Cost of Living Comparison Between Masvingo and Ubud, Bali Cost of Living Comparison Between Masvingo and Ubud, Bali

Monthly Cost of Living

A single person spends $636 per month in Masvingo vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,098 per month in Masvingo vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,561 per month in Masvingo vs $3,694 in Ubud, Bali, rent included.

Masvingo is about 55% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Masvingo sits 53% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.02 ZWL 268

$3.57 Rp 64.0K

180.67%

Three-Course Dinner for Two, Mid-Range

$49.64 ZWL 1,329

$32.50 Rp 582.3K

52.74%

Fast Food Meal (McDonalds, etc)

$6.96 ZWL 186

$4.86 Rp 87.1K

43.21%

Cappuccino

$2.89 ZWL 77.4

$2.75 Rp 49.2K

5.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ZWL 19.15

$1.32 Rp 23.7K

-45.45%

Water (0.33 liter bottle)

$0.47 ZWL 12.46

$0.70 Rp 12.6K

-32.86%

Local Beer (0.5 liter draught)

$1.52 ZWL 40.71

$2.91 Rp 52.2K

-47.77%

Imported Beer (0.33 liter bottle)

$1.95 ZWL 52.1

$3.79 Rp 68.0K

-48.55%

Milk (1 liter)

$1.56 ZWL 41.88

$1.71 Rp 30.6K

-8.77%

White Bread (500g)

$1.01 ZWL 27.11

$2.47 Rp 44.3K

-59.11%

Rice (white) (1kg)

$1.95 ZWL 52.3

$1.20 Rp 21.5K

62.50%

Eggs

$2.09 ZWL 56.0

$2.44 Rp 43.8K

-14.34%

Local Cheese (1kg)

$10.75 ZWL 288

$14.38 Rp 257.7K

-25.24%

Chicken Fillets (1kg)

$6.24 ZWL 167

$4.31 Rp 77.1K

44.78%

Beef Round Steak (1kg)

$6.22 ZWL 166

$12.21 Rp 218.7K

-49.06%

Apples (1kg)

$3.00 ZWL 80.3

$3.68 Rp 66.0K

-18.48%

Banana (1kg)

$1.63 ZWL 43.55

$1.55 Rp 27.8K

5.16%

Oranges (1kg)

$2.21 ZWL 59.1

$2.79 Rp 49.9K

-20.79%

Tomato (1kg)

$1.65 ZWL 44.13

$2.33 Rp 41.8K

-29.18%

Potato (1kg)

$1.56 ZWL 41.71

$1.97 Rp 35.3K

-20.81%

Onion (1kg)

$1.98 ZWL 53.1

$2.31 Rp 41.4K

-14.29%

Lettuce (1 head)

$1.03 ZWL 27.55

$1.06 Rp 19.1K

-2.83%

Water (1.5 liter bottle)

$0.93 ZWL 25.02

$0.73 Rp 13.1K

27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$1.07 ZWL 28.76

$3.28 Rp 58.8K

-67.38%

Wine (Bottle)

$9.11 ZWL 244

$22.79 Rp 408.4K

-60.03%

Local Beer (0.5 liter bottle)

$1.14 ZWL 30.39

$2.81 Rp 50.3K

-59.43%

Imported Beer (0.33 liter bottle)

$1.78 ZWL 47.68

$2.78 Rp 49.9K

-35.97%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$5.02 ZWL 134

$0.45 Rp 8,047

1015.56%

Taxi (Normal Tariff) (1km)

$1.97 ZWL 52.7

$0.45 Rp 8,094

337.78%

Taxi 1hour Waiting (Normal Tariff)

$5.08 ZWL 136

$6.24 Rp 111.7K

-18.59%

Gasoline (1 liter)

$1.54 ZWL 41.11

$0.85 Rp 15.2K

81.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K ZWL 531.5K

$26.0K Rp 465.4M

-23.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K ZWL 631.5K

$31.7K Rp 567.2M

-25.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.4 ZWL 1,536

$80.8 Rp 1.4M

-28.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.01 ZWL 482

$4.06 Rp 72.7K

343.60%

Internet (50+ Mbps, Unlimited Data)

$91.2 ZWL 2,441

$24.42 Rp 437.6K

273.42%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$10.03 ZWL 269

$4.04 Rp 72.4K

148.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ZWL 7,515

$304 Rp 5.4M

-7.66%

International Primary School, 1 Child (Yearly)

$7,398 ZWL 198.1K

$6,621 Rp 118.6M

11.74%

Jeans (Levis 501 Or Similar)

$19.59 ZWL 524

$54.2 Rp 971.7K

-63.88%

Summer Dress (H&M, Zara, etc)

$21.59 ZWL 578

$38.78 Rp 694.7K

-44.33%

Sport Shoes (Adidas, Nike)

$34.95 ZWL 935

$86.1 Rp 1.5M

-59.43%

Men's Leather Business Shoes

$40.15 ZWL 1,075

$76.7 Rp 1.4M

-47.63%

1-bedroom Apartment, City Center (Monthly)

$58.9 ZWL 1,576

$986 Rp 17.7M

-94.03%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$301 ZWL 8,058

$3,369 Rp 60.4M

-91.07%

3-bedroom Apartment, Outside City Center (Monthly)

$153 ZWL 4,083

$2,066 Rp 37.0M

-92.62%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.31

13.28

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masvingo: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $58.9 in Masvingo versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $50.0 in Masvingo versus $33.00 in Ubud, Bali. Groceries tell a different story – $217 in Masvingo vs $297 in Ubud, Bali – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masvingo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $636 in Masvingo, $1,404 in Ubud, Bali – roughly 121% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $954 per month in Masvingo and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $636 in Masvingo and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $281 per month in Masvingo and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $636, than in Ubud, Bali at $1,404. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $636 in Masvingo to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.