Cost of Living Comparison Between Masvingo and Ubud, Bali Cost of Living Comparison Between Masvingo and Ubud, Bali

Monthly Cost of Living

A single person spends $619 per month in Masvingo vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,111 per month in Masvingo vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,604 per month in Masvingo vs $3,723 in Ubud, Bali, rent included.

Masvingo is about 56% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Masvingo sits 54% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.86 ZWL 263

$3.57 Rp 64.5K

176.19%

Three-Course Dinner for Two, Mid-Range

$50.9 ZWL 1,358

$32.32 Rp 583.4K

57.55%

Fast Food Meal (McDonalds, etc)

$7.09 ZWL 189

$5.01 Rp 90.4K

41.52%

Cappuccino

$2.98 ZWL 79.5

$2.82 Rp 51.0K

5.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ZWL 18.94

$1.35 Rp 24.4K

-47.41%

Water (0.33 liter bottle)

$0.46 ZWL 12.32

$0.73 Rp 13.2K

-36.99%

Local Beer (0.5 liter draught)

$1.46 ZWL 38.90

$2.93 Rp 53.0K

-50.17%

Imported Beer (0.33 liter bottle)

$2.02 ZWL 54.0

$3.94 Rp 71.1K

-48.73%

Milk (1 liter)

$1.56 ZWL 41.56

$1.78 Rp 32.1K

-12.36%

White Bread (500g)

$1.02 ZWL 27.19

$2.45 Rp 44.2K

-58.37%

Rice (white) (1kg)

$1.95 ZWL 52.1

$1.15 Rp 20.7K

69.57%

Eggs

$2.07 ZWL 55.1

$2.41 Rp 43.6K

-14.11%

Local Cheese (1kg)

$11.04 ZWL 295

$14.33 Rp 258.7K

-22.96%

Chicken Fillets (1kg)

$6.54 ZWL 174

$4.19 Rp 75.6K

56.09%

Beef Round Steak (1kg)

$6.58 ZWL 176

$12.06 Rp 217.7K

-45.44%

Apples (1kg)

$2.87 ZWL 76.6

$3.64 Rp 65.7K

-21.15%

Banana (1kg)

$1.64 ZWL 43.76

$1.57 Rp 28.3K

4.46%

Oranges (1kg)

$2.27 ZWL 60.6

$2.79 Rp 50.3K

-18.64%

Tomato (1kg)

$1.70 ZWL 45.42

$2.24 Rp 40.5K

-24.11%

Potato (1kg)

$1.56 ZWL 41.68

$1.98 Rp 35.7K

-21.21%

Onion (1kg)

$1.98 ZWL 52.8

$2.28 Rp 41.1K

-13.16%

Lettuce (1 head)

$1.02 ZWL 27.20

$1.05 Rp 19.0K

-2.86%

Water (1.5 liter bottle)

$0.97 ZWL 25.84

$0.79 Rp 14.2K

22.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.09 ZWL 28.96

$3.19 Rp 57.6K

-65.83%

Wine (Bottle)

$9.77 ZWL 261

$23.49 Rp 424.1K

-58.41%

Local Beer (0.5 liter bottle)

$1.13 ZWL 30.11

$2.90 Rp 52.3K

-61.03%

Imported Beer (0.33 liter bottle)

$1.74 ZWL 46.39

$2.76 Rp 49.7K

-36.96%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$4.87 ZWL 130

$0.45 Rp 8,167

982.22%

Taxi (Normal Tariff) (1km)

$1.95 ZWL 52.0

$0.46 Rp 8,298

323.91%

Taxi 1hour Waiting (Normal Tariff)

$4.87 ZWL 130

$6.07 Rp 109.6K

-19.77%

Gasoline (1 liter)

$1.62 ZWL 43.21

$0.86 Rp 15.6K

88.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K ZWL 531.2K

$26.6K Rp 480.0M

-25.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K ZWL 628.7K

$32.5K Rp 587.6M

-27.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.7 ZWL 1,539

$79.0 Rp 1.4M

-27.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.62 ZWL 470

$4.09 Rp 73.9K

330.81%

Internet (50+ Mbps, Unlimited Data)

$93.7 ZWL 2,499

$23.85 Rp 430.5K

292.75%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$9.90 ZWL 264

$4.01 Rp 72.3K

146.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ZWL 7,335

$297 Rp 5.4M

-7.51%

International Primary School, 1 Child (Yearly)

$7,208 ZWL 192.3K

$6,602 Rp 119.2M

9.18%

Jeans (Levis 501 Or Similar)

$19.12 ZWL 510

$53.4 Rp 964.5K

-64.21%

Summer Dress (H&M, Zara, etc)

$20.96 ZWL 559

$38.11 Rp 688.1K

-45.00%

Sport Shoes (Adidas, Nike)

$34.80 ZWL 928

$88.7 Rp 1.6M

-60.74%

Men's Leather Business Shoes

$40.56 ZWL 1,082

$76.6 Rp 1.4M

-47.06%

1-bedroom Apartment, City Center (Monthly)

$60.2 ZWL 1,607

$1,020 Rp 18.4M

-94.09%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$297 ZWL 7,916

$3,469 Rp 62.6M

-91.45%

3-bedroom Apartment, Outside City Center (Monthly)

$148 ZWL 3,950

$2,090 Rp 37.7M

-92.92%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.31

13.28

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masvingo: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $60.2 in Masvingo versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $51.0 in Masvingo versus $32.00 in Ubud, Bali. Groceries tell a different story – $222 in Masvingo vs $298 in Ubud, Bali – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masvingo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $619 in Masvingo, $1,392 in Ubud, Bali – roughly 125% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $928 per month in Masvingo and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $619 in Masvingo and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $275 per month in Masvingo and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $619, than in Ubud, Bali at $1,392. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $619 in Masvingo to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.