1K

-2.76%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ¥49.0K

$289 ฿9,510

8.36%

3-bedroom Apartment, City Center (Monthly)

$1,160 ¥181.2K

$894 ฿29.4K

29.80%

3-bedroom Apartment, Outside City Center (Monthly)

$640 ¥100.0K

$517 ฿17.0K

23.79%

Buy Apartment in City Center (m2)

$3,948 ¥616.8K

$1,955 ฿64.3K

101.94%

Buy Apartment Outside City Center (m2)

$1,963 ¥306.6K

$1,477 ฿48.5K

32.91%

Average Monthly Net Salary (After Tax)

$602 ฿19.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.06

5.57

-63.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsuyama: August 31, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $476 in Matsuyama versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $27.00 in Matsuyama versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $293 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsuyama vs Chiang Mai: Cost of Living - Frequently Asked Questions

Matsuyama costs about 23% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,753 per month in Matsuyama and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $498 per month in Matsuyama and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 22% more in Matsuyama, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Matsuyama at $1,169. In Chiang Mai it covers expenses comfortably, while in Matsuyama it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,169 in Matsuyama. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Matsuyama makes more sense. Both are solid long-term options with distinct trade-offs.