Last update: Oct 2026

Cost of Living Comparison Between Masvingo and Cebu

For one person, living is cheaper in Masvingo: $606 a month against $934 in Cebu, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

29

Cost of Living Index in Masvingo
Learn more

Masvingo Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Masvingo

🇿🇼 Zimbabwe

$606

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Masvingo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Masvingo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $606 in Masvingo versus $934 in Cebu.

Masvingo $606
Cebu $934

Estimated couple costs with rent: $1,005 in Masvingo versus $1,415 in Cebu.

Masvingo $1,005
Cebu $1,415

Monthly costs for a family of three with rent: $1,405 in Masvingo versus $1,896 in Cebu.

Masvingo $1,405
Cebu $1,896

Living in Masvingo costs roughly 35% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Masvingo 55% lower, Cebu 30% lower.

Meal at Budget Restaurant

$10.03 ZWL 268

$3.03 ₱190

231.02%

Three-Course Dinner for Two, Mid-Range

$44.87 ZWL 1,198

$23.48 ₱1,473

91.10%

Fast Food Meal (McDonalds, etc)

$5.92 ZWL 158

$4.09 ₱256

44.74%

Cappuccino

$2.93 ZWL 78.3

$2.52 ₱158

16.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 ZWL 26.90

$1.54 ₱96.9

-34.42%

Water (0.33 liter bottle)

$0.45 ZWL 11.96

$0.49 ₱30.98

-8.16%

Local Beer (0.5 liter draught)

$1.26 ZWL 33.70

$1.79 ₱112

-29.61%

Imported Beer (0.33 liter bottle)

$2.02 ZWL 53.9

$2.26 ₱142

-10.62%

Milk (1 liter)

$1.54 ZWL 41.12

$1.95 ₱122

-21.03%

White Bread (500g)

$1.03 ZWL 27.40

$1.43 ₱89.7

-27.97%

Rice (white) (1kg)

$1.69 ZWL 45.14

$1.02 ₱63.8

65.69%

Eggs

$1.95 ZWL 52.1

$2.06 ₱129

-5.34%

Local Cheese (1kg)

$11.57 ZWL 309

$9.81 ₱615

17.94%

Chicken Fillets (1kg)

$5.52 ZWL 147

$4.61 ₱289

19.74%

Beef Round Steak (1kg)

$6.50 ZWL 173

$7.70 ₱483

-15.58%

Apples (1kg)

$2.92 ZWL 78.1

$3.31 ₱207

-11.78%

Banana (1kg)

$1.63 ZWL 43.45

$1.45 ₱90.9

12.41%

Oranges (1kg)

$1.99 ZWL 53.2

$2.36 ₱148

-15.68%

Tomato (1kg)

$1.58 ZWL 42.20

$1.54 ₱96.4

2.60%

Potato (1kg)

$1.71 ZWL 45.59

$2.36 ₱148

-27.54%

Onion (1kg)

$1.79 ZWL 47.74

$1.99 ₱125

-10.05%

Lettuce (1 head)

$1.28 ZWL 34.18

$1.15 ₱72.1

11.30%

Water (1.5 liter bottle)

$0.94 ZWL 25.15

$0.67 ₱42.15

40.30%

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 ZWL 51.9

$3.00 ₱188

-35.33%

Wine (Bottle)

$8.22 ZWL 219

$6.35 ₱398

29.45%

Local Beer (0.5 liter bottle)

$1.38 ZWL 36.74

$1.31 ₱81.9

5.34%

Imported Beer (0.33 liter bottle)

$1.96 ZWL 52.4

$1.73 ₱108

13.29%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$4.08 ZWL 109

$0.74 ₱46.32

451.35%

Taxi (Normal Tariff) (1km)

$2.01 ZWL 53.7

$0.21 ₱13.11

857.14%

Taxi 1hour Waiting (Normal Tariff)

$4.92 ZWL 131

$4.33 ₱271

13.63%

Gasoline (1 liter)

$1.85 ZWL 49.47

$1.33 ₱83.5

39.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K ZWL 583.3K

$21.8K ₱1.4M

0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ZWL 732.5K

$19.4K ₱1.2M

41.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.7 ZWL 1,354

$121 ₱7,563

-57.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.58 ZWL 576

$14.45 ₱907

49.34%

Internet (50+ Mbps, Unlimited Data)

$69.9 ZWL 1,866

$28.29 ₱1,774

147.08%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$10.06 ZWL 268

$5.46 ₱342

84.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$441 ZWL 11.8K

$273 ₱17.1K

61.37%

International Primary School, 1 Child (Yearly)

$8,395 ZWL 224.1K

$8,156 ₱511.5K

2.94%

Jeans (Levis 501 Or Similar)

$23.54 ZWL 628

$49.57 ₱3,109

-52.51%

Summer Dress (H&M, Zara, etc)

$21.02 ZWL 561

$24.87 ₱1,560

-15.48%

Sport Shoes (Adidas, Nike)

$38.55 ZWL 1,029

$76.6 ₱4,804

-49.67%

Men's Leather Business Shoes

$39.69 ZWL 1,059

$59.3 ₱3,717

-33.02%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

7.2

90.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masvingo: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Masvingo

$215 36%

Cebu

$210 22.7% 2% $4.3

Eating Out

Masvingo

$149 25.1%

Cebu

$88 9.6% 40.8% $61

Monthly Utilities & Internet

Masvingo

$142 23.9%

Cebu

$163 17.7% 14.9% $21

Clothing & Footwear

Masvingo

$55 9.3%

Cebu

$95 10.2% 71.2% $39

Sport & Entertainment

Masvingo

$20 * 3.4%

Cebu

$44 4.7% 117% $23

Getting Around

Masvingo

$14 * 2.4%

Cebu

$15 1.7% 9.2% $1.3

Accommodation & Living

Masvingo

- * 0%

Cebu

$309 33.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $45.00 in Masvingo vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $215 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇿🇼 Masvingo

🇵🇭 Cebu

🕒 Local time

04:34 4:34 AM

10:34 10:34 AM

6 h ahead of Masvingo

🌤 Weather

👥 Population

72,527

964,169

💱 Currency

Zimbabwean Dollar ZWL $

Philippine Peso PHP ₱

📈 Exchange rate

100 ZWL = 3.75 USD

100 ZWL = 3.34 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of October 13, 2026: 1 USD = 26.69 ZWL (100 ZWL = 3.75 USD). 1 EUR = 29.91 ZWL (100 ZWL = 3.34 EUR).

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.29 PHP (100 PHP = 1.42 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Masvingo Cebu 10,710 km ≈ 14 h nonstop flight

From you

Masvingo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masvingo vs Cebu: Cost of Living - Frequently Asked Questions

Masvingo is cheaper overall, especially in clothing, leisure, and transport. The 54% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $908 in Masvingo and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $606 per month in Masvingo versus $934 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Masvingo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Masvingo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Masvingo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Masvingo gentler on the wallet – expenses run 54% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.