Last update: Oct 2026

Cost of Living Comparison Between Masaya and Tbilisi

For one person, living is cheaper in Masaya: $823 a month against $1,269 in Tbilisi, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Masaya
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Masaya Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Masaya

🇳🇮 Nicaragua

$823

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Masaya and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Masaya and in Tbilisi actually costs, broken down by who's living it.

A single person spends $823 per month in Masaya vs $1,269 in Tbilisi, rent included.

Masaya $823
Tbilisi $1,269

A couple spends around $1,283 per month in Masaya vs $2,016 in Tbilisi, rent included.

Masaya $1,283
Tbilisi $2,016

A family of three spends $1,744 per month in Masaya vs $2,763 in Tbilisi, rent included.

Masaya $1,744
Tbilisi $2,763

Masaya is about 35% cheaper than Tbilisi, and outside of rent the biggest gap is in leisure.

Both Masaya and Tbilisi are more affordable than the global median – Masaya 40% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$9.92 NIO 363

$11.63 ₾30.07

-14.70%

Three-Course Dinner for Two, Mid-Range

$34.43 NIO 1,261

$37.83 ₾97.8

-8.99%

Fast Food Meal (McDonalds, etc)

$7.73 NIO 283

$9.66 ₾24.98

-19.98%

Cappuccino

$2.54 NIO 93.0

$3.57 ₾9.24

-28.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 NIO 33.22

$1.08 ₾2.78

-15.74%

Water (0.33 liter bottle)

$0.73 NIO 26.84

$0.56 ₾1.45

30.36%

Local Beer (0.5 liter draught)

$1.53 NIO 56.0

$2.62 ₾6.78

-41.60%

Imported Beer (0.33 liter bottle)

$2.28 NIO 83.6

$3.04 ₾7.85

-25.00%

Milk (1 liter)

$1.22 NIO 44.66

$2.17 ₾5.60

-43.78%

White Bread (500g)

$2.40 NIO 87.8

$0.80 ₾2.06

200.00%

Rice (white) (1kg)

$1.80 NIO 65.8

$1.74 ₾4.51

3.45%

Eggs

$2.38 NIO 87.3

$2.83 ₾7.31

-15.90%

Local Cheese (1kg)

$11.43 NIO 419

$9.31 ₾24.07

22.77%

Chicken Fillets (1kg)

$6.35 NIO 233

$6.52 ₾16.85

-2.61%

Beef Round Steak (1kg)

$7.68 NIO 281

$12.95 ₾33.50

-40.69%

Apples (1kg)

$3.95 NIO 145

$1.68 ₾4.34

135.12%

Banana (1kg)

$0.57 NIO 21.03

$1.85 ₾4.79

-69.19%

Oranges (1kg)

$1.84 NIO 67.3

$1.97 ₾5.10

-6.60%

Tomato (1kg)

$2.51 NIO 92.0

$2.42 ₾6.25

3.72%

Potato (1kg)

$3.91 NIO 143

$0.82 ₾2.11

376.83%

Onion (1kg)

$2.24 NIO 82.0

$0.74 ₾1.91

202.70%

Lettuce (1 head)

$1.09 NIO 39.98

$1.34 ₾3.47

-18.66%

Water (1.5 liter bottle)

$1.06 NIO 38.67

$0.77 ₾2.00

37.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 NIO 103

$3.57 ₾9.24

-21.57%

Wine (Bottle)

$14.85 NIO 544

$7.67 ₾19.83

93.61%

Local Beer (0.5 liter bottle)

$1.46 NIO 53.5

$1.70 ₾4.39

-14.12%

Imported Beer (0.33 liter bottle)

$2.18 NIO 79.8

$2.40 ₾6.21

-9.17%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.60 NIO 58.7

$1.14 ₾2.95

40.35%

Taxi (Normal Tariff) (1km)

$1.59 NIO 58.2

$0.78 ₾2.02

103.85%

Taxi 1hour Waiting (Normal Tariff)

$6.85 NIO 251

$11.83 ₾30.58

-42.10%

Gasoline (1 liter)

$1.38 NIO 50.5

$1.45 ₾3.75

-4.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K NIO 832.1K

$24.6K ₾63.6K

-7.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NIO 966.7K

$22.3K ₾57.8K

18.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 NIO 5,654

$88.8 ₾230

73.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.83 NIO 726

$13.12 ₾33.93

51.14%

Internet (50+ Mbps, Unlimited Data)

$31.97 NIO 1,171

$19.67 ₾50.9

62.53%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$9.06 NIO 332

$7.12 ₾18.42

27.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NIO 8,800

$375 ₾971

-36.00%

International Primary School, 1 Child (Yearly)

$5,987 NIO 219.3K

$10.5K ₾27.1K

-42.82%

Jeans (Levis 501 Or Similar)

$59.7 NIO 2,184

$104 ₾268

-42.45%

Summer Dress (H&M, Zara, etc)

$64.7 NIO 2,369

$39.26 ₾102

64.77%

Sport Shoes (Adidas, Nike)

$123 NIO 4,504

$117 ₾303

4.78%

Men's Leather Business Shoes

$147 NIO 5,379

$122 ₾315

20.63%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

11.92

12.62

-5.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masaya: October 24, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Masaya

$260 31.6%

Tbilisi

$234 18.4% 9.9% $26

Monthly Utilities & Internet

Masaya

$206 25.1%

Tbilisi

$122 9.6% 41% $85

Clothing & Footwear

Masaya

$177 21.6%

Tbilisi

$172 13.5% 3.1% $5.5

Eating Out

Masaya

$152 18.5%

Tbilisi

$191 15% 25.6% $39

Sport & Entertainment

Masaya

$18 * 2.2%

Tbilisi

$78 6.2% 332% $60

Getting Around

Masaya

$9.5 * 1.2%

Tbilisi

$22 1.7% 130% $12

Accommodation & Living

Masaya

- * 0%

Tbilisi

$451 35.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $34 in Masaya versus $38 in Tbilisi. Groceries tell a different story – $260 in Masaya vs $234 in Tbilisi – so Tbilisi wins on supermarket bills even if dining out costs more.

Good to know

🇳🇮 Masaya

🇬🇪 Tbilisi

🕒 Local time

15:34 3:34 PM

01:34 1:34 AM

10 h ahead of Masaya

🌤 Weather

👥 Population

178,835

1,241,700 Capital

💱 Currency

Nicaraguan Córdoba NIO C$

Georgian Lari GEL ₾

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to NIO in detail →

On the map

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Between locations

Masaya Tbilisi 12,220 km ≈ 16 h nonstop flight

From you

Masaya
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masaya vs Tbilisi: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 54%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,234 per month in Masaya and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $34 in Masaya and $38 in Tbilisi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 10% cheaper in Tbilisi – one category where the pricier city actually offers better value.

A $1,000 monthly budget goes further in Masaya, where all-in costs run around $823, than in Tbilisi at $1,269. In Masaya it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $823 in Masaya to $1,269 in Tbilisi. Climate, culture, job market, and personal taste all factor in.