Last update: Oct 2026

Cost of Living Comparison Between Cebu and Masvingo

For one person, living is cheaper in Masvingo: $606 a month against $934 in Cebu, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
29

Cost of Living Index in Masvingo
Learn more

Masvingo Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Masvingo

🇿🇼 Zimbabwe

$606

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Masvingo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Masvingo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $606 in Masvingo.

Cebu $934
Masvingo $606

Estimated couple costs with rent: $1,415 in Cebu versus $1,005 in Masvingo.

Cebu $1,415
Masvingo $1,005

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,405 in Masvingo.

Cebu $1,896
Masvingo $1,405

Living in Cebu is roughly 54% more expensive than in Masvingo, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Masvingo 55% lower.

Meal at Budget Restaurant

$3.03 ₱190

$10.03 ZWL 268

-69.79%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$44.87 ZWL 1,198

-47.67%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.92 ZWL 158

-30.91%

Cappuccino

$2.52 ₱158

$2.93 ZWL 78.3

-13.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.01 ZWL 26.90

52.48%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.45 ZWL 11.96

8.89%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.26 ZWL 33.70

42.06%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.02 ZWL 53.9

11.88%

Milk (1 liter)

$1.95 ₱122

$1.54 ZWL 41.12

26.62%

White Bread (500g)

$1.43 ₱89.7

$1.03 ZWL 27.40

38.83%

Rice (white) (1kg)

$1.02 ₱63.8

$1.69 ZWL 45.14

-39.64%

Eggs

$2.06 ₱129

$1.95 ZWL 52.1

5.64%

Local Cheese (1kg)

$9.81 ₱615

$11.57 ZWL 309

-15.21%

Chicken Fillets (1kg)

$4.61 ₱289

$5.52 ZWL 147

-16.49%

Beef Round Steak (1kg)

$7.70 ₱483

$6.50 ZWL 173

18.46%

Apples (1kg)

$3.31 ₱207

$2.92 ZWL 78.1

13.36%

Banana (1kg)

$1.45 ₱90.9

$1.63 ZWL 43.45

-11.04%

Oranges (1kg)

$2.36 ₱148

$1.99 ZWL 53.2

18.59%

Tomato (1kg)

$1.54 ₱96.4

$1.58 ZWL 42.20

-2.53%

Potato (1kg)

$2.36 ₱148

$1.71 ZWL 45.59

38.01%

Onion (1kg)

$1.99 ₱125

$1.79 ZWL 47.74

11.17%

Lettuce (1 head)

$1.15 ₱72.1

$1.28 ZWL 34.18

-10.16%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.94 ZWL 25.15

-28.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$1.94 ZWL 51.9

54.64%

Wine (Bottle)

$6.35 ₱398

$8.22 ZWL 219

-22.75%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.38 ZWL 36.74

-5.07%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.96 ZWL 52.4

-11.73%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$4.08 ZWL 109

-81.86%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.01 ZWL 53.7

-89.55%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$4.92 ZWL 131

-11.99%

Gasoline (1 liter)

$1.33 ₱83.5

$1.85 ZWL 49.47

-28.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$21.9K ZWL 583.3K

-0.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.4K ZWL 732.5K

-29.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$50.7 ZWL 1,354

137.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$21.58 ZWL 576

-33.04%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$69.9 ZWL 1,866

-59.53%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$10.06 ZWL 268

-45.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$441 ZWL 11.8K

-38.03%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$8,395 ZWL 224.1K

-2.85%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$23.54 ZWL 628

110.58%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$21.02 ZWL 561

18.32%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$38.55 ZWL 1,029

98.68%

Men's Leather Business Shoes

$59.3 ₱3,717

$39.69 ZWL 1,059

49.31%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.69

-47.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Masvingo: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Masvingo

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Masvingo

$215 36% 2% $4.3

Monthly Utilities & Internet

Cebu

$163 17.7%

Masvingo

$142 23.9% 12.9% $21

Clothing & Footwear

Cebu

$95 10.2%

Masvingo

$55 9.3% 41.6% $39

Eating Out

Cebu

$88 9.6%

Masvingo

$149 25.1% 69% $61

Sport & Entertainment

Cebu

$44 4.7%

Masvingo

$20 * 3.4% 53.9% $23

Getting Around

Cebu

$15 1.7%

Masvingo

$14 * 2.4% 8.4% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $23.00 in Cebu vs $45.00 in Masvingo for a mid-range dinner for two. Groceries echo the gap at $210 vs $215 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇿🇼 Masvingo

🕒 Local time

11:21 11:21 AM

05:21 5:21 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

72,527

💱 Currency

Philippine Peso PHP ₱

Zimbabwean Dollar ZWL $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 ZWL = 3.75 USD

100 ZWL = 3.34 EUR

Exchange rates and currency converter

ZWL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.29 PHP (100 PHP = 1.42 EUR).

Zimbabwean Dollar exchange rates as of October 13, 2026: 1 USD = 26.69 ZWL (100 ZWL = 3.75 USD). 1 EUR = 29.91 ZWL (100 ZWL = 3.34 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Masvingo 10,710 km ≈ 14 h nonstop flight

From you

Cebu
Masvingo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Masvingo: Cost of Living - Frequently Asked Questions

Masvingo is cheaper overall, especially in clothing, leisure, and transport. The 54% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $908 in Masvingo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $934 per month in Cebu versus $606 in Masvingo – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Masvingo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Masvingo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Masvingo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Masvingo gentler on the wallet – expenses run 54% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.