Cost of Living Comparison Between Malmo and Ludvika Cost of Living Comparison Between Malmo and Ludvika

Monthly Cost of Living

A single person spends $2,083 per month in Malmo vs $1,609 in Ludvika, rent included.

A couple spends around $3,221 per month in Malmo vs $2,693 in Ludvika, rent included.

A family of three spends $4,359 per month in Malmo vs $3,776 in Ludvika, rent included.

Malmo costs about 29% more than Ludvika, driven mainly by Getting Around.

Both Malmo and Ludvika sit above the global median – Malmo by 52%, Ludvika by 18%.

Meal at Budget Restaurant

$15.40 SEK 152

$14.25 SEK 140

8.07%

Three-Course Dinner for Two, Mid-Range

$76.7 SEK 756

$66.0 SEK 651

16.16%

Fast Food Meal (McDonalds, etc)

$12.22 SEK 120

$10.43 SEK 103

17.16%

Cappuccino

$5.10 SEK 50.3

$4.48 SEK 44.19

13.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 SEK 33.24

$2.73 SEK 26.88

23.44%

Water (0.33 liter bottle)

$2.68 SEK 26.37

$2.21 SEK 21.81

21.27%

Local Beer (0.5 liter draught)

$8.97 SEK 88.4

$7.15 SEK 70.5

25.45%

Imported Beer (0.33 liter bottle)

$8.97 SEK 88.4

$7.20 SEK 70.9

24.58%

Milk (1 liter)

$1.75 SEK 17.24

$1.80 SEK 17.74

-2.78%

White Bread (500g)

$3.03 SEK 29.88

$2.65 SEK 26.11

14.34%

Rice (white) (1kg)

$3.58 SEK 35.27

$3.88 SEK 38.21

-7.73%

Eggs

$4.23 SEK 41.71

$5.11 SEK 50.4

-17.22%

Local Cheese (1kg)

$13.07 SEK 129

$13.63 SEK 134

-4.11%

Chicken Fillets (1kg)

$12.22 SEK 120

$13.65 SEK 135

-10.48%

Beef Round Steak (1kg)

$22.01 SEK 217

$28.45 SEK 280

-22.64%

Apples (1kg)

$3.05 SEK 30.04

$3.22 SEK 31.77

-5.28%

Banana (1kg)

$2.62 SEK 25.85

$3.35 SEK 32.98

-21.79%

Oranges (1kg)

$3.18 SEK 31.30

$3.67 SEK 36.19

-13.35%

Tomato (1kg)

$4.44 SEK 43.75

$4.22 SEK 41.54

5.21%

Potato (1kg)

$1.74 SEK 17.14

$1.51 SEK 14.87

15.23%

Onion (1kg)

$1.52 SEK 14.99

$1.74 SEK 17.18

-12.64%

Lettuce (1 head)

$2.48 SEK 24.46

$2.30 SEK 22.62

7.83%

Water (1.5 liter bottle)

$1.31 SEK 12.89

$1.56 SEK 15.42

-16.03%

Cigarettes 20 Pack (Marlboro, Camel)

$7.79 SEK 76.7

$7.42 SEK 73.1

4.99%

Wine (Bottle)

$11.80 SEK 116

$10.27 SEK 101

14.90%

Local Beer (0.5 liter bottle)

$2.00 SEK 19.72

$1.96 SEK 19.35

2.04%

Imported Beer (0.33 liter bottle)

$2.32 SEK 22.85

$2.34 SEK 23.02

-0.85%

One-way Ticket (Public Transport)

$3.20 SEK 31.49

Public Transport Monthly Pass (Regular Price)

$64.5 SEK 636

Taxi Start (Normal Tariff)

$6.42 SEK 63.3

$13.07 SEK 129

-50.88%

Taxi (Normal Tariff) (1km)

$2.44 SEK 24.00

$2.08 SEK 20.53

17.31%

Taxi 1hour Waiting (Normal Tariff)

$51.8 SEK 510

$82.8 SEK 816

-37.48%

Gasoline (1 liter)

$1.76 SEK 17.33

$1.80 SEK 17.75

-2.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K SEK 327.4K

$34.0K SEK 335.4K

-2.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K SEK 332.3K

$33.3K SEK 327.8K

1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 SEK 1,384

$103 SEK 1,017

36.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.87 SEK 265

$20.30 SEK 200

32.36%

Internet (50+ Mbps, Unlimited Data)

$37.50 SEK 370

$47.77 SEK 471

-21.50%

Gym Membership (Monthly)

$43.40 SEK 428

$30.66 SEK 302

41.55%

Tennis Court (1 Hour on Weekend)

$29.75 SEK 293

$51.3 SEK 506

-42.02%

Cinema Ticket

$17.63 SEK 174

$16.61 SEK 164

6.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 SEK 1,695

$219 SEK 2,156

-21.37%

International Primary School, 1 Child (Yearly)

$3,416 SEK 33.7K

Jeans (Levis 501 Or Similar)

$103 SEK 1,012

$99.4 SEK 980

3.33%

Summer Dress (H&M, Zara, etc)

$46.61 SEK 459

$54.8 SEK 540

-14.87%

Sport Shoes (Adidas, Nike)

$114 SEK 1,120

$98.0 SEK 966

16.00%

Men's Leather Business Shoes

$156 SEK 1,542

$216 SEK 2,131

-27.64%

1-bedroom Apartment, City Center (Monthly)

$1,044 SEK 10.3K

$466 SEK 4,596

123.87%

1-bedroom Apartment, Outside City Center (Monthly)

$816 SEK 8,044

$440 SEK 4,339

85.41%

3-bedroom Apartment, City Center (Monthly)

$1,750 SEK 17.2K

$984 SEK 9,695

77.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,377 SEK 13.6K

$996 SEK 9,818

38.18%

Buy Apartment in City Center (m2)

$4,211 SEK 41.5K

Buy Apartment Outside City Center (m2)

$3,287 SEK 32.4K

Average Monthly Net Salary (After Tax)

$3,113 SEK 30.7K

$3,781 SEK 37.3K

-17.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

3.2

-5.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malmo: September 14, 2026

Last update for Ludvika: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,044 in Malmo versus $466 in Ludvika. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Ludvika, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Malmo versus $66.0 in Ludvika. Groceries tell a different story – $383 in Malmo vs $418 in Ludvika – so Malmo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malmo vs Ludvika: Cost of Living - Frequently Asked Questions

Malmo costs about 29% more than Ludvika, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,125 per month in Malmo and $2,414 in Ludvika. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludvika, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,083 in Malmo and $1,609 in Ludvika. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $172 per month in Malmo and $219 in Ludvika. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ludvika, where all-in costs run around $1,609, than in Malmo at $2,083. In Ludvika it covers expenses comfortably, while in Malmo it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ludvika costs $1,609 versus $2,083 in Malmo. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Ludvika. If higher salaries, better infrastructure, or specific career opportunities are the priority, Malmo makes more sense. Both are solid long-term options with distinct trade-offs.