Last update: Oct 2026

Cost of Living Comparison Between Osaka and Mata Utu

For one person, living is cheaper in Osaka: $1,400 a month against $5,241 in Mata Utu, rent and utilities included – about $46,100 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Osaka
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Osaka Living Index

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Osaka

🇯🇵 Japan

$1,400

/mo nomad

Mata Utu

🇼🇫 Wallis and Futuna

$5,241

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Mata Utu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Mata Utu actually costs, broken down by who's living it.

A single person spends $1,400 per month in Osaka vs $5,241 in Mata Utu, rent included.

Osaka $1,400
Mata Utu $5,241

A couple spends around $1,991 per month in Osaka vs $6,656 in Mata Utu, rent included.

Osaka $1,991
Mata Utu $6,656

A family of three spends $2,582 per month in Osaka vs $8,071 in Mata Utu, rent included.

Osaka $2,582
Mata Utu $8,071

Osaka is about 73% cheaper than Mata Utu, and outside of rent the biggest gap is in utilities.

Both Osaka and Mata Utu sit above the global median – Osaka by 4%, Mata Utu by 291%.

Meal at Budget Restaurant

$6.19 ¥979

$11.06 CFPF 1,177

-44.03%

Three-Course Dinner for Two, Mid-Range

$31.80 ¥5,032

$111 CFPF 11.8K

-71.27%

Fast Food Meal (McDonalds, etc)

$4.93 ¥781

Cappuccino

$3.00 ¥474

$7.68 CFPF 817

-60.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 ¥229

$5.73 CFPF 610

-74.69%

Water (0.33 liter bottle)

$0.72 ¥113

$3.29 CFPF 350

-78.12%

Local Beer (0.5 liter draught)

$2.62 ¥415

Imported Beer (0.33 liter bottle)

$3.91 ¥618

$5.55 CFPF 591

-29.55%

Milk (1 liter)

$1.46 ¥230

White Bread (500g)

$1.31 ¥207

Rice (white) (1kg)

$5.25 ¥831

Eggs

$2.03 ¥321

Local Cheese (1kg)

$9.77 ¥1,545

Chicken Fillets (1kg)

$9.22 ¥1,460

Beef Round Steak (1kg)

$17.95 ¥2,841

Apples (1kg)

$3.29 ¥520

Banana (1kg)

$2.00 ¥317

Oranges (1kg)

$2.11 ¥334

Tomato (1kg)

$4.11 ¥650

Potato (1kg)

$1.51 ¥239

Onion (1kg)

$1.19 ¥188

Lettuce (1 head)

$1.30 ¥206

$11.17 CFPF 1,190

-88.36%

Water (1.5 liter bottle)

$0.86 ¥137

$4.43 CFPF 472

-80.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 ¥604

$16.77 CFPF 1,786

-77.22%

Wine (Bottle)

$9.74 ¥1,542

$16.69 CFPF 1,778

-41.64%

Local Beer (0.5 liter bottle)

$1.87 ¥296

Imported Beer (0.33 liter bottle)

$3.15 ¥499

One-way Ticket (Public Transport)

$1.34 ¥212

Public Transport Monthly Pass (Regular Price)

$32.68 ¥5,171

Taxi Start (Normal Tariff)

$3.85 ¥610

Taxi (Normal Tariff) (1km)

$3.19 ¥505

Taxi 1hour Waiting (Normal Tariff)

$21.93 ¥3,470

Gasoline (1 liter)

$1.10 ¥173

$1.83 CFPF 194

-39.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ¥22.2K

$145 CFPF 15.4K

-3.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.14 ¥3,821

$112 CFPF 12.0K

-78.53%

Internet (50+ Mbps, Unlimited Data)

$30.58 ¥4,840

$3,335 CFPF 355.2K

-99.08%

Gym Membership (Monthly)

$49.41 ¥7,819

Tennis Court (1 Hour on Weekend)

$18.41 ¥2,914

Cinema Ticket

$12.27 ¥1,941

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 ¥80.9K

International Primary School, 1 Child (Yearly)

$13.1K ¥2.1M

Jeans (Levis 501 Or Similar)

$47.50 ¥7,517

$220 CFPF 23.5K

-78.44%

Summer Dress (H&M, Zara, etc)

$30.12 ¥4,767

$91.5 CFPF 9,746

-67.09%

Sport Shoes (Adidas, Nike)

$73.4 ¥11.6K

$228 CFPF 24.3K

-67.83%

Men's Leather Business Shoes

$91.0 ¥14.4K

$283 CFPF 30.1K

-67.79%

1-bedroom Apartment, City Center (Monthly)

$704 ¥111.3K

$898 CFPF 95.6K

-21.63%

1-bedroom Apartment, Outside City Center (Monthly)

$508 ¥80.4K

$913 CFPF 97.2K

-44.36%

3-bedroom Apartment, City Center (Monthly)

$1,751 ¥277.2K

$2,238 CFPF 238.3K

-21.73%

3-bedroom Apartment, Outside City Center (Monthly)

$765 ¥121.1K

$2,282 CFPF 243.0K

-66.47%

Buy Apartment in City Center (m2)

$6,208 ¥982.3K

Buy Apartment Outside City Center (m2)

$1,938 ¥306.7K

Average Monthly Net Salary (After Tax)

$2,346 ¥371.2K

$3,338 CFPF 355.5K

-29.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 3, 2026

Last update for Mata Utu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$508 36.9%

Mata Utu

–

Groceries & Markets

Osaka

$301 21.9%

Mata Utu

–

Monthly Utilities & Internet

Osaka

$195 14.2%

Mata Utu

–

Eating Out

Osaka

$130 9.5%

Mata Utu

–

Clothing & Footwear

Osaka

$109 7.9%

Mata Utu

–

Sport & Entertainment

Osaka

$74 5.4%

Mata Utu

–

Getting Around

Osaka

$58 4.2%

Mata Utu

–

Cost Breakdown

A central one-bedroom costs $704 in Osaka versus $898 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Osaka versus $111 in Mata Utu. Groceries tell a different story – $301 in Osaka vs $131 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Osaka

🇼🇫 Mata Utu

🕒 Local time

16:10 4:10 PM

19:10 7:10 PM

3 h ahead of Osaka

🌤 Weather

👥 Population

2,691,185

1,200 Capital

💱 Currency

Japanese Yen JPY ¥

CFP Franc XPF Fr

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.63 EUR

1,000 XPF = 9.39 USD

1,000 XPF = 8.37 EUR

Exchange rates and currency converter

XPF, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 177 JPY (1,000 JPY = 5.63 EUR).

CFP Franc exchange rates as of October 10, 2026: 1 USD = 107 XPF (1,000 XPF = 9.39 USD). 1 EUR = 119 XPF (1,000 XPF = 8.37 EUR).

USD to JPY in detail →

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Osaka Mata Utu 7,380 km ≈ 10 h nonstop flight

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Mata Utu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,400 in Osaka, $5,241 in Mata Utu – roughly 274% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $2,100 per month in Osaka and $7,862 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Osaka and $111 in Mata Utu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,400 in Osaka and $5,241 in Mata Utu. That's a gap of about 274%.

A $2,000 monthly budget goes further in Osaka, where all-in costs run around $1,400, than in Mata Utu at $5,241. In Osaka it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Osaka has an edge in some lifestyle areas, with costs from $1,400 in Osaka to $5,241 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.