For one person, living is cheaper in Cebu: $918 a month against $1,642 in Marsta, rent and utilities included – about $8,700 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Marsta and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,642 in Marsta versus $918 in Cebu.
Marsta $1,642
Cebu $918
Estimated couple costs with rent: $2,549 in Marsta versus $1,409 in Cebu.
Marsta $2,549
Cebu $1,409
Monthly costs for a family of three with rent: $3,456 in Marsta versus $1,900 in Cebu.
Marsta $3,456
Cebu $1,900
🌍
Living in Marsta is roughly 79% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Marsta is 22% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Marsta
Cebu
Difference
Meal at Budget Restaurant
$13.20SEK 131
$3.09₱194
327.18%
Three-Course Dinner for Two, Mid-Range
$65.8SEK 652
$24.22₱1,525
171.76%
Fast Food Meal(McDonalds, etc)
$10.22SEK 101
$3.92₱247
160.71%
Cappuccino
$4.42SEK 43.82
$2.51₱158
76.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.00SEK 19.85
$1.59₱100
25.79%
Water(0.33 liter bottle)
$1.75SEK 17.30
$0.53₱33.43
230.19%
Local Beer(0.5 liter draught)
$7.12SEK 70.6
$1.78₱112
300.00%
Imported Beer(0.33 liter bottle)
$6.78SEK 67.2
$2.17₱137
212.44%
🛒 Groceries & Markets
Marsta
Cebu
Difference
Milk(1 liter)
$1.69SEK 16.77
$1.92₱121
-11.98%
White Bread(500g)
$3.04SEK 30.15
$1.36₱85.4
123.53%
Rice(white)(1kg)
$5.64SEK 55.9
$1.01₱63.5
458.42%
Eggs
$3.57SEK 35.39
$2.03₱128
75.86%
Local Cheese(1kg)
$13.48SEK 134
$9.86₱621
36.71%
Chicken Fillets(1kg)
$8.95SEK 88.7
$4.39₱277
103.87%
Beef Round Steak(1kg)
$16.90SEK 167
$7.60₱479
122.37%
Apples(1kg)
$3.03SEK 30.05
$3.30₱208
-8.18%
Banana(1kg)
$2.67SEK 26.49
$1.39₱87.8
92.09%
Oranges(1kg)
$1.96SEK 19.43
$2.33₱147
-15.88%
Tomato(1kg)
$3.72SEK 36.89
$1.50₱94.3
148.00%
Potato(1kg)
$1.41SEK 13.98
$2.36₱149
-40.25%
Onion(1kg)
$1.48SEK 14.66
$1.90₱119
-22.11%
Lettuce(1 head)
$1.95SEK 19.31
$1.19₱74.9
63.87%
Water(1.5 liter bottle)
$1.83SEK 18.10
$0.63₱39.71
190.48%
Cigarettes 20 Pack(Marlboro, Camel)
$7.15SEK 70.9
$3.00₱189
138.33%
Wine(Bottle)
$10.10SEK 100
$6.03₱379
67.50%
Local Beer(0.5 liter bottle)
$1.87SEK 18.56
$1.23₱77.7
52.03%
Imported Beer(0.33 liter bottle)
$2.03SEK 20.13
$1.75₱110
16.00%
🚌 Getting Around
Marsta
Cebu
Difference
One-way Ticket(Public Transport)
$3.36SEK 33.27
$0.25₱15.86
1244.00%
Public Transport Monthly Pass(Regular Price)
$75.8SEK 751
$12.64₱796
499.53%
Taxi Start(Normal Tariff)
$13.16SEK 130
$0.77₱48.62
1609.09%
Taxi(Normal Tariff)(1km)
$2.00SEK 19.86
$0.23₱14.53
769.57%
Taxi 1hour Waiting(Normal Tariff)
$56.4SEK 559
$4.46₱281
1165.02%
Gasoline(1 liter)
$1.74SEK 17.20
$1.31₱82.8
32.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4KSEK 321.1K
$21.2K₱1.3M
52.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KSEK 321.9K
$19.1K₱1.2M
69.68%
🧾 Monthly Utilities & Internet
Marsta
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.2SEK 597
$120₱7,569
-49.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.96SEK 277
$14.00₱882
99.71%
Internet(50+ Mbps, Unlimited Data)
$39.22SEK 389
$27.54₱1,734
42.41%
🎉 Sport & Entertainment
Marsta
Cebu
Difference
Gym Membership(Monthly)
$37.67SEK 373
$32.33₱2,035
16.52%
Tennis Court(1 Hour on Weekend)
$26.55SEK 263
$6.65₱419
299.25%
Cinema Ticket
$16.03SEK 159
$5.65₱356
183.72%
🧸 Childcare & Education
Marsta
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$216SEK 2,137
$275₱17.3K
-21.67%
International Primary School, 1 Child(Yearly)
$5,033SEK 49.9K
$7,918₱498.5K
-36.44%
👕👟 Clothing & Footwear
Marsta
Cebu
Difference
Jeans(Levis 501 Or Similar)
$49.36SEK 489
$49.33₱3,106
0.06%
Summer Dress(H&M, Zara, etc)
$30.13SEK 299
$25.24₱1,589
19.37%
Sport Shoes(Adidas, Nike)
$89.4SEK 885
$77.0₱4,846
16.11%
Men's Leather Business Shoes
$100SEK 995
$57.2₱3,601
75.56%
🏠 Accommodation & Living
Marsta
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$802SEK 7,943
$500₱31.5K
60.48%
1-bedroom Apartment, Outside City Center(Monthly)
$610SEK 6,042
$309₱19.4K
97.47%
3-bedroom Apartment, City Center(Monthly)
$1,347SEK 13.3K
$1,078₱67.9K
24.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,005SEK 9,954
$615₱38.7K
63.29%
Buy Apartment in City Center(m2)
$3,974SEK 39.4K
$2,886₱181.7K
37.71%
Buy Apartment Outside City Center(m2)
$2,757SEK 27.3K
$1,917₱120.7K
43.87%
💵 Salaries & Financials
Marsta
Cebu
Difference
Average Monthly Net Salary(After Tax)
$4,563SEK 45.2K
$346₱21.8K
1218.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.8
7.2
-61.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Marsta: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Marsta
$610 37.1%
Cebu
$309 33.6% ↓ 49.4%$301
🛒Groceries & Markets
Marsta
$348 21.2%
Cebu
$206 22.4% ↓ 40.9%$142
🍽Eating Out
Marsta
$254 15.4%
Cebu
$88 9.6% ↓ 65.2%$165
🧾Monthly Utilities & Internet
Marsta
$127 7.8%
Cebu
$162 17.6% ↑ 27%$34
👕👟Clothing & Footwear
Marsta
$121 7.4%
Cebu
$94 10.2% ↓ 22.5%$27
🚌Getting Around
Marsta
$112 6.8%
Cebu
$16 1.7% ↓ 86.1%$97
🎉Sport & Entertainment
Marsta
$70 4.3%
Cebu
$44 4.8% ↓ 37.4%$26
🏠Accommodation & Living
Marsta
$1K 29.1%
Cebu
$615 32.4% ↓ 38.8%$389
🛒Groceries & Markets
Marsta
$799 23.1%
Cebu
$483 25.4% ↓ 39.6%$316
🍽Eating Out
Marsta
$831 24%
Cebu
$292 15.4% ↓ 64.8%$539
🧾Monthly Utilities & Internet
Marsta
$155 4.5%
Cebu
$176 9.3% ↑ 13.1%$20
👕👟Clothing & Footwear
Marsta
$269 7.8%
Cebu
$209 11% ↓ 22.5%$61
🚌Getting Around
Marsta
$232 6.7%
Cebu
$32 1.7% ↓ 86.3%$200
🎉Sport & Entertainment
Marsta
$166 4.8%
Cebu
$94 4.9% ↓ 43.4%$72
Cost Breakdown
🏠A one-bedroom apartment in the center runs $802 in Marsta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Marsta pays 1219% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $66.0 in Marsta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $348 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Marsta vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Marsta?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 79% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Marsta or Cebu?
Average pay runs 1219% higher in Marsta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Marsta and Cebu?
Rent for a central apartment: $802 in Marsta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Marsta and in Cebu?
All in, you'll spend $1,642 per month in Marsta versus $918 in Cebu – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 500% less than in Marsta. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Marsta or in Cebu?
At $918 in Cebu versus $1,642 in Marsta, a $1,500 budget is realistic in Cebu but tight or insufficient in Marsta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Marsta or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Marsta, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Marsta or Cebu?
Safety-wise, Marsta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 79% less than in Marsta. Beyond cost, consider language, visa policies, and how big the international community is in each city.