Cost of Living Comparison Between Malaybalay and Baguio Cost of Living Comparison Between Malaybalay and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $778 in Malaybalay versus $788 in Baguio.

Estimated couple costs with rent: $1,211 in Malaybalay versus $1,154 in Baguio.

Monthly costs for a family of three with rent: $1,644 in Malaybalay versus $1,520 in Baguio.

Living in Malaybalay costs roughly 1% less than in Baguio, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Malaybalay 42% lower, Baguio 41% lower.

Meal at Budget Restaurant

$4.37 ₱269

$3.57 ₱220

22.41%

Three-Course Dinner for Two, Mid-Range

$16.17 ₱997

$13.38 ₱825

20.85%

Fast Food Meal (McDonalds, etc)

$3.91 ₱241

$2.64 ₱162

48.11%

Cappuccino

$2.07 ₱128

$2.36 ₱145

-12.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₱31.67

$0.65 ₱40.14

-21.54%

Water (0.33 liter bottle)

$0.36 ₱22.49

$0.38 ₱23.18

-5.26%

Local Beer (0.5 liter draught)

$1.08 ₱66.7

$1.39 ₱85.5

-22.30%

Imported Beer (0.33 liter bottle)

$1.75 ₱108

$1.89 ₱117

-7.41%

Milk (1 liter)

$1.74 ₱107

$1.88 ₱116

-7.45%

White Bread (500g)

$1.28 ₱78.7

$1.19 ₱73.4

7.56%

Rice (white) (1kg)

$0.99 ₱60.9

$1.12 ₱68.8

-11.61%

Eggs

$2.09 ₱129

$2.22 ₱137

-5.86%

Local Cheese (1kg)

$5.98 ₱369

$9.21 ₱568

-35.07%

Chicken Fillets (1kg)

$4.49 ₱277

$3.74 ₱231

20.05%

Beef Round Steak (1kg)

$7.21 ₱444

$8.33 ₱514

-13.45%

Apples (1kg)

$2.90 ₱179

$2.74 ₱169

5.84%

Banana (1kg)

$1.19 ₱73.5

$1.80 ₱111

-33.89%

Oranges (1kg)

$2.38 ₱147

$2.39 ₱147

-0.42%

Tomato (1kg)

$1.35 ₱83.4

$1.20 ₱74.3

12.50%

Potato (1kg)

$2.30 ₱142

$1.81 ₱112

27.07%

Onion (1kg)

$3.31 ₱204

$2.29 ₱141

44.54%

Lettuce (1 head)

$1.32 ₱81.4

$0.73 ₱45.12

80.82%

Water (1.5 liter bottle)

$0.60 ₱37.29

$0.72 ₱44.25

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₱166

$3.26 ₱201

-17.48%

Wine (Bottle)

$7.91 ₱488

$9.08 ₱560

-12.89%

Local Beer (0.5 liter bottle)

$1.40 ₱86.1

$1.06 ₱65.5

32.08%

Imported Beer (0.33 liter bottle)

$1.50 ₱92.2

$2.31 ₱143

-35.06%

One-way Ticket (Public Transport)

$0.28 ₱17.37

$0.26 ₱15.91

7.69%

Public Transport Monthly Pass (Regular Price)

$10.85 ₱669

Taxi Start (Normal Tariff)

$0.91 ₱56.2

$0.92 ₱57.0

-1.09%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.47

$0.24 ₱14.88

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱134

$2.40 ₱148

-9.17%

Gasoline (1 liter)

$1.14 ₱70.5

$1.12 ₱69.0

1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K ₱1.4M

$31.8K ₱2.0M

-29.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K ₱1.3M

$20.3K ₱1.3M

2.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ₱6,357

$147 ₱9,087

-30.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.29 ₱2,053

$35.37 ₱2,181

-5.88%

Internet (50+ Mbps, Unlimited Data)

$36.73 ₱2,265

$26.43 ₱1,630

38.97%

Gym Membership (Monthly)

$34.32 ₱2,116

$22.38 ₱1,380

53.35%

Tennis Court (1 Hour on Weekend)

$4.46 ₱275

$4.18 ₱257

6.70%

Cinema Ticket

$4.53 ₱279

$5.60 ₱346

-19.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₱7,334

$154 ₱9,495

-22.76%

International Primary School, 1 Child (Yearly)

$4,392 ₱270.8K

$4,706 ₱290.2K

-6.68%

Jeans (Levis 501 Or Similar)

$45.45 ₱2,803

$47.79 ₱2,947

-4.90%

Summer Dress (H&M, Zara, etc)

$30.66 ₱1,890

$27.10 ₱1,671

13.14%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,756

$76.1 ₱4,690

1.39%

Men's Leather Business Shoes

$70.1 ₱4,320

$45.80 ₱2,824

52.95%

1-bedroom Apartment, City Center (Monthly)

$271 ₱16.7K

$345 ₱21.3K

-21.61%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱11.0K

$145 ₱8,959

22.63%

3-bedroom Apartment, City Center (Monthly)

$576 ₱35.5K

$549 ₱33.8K

4.96%

3-bedroom Apartment, Outside City Center (Monthly)

$393 ₱24.2K

$261 ₱16.1K

50.42%

Buy Apartment in City Center (m2)

$2,167 ₱133.6K

$2,417 ₱149.1K

-10.38%

Buy Apartment Outside City Center (m2)

$905 ₱55.8K

$933 ₱57.5K

-2.97%

Average Monthly Net Salary (After Tax)

$181 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.56

4.5

112.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malaybalay: June 2, 2026

Last update for Baguio: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $271 in Malaybalay and $345 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $16.00 in Malaybalay vs $13.00 in Baguio. Groceries flip the comparison at $194 vs $205, with Malaybalay cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malaybalay vs Baguio: Cost of Living - Frequently Asked Questions

Malaybalay wins on cost – living expenses run 1% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Malaybalay the obvious pick if budget is a priority.

You'd need roughly $1,166 in Malaybalay and $1,182 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $271 in Malaybalay versus $345 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $778 per month in Malaybalay versus $788 in Baguio – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Malaybalay gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Malaybalay and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malaybalay gentler on the wallet – expenses run 1% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.