Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Masaya

For one person, living is cheaper in Masaya: $823 a month against $1,269 in Tbilisi, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
39

Cost of Living Index in Masaya
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Masaya Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Masaya

🇳🇮 Nicaragua

$823

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Masaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Masaya actually costs, broken down by who's living it.

A single person spends $1,269 per month in Tbilisi vs $823 in Masaya, rent included.

Tbilisi $1,269
Masaya $823

A couple spends around $2,016 per month in Tbilisi vs $1,283 in Masaya, rent included.

Tbilisi $2,016
Masaya $1,283

A family of three spends $2,763 per month in Tbilisi vs $1,744 in Masaya, rent included.

Tbilisi $2,763
Masaya $1,744

Tbilisi costs about 54% more than Masaya, and outside of rent the biggest gap is in leisure.

Both Tbilisi and Masaya are more affordable than the global median – Tbilisi 7% lower, Masaya 40% lower.

Meal at Budget Restaurant

$11.63 ₾30.07

$9.92 NIO 363

17.24%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$34.43 NIO 1,261

9.88%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$7.73 NIO 283

24.97%

Cappuccino

$3.57 ₾9.24

$2.54 NIO 93.0

40.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$0.91 NIO 33.22

18.68%

Water (0.33 liter bottle)

$0.56 ₾1.45

$0.73 NIO 26.84

-23.29%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$1.53 NIO 56.0

71.24%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$2.28 NIO 83.6

33.33%

Milk (1 liter)

$2.17 ₾5.60

$1.22 NIO 44.66

77.87%

White Bread (500g)

$0.80 ₾2.06

$2.40 NIO 87.8

-66.67%

Rice (white) (1kg)

$1.74 ₾4.51

$1.80 NIO 65.8

-3.33%

Eggs

$2.83 ₾7.31

$2.38 NIO 87.3

18.91%

Local Cheese (1kg)

$9.31 ₾24.07

$11.43 NIO 419

-18.55%

Chicken Fillets (1kg)

$6.52 ₾16.85

$6.35 NIO 233

2.68%

Beef Round Steak (1kg)

$12.95 ₾33.50

$7.68 NIO 281

68.62%

Apples (1kg)

$1.68 ₾4.34

$3.95 NIO 145

-57.47%

Banana (1kg)

$1.85 ₾4.79

$0.57 NIO 21.03

224.56%

Oranges (1kg)

$1.97 ₾5.10

$1.84 NIO 67.3

7.07%

Tomato (1kg)

$2.42 ₾6.25

$2.51 NIO 92.0

-3.59%

Potato (1kg)

$0.82 ₾2.11

$3.91 NIO 143

-79.03%

Onion (1kg)

$0.74 ₾1.91

$2.24 NIO 82.0

-66.96%

Lettuce (1 head)

$1.34 ₾3.47

$1.09 NIO 39.98

22.94%

Water (1.5 liter bottle)

$0.77 ₾2.00

$1.06 NIO 38.67

-27.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$2.80 NIO 103

27.50%

Wine (Bottle)

$7.67 ₾19.83

$14.85 NIO 544

-48.35%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$1.46 NIO 53.5

16.44%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$2.18 NIO 79.8

10.09%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.60 NIO 58.7

-28.75%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.59 NIO 58.2

-50.94%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$6.85 NIO 251

72.70%

Gasoline (1 liter)

$1.45 ₾3.75

$1.38 NIO 50.5

5.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$22.7K NIO 832.1K

8.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$26.4K NIO 966.7K

-15.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$154 NIO 5,654

-42.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$19.83 NIO 726

-33.84%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$31.97 NIO 1,171

-38.47%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$9.06 NIO 332

-21.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$240 NIO 8,800

56.26%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$5,987 NIO 219.3K

74.89%

Jeans (Levis 501 Or Similar)

$104 ₾268

$59.7 NIO 2,184

73.75%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$64.7 NIO 2,369

-39.31%

Sport Shoes (Adidas, Nike)

$117 ₾303

$123 NIO 4,504

-4.56%

Men's Leather Business Shoes

$122 ₾315

$147 NIO 5,379

-17.10%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

11.92

5.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Masaya: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Masaya

- * 0% 100%

Groceries & Markets

Tbilisi

$234 18.4%

Masaya

$260 31.6% 11% $26

Eating Out

Tbilisi

$191 15%

Masaya

$152 18.5% 20.4% $39

Clothing & Footwear

Tbilisi

$172 13.5%

Masaya

$177 21.6% 3.2% $5.5

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Masaya

$206 25.1% 69.6% $85

Sport & Entertainment

Tbilisi

$78 6.2%

Masaya

$18 * 2.2% 76.9% $60

Getting Around

Tbilisi

$22 1.7%

Masaya

$9.5 * 1.2% 56.4% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $38 in Tbilisi versus $34 in Masaya. Groceries tell a different story – $234 in Tbilisi vs $260 in Masaya – so Tbilisi wins on supermarket bills even if dining out costs more.

Good to know

🇬🇪 Tbilisi

🇳🇮 Masaya

🕒 Local time

02:57 2:57 AM

16:57 4:57 PM

10 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

178,835

💱 Currency

Georgian Lari GEL ₾

Nicaraguan Córdoba NIO C$

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Masaya 12,220 km ≈ 16 h nonstop flight

From you

Tbilisi
Masaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Masaya: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 54%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,904 per month in Tbilisi and $1,234 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $38 in Tbilisi and $34 in Masaya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 10% cheaper in Tbilisi – one category where the pricier city actually offers better value.

A $1,000 monthly budget goes further in Masaya, where all-in costs run around $823, than in Tbilisi at $1,269. In Masaya it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $823 in Masaya to $1,269 in Tbilisi. Climate, culture, job market, and personal taste all factor in.