Cost of Living Comparison Between Ubud, Bali and Masvingo Cost of Living Comparison Between Ubud, Bali and Masvingo

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $598 in Masvingo, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $987 in Masvingo, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,376 in Masvingo, rent included.

Ubud, Bali costs about 129% more than Masvingo, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Masvingo is 56% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.03 ZWL 267

-65.70%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$39.92 ZWL 1,064

-9.04%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.88 ZWL 157

-2.89%

Cappuccino

$2.67 Rp 47.4K

$3.03 ZWL 80.8

-11.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.98 ZWL 26.22

78.57%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.53 ZWL 14.00

64.15%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.49 ZWL 39.66

97.99%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.96 ZWL 52.3

130.61%

Milk (1 liter)

$1.62 Rp 28.7K

$1.59 ZWL 42.25

1.89%

White Bread (500g)

$2.33 Rp 41.3K

$1.03 ZWL 27.53

126.21%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.69 ZWL 45.03

-34.32%

Eggs

$2.20 Rp 39.0K

$1.93 ZWL 51.5

13.99%

Local Cheese (1kg)

$17.69 Rp 313.9K

$11.88 ZWL 317

48.91%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.70 ZWL 152

-28.07%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$6.60 ZWL 176

84.55%

Apples (1kg)

$3.71 Rp 65.8K

$3.02 ZWL 80.4

22.85%

Banana (1kg)

$1.59 Rp 28.2K

$1.62 ZWL 43.12

-1.85%

Oranges (1kg)

$2.28 Rp 40.5K

$1.98 ZWL 52.7

15.15%

Tomato (1kg)

$1.95 Rp 34.7K

$1.54 ZWL 41.11

26.62%

Potato (1kg)

$1.91 Rp 33.8K

$1.72 ZWL 45.88

11.05%

Onion (1kg)

$2.33 Rp 41.4K

$1.81 ZWL 48.12

28.73%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.16 ZWL 31.03

-12.93%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$1.04 ZWL 27.67

-47.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.05 ZWL 54.6

8.78%

Wine (Bottle)

$23.07 Rp 409.3K

$8.76 ZWL 234

163.36%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.40 ZWL 37.39

72.86%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.01 ZWL 53.6

49.25%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$3.93 ZWL 105

-87.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.97 ZWL 52.5

-78.17%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.10 ZWL 136

10.59%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.86 ZWL 49.57

-56.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$21.7K ZWL 577.4K

15.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$27.3K ZWL 727.4K

16.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$53.8 ZWL 1,433

51.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$21.55 ZWL 574

-69.88%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$66.1 ZWL 1,762

-71.61%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$9.97 ZWL 266

-54.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$466 ZWL 12.4K

3.19%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$9,100 ZWL 242.5K

-37.24%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$24.67 ZWL 657

84.52%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$21.57 ZWL 575

66.34%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$39.25 ZWL 1,046

104.82%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$41.16 ZWL 1,097

91.13%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Masvingo: September 12, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $40.00 in Masvingo. Groceries tell a different story – $295 in Ubud, Bali vs $219 in Masvingo – so Masvingo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Masvingo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $598 in Masvingo – roughly 129% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $897 in Masvingo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $598 in Masvingo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $466 in Masvingo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Masvingo, where all-in costs run around $598, than in Ubud, Bali at $1,368. In Masvingo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $598 in Masvingo to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masvingo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.