Last update: Oct 2026

Cost of Living Comparison Between Malmo and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,031 in Malmo, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

99

Cost of Living Index in Malmo
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Malmo Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Malmo

🇸🇪 Sweden

$2,031

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Malmo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malmo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,031 per month in Malmo vs $1,368 in Ubud, Bali, rent included.

Malmo $2,031
Ubud, Bali $1,368

A couple spends around $3,108 per month in Malmo vs $2,314 in Ubud, Bali, rent included.

Malmo $3,108
Ubud, Bali $2,314

A family of three spends $4,185 per month in Malmo vs $3,260 in Ubud, Bali, rent included.

Malmo $4,185
Ubud, Bali $3,260

Malmo costs about 49% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Malmo and Ubud, Bali sit above the global median – Malmo by 50%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$15.01 SEK 149

$3.33 Rp 59.9K

350.75%

Three-Course Dinner for Two, Mid-Range

$74.8 SEK 741

$35.18 Rp 633.2K

112.62%

Fast Food Meal (McDonalds, etc)

$12.13 SEK 120

$5.80 Rp 104.5K

109.14%

Cappuccino

$4.98 SEK 49.36

$2.73 Rp 49.1K

82.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 SEK 34.07

$1.64 Rp 29.5K

109.76%

Water (0.33 liter bottle)

$2.65 SEK 26.24

$0.83 Rp 15.0K

219.28%

Local Beer (0.5 liter draught)

$8.49 SEK 84.1

$2.70 Rp 48.6K

214.44%

Imported Beer (0.33 liter bottle)

$9.01 SEK 89.3

$4.30 Rp 77.4K

109.53%

Milk (1 liter)

$1.65 SEK 16.38

$1.50 Rp 27.1K

10.00%

White Bread (500g)

$2.80 SEK 27.74

$2.30 Rp 41.4K

21.74%

Rice (white) (1kg)

$3.44 SEK 34.08

$1.18 Rp 21.2K

191.53%

Eggs

$3.98 SEK 39.43

$2.14 Rp 38.6K

85.98%

Local Cheese (1kg)

$12.86 SEK 127

$17.48 Rp 314.6K

-26.43%

Chicken Fillets (1kg)

$12.07 SEK 120

$4.03 Rp 72.5K

199.50%

Beef Round Steak (1kg)

$21.13 SEK 209

$12.23 Rp 220.1K

72.77%

Apples (1kg)

$2.98 SEK 29.53

$3.55 Rp 63.9K

-16.06%

Banana (1kg)

$2.59 SEK 25.63

$1.57 Rp 28.3K

64.97%

Oranges (1kg)

$2.98 SEK 29.50

$2.24 Rp 40.2K

33.04%

Tomato (1kg)

$4.29 SEK 42.46

$1.93 Rp 34.7K

122.28%

Potato (1kg)

$1.63 SEK 16.12

$1.88 Rp 33.9K

-13.30%

Onion (1kg)

$1.52 SEK 15.03

$2.29 Rp 41.3K

-33.62%

Lettuce (1 head)

$2.44 SEK 24.20

$0.99 Rp 17.9K

146.46%

Water (1.5 liter bottle)

$1.17 SEK 11.56

$0.53 Rp 9,475

120.75%

Cigarettes 20 Pack (Marlboro, Camel)

$7.83 SEK 77.6

$2.28 Rp 41.1K

243.42%

Wine (Bottle)

$11.49 SEK 114

$23.01 Rp 414.2K

-50.07%

Local Beer (0.5 liter bottle)

$1.94 SEK 19.21

$2.34 Rp 42.2K

-17.09%

Imported Beer (0.33 liter bottle)

$2.33 SEK 23.04

$2.91 Rp 52.4K

-19.93%

One-way Ticket (Public Transport)

$3.12 SEK 30.89

$0.24 Rp 4,315

1200.00%

Public Transport Monthly Pass (Regular Price)

$64.3 SEK 637

$8.82 Rp 158.7K

629.37%

Taxi Start (Normal Tariff)

$6.36 SEK 63.1

$0.48 Rp 8,684

1225.00%

Taxi (Normal Tariff) (1km)

$2.47 SEK 24.48

$0.46 Rp 8,233

436.96%

Taxi 1hour Waiting (Normal Tariff)

$49.15 SEK 487

$5.45 Rp 98.2K

801.83%

Gasoline (1 liter)

$1.78 SEK 17.68

$0.88 Rp 15.9K

102.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K SEK 323.9K

$24.6K Rp 442.2M

33.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K SEK 330.1K

$31.2K Rp 561.4M

6.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 SEK 1,377

$83.0 Rp 1.5M

67.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.01 SEK 248

$6.45 Rp 116.0K

287.75%

Internet (50+ Mbps, Unlimited Data)

$38.88 SEK 385

$18.57 Rp 334.2K

109.37%

Gym Membership (Monthly)

$40.60 SEK 402

$55.8 Rp 1.0M

-27.27%

Tennis Court (1 Hour on Weekend)

$29.04 SEK 288

$18.11 Rp 326.0K

60.35%

Cinema Ticket

$16.99 SEK 168

$4.38 Rp 78.9K

287.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 SEK 1,667

$493 Rp 8.9M

-65.87%

International Primary School, 1 Child (Yearly)

$3,337 SEK 33.1K

$5,754 Rp 103.6M

-42.00%

Jeans (Levis 501 Or Similar)

$97.8 SEK 969

$46.19 Rp 831.4K

111.63%

Summer Dress (H&M, Zara, etc)

$44.17 SEK 438

$35.33 Rp 636.0K

25.02%

Sport Shoes (Adidas, Nike)

$111 SEK 1,097

$79.1 Rp 1.4M

40.02%

Men's Leather Business Shoes

$151 SEK 1,493

$78.4 Rp 1.4M

92.17%

1-bedroom Apartment, City Center (Monthly)

$1,059 SEK 10.5K

$1,142 Rp 20.6M

-7.29%

1-bedroom Apartment, Outside City Center (Monthly)

$806 SEK 7,989

$676 Rp 12.2M

19.34%

3-bedroom Apartment, City Center (Monthly)

$1,720 SEK 17.0K

$3,503 Rp 63.1M

-50.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,354 SEK 13.4K

$1,700 Rp 30.6M

-20.37%

Buy Apartment in City Center (m2)

$4,083 SEK 40.5K

$2,784 Rp 50.1M

46.65%

Buy Apartment Outside City Center (m2)

$3,100 SEK 30.7K

$2,241 Rp 40.3M

38.37%

Average Monthly Net Salary (After Tax)

$2,978 SEK 29.5K

$165 Rp 3.0M

1709.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

13.78

-77.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malmo: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Malmo

$806 39.7%

Ubud, Bali

$676 49.4% 16.2% $131

Groceries & Markets

Malmo

$369 18.2%

Ubud, Bali

$290 21.2% 21.4% $79

Eating Out

Malmo

$301 14.8%

Ubud, Bali

$109 8% 63.9% $192

Monthly Utilities & Internet

Malmo

$203 10%

Ubud, Bali

$108 7.9% 46.7% $95

Clothing & Footwear

Malmo

$181 8.9%

Ubud, Bali

$108 7.9% 40.7% $74

Getting Around

Malmo

$96 4.7%

Ubud, Bali

$13 0.9% 86.9% $83

Sport & Entertainment

Malmo

$75 3.7%

Ubud, Bali

$65 4.7% 13.4% $10

Cost Breakdown

A central one-bedroom costs $1,059 in Malmo versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1710% higher in Malmo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Malmo versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $369 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇸🇪 Malmo

🇮🇩 Ubud, Bali

🕒 Local time

05:57 5:57 AM

11:57 11:57 AM

6 h ahead of Malmo

🌤 Weather

👥 Population

316,588

74,800

💱 Currency

Swedish Krona SEK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Malmo Ubud, Bali 11,560 km ≈ 15 h nonstop flight

From you

Malmo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malmo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Malmo costs about 49% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,047 per month in Malmo and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $168 per month in Malmo and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 27% more in Malmo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Malmo at $2,031. In Ubud, Bali it covers expenses comfortably, while in Malmo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,031 in Malmo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Malmo makes more sense. Both are solid long-term options with distinct trade-offs.