😐Monthly costs for one person with rent: $1,046 in Harare versus $607 in Masvingo.
😐Estimated couple costs with rent: $1,730 in Harare versus $999 in Masvingo.
😐Monthly costs for a family of three with rent: $2,414 in Harare versus $1,391 in Masvingo.
🌍Living in Harare is roughly 72% more expensive than in Masvingo, driven mainly by Getting Around.
📊Both cities sit below the global median: Harare24% lower, Masvingo56% lower.
Currency
🍽 Eating Out
Harare
Masvingo
Difference
Meal at Budget Restaurant
$10.13ZWL 269
$9.97ZWL 265
1.60%
Three-Course Dinner for Two, Mid-Range
$39.49ZWL 1,049
$39.21ZWL 1,041
0.71%
Fast Food Meal(McDonalds, etc)
$5.89ZWL 156
$6.13ZWL 163
-3.92%
Cappuccino
$3.11ZWL 82.6
$3.13ZWL 83.1
-0.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.00ZWL 26.54
$0.93ZWL 24.81
7.53%
Water(0.33 liter bottle)
$0.52ZWL 13.92
$0.54ZWL 14.22
-3.70%
Local Beer(0.5 liter draught)
$1.49ZWL 39.49
$1.47ZWL 38.91
1.36%
Imported Beer(0.33 liter bottle)
$1.96ZWL 52.1
$1.95ZWL 51.9
0.51%
🛒 Groceries & Markets
Harare
Masvingo
Difference
Milk(1 liter)
$1.52ZWL 40.49
$1.53ZWL 40.74
-0.65%
White Bread(500g)
$1.04ZWL 27.54
$0.99ZWL 26.34
5.05%
Rice(white)(1kg)
$1.70ZWL 45.02
$1.70ZWL 45.11
-
Eggs
$1.95ZWL 51.7
$1.92ZWL 51.0
1.56%
Local Cheese(1kg)
$12.03ZWL 320
$11.78ZWL 313
2.12%
Chicken Fillets(1kg)
$5.66ZWL 150
$5.62ZWL 149
0.71%
Beef Round Steak(1kg)
$6.74ZWL 179
$6.62ZWL 176
1.81%
Apples(1kg)
$3.06ZWL 81.2
$3.07ZWL 81.4
-0.33%
Banana(1kg)
$1.68ZWL 44.63
$1.59ZWL 42.35
5.66%
Oranges(1kg)
$2.08ZWL 55.2
$2.06ZWL 54.8
0.97%
Tomato(1kg)
$1.48ZWL 39.24
$1.48ZWL 39.44
-
Potato(1kg)
$1.73ZWL 46.04
$1.73ZWL 45.84
-
Onion(1kg)
$1.79ZWL 47.64
$1.78ZWL 47.40
0.56%
Lettuce(1 head)
$1.21ZWL 32.12
$1.16ZWL 30.75
4.31%
Water(1.5 liter bottle)
$1.00ZWL 26.53
$1.03ZWL 27.36
-2.91%
Cigarettes 20 Pack(Marlboro, Camel)
$1.97ZWL 52.3
$1.96ZWL 52.2
0.51%
Wine(Bottle)
$9.19ZWL 244
$9.08ZWL 241
1.21%
Local Beer(0.5 liter bottle)
$1.36ZWL 36.12
$1.37ZWL 36.35
-0.73%
Imported Beer(0.33 liter bottle)
$1.96ZWL 51.9
$1.96ZWL 52.1
-
🚌 Getting Around
Harare
Masvingo
Difference
One-way Ticket(Public Transport)
$1.01ZWL 26.93
-
-
Public Transport Monthly Pass(Regular Price)
$59.4ZWL 1,578
-
-
Taxi Start(Normal Tariff)
$4.03ZWL 107
$4.06ZWL 108
-0.74%
Taxi(Normal Tariff)(1km)
$2.06ZWL 54.6
$2.04ZWL 54.2
0.98%
Taxi 1hour Waiting(Normal Tariff)
$4.98ZWL 132
$5.11ZWL 136
-2.54%
Gasoline(1 liter)
$1.87ZWL 49.57
$1.84ZWL 48.89
1.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.2KZWL 589.1K
$22.1KZWL 587.9K
0.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2KZWL 721.8K
$27.6KZWL 732.7K
-1.49%
🧾 Monthly Utilities & Internet
Harare
Masvingo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$55.1ZWL 1,463
$54.4ZWL 1,445
1.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.06ZWL 586
$21.34ZWL 567
3.37%
Internet(50+ Mbps, Unlimited Data)
$67.6ZWL 1,795
$67.3ZWL 1,788
0.39%
🎉 Sport & Entertainment
Harare
Masvingo
Difference
Gym Membership(Monthly)
$49.71ZWL 1,320
-
-
Tennis Court(1 Hour on Weekend)
$22.67ZWL 602
-
-
Cinema Ticket
$9.87ZWL 262
$10.17ZWL 270
-2.95%
🧸 Childcare & Education
Harare
Masvingo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$459ZWL 12.2K
$454ZWL 12.1K
1.20%
International Primary School, 1 Child(Yearly)
$8,938ZWL 237.4K
$8,943ZWL 237.5K
-0.06%
👕👟 Clothing & Footwear
Harare
Masvingo
Difference
Jeans(Levis 501 Or Similar)
$24.74ZWL 657
$24.35ZWL 647
1.60%
Summer Dress(H&M, Zara, etc)
$20.99ZWL 557
$21.25ZWL 564
-1.22%
Sport Shoes(Adidas, Nike)
$39.49ZWL 1,049
$38.91ZWL 1,033
1.49%
Men's Leather Business Shoes
$42.14ZWL 1,119
$41.28ZWL 1,096
2.08%
🏠 Accommodation & Living
Harare
Masvingo
Difference
1-bedroom Apartment, City Center(Monthly)
$399ZWL 10.6K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$314ZWL 8,346
-
-
3-bedroom Apartment, City Center(Monthly)
$837ZWL 22.2K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$752ZWL 20.0K
-
-
Buy Apartment in City Center(m2)
$937ZWL 24.9K
-
-
Buy Apartment Outside City Center(m2)
$385ZWL 10.2K
-
-
💵 Salaries & Financials
Harare
Masvingo
Difference
Average Monthly Net Salary(After Tax)
$428ZWL 11.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.69
13.69
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Harare: September 6, 2026
Last update for Masvingo: September 6, 2026
Cost Breakdown
🛒Dining out: $39.00 in Harare vs $39.00 in Masvingo. Groceries flip the comparison at $221 vs $218, with Masvingo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Harare vs Masvingo: Cost of Living - Frequently Asked Questions
Is Masvingo cheaper than Harare?
Masvingo is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around, Sport & Entertainment. The 72% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,569 in Harare and $910 in Masvingo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Harare and in Masvingo?
Supermarket bills run roughly 1% higher in Harare. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Harare and in Masvingo?
All in, you'll spend $1,046 per month in Harare versus $607 in Masvingo – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,000 a realistic budget for living in Harare or in Masvingo?
At $607 in Masvingo versus $1,046 in Harare, a $2,000 budget is realistic in Masvingo but tight or insufficient in Harare. The gap between the two cities makes Masvingo the clear choice for anyone on this budget.
Is it better to live in Harare or in Masvingo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Masvingo gentler on the wallet – expenses run 72% less than in Harare. Beyond cost, consider language, visa policies, and how big the international community is in each city.