Cost of Living Comparison Between Ubud, Bali and Masvingo Cost of Living Comparison Between Ubud, Bali and Masvingo

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $636 in Masvingo, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,098 in Masvingo, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,561 in Masvingo, rent included.

Ubud, Bali costs about 121% more than Masvingo, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Masvingo is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$10.02 ZWL 268

-64.37%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$49.64 ZWL 1,329

-34.53%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.96 ZWL 186

-30.17%

Cappuccino

$2.75 Rp 49.2K

$2.89 ZWL 77.4

-4.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.72 ZWL 19.15

83.33%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.47 ZWL 12.46

48.94%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.52 ZWL 40.71

91.45%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.95 ZWL 52.1

94.36%

Milk (1 liter)

$1.71 Rp 30.6K

$1.56 ZWL 41.88

9.62%

White Bread (500g)

$2.47 Rp 44.3K

$1.01 ZWL 27.11

144.55%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.95 ZWL 52.3

-38.46%

Eggs

$2.44 Rp 43.8K

$2.09 ZWL 56.0

16.75%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.75 ZWL 288

33.77%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.24 ZWL 167

-30.93%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$6.22 ZWL 166

96.30%

Apples (1kg)

$3.68 Rp 66.0K

$3.00 ZWL 80.3

22.67%

Banana (1kg)

$1.55 Rp 27.8K

$1.63 ZWL 43.55

-4.91%

Oranges (1kg)

$2.79 Rp 49.9K

$2.21 ZWL 59.1

26.24%

Tomato (1kg)

$2.33 Rp 41.8K

$1.65 ZWL 44.13

41.21%

Potato (1kg)

$1.97 Rp 35.3K

$1.56 ZWL 41.71

26.28%

Onion (1kg)

$2.31 Rp 41.4K

$1.98 ZWL 53.1

16.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.03 ZWL 27.55

2.91%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.93 ZWL 25.02

-21.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.07 ZWL 28.76

206.54%

Wine (Bottle)

$22.79 Rp 408.4K

$9.11 ZWL 244

150.16%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.14 ZWL 30.39

146.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.78 ZWL 47.68

56.18%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$5.02 ZWL 134

-91.04%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.97 ZWL 52.7

-77.16%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.08 ZWL 136

22.83%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.54 ZWL 41.11

-44.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.9K ZWL 531.5K

30.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.6K ZWL 631.5K

34.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$57.4 ZWL 1,536

40.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$18.01 ZWL 482

-77.46%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$91.2 ZWL 2,441

-73.22%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$10.03 ZWL 269

-59.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$281 ZWL 7,515

8.30%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,398 ZWL 198.1K

-10.51%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$19.59 ZWL 524

176.82%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$21.59 ZWL 578

79.62%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$34.95 ZWL 935

146.47%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$40.15 ZWL 1,075

90.96%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$58.9 ZWL 1,576

1574.77%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$301 ZWL 8,058

1019.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$153 ZWL 4,083

1254.39%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Masvingo: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $58.9 in Masvingo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $50.0 in Masvingo. Groceries tell a different story – $297 in Ubud, Bali vs $217 in Masvingo – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Masvingo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $636 in Masvingo – roughly 121% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $954 in Masvingo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $636 in Masvingo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $281 in Masvingo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $636, than in Ubud, Bali at $1,404. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $636 in Masvingo to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.