Cost of Living Comparison Between Malmo and Ubud, Bali Cost of Living Comparison Between Malmo and Ubud, Bali

Monthly Cost of Living

A single person spends $2,093 per month in Malmo vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,234 per month in Malmo vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,376 per month in Malmo vs $3,273 in Ubud, Bali, rent included.

Malmo costs about 50% more than Ubud, Bali, driven mainly by Eating Out.

Both Malmo and Ubud, Bali sit above the global median – Malmo by 52%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Malmo
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.36 SEK 148
$3.37 Rp 59.8K
355.79%
Three-Course Dinner for Two, Mid-Range
$79.8 SEK 768
$38.59 Rp 683.8K
106.76%
Fast Food Meal (McDonalds, etc)
$12.28 SEK 118
$5.52 Rp 97.8K
122.46%
Cappuccino
$4.87 SEK 46.86
$2.64 Rp 46.9K
84.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.55 SEK 34.15
$1.67 Rp 29.6K
112.57%
Water (0.33 liter bottle)
$2.84 SEK 27.28
$0.77 Rp 13.6K
268.83%
Local Beer (0.5 liter draught)
$9.09 SEK 87.4
$2.63 Rp 46.7K
245.63%
Imported Beer (0.33 liter bottle)
$9.34 SEK 89.9
$4.28 Rp 75.9K
118.22%
🛒 Groceries & Markets
Malmo
Ubud, Bali
Difference
Milk (1 liter)
$1.83 SEK 17.64
$1.55 Rp 27.4K
18.06%
White Bread (500g)
$3.00 SEK 28.86
$2.22 Rp 39.4K
35.14%
Rice (white) (1kg)
$3.64 SEK 35.02
$1.13 Rp 19.9K
222.12%
Eggs
$4.18 SEK 40.24
$2.09 Rp 37.0K
100.00%
Local Cheese (1kg)
$13.29 SEK 128
$17.39 Rp 308.2K
-23.58%
Chicken Fillets (1kg)
$12.35 SEK 119
$3.87 Rp 68.5K
219.12%
Beef Round Steak (1kg)
$22.05 SEK 212
$12.55 Rp 222.4K
75.70%
Apples (1kg)
$3.12 SEK 30.02
$3.62 Rp 64.1K
-13.81%
Banana (1kg)
$2.57 SEK 24.69
$1.56 Rp 27.6K
64.74%
Oranges (1kg)
$3.07 SEK 29.54
$2.35 Rp 41.7K
30.64%
Tomato (1kg)
$4.42 SEK 42.56
$2.06 Rp 36.4K
114.56%
Potato (1kg)
$1.76 SEK 16.96
$1.90 Rp 33.7K
-7.37%
Onion (1kg)
$1.60 SEK 15.37
$2.34 Rp 41.4K
-31.62%
Lettuce (1 head)
$2.64 SEK 25.41
$1.03 Rp 18.3K
156.31%
Water (1.5 liter bottle)
$1.29 SEK 12.37
$0.55 Rp 9,830
134.55%
Cigarettes 20 Pack (Marlboro, Camel)
$7.95 SEK 76.5
$2.25 Rp 39.9K
253.33%
Wine (Bottle)
$11.86 SEK 114
$23.81 Rp 421.9K
-50.19%
Local Beer (0.5 liter bottle)
$2.14 SEK 20.62
$2.31 Rp 41.0K
-7.36%
Imported Beer (0.33 liter bottle)
$2.43 SEK 23.36
$2.80 Rp 49.6K
-13.21%
🚌 Getting Around
Malmo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.27 SEK 31.44
$0.27 Rp 4,827
1111.11%
Public Transport Monthly Pass (Regular Price)
$66.5 SEK 640
$8.66 Rp 153.5K
668.24%
Taxi Start (Normal Tariff)
$6.29 SEK 60.5
$0.48 Rp 8,533
1210.42%
Taxi (Normal Tariff) (1km)
$2.50 SEK 24.09
$0.45 Rp 7,904
455.56%
Taxi 1hour Waiting (Normal Tariff)
$52.8 SEK 508
$5.72 Rp 101.4K
822.90%
Gasoline (1 liter)
$1.81 SEK 17.37
$0.76 Rp 13.4K
138.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K SEK 328.2K
$24.5K Rp 433.9M
39.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K SEK 338.0K
$32.1K Rp 569.3M
9.40%
🧾 Monthly Utilities & Internet
Malmo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 SEK 1,375
$83.6 Rp 1.5M
71.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.75 SEK 267
$6.46 Rp 114.4K
329.57%
Internet (50+ Mbps, Unlimited Data)
$39.07 SEK 376
$18.99 Rp 336.6K
105.74%
🎉 Sport & Entertainment
Malmo
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.75 SEK 440
$56.0 Rp 992.0K
-18.26%
Tennis Court (1 Hour on Weekend)
$30.43 SEK 293
$18.62 Rp 329.9K
63.43%
Cinema Ticket
$18.13 SEK 174
$4.28 Rp 75.9K
323.60%
🧸 Childcare & Education
Malmo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$176 SEK 1,690
$487 Rp 8.6M
-63.89%
International Primary School, 1 Child (Yearly)
$3,485 SEK 33.5K
$5,856 Rp 103.8M
-40.49%
👕👟 Clothing & Footwear
Malmo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$104 SEK 999
$45.56 Rp 807.4K
127.88%
Summer Dress (H&M, Zara, etc)
$46.39 SEK 446
$36.38 Rp 644.7K
27.52%
Sport Shoes (Adidas, Nike)
$119 SEK 1,148
$82.0 Rp 1.5M
45.63%
Men's Leather Business Shoes
$159 SEK 1,534
$80.4 Rp 1.4M
98.30%
🏠 Accommodation & Living
Malmo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,054 SEK 10.1K
$1,117 Rp 19.8M
-5.59%
1-bedroom Apartment, Outside City Center (Monthly)
$845 SEK 8,132
$701 Rp 12.4M
20.58%
3-bedroom Apartment, City Center (Monthly)
$1,733 SEK 16.7K
$3,537 Rp 62.7M
-51.01%
3-bedroom Apartment, Outside City Center (Monthly)
$1,421 SEK 13.7K
$1,762 Rp 31.2M
-19.36%
Buy Apartment in City Center (m2)
$4,223 SEK 40.6K
$2,826 Rp 50.1M
49.44%
Buy Apartment Outside City Center (m2)
$3,338 SEK 32.1K
$2,292 Rp 40.6M
45.64%
💵 Salaries & Financials
Malmo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,200 SEK 30.8K
$170 Rp 3.0M
1784.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.02
13.78
-78.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malmo: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,054 in Malmo versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1785% higher in Malmo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Malmo versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $387 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Malmo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Malmo or Ubud, Bali?
Malmo costs about 50% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Malmo and in Ubud, Bali?
For a comfortable life, plan on about $3,139 per month in Malmo and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Malmo or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Malmo and in Ubud, Bali?
Kindergarten costs $176 per month in Malmo and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Malmo or in Ubud, Bali?
Groceries cost about 32% more in Malmo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Malmo or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Malmo at $2,093. In Ubud, Bali it covers expenses comfortably, while in Malmo it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Malmo or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $2,093 in Malmo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Malmo compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Malmo or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Malmo makes more sense. Both are solid long-term options with distinct trade-offs.

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