Cost of Living Comparison Between Masvingo and Ubud, Bali Cost of Living Comparison Between Masvingo and Ubud, Bali

Monthly Cost of Living

A single person spends $621 per month in Masvingo vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,117 per month in Masvingo vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,612 per month in Masvingo vs $3,732 in Ubud, Bali, rent included.

Masvingo is about 57% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Masvingo sits 54% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.96 ZWL 252

$3.57 Rp 61.9K

178.99%

Three-Course Dinner for Two, Mid-Range

$51.0 ZWL 1,290

$32.58 Rp 564.7K

56.48%

Fast Food Meal (McDonalds, etc)

$6.85 ZWL 173

$5.07 Rp 87.8K

35.11%

Cappuccino

$2.99 ZWL 75.8

$2.83 Rp 49.0K

5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ZWL 16.76

$1.34 Rp 23.2K

-50.75%

Water (0.33 liter bottle)

$0.43 ZWL 10.93

$0.69 Rp 12.0K

-37.68%

Local Beer (0.5 liter draught)

$1.47 ZWL 37.15

$2.99 Rp 51.8K

-50.84%

Imported Beer (0.33 liter bottle)

$1.95 ZWL 49.33

$3.85 Rp 66.7K

-49.35%

Milk (1 liter)

$1.58 ZWL 39.91

$1.74 Rp 30.2K

-9.20%

White Bread (500g)

$1.02 ZWL 25.70

$2.54 Rp 44.0K

-59.84%

Rice (white) (1kg)

$1.94 ZWL 49.16

$1.19 Rp 20.6K

63.03%

Eggs

$2.07 ZWL 52.4

$2.43 Rp 42.0K

-14.81%

Local Cheese (1kg)

$11.11 ZWL 281

$14.66 Rp 254.1K

-24.22%

Chicken Fillets (1kg)

$6.36 ZWL 161

$4.18 Rp 72.4K

52.15%

Beef Round Steak (1kg)

$6.31 ZWL 160

$11.94 Rp 206.9K

-47.15%

Apples (1kg)

$2.89 ZWL 73.0

$3.69 Rp 63.9K

-21.68%

Banana (1kg)

$1.64 ZWL 41.55

$1.61 Rp 27.8K

1.86%

Oranges (1kg)

$2.22 ZWL 56.1

$2.69 Rp 46.5K

-17.47%

Tomato (1kg)

$1.67 ZWL 42.20

$2.33 Rp 40.4K

-28.33%

Potato (1kg)

$1.50 ZWL 37.83

$1.91 Rp 33.0K

-21.47%

Onion (1kg)

$1.98 ZWL 50.0

$2.19 Rp 37.9K

-9.59%

Lettuce (1 head)

$1.03 ZWL 26.08

$1.06 Rp 18.3K

-2.83%

Water (1.5 liter bottle)

$1.01 ZWL 25.61

$0.72 Rp 12.5K

40.28%

Cigarettes 20 Pack (Marlboro, Camel)

$1.13 ZWL 28.52

$3.13 Rp 54.3K

-63.90%

Wine (Bottle)

$8.72 ZWL 221

$23.49 Rp 407.1K

-62.88%

Local Beer (0.5 liter bottle)

$1.18 ZWL 29.77

$2.74 Rp 47.5K

-56.93%

Imported Beer (0.33 liter bottle)

$1.72 ZWL 43.60

$2.88 Rp 49.9K

-40.28%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$4.94 ZWL 125

$0.45 Rp 7,863

997.78%

Taxi (Normal Tariff) (1km)

$1.94 ZWL 49.10

$0.42 Rp 7,305

361.90%

Taxi 1hour Waiting (Normal Tariff)

$5.10 ZWL 129

$6.16 Rp 106.7K

-17.21%

Gasoline (1 liter)

$1.60 ZWL 40.47

$0.84 Rp 14.6K

90.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ZWL 510.2K

$26.2K Rp 454.9M

-23.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K ZWL 590.6K

$32.5K Rp 562.9M

-28.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.7 ZWL 1,460

$78.4 Rp 1.4M

-26.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.80 ZWL 450

$3.95 Rp 68.5K

350.63%

Internet (50+ Mbps, Unlimited Data)

$90.8 ZWL 2,297

$24.40 Rp 423.0K

272.09%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$10.01 ZWL 253

$4.04 Rp 70.0K

147.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ZWL 7,117

$303 Rp 5.2M

-7.04%

International Primary School, 1 Child (Yearly)

$7,348 ZWL 185.9K

$6,523 Rp 113.1M

12.66%

Jeans (Levis 501 Or Similar)

$19.23 ZWL 486

$53.8 Rp 933.1K

-64.28%

Summer Dress (H&M, Zara, etc)

$21.50 ZWL 544

$37.98 Rp 658.3K

-43.39%

Sport Shoes (Adidas, Nike)

$35.08 ZWL 888

$86.8 Rp 1.5M

-59.57%

Men's Leather Business Shoes

$41.10 ZWL 1,040

$78.9 Rp 1.4M

-47.88%

1-bedroom Apartment, City Center (Monthly)

$60.3 ZWL 1,525

$1,012 Rp 17.5M

-94.04%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$294 ZWL 7,445

$3,390 Rp 58.8M

-91.32%

3-bedroom Apartment, Outside City Center (Monthly)

$150 ZWL 3,802

$2,098 Rp 36.4M

-92.84%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.31

13.28

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masvingo: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $60.3 in Masvingo versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51.0 in Masvingo versus $33.00 in Ubud, Bali. Groceries tell a different story – $219 in Masvingo vs $298 in Ubud, Bali – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masvingo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $621 in Masvingo, $1,438 in Ubud, Bali – roughly 132% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $932 per month in Masvingo and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $621 in Masvingo and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $281 per month in Masvingo and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $621, than in Ubud, Bali at $1,438. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $621 in Masvingo to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.