Cost of Living Comparison Between Chiang Mai and Matsuyama Cost of Living Comparison Between Chiang Mai and Matsuyama

Monthly Cost of Living

A single person spends $947 per month in Chiang Mai vs $1,169 in Matsuyama, rent included.

A couple spends around $1,411 per month in Chiang Mai vs $1,854 in Matsuyama, rent included.

A family of three spends $1,874 per month in Chiang Mai vs $2,540 in Matsuyama, rent included.

Chiang Mai is about 19% cheaper than Matsuyama, driven mainly by Groceries & Markets.

Both Chiang Mai and Matsuyama are more affordable than the global median – Chiang Mai 31% lower, Matsuyama 15% lower.

Currency
🍽 Eating Out
Chiang Mai
Matsuyama
Difference
Meal at Budget Restaurant
$2.08 ฿68.5
$6.13 ¥958
-66.07%
Three-Course Dinner for Two, Mid-Range
$19.64 ฿646
$26.80 ¥4,187
-26.72%
Fast Food Meal (McDonalds, etc)
$5.65 ฿186
$5.19 ¥811
8.86%
Cappuccino
$1.81 ฿59.3
$2.84 ¥444
-36.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 ฿23.44
$1.04 ¥163
-31.73%
Water (0.33 liter bottle)
$0.32 ฿10.38
$0.71 ¥111
-54.93%
Local Beer (0.5 liter draught)
$2.24 ฿73.5
$2.43 ¥379
-7.82%
Imported Beer (0.33 liter bottle)
$3.63 ฿119
$3.13 ¥489
15.97%
🛒 Groceries & Markets
Chiang Mai
Matsuyama
Difference
Milk (1 liter)
$1.96 ฿64.4
$1.47 ¥229
33.33%
White Bread (500g)
$1.50 ฿49.38
$1.65 ¥257
-9.09%
Rice (white) (1kg)
$1.34 ฿43.92
$4.35 ¥679
-69.20%
Eggs
$2.26 ฿74.4
$1.86 ¥291
21.51%
Local Cheese (1kg)
$16.26 ฿534
$12.74 ¥1,990
27.63%
Chicken Fillets (1kg)
$2.95 ฿97.1
$5.80 ¥907
-49.14%
Beef Round Steak (1kg)
$9.94 ฿327
$15.74 ¥2,459
-36.85%
Apples (1kg)
$2.57 ฿84.5
$4.52 ¥706
-43.14%
Banana (1kg)
$1.06 ฿34.72
$2.21 ¥345
-52.04%
Oranges (1kg)
$1.61 ฿53.0
$3.13 ¥489
-48.56%
Tomato (1kg)
$1.52 ฿49.96
$3.79 ¥592
-59.89%
Potato (1kg)
$1.27 ฿41.76
$2.30 ¥360
-44.78%
Onion (1kg)
$1.07 ฿35.05
$2.21 ¥345
-51.58%
Lettuce (1 head)
$0.72 ฿23.67
$1.25 ¥196
-42.40%
Water (1.5 liter bottle)
$0.51 ฿16.72
$0.81 ¥127
-37.04%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 ฿138
$4.42 ¥691
-5.20%
Wine (Bottle)
$17.87 ฿587
$7.49 ¥1,169
138.58%
Local Beer (0.5 liter bottle)
$1.69 ฿55.7
$1.96 ¥307
-13.78%
Imported Beer (0.33 liter bottle)
$2.84 ฿93.2
$2.28 ¥355
24.56%
🚌 Getting Around
Chiang Mai
Matsuyama
Difference
One-way Ticket (Public Transport)
$0.93 ฿30.42
$1.50 ¥234
-38.00%
Public Transport Monthly Pass (Regular Price)
$53.9 ฿1,770
$55.3 ¥8,646
-2.67%
Taxi Start (Normal Tariff)
$1.23 ฿40.58
$3.55 ¥555
-65.35%
Taxi (Normal Tariff) (1km)
$0.58 ฿18.96
$2.76 ¥431
-78.99%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿79.7
$15.94 ¥2,490
-84.82%
Gasoline (1 liter)
$1.41 ฿46.42
$1.22 ¥190
15.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿704.9K
$19.3K ¥3.0M
11.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ฿898.5K
$16.1K ¥2.5M
69.35%
🧾 Monthly Utilities & Internet
Chiang Mai
Matsuyama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 ฿2,093
$131 ¥20.5K
-51.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.85 ฿423
$26.21 ¥4,095
-50.97%
Internet (50+ Mbps, Unlimited Data)
$20.22 ฿665
$30.89 ¥4,826
-34.54%
🎉 Sport & Entertainment
Chiang Mai
Matsuyama
Difference
Gym Membership (Monthly)
$38.74 ฿1,274
$44.74 ¥6,989
-13.41%
Tennis Court (1 Hour on Weekend)
$3.97 ฿130
-
-
Cinema Ticket
$6.74 ฿221
$11.83 ¥1,847
-43.03%
🧸 Childcare & Education
Chiang Mai
Matsuyama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$778 ฿25.6K
$498 ¥77.8K
56.24%
International Primary School, 1 Child (Yearly)
$14.6K ฿480.2K
$11.4K ¥1.8M
28.15%
👕👟 Clothing & Footwear
Chiang Mai
Matsuyama
Difference
Jeans (Levis 501 Or Similar)
$54.3 ฿1,785
$52.4 ¥8,178
3.71%
Summer Dress (H&M, Zara, etc)
$25.45 ฿836
$27.39 ¥4,278
-7.08%
Sport Shoes (Adidas, Nike)
$94.3 ฿3,101
$52.6 ¥8,212
79.44%
Men's Leather Business Shoes
$73.4 ฿2,414
$95.1 ¥14.8K
-22.74%
🏠 Accommodation & Living
Chiang Mai
Matsuyama
Difference
1-bedroom Apartment, City Center (Monthly)
$490 ฿16.1K
$476 ¥74.4K
2.84%
1-bedroom Apartment, Outside City Center (Monthly)
$289 ฿9,510
$313 ¥49.0K
-7.71%
3-bedroom Apartment, City Center (Monthly)
$894 ฿29.4K
$1,160 ¥181.2K
-22.96%
3-bedroom Apartment, Outside City Center (Monthly)
$517 ฿17.0K
$640 ¥100.0K
-19.22%
Buy Apartment in City Center (m2)
$1,955 ฿64.3K
$3,948 ¥616.8K
-50.48%
Buy Apartment Outside City Center (m2)
$1,477 ฿48.5K
$1,963 ¥306.6K
-24.76%
💵 Salaries & Financials
Chiang Mai
Matsuyama
Difference
Average Monthly Net Salary (After Tax)
$602 ฿19.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
2.06
170.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: August 31, 2026

Last update for Matsuyama: August 31, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $476 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $27.00 in Matsuyama. Monthly groceries follow the same trend: $240 vs $293 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Matsuyama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Matsuyama?
Matsuyama costs about 23% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Matsuyama?
For a comfortable life, plan on about $1,421 per month in Chiang Mai and $1,753 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Matsuyama?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Matsuyama?
Kindergarten costs $778 per month in Chiang Mai and $498 in Matsuyama. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Matsuyama?
Groceries cost about 22% more in Matsuyama, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Matsuyama?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Matsuyama at $1,169. In Chiang Mai it covers expenses comfortably, while in Matsuyama it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Matsuyama?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,169 in Matsuyama. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Matsuyama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Matsuyama?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Matsuyama makes more sense. Both are solid long-term options with distinct trade-offs.

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