😐A single person spends $1,392 per month in Ubud, Bali vs $619 in Masvingo, rent included.
😐A couple spends around $2,557 per month in Ubud, Bali vs $1,111 in Masvingo, rent included.
😐A family of three spends $3,723 per month in Ubud, Bali vs $1,604 in Masvingo, rent included.
😐Ubud, Bali costs about 125% more than Masvingo, driven mainly by Sport & Entertainment.
📊Ubud, Bali sits 5% above the global median, while Masvingo is 54% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Ubud, Bali
Masvingo
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$9.86ZWL 263
-63.79%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$50.9ZWL 1,358
-36.53%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$7.09ZWL 189
-29.34%
Cappuccino
$2.82Rp 51.0K
$2.98ZWL 79.5
-5.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$0.71ZWL 18.94
90.14%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$0.46ZWL 12.32
58.70%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$1.46ZWL 38.90
100.68%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$2.02ZWL 54.0
95.05%
🛒 Groceries & Markets
Ubud, Bali
Masvingo
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.56ZWL 41.56
14.10%
White Bread(500g)
$2.45Rp 44.2K
$1.02ZWL 27.19
140.20%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.95ZWL 52.1
-41.03%
Eggs
$2.41Rp 43.6K
$2.07ZWL 55.1
16.43%
Local Cheese(1kg)
$14.33Rp 258.7K
$11.04ZWL 295
29.80%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$6.54ZWL 174
-35.93%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$6.58ZWL 176
83.28%
Apples(1kg)
$3.64Rp 65.7K
$2.87ZWL 76.6
26.83%
Banana(1kg)
$1.57Rp 28.3K
$1.64ZWL 43.76
-4.27%
Oranges(1kg)
$2.79Rp 50.3K
$2.27ZWL 60.6
22.91%
Tomato(1kg)
$2.24Rp 40.5K
$1.70ZWL 45.42
31.76%
Potato(1kg)
$1.98Rp 35.7K
$1.56ZWL 41.68
26.92%
Onion(1kg)
$2.28Rp 41.1K
$1.98ZWL 52.8
15.15%
Lettuce(1 head)
$1.05Rp 19.0K
$1.02ZWL 27.20
2.94%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.97ZWL 25.84
-18.56%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$1.09ZWL 28.96
192.66%
Wine(Bottle)
$23.49Rp 424.1K
$9.77ZWL 261
140.43%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.13ZWL 30.11
156.64%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.74ZWL 46.39
58.62%
🚌 Getting Around
Ubud, Bali
Masvingo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
-
-
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
-
-
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$4.87ZWL 130
-90.76%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$1.95ZWL 52.0
-76.41%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$4.87ZWL 130
24.64%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.62ZWL 43.21
-46.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$19.9KZWL 531.2K
33.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$23.6KZWL 628.7K
38.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Masvingo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$57.7ZWL 1,539
37.00%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$17.62ZWL 470
-76.79%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$93.7ZWL 2,499
-74.54%
🎉 Sport & Entertainment
Ubud, Bali
Masvingo
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
-
-
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
-
-
Cinema Ticket
$4.01Rp 72.3K
$9.90ZWL 264
-59.49%
🧸 Childcare & Education
Ubud, Bali
Masvingo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$275ZWL 7,335
8.12%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$7,208ZWL 192.3K
-8.41%
👕👟 Clothing & Footwear
Ubud, Bali
Masvingo
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$19.12ZWL 510
179.45%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$20.96ZWL 559
81.82%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$34.80ZWL 928
154.74%
Men's Leather Business Shoes
$76.6Rp 1.4M
$40.56ZWL 1,082
88.91%
🏠 Accommodation & Living
Ubud, Bali
Masvingo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$60.2ZWL 1,607
1593.37%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$297ZWL 7,916
1069.22%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$148ZWL 3,950
1311.47%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
-
-
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Masvingo
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
13.31
-0.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Masvingo: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,020 in Ubud, Bali versus $60.2 in Masvingo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $51.0 in Masvingo. Groceries tell a different story – $298 in Ubud, Bali vs $222 in Masvingo – so Masvingo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Masvingo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Masvingo compare overall?
Monthly costs with rent: $1,392 in Ubud, Bali, $619 in Masvingo – roughly 125% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Masvingo?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $928 in Masvingo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Masvingo?
Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Masvingo?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $619 in Masvingo. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Masvingo?
Kindergarten costs $297 per month in Ubud, Bali and $275 in Masvingo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $619, than in Ubud, Bali at $1,392. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Masvingo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $619 in Masvingo to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Masvingo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Masvingo?
If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared