🙂Monthly costs for one person with rent: $640 in Masvingo versus $991 in Harare.
🙂Estimated couple costs with rent: $1,111 in Masvingo versus $1,659 in Harare.
🙂Monthly costs for a family of three with rent: $1,582 in Masvingo versus $2,327 in Harare.
🙂Living in Masvingo costs roughly 35% less than in Harare, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Masvingo52% lower, Harare26% lower.
Currency
🍽 Eating Out
Masvingo
Harare
Difference
Meal at Budget Restaurant
$9.83ZWL 264
$10.14ZWL 272
-3.06%
Three-Course Dinner for Two, Mid-Range
$49.35ZWL 1,325
$50.2ZWL 1,347
-1.61%
Fast Food Meal(McDonalds, etc)
$7.13ZWL 191
$7.03ZWL 189
1.42%
Cappuccino
$2.92ZWL 78.4
$2.89ZWL 77.7
1.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72ZWL 19.36
$0.67ZWL 17.95
7.46%
Water(0.33 liter bottle)
$0.46ZWL 12.38
$0.47ZWL 12.67
-2.13%
Local Beer(0.5 liter draught)
$1.48ZWL 39.62
$1.47ZWL 39.53
0.68%
Imported Beer(0.33 liter bottle)
$1.95ZWL 52.4
$2.06ZWL 55.2
-5.34%
🛒 Groceries & Markets
Masvingo
Harare
Difference
Milk(1 liter)
$1.60ZWL 43.04
$1.63ZWL 43.68
-1.84%
White Bread(500g)
$0.99ZWL 26.47
$1.03ZWL 27.54
-3.88%
Rice(white)(1kg)
$1.88ZWL 50.4
$1.89ZWL 50.7
-0.53%
Eggs
$2.09ZWL 56.1
$2.16ZWL 58.0
-3.24%
Local Cheese(1kg)
$10.81ZWL 290
$10.78ZWL 289
0.28%
Chicken Fillets(1kg)
$6.46ZWL 173
$6.24ZWL 168
3.53%
Beef Round Steak(1kg)
$6.53ZWL 175
$6.24ZWL 168
4.65%
Apples(1kg)
$3.00ZWL 80.4
$2.97ZWL 79.9
1.01%
Banana(1kg)
$1.62ZWL 43.45
$1.64ZWL 44.15
-1.22%
Oranges(1kg)
$2.21ZWL 59.5
$2.28ZWL 61.3
-3.07%
Tomato(1kg)
$1.66ZWL 44.59
$1.66ZWL 44.55
-
Potato(1kg)
$1.55ZWL 41.65
$1.51ZWL 40.67
2.65%
Onion(1kg)
$1.98ZWL 53.1
$1.99ZWL 53.3
-0.50%
Lettuce(1 head)
$0.98ZWL 26.30
$0.98ZWL 26.22
-
Water(1.5 liter bottle)
$1.01ZWL 27.19
$0.97ZWL 26.01
4.12%
Cigarettes 20 Pack(Marlboro, Camel)
$1.08ZWL 29.09
$1.12ZWL 29.98
-3.57%
Wine(Bottle)
$9.07ZWL 243
$9.18ZWL 247
-1.20%
Local Beer(0.5 liter bottle)
$1.13ZWL 30.46
$1.18ZWL 31.79
-4.24%
Imported Beer(0.33 liter bottle)
$1.77ZWL 47.54
$1.71ZWL 45.84
3.51%
🚌 Getting Around
Masvingo
Harare
Difference
One-way Ticket(Public Transport)
-
$0.97ZWL 26.15
-
Public Transport Monthly Pass(Regular Price)
-
$43.15ZWL 1,159
-
Taxi Start(Normal Tariff)
$5.04ZWL 135
$4.89ZWL 131
3.07%
Taxi(Normal Tariff)(1km)
$1.99ZWL 53.4
$2.05ZWL 55.1
-2.93%
Taxi 1hour Waiting(Normal Tariff)
$5.06ZWL 136
$4.95ZWL 133
2.22%
Gasoline(1 liter)
$1.60ZWL 43.05
$1.57ZWL 42.13
1.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.8KZWL 532.6K
$19.8KZWL 530.5K
0.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8KZWL 639.4K
$23.9KZWL 640.7K
-0.21%
🧾 Monthly Utilities & Internet
Masvingo
Harare
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$58.8ZWL 1,579
$58.6ZWL 1,573
0.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.85ZWL 479
$17.79ZWL 478
0.34%
Internet(50+ Mbps, Unlimited Data)
$90.8ZWL 2,437
$93.2ZWL 2,501
-2.57%
🎉 Sport & Entertainment
Masvingo
Harare
Difference
Gym Membership(Monthly)
-
$53.5ZWL 1,437
-
Tennis Court(1 Hour on Weekend)
-
$14.20ZWL 381
-
Cinema Ticket
$10.13ZWL 272
$9.93ZWL 267
2.01%
🧸 Childcare & Education
Masvingo
Harare
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275ZWL 7,379
$283ZWL 7,599
-2.89%
International Primary School, 1 Child(Yearly)
$7,410ZWL 198.9K
$7,356ZWL 197.5K
0.72%
👕👟 Clothing & Footwear
Masvingo
Harare
Difference
Jeans(Levis 501 Or Similar)
$19.59ZWL 526
$19.00ZWL 510
3.11%
Summer Dress(H&M, Zara, etc)
$21.31ZWL 572
$21.04ZWL 565
1.28%
Sport Shoes(Adidas, Nike)
$34.64ZWL 930
$34.77ZWL 934
-0.37%
Men's Leather Business Shoes
$39.66ZWL 1,065
$40.05ZWL 1,075
-0.97%
🏠 Accommodation & Living
Masvingo
Harare
Difference
1-bedroom Apartment, City Center(Monthly)
$60.8ZWL 1,634
$403ZWL 10.8K
-84.92%
1-bedroom Apartment, Outside City Center(Monthly)
-
$280ZWL 7,527
-
3-bedroom Apartment, City Center(Monthly)
$304ZWL 8,170
$941ZWL 25.3K
-67.67%
3-bedroom Apartment, Outside City Center(Monthly)
$148ZWL 3,964
$688ZWL 18.5K
-78.55%
Buy Apartment in City Center(m2)
-
$899ZWL 24.1K
-
Buy Apartment Outside City Center(m2)
-
$390ZWL 10.5K
-
💵 Salaries & Financials
Masvingo
Harare
Difference
Average Monthly Net Salary(After Tax)
-
$393ZWL 10.6K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.31
13.31
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Masvingo: May 31, 2026
Last update for Harare: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $60.8 in Masvingo and $403 in Harare. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $49.00 in Masvingo vs $50.0 in Harare. Groceries flip the comparison at $220 vs $219, with Harare cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masvingo vs Harare: Cost of Living - Frequently Asked Questions
Is Harare cheaper than Masvingo?
Masvingo is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Sport & Entertainment, Getting Around. The 55% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $960 in Masvingo and $1,486 in Harare to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Masvingo and Harare?
Rent for a central apartment: $60.8 in Masvingo versus $403 in Harare. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Masvingo and Harare?
Shoppers in Harare pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Masvingo vs Harare?
All in, you'll spend $640 per month in Masvingo versus $991 in Harare – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,000 a realistic budget for Masvingo or Harare?
At $640 in Masvingo versus $991 in Harare, a $2,000 budget is realistic in Masvingo but tight or insufficient in Harare. The gap between the two cities makes Masvingo the clear choice for anyone on this budget.
Is it better to live in Masvingo or Harare?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Masvingo gentler on the wallet – expenses run 55% less than in Harare. Beyond cost, consider language, visa policies, and how big the international community is in each city.