Cost of Living Comparison Between Ubud, Bali and Masvingo Cost of Living Comparison Between Ubud, Bali and Masvingo

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $619 in Masvingo, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,111 in Masvingo, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,604 in Masvingo, rent included.

Ubud, Bali costs about 125% more than Masvingo, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Masvingo is 54% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Masvingo
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$9.86 ZWL 263
-63.79%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$50.9 ZWL 1,358
-36.53%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$7.09 ZWL 189
-29.34%
Cappuccino
$2.82 Rp 51.0K
$2.98 ZWL 79.5
-5.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$0.71 ZWL 18.94
90.14%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$0.46 ZWL 12.32
58.70%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$1.46 ZWL 38.90
100.68%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$2.02 ZWL 54.0
95.05%
🛒 Groceries & Markets
Ubud, Bali
Masvingo
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.56 ZWL 41.56
14.10%
White Bread (500g)
$2.45 Rp 44.2K
$1.02 ZWL 27.19
140.20%
Rice (white) (1kg)
$1.15 Rp 20.7K
$1.95 ZWL 52.1
-41.03%
Eggs
$2.41 Rp 43.6K
$2.07 ZWL 55.1
16.43%
Local Cheese (1kg)
$14.33 Rp 258.7K
$11.04 ZWL 295
29.80%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$6.54 ZWL 174
-35.93%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$6.58 ZWL 176
83.28%
Apples (1kg)
$3.64 Rp 65.7K
$2.87 ZWL 76.6
26.83%
Banana (1kg)
$1.57 Rp 28.3K
$1.64 ZWL 43.76
-4.27%
Oranges (1kg)
$2.79 Rp 50.3K
$2.27 ZWL 60.6
22.91%
Tomato (1kg)
$2.24 Rp 40.5K
$1.70 ZWL 45.42
31.76%
Potato (1kg)
$1.98 Rp 35.7K
$1.56 ZWL 41.68
26.92%
Onion (1kg)
$2.28 Rp 41.1K
$1.98 ZWL 52.8
15.15%
Lettuce (1 head)
$1.05 Rp 19.0K
$1.02 ZWL 27.20
2.94%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.97 ZWL 25.84
-18.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$1.09 ZWL 28.96
192.66%
Wine (Bottle)
$23.49 Rp 424.1K
$9.77 ZWL 261
140.43%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.13 ZWL 30.11
156.64%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$1.74 ZWL 46.39
58.62%
🚌 Getting Around
Ubud, Bali
Masvingo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
-
-
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$4.87 ZWL 130
-90.76%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$1.95 ZWL 52.0
-76.41%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$4.87 ZWL 130
24.64%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.62 ZWL 43.21
-46.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$19.9K ZWL 531.2K
33.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$23.6K ZWL 628.7K
38.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Masvingo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$57.7 ZWL 1,539
37.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$17.62 ZWL 470
-76.79%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$93.7 ZWL 2,499
-74.54%
🎉 Sport & Entertainment
Ubud, Bali
Masvingo
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
-
-
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
-
-
Cinema Ticket
$4.01 Rp 72.3K
$9.90 ZWL 264
-59.49%
🧸 Childcare & Education
Ubud, Bali
Masvingo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$275 ZWL 7,335
8.12%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$7,208 ZWL 192.3K
-8.41%
👕👟 Clothing & Footwear
Ubud, Bali
Masvingo
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$19.12 ZWL 510
179.45%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$20.96 ZWL 559
81.82%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$34.80 ZWL 928
154.74%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$40.56 ZWL 1,082
88.91%
🏠 Accommodation & Living
Ubud, Bali
Masvingo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$60.2 ZWL 1,607
1593.37%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$297 ZWL 7,916
1069.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$148 ZWL 3,950
1311.47%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
-
-
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Masvingo
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
13.31
-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Masvingo: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $60.2 in Masvingo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $51.0 in Masvingo. Groceries tell a different story – $298 in Ubud, Bali vs $222 in Masvingo – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Masvingo: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Masvingo compare overall?
Monthly costs with rent: $1,392 in Ubud, Bali, $619 in Masvingo – roughly 125% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Masvingo?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $928 in Masvingo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Masvingo?
Rent is clearly cheaper in Masvingo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Masvingo?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $619 in Masvingo. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Masvingo?
Kindergarten costs $297 per month in Ubud, Bali and $275 in Masvingo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $619, than in Ubud, Bali at $1,392. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Masvingo?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $619 in Masvingo to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Masvingo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Masvingo?
If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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