Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Masvingo

For one person, living is cheaper in Masvingo: $617 a month against $1,331 in Ubud, Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
29

Cost of Living Index in Masvingo
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Masvingo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Masvingo

🇿🇼 Zimbabwe

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Masvingo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Masvingo actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $617 in Masvingo, rent included.

Ubud, Bali $1,331
Masvingo $617

A couple spends around $2,255 per month in Ubud, Bali vs $1,025 in Masvingo, rent included.

Ubud, Bali $2,255
Masvingo $1,025

A family of three spends $3,180 per month in Ubud, Bali vs $1,432 in Masvingo, rent included.

Ubud, Bali $3,180
Masvingo $1,432

Ubud, Bali costs about 116% more than Masvingo, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Masvingo are more affordable than the global median – Ubud, Bali 2% lower, Masvingo 54% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$12.56 ZWL 334

-73.09%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$45.86 ZWL 1,218

-24.44%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.62 ZWL 149

-0.89%

Cappuccino

$2.62 Rp 47.5K

$3.04 ZWL 80.8

-13.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.84 ZWL 22.40

83.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.42 ZWL 11.23

52.38%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.23 ZWL 32.77

117.07%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$1.99 ZWL 52.8

114.07%

Milk (1 liter)

$1.46 Rp 26.5K

$1.52 ZWL 40.35

-3.95%

White Bread (500g)

$2.29 Rp 41.6K

$0.99 ZWL 26.23

131.31%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.60 ZWL 42.47

-30.62%

Eggs

$2.10 Rp 38.1K

$1.94 ZWL 51.4

8.25%

Local Cheese (1kg)

$15.94 Rp 289.2K

$11.56 ZWL 307

37.89%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.50 ZWL 146

-29.45%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$6.89 ZWL 183

65.46%

Apples (1kg)

$3.55 Rp 64.4K

$3.17 ZWL 84.1

11.99%

Banana (1kg)

$1.54 Rp 27.9K

$1.69 ZWL 44.92

-8.88%

Oranges (1kg)

$2.23 Rp 40.5K

$2.07 ZWL 54.9

7.73%

Tomato (1kg)

$1.97 Rp 35.8K

$1.56 ZWL 41.46

26.28%

Potato (1kg)

$1.86 Rp 33.7K

$1.70 ZWL 45.14

9.41%

Onion (1kg)

$2.42 Rp 43.9K

$1.53 ZWL 40.51

58.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.29 ZWL 34.23

-20.93%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.98 ZWL 26.16

-46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$1.79 ZWL 47.66

22.91%

Wine (Bottle)

$21.79 Rp 395.2K

$8.31 ZWL 221

162.21%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.36 ZWL 36.17

71.32%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.86 ZWL 49.48

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$4.03 ZWL 107

-89.08%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.95 ZWL 51.7

-75.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$4.93 ZWL 131

13.59%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.80 ZWL 47.71

-53.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$21.8K ZWL 580.1K

11.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$27.4K ZWL 728.1K

15.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$50.7 ZWL 1,346

52.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$21.61 ZWL 574

-71.59%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$71.6 ZWL 1,902

-73.58%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$9.96 ZWL 265

-56.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$420 ZWL 11.2K

17.18%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$16.9K ZWL 447.7K

-27.49%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$21.66 ZWL 575

108.49%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$20.40 ZWL 542

71.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$36.83 ZWL 978

112.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$40.69 ZWL 1,081

91.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Masvingo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Masvingo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Masvingo

$216 35.1% 22.6% $63

Clothing & Footwear

Ubud, Bali

$106 8%

Masvingo

$54 8.7% 49.4% $53

Eating Out

Ubud, Bali

$106 8%

Masvingo

$169 27.4% 59.9% $63

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Masvingo

$144 23.3% 40.3% $41

Sport & Entertainment

Ubud, Bali

$60 4.5%

Masvingo

$20 * 3.2% 66.6% $40

Getting Around

Ubud, Bali

$12 0.9%

Masvingo

$14 * 2.2% 15.2% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35 in Ubud, Bali versus $46 in Masvingo. Groceries tell a different story – $279 in Ubud, Bali vs $216 in Masvingo – so Masvingo wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇿🇼 Masvingo

🕒 Local time

00:15 12:15 AM

18:15 6:15 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

72,527

💱 Currency

Indonesian Rupiah IDR Rp

Zimbabwean Dollar ZWL $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 ZWL = 3.77 USD

100 ZWL = 3.35 EUR

Exchange rates and currency converter

ZWL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Zimbabwean Dollar exchange rates as of November 5, 2026: 1 USD = 26.56 ZWL (100 ZWL = 3.77 USD). 1 EUR = 29.85 ZWL (100 ZWL = 3.35 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Masvingo 9,110 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Masvingo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Masvingo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $617 in Masvingo – Masvingo comes out roughly 54% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $925 in Masvingo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $617 in Masvingo. That makes Masvingo about 54% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $420 in Masvingo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Masvingo, where all-in costs run around $617, than in Ubud, Bali at $1,331. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $617 in Masvingo to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.