Last update: Oct 2026

Cost of Living Comparison Between Mata Utu and Osaka

For one person, living is cheaper in Osaka: $1,400 a month against $5,241 in Mata Utu, rent and utilities included – about $46,100 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Osaka
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Osaka Living Index

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Mata Utu

🇼🇫 Wallis and Futuna

$5,241

/mo nomad

Osaka

🇯🇵 Japan

$1,400

/mo nomad

Monthly Cost of Living

How much you'll spend in Mata Utu and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mata Utu and in Osaka actually costs, broken down by who's living it.

A single person spends $5,241 per month in Mata Utu vs $1,400 in Osaka, rent included.

Mata Utu $5,241
Osaka $1,400

A couple spends around $6,656 per month in Mata Utu vs $1,991 in Osaka, rent included.

Mata Utu $6,656
Osaka $1,991

A family of three spends $8,071 per month in Mata Utu vs $2,582 in Osaka, rent included.

Mata Utu $8,071
Osaka $2,582

Mata Utu costs about 274% more than Osaka, and outside of rent the biggest gap is in utilities.

Both Mata Utu and Osaka sit above the global median – Mata Utu by 291%, Osaka by 4%.

Meal at Budget Restaurant

$11.06 CFPF 1,176

$6.19 ¥978

78.68%

Three-Course Dinner for Two, Mid-Range

$111 CFPF 11.8K

$31.80 ¥5,026

248.08%

Fast Food Meal (McDonalds, etc)

$4.93 ¥780

Cappuccino

$7.68 CFPF 817

$3.00 ¥474

156.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 CFPF 610

$1.45 ¥228

295.17%

Water (0.33 liter bottle)

$3.29 CFPF 350

$0.72 ¥113

356.94%

Local Beer (0.5 liter draught)

$2.62 ¥415

Imported Beer (0.33 liter bottle)

$5.55 CFPF 590

$3.91 ¥618

41.94%

Milk (1 liter)

$1.46 ¥230

White Bread (500g)

$1.31 ¥207

Rice (white) (1kg)

$5.25 ¥830

Eggs

$2.03 ¥321

Local Cheese (1kg)

$9.77 ¥1,544

Chicken Fillets (1kg)

$9.22 ¥1,458

Beef Round Steak (1kg)

$17.95 ¥2,838

Apples (1kg)

$3.29 ¥519

Banana (1kg)

$2.00 ¥317

Oranges (1kg)

$2.11 ¥333

Tomato (1kg)

$4.11 ¥649

Potato (1kg)

$1.51 ¥239

Onion (1kg)

$1.19 ¥187

Lettuce (1 head)

$11.17 CFPF 1,189

$1.30 ¥206

759.23%

Water (1.5 liter bottle)

$4.43 CFPF 471

$0.86 ¥137

415.12%

Cigarettes 20 Pack (Marlboro, Camel)

$16.77 CFPF 1,784

$3.82 ¥604

339.01%

Wine (Bottle)

$16.69 CFPF 1,776

$9.74 ¥1,540

71.36%

Local Beer (0.5 liter bottle)

$1.87 ¥296

Imported Beer (0.33 liter bottle)

$3.15 ¥498

One-way Ticket (Public Transport)

$1.34 ¥211

Public Transport Monthly Pass (Regular Price)

$32.68 ¥5,165

Taxi Start (Normal Tariff)

$3.85 ¥609

Taxi (Normal Tariff) (1km)

$3.19 ¥504

Taxi 1hour Waiting (Normal Tariff)

$21.93 ¥3,466

Gasoline (1 liter)

$1.83 CFPF 194

$1.10 ¥173

66.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CFPF 15.4K

$140 ¥22.1K

3.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$112 CFPF 12.0K

$24.14 ¥3,816

365.70%

Internet (50+ Mbps, Unlimited Data)

$3,335 CFPF 354.8K

$30.58 ¥4,834

10805.92%

Gym Membership (Monthly)

$49.41 ¥7,810

Tennis Court (1 Hour on Weekend)

$18.41 ¥2,910

Cinema Ticket

$12.27 ¥1,939

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 ¥80.8K

International Primary School, 1 Child (Yearly)

$13.1K ¥2.1M

Jeans (Levis 501 Or Similar)

$220 CFPF 23.4K

$47.50 ¥7,508

363.87%

Summer Dress (H&M, Zara, etc)

$91.5 CFPF 9,736

$30.12 ¥4,761

203.82%

Sport Shoes (Adidas, Nike)

$228 CFPF 24.3K

$73.4 ¥11.6K

210.85%

Men's Leather Business Shoes

$283 CFPF 30.1K

$91.0 ¥14.4K

210.45%

1-bedroom Apartment, City Center (Monthly)

$898 CFPF 95.5K

$704 ¥111.2K

27.61%

1-bedroom Apartment, Outside City Center (Monthly)

$913 CFPF 97.1K

$508 ¥80.3K

79.73%

3-bedroom Apartment, City Center (Monthly)

$2,238 CFPF 238.1K

$1,751 ¥276.8K

27.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 CFPF 242.8K

$765 ¥120.9K

198.26%

Buy Apartment in City Center (m2)

$6,208 ¥981.2K

Buy Apartment Outside City Center (m2)

$1,938 ¥306.4K

Average Monthly Net Salary (After Tax)

$3,338 CFPF 355.2K

$2,346 ¥370.8K

42.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mata Utu: October 5, 2026

Last update for Osaka: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mata Utu

–

Osaka

$508 36.9%

Groceries & Markets

Mata Utu

–

Osaka

$301 21.9%

Monthly Utilities & Internet

Mata Utu

–

Osaka

$195 14.2%

Eating Out

Mata Utu

–

Osaka

$130 9.5%

Clothing & Footwear

Mata Utu

–

Osaka

$109 7.9%

Sport & Entertainment

Mata Utu

–

Osaka

$74 5.4%

Getting Around

Mata Utu

–

Osaka

$58 4.2%

Cost Breakdown

A central one-bedroom costs $898 in Mata Utu versus $704 in Osaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in Mata Utu versus $32.00 in Osaka. Groceries tell a different story – $131 in Mata Utu vs $301 in Osaka – so Mata Utu wins on supermarket bills even if dining out costs more.

Good to know

🇼🇫 Mata Utu

🇯🇵 Osaka

🕒 Local time

19:10 7:10 PM

16:10 4:10 PM

3 h behind Mata Utu

🌤 Weather

👥 Population

1,200 Capital

2,691,185

💱 Currency

CFP Franc XPF Fr

Japanese Yen JPY ¥

📈 Exchange rate

1,000 XPF = 9.4 USD

1,000 XPF = 8.38 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.64 EUR

Exchange rates and currency converter

JPY, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 10, 2026: 1 USD = 106 XPF (1,000 XPF = 9.4 USD). 1 EUR = 119 XPF (1,000 XPF = 8.38 EUR).

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

USD to XPF in detail →

On the map

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Between locations

Mata Utu Osaka 7,380 km ≈ 10 h nonstop flight

From you

Mata Utu
Osaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mata Utu vs Osaka: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,241 in Mata Utu, $1,400 in Osaka – roughly 274% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $7,862 per month in Mata Utu and $2,100 in Osaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $111 in Mata Utu and $32.00 in Osaka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,241 in Mata Utu and $1,400 in Osaka. That's a gap of about 274%.

A $2,000 monthly budget goes further in Osaka, where all-in costs run around $1,400, than in Mata Utu at $5,241. In Osaka it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Osaka has an edge in some lifestyle areas, with costs from $1,400 in Osaka to $5,241 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.