Last update: Oct 2026

Cost of Living Comparison Between Marikina and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Marikina: $704 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Marikina
🇵🇭 Philippines
$704
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Marikina and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Marikina and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $704 in Marikina versus $859 in Ho Chi Minh City (Saigon).

  • Marikina $704
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,094 in Marikina versus $1,395 in Ho Chi Minh City (Saigon).

  • Marikina $1,094
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,484 in Marikina versus $1,931 in Ho Chi Minh City (Saigon).

  • Marikina $1,484
  • Ho Chi Minh City (Saigon) $1,931

Living in Marikina costs roughly 18% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Marikina 48% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Marikina
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$4.07 ₱257
$1.91 ₫49.6K
113.09%
Three-Course Dinner for Two, Mid-Range
$32.37 ₱2,038
$22.84 ₫591.2K
41.73%
Fast Food Meal (McDonalds, etc)
$3.17 ₱199
$4.54 ₫117.6K
-30.18%
Cappuccino
$2.29 ₱144
$1.85 ₫48.0K
23.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.55 ₱34.81
$0.56 ₫14.6K
-1.79%
Water (0.33 liter bottle)
$0.33 ₱20.92
$0.32 ₫8,185
3.13%
Local Beer (0.5 liter draught)
$1.01 ₱63.7
$1.06 ₫27.5K
-4.72%
Imported Beer (0.33 liter bottle)
$2.36 ₱149
$1.72 ₫44.5K
37.21%
🛒 Groceries & Markets
Marikina
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.85 ₱117
$1.66 ₫42.9K
11.45%
White Bread (500g)
$1.23 ₱77.7
$1.11 ₫28.7K
10.81%
Rice (white) (1kg)
$1.06 ₱66.5
$1.00 ₫25.9K
6.00%
Eggs
$2.08 ₱131
$1.67 ₫43.1K
24.55%
Local Cheese (1kg)
$7.39 ₱466
$12.08 ₫312.8K
-38.82%
Chicken Fillets (1kg)
$4.20 ₱264
$3.68 ₫95.2K
14.13%
Beef Round Steak (1kg)
$6.78 ₱427
$10.24 ₫265.1K
-33.79%
Apples (1kg)
$2.46 ₱155
$2.96 ₫76.5K
-16.89%
Banana (1kg)
$2.03 ₱128
$1.24 ₫32.2K
63.71%
Oranges (1kg)
$2.33 ₱146
$1.56 ₫40.3K
49.36%
Tomato (1kg)
$2.30 ₱145
$1.30 ₫33.6K
76.92%
Potato (1kg)
$2.38 ₱150
$1.23 ₫31.9K
93.50%
Onion (1kg)
$3.48 ₱219
$1.15 ₫29.8K
202.61%
Lettuce (1 head)
$1.10 ₱69.5
$0.74 ₫19.1K
48.65%
Water (1.5 liter bottle)
$0.70 ₱44.21
$0.56 ₫14.4K
25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.93 ₱184
$1.24 ₫32.1K
136.29%
Wine (Bottle)
$8.73 ₱550
$12.60 ₫326.1K
-30.71%
Local Beer (0.5 liter bottle)
$0.98 ₱62.0
$0.96 ₫24.9K
2.08%
Imported Beer (0.33 liter bottle)
$2.05 ₱129
$1.53 ₫39.6K
33.99%
🚌 Getting Around
Marikina
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.50 ₱31.34
$0.26 ₫6,694
92.31%
Public Transport Monthly Pass (Regular Price)
-
$11.51 ₫297.9K
-
Taxi Start (Normal Tariff)
$0.73 ₱46.04
$0.75 ₫19.5K
-2.67%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.67 ₫17.4K
-65.67%
Taxi 1hour Waiting (Normal Tariff)
$1.94 ₱122
$3.03 ₫78.5K
-35.97%
Gasoline (1 liter)
$1.24 ₱78.3
$0.96 ₫24.8K
29.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₱1.4M
$31.1K ₫804.3M
-30.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$30.4K ₫785.9M
-35.99%
🧾 Monthly Utilities & Internet
Marikina
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 ₱8,744
$102 ₫2.6M
36.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.19 ₱1,019
$5.89 ₫152.5K
174.87%
Internet (50+ Mbps, Unlimited Data)
$28.10 ₱1,769
$10.49 ₫271.6K
167.87%
🎉 Sport & Entertainment
Marikina
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$36.73 ₱2,312
$25.54 ₫661.2K
43.81%
Tennis Court (1 Hour on Weekend)
-
$11.92 ₫308.5K
-
Cinema Ticket
$7.11 ₱448
$3.53 ₫91.3K
101.42%
🧸 Childcare & Education
Marikina
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$131 ₱8,250
$436 ₫11.3M
-69.98%
International Primary School, 1 Child (Yearly)
$7,456 ₱469.4K
$23.3K ₫602.8M
-67.98%
👕👟 Clothing & Footwear
Marikina
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$59.9 ₱3,774
$52.8 ₫1.4M
13.63%
Summer Dress (H&M, Zara, etc)
$28.37 ₱1,786
$34.15 ₫884.1K
-16.93%
Sport Shoes (Adidas, Nike)
$75.4 ₱4,745
$90.3 ₫2.3M
-16.50%
Men's Leather Business Shoes
$54.7 ₱3,442
$95.0 ₫2.5M
-42.44%
🏠 Accommodation & Living
Marikina
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$180 ₱11.3K
$589 ₫15.3M
-69.46%
1-bedroom Apartment, Outside City Center (Monthly)
$79.2 ₱4,986
$298 ₫7.7M
-73.41%
3-bedroom Apartment, City Center (Monthly)
$322 ₱20.3K
$1,292 ₫33.5M
-75.06%
3-bedroom Apartment, Outside City Center (Monthly)
$145 ₱9,110
$711 ₫18.4M
-79.64%
Buy Apartment in City Center (m2)
$1,134 ₱71.4K
$4,676 ₫121.1M
-75.75%
Buy Apartment Outside City Center (m2)
$481 ₱30.3K
$1,904 ₫49.3M
-74.75%
💵 Salaries & Financials
Marikina
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$387 ₱24.3K
$490 ₫12.7M
-21.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
8.64
-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Marikina: October 11, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Marikina
$206
Ho Chi Minh City (Saigon)
$207 0.8% $1.7
Monthly Utilities & Internet
Marikina
$183
Ho Chi Minh City (Saigon)
$118 35.4% $65
Clothing & Footwear
Marikina
$98
Ho Chi Minh City (Saigon)
$122 24.6% $24
Eating Out
Marikina
$83
Ho Chi Minh City (Saigon)
$63 23.5% $19
Accommodation & Living
Marikina
$79
Ho Chi Minh City (Saigon)
$298 276% $219
Sport & Entertainment
Marikina
$51
Ho Chi Minh City (Saigon)
$33 36% $18
Getting Around
Marikina
$3.9 *
Ho Chi Minh City (Saigon)
$17 329% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $180 in Marikina and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Ho Chi Minh City (Saigon) pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Marikina vs $23.00 in Ho Chi Minh City (Saigon). Groceries flip the comparison at $206 vs $207, with Marikina cheaper for home cooking.

Good to know
🇵🇭 Marikina
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
05:59 5:59 AM
04:59 4:59 AM
1 h behind Marikina
🌤 Weather
👥 Population
456,059
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Marikina Ho Chi Minh City (Saigon) 1,620 km ≈ 2 h 30 min nonstop flight
From you
  • Marikina
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Marikina vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Marikina or Ho Chi Minh City (Saigon)?
Marikina wins on cost – living expenses run 22% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Marikina the obvious pick if budget is a priority.
Are salaries higher in Marikina or in Ho Chi Minh City (Saigon)?
On paper, salaries run 27% lower in Ho Chi Minh City (Saigon). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Marikina compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $180 in Marikina versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Marikina or in Ho Chi Minh City (Saigon)?
Supermarket bills run roughly 1% higher in Ho Chi Minh City (Saigon). For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Marikina compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $704 per month in Marikina versus $859 in Ho Chi Minh City (Saigon) – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Marikina or in Ho Chi Minh City (Saigon)?
At $704 in Marikina versus $859 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Marikina but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Marikina the clear choice for anyone on this budget.
Which city is better for digital nomads, Marikina or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Marikina delivers better value – similar infrastructure at $704 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Marikina hard to pass up.
How safe is Marikina compared to Ho Chi Minh City (Saigon)?
Safety-wise, Marikina and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Marikina gentler on the wallet – expenses run 22% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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