Last update: Oct 2026

Cost of Living Comparison Between Mandaue and Terrassa

For one person, living is cheaper in Mandaue: $826 a month against $1,492 in Terrassa, rent and utilities included – about $8,000 less a year. Rent and utilities account for about half of the difference.

40

Cost of Living Index in Mandaue
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Mandaue Living Index
73

Cost of Living Index in Terrassa
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Terrassa Living Index

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Mandaue

🇵🇭 Philippines

$826

/mo nomad

Terrassa

🇪🇸 Spain

$1,492

/mo nomad

Monthly Cost of Living

How much you'll spend in Mandaue and in Terrassa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mandaue and in Terrassa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $826 in Mandaue versus $1,492 in Terrassa.

Mandaue $826
Terrassa $1,492

Estimated couple costs with rent: $1,204 in Mandaue versus $2,293 in Terrassa.

Mandaue $1,204
Terrassa $2,293

Monthly costs for a family of three with rent: $1,582 in Mandaue versus $3,093 in Terrassa.

Mandaue $1,582
Terrassa $3,093

Living in Mandaue costs roughly 45% less than in Terrassa, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mandaue is 39% below, Terrassa is 10% above.

Meal at Budget Restaurant

$3.03 ₱191

$14.46 €12.86

-79.05%

Three-Course Dinner for Two, Mid-Range

$23.94 ₱1,507

$55.0 €48.91

-56.46%

Fast Food Meal (McDonalds, etc)

$4.10 ₱258

$12.13 €10.79

-66.20%

Cappuccino

$2.59 ₱163

$2.64 €2.35

-1.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 ₱39.56

$2.41 €2.14

-73.86%

Water (0.33 liter bottle)

$0.48 ₱30.52

$1.83 €1.63

-73.77%

Local Beer (0.5 liter draught)

$1.72 ₱109

$3.32 €2.95

-48.19%

Imported Beer (0.33 liter bottle)

$2.21 ₱139

$4.43 €3.94

-50.11%

Milk (1 liter)

$1.86 ₱117

$1.14 €1.01

63.16%

White Bread (500g)

$1.16 ₱73.3

$1.51 €1.34

-23.18%

Rice (white) (1kg)

$0.98 ₱61.5

$1.79 €1.60

-45.25%

Eggs

$1.96 ₱124

$3.75 €3.34

-47.73%

Local Cheese (1kg)

$10.17 ₱640

$14.33 €12.75

-29.03%

Chicken Fillets (1kg)

$4.61 ₱290

$9.24 €8.22

-50.11%

Beef Round Steak (1kg)

$7.53 ₱474

$20.14 €17.91

-62.61%

Apples (1kg)

$3.47 ₱219

$2.59 €2.31

33.98%

Banana (1kg)

$1.46 ₱91.8

$1.97 €1.76

-25.89%

Oranges (1kg)

$2.37 ₱149

$1.60 €1.42

48.13%

Tomato (1kg)

$1.49 ₱93.9

$2.81 €2.50

-46.98%

Potato (1kg)

$2.43 ₱153

$1.76 €1.57

38.07%

Onion (1kg)

$1.95 ₱123

$1.95 €1.73

Lettuce (1 head)

$1.18 ₱74.4

$1.48 €1.31

-20.27%

Water (1.5 liter bottle)

$0.68 ₱42.88

$0.81 €0.72

-16.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.44 ₱154

$7.22 €6.42

-66.20%

Wine (Bottle)

$6.28 ₱396

$6.59 €5.86

-4.70%

Local Beer (0.5 liter bottle)

$1.25 ₱78.4

$1.39 €1.24

-10.07%

Imported Beer (0.33 liter bottle)

$1.65 ₱104

$2.34 €2.08

-29.49%

One-way Ticket (Public Transport)

$0.26 ₱16.51

$1.64 €1.46

-84.15%

Public Transport Monthly Pass (Regular Price)

$11.02 ₱694

$22.59 €20.10

-51.22%

Taxi Start (Normal Tariff)

$0.80 ₱50.1

$3.06 €2.72

-73.86%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.19

$1.44 €1.28

-85.42%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱117

$14.54 €12.93

-87.21%

Gasoline (1 liter)

$1.32 ₱83.2

$1.77 €1.58

-25.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$32.3K €28.8K

-32.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$31.5K €28.0K

-38.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.1 ₱6,173

$115 €102

-14.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.39 ₱906

$13.35 €11.87

7.79%

Internet (50+ Mbps, Unlimited Data)

$27.74 ₱1,747

$33.01 €29.37

-15.96%

Gym Membership (Monthly)

$31.94 ₱2,011

$33.21 €29.54

-3.82%

Tennis Court (1 Hour on Weekend)

$4.77 ₱301

Cinema Ticket

$5.52 ₱348

$10.54 €9.37

-47.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,303

$440 €391

-70.02%

International Primary School, 1 Child (Yearly)

$8,157 ₱513.6K

$9,989 €8,885

-18.34%

Jeans (Levis 501 Or Similar)

$32.92 ₱2,073

$63.7 €56.7

-48.35%

Summer Dress (H&M, Zara, etc)

$19.64 ₱1,236

$21.53 €19.15

-8.78%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,788

$106 €94.7

-28.57%

Men's Leather Business Shoes

$57.7 ₱3,631

$118 €105

-51.00%

1-bedroom Apartment, City Center (Monthly)

$265 ₱16.7K

$827 €736

-68.02%

1-bedroom Apartment, Outside City Center (Monthly)

$253 ₱15.9K

$578 €515

-56.33%

3-bedroom Apartment, City Center (Monthly)

$755 ₱47.5K

$1,132 €1,007

-33.32%

3-bedroom Apartment, Outside City Center (Monthly)

$349 ₱22.0K

$992 €882

-64.78%

Buy Apartment in City Center (m2)

$2,428 ₱152.9K

$2,804 €2,494

-13.41%

Buy Apartment Outside City Center (m2)

$1,003 ₱63.2K

$2,146 €1,909

-53.26%

Average Monthly Net Salary (After Tax)

$236 ₱14.9K

$2,313 €2,058

-89.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.3

118.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mandaue: October 18, 2026

Last update for Terrassa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mandaue

$253 30.6%

Terrassa

$578 38.8% 129% $326

Groceries & Markets

Mandaue

$207 25.1%

Terrassa

$293 19.7% 41.3% $86

Monthly Utilities & Internet

Mandaue

$140 17%

Terrassa

$161 10.8% 14.9% $21

Eating Out

Mandaue

$85 10.3%

Terrassa

$226 15.2% 166% $141

Clothing & Footwear

Mandaue

$84 10.2%

Terrassa

$139 9.3% 66.1% $55

Sport & Entertainment

Mandaue

$43 5.2%

Terrassa

$54 3.6% 26.3% $11

Getting Around

Mandaue

$14 1.7%

Terrassa

$39 2.6% 183% $25

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Mandaue and $827 in Terrassa. Housing cost is often the main lever when comparing two cities.

Terrassa pays 881% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Mandaue vs $55.0 in Terrassa for a mid-range dinner for two. Groceries echo the gap at $207 vs $293 per month, with Mandaue cheaper across the board.

Good to know

🇵🇭 Mandaue

🇪🇸 Terrassa

🕒 Local time

18:48 6:48 PM

12:48 12:48 PM

6 h behind Mandaue

🌤 Weather

👥 Population

364,116

225,277

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Mandaue Terrassa 11,750 km ≈ 15 h nonstop flight

From you

Mandaue
Terrassa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mandaue vs Terrassa: Cost of Living - Frequently Asked Questions

Mandaue wins on cost – living expenses run 81% lower than in Terrassa. Housing and daily spending are where you'll feel the difference most, making Mandaue the obvious pick if budget is a priority.

On paper, salaries run 881% lower in Terrassa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $265 in Mandaue versus $827 in Terrassa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Mandaue – a meal for two runs $24.00 versus $55.0 in Terrassa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $826 per month in Mandaue versus $1,492 in Terrassa – a 81% gap that adds up to real savings over time for anyone picking the cheaper option.

At $826 in Mandaue versus $1,492 in Terrassa, a $1,000 budget is realistic in Mandaue but tight or insufficient in Terrassa. The gap between the two cities makes Mandaue the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mandaue and Terrassa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mandaue gentler on the wallet – expenses run 81% less than in Terrassa. Beyond cost, consider language, visa policies, and how big the international community is in each city.