Last update: Nov 2026

Cost of Living Comparison Between Masvingo and Ubud, Bali

For one person, living is cheaper in Masvingo: $617 a month against $1,331 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Masvingo
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Masvingo Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Masvingo

🇿🇼 Zimbabwe

$617

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Masvingo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Masvingo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $617 per month in Masvingo vs $1,331 in Ubud, Bali, rent included.

Masvingo $617
Ubud, Bali $1,331

A couple spends around $1,025 per month in Masvingo vs $2,255 in Ubud, Bali, rent included.

Masvingo $1,025
Ubud, Bali $2,255

A family of three spends $1,432 per month in Masvingo vs $3,180 in Ubud, Bali, rent included.

Masvingo $1,432
Ubud, Bali $3,180

Masvingo is about 54% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Masvingo and Ubud, Bali are more affordable than the global median – Masvingo 54% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$12.56 ZWL 334

$3.38 Rp 61.2K

271.60%

Three-Course Dinner for Two, Mid-Range

$45.86 ZWL 1,218

$34.65 Rp 628.6K

32.35%

Fast Food Meal (McDonalds, etc)

$5.62 ZWL 149

$5.57 Rp 101.1K

0.90%

Cappuccino

$3.04 ZWL 80.8

$2.62 Rp 47.5K

16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ZWL 22.40

$1.54 Rp 27.9K

-45.45%

Water (0.33 liter bottle)

$0.42 ZWL 11.23

$0.64 Rp 11.6K

-34.38%

Local Beer (0.5 liter draught)

$1.23 ZWL 32.77

$2.67 Rp 48.4K

-53.93%

Imported Beer (0.33 liter bottle)

$1.99 ZWL 52.8

$4.26 Rp 77.3K

-53.29%

Milk (1 liter)

$1.52 ZWL 40.35

$1.46 Rp 26.5K

4.11%

White Bread (500g)

$0.99 ZWL 26.23

$2.29 Rp 41.6K

-56.77%

Rice (white) (1kg)

$1.60 ZWL 42.47

$1.11 Rp 20.1K

44.14%

Eggs

$1.94 ZWL 51.4

$2.10 Rp 38.1K

-7.62%

Local Cheese (1kg)

$11.56 ZWL 307

$15.94 Rp 289.2K

-27.48%

Chicken Fillets (1kg)

$5.50 ZWL 146

$3.88 Rp 70.4K

41.75%

Beef Round Steak (1kg)

$6.89 ZWL 183

$11.40 Rp 206.8K

-39.56%

Apples (1kg)

$3.17 ZWL 84.1

$3.55 Rp 64.4K

-10.70%

Banana (1kg)

$1.69 ZWL 44.92

$1.54 Rp 27.9K

9.74%

Oranges (1kg)

$2.07 ZWL 54.9

$2.23 Rp 40.5K

-7.17%

Tomato (1kg)

$1.56 ZWL 41.46

$1.97 Rp 35.8K

-20.81%

Potato (1kg)

$1.70 ZWL 45.14

$1.86 Rp 33.7K

-8.60%

Onion (1kg)

$1.53 ZWL 40.51

$2.42 Rp 43.9K

-36.78%

Lettuce (1 head)

$1.29 ZWL 34.23

$1.02 Rp 18.6K

26.47%

Water (1.5 liter bottle)

$0.98 ZWL 26.16

$0.52 Rp 9,475

88.46%

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 ZWL 47.66

$2.20 Rp 39.9K

-18.64%

Wine (Bottle)

$8.31 ZWL 221

$21.79 Rp 395.2K

-61.86%

Local Beer (0.5 liter bottle)

$1.36 ZWL 36.17

$2.33 Rp 42.2K

-41.63%

Imported Beer (0.33 liter bottle)

$1.86 ZWL 49.48

$2.97 Rp 53.9K

-37.37%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$4.03 ZWL 107

$0.44 Rp 7,941

815.91%

Taxi (Normal Tariff) (1km)

$1.95 ZWL 51.7

$0.47 Rp 8,489

314.89%

Taxi 1hour Waiting (Normal Tariff)

$4.93 ZWL 131

$5.60 Rp 101.6K

-11.96%

Gasoline (1 liter)

$1.80 ZWL 47.71

$0.83 Rp 15.0K

116.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ZWL 580.1K

$24.4K Rp 443.5M

-10.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ZWL 728.1K

$31.7K Rp 575.0M

-13.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.7 ZWL 1,346

$77.5 Rp 1.4M

-34.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.61 ZWL 574

$6.14 Rp 111.5K

251.95%

Internet (50+ Mbps, Unlimited Data)

$71.6 ZWL 1,902

$18.92 Rp 343.1K

278.44%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$9.96 ZWL 265

$4.38 Rp 79.5K

127.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$420 ZWL 11.2K

$492 Rp 8.9M

-14.66%

International Primary School, 1 Child (Yearly)

$16.9K ZWL 447.7K

$12.2K Rp 221.7M

37.92%

Jeans (Levis 501 Or Similar)

$21.66 ZWL 575

$45.16 Rp 819.2K

-52.04%

Summer Dress (H&M, Zara, etc)

$20.40 ZWL 542

$34.89 Rp 632.9K

-41.53%

Sport Shoes (Adidas, Nike)

$36.83 ZWL 978

$78.3 Rp 1.4M

-52.97%

Men's Leather Business Shoes

$40.69 ZWL 1,081

$77.9 Rp 1.4M

-47.75%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

13.78

-0.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masvingo: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Masvingo

$216 35.1%

Ubud, Bali

$279 21% 29.2% $63

Eating Out

Masvingo

$169 27.4%

Ubud, Bali

$106 8% 37.5% $63

Monthly Utilities & Internet

Masvingo

$144 23.3%

Ubud, Bali

$103 7.7% 28.7% $41

Clothing & Footwear

Masvingo

$54 8.7%

Ubud, Bali

$106 8% 97.6% $53

Sport & Entertainment

Masvingo

$20 * 3.2%

Ubud, Bali

$60 4.5% 200% $40

Getting Around

Masvingo

$14 * 2.2%

Ubud, Bali

$12 0.9% 13.2% $1.8

Accommodation & Living

Masvingo

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $46 in Masvingo versus $35 in Ubud, Bali. Groceries tell a different story – $216 in Masvingo vs $279 in Ubud, Bali – so Masvingo wins on supermarket bills even if dining out costs more.

Good to know

🇿🇼 Masvingo

🇮🇩 Ubud, Bali

🕒 Local time

18:00 6:00 PM

00:00 12:00 AM

6 h ahead of Masvingo

🌤 Weather

👥 Population

72,527

74,800

💱 Currency

Zimbabwean Dollar ZWL $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZWL = 3.77 USD

100 ZWL = 3.35 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of November 5, 2026: 1 USD = 26.56 ZWL (100 ZWL = 3.77 USD). 1 EUR = 29.85 ZWL (100 ZWL = 3.35 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Masvingo Ubud, Bali 9,110 km ≈ 12 h nonstop flight

From you

Masvingo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masvingo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $617 in Masvingo, $1,331 in Ubud, Bali – Masvingo comes out roughly 54% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $925 per month in Masvingo and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $617 in Masvingo and $1,331 in Ubud, Bali. That makes Masvingo about 54% cheaper.

Kindergarten costs $420 per month in Masvingo and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Masvingo, where all-in costs run around $617, than in Ubud, Bali at $1,331. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $617 in Masvingo to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.