Last update: Nov 2026

Cost of Living Comparison Between Baguio and Malaybalay

For one person, living costs are similar in Baguio and in Malaybalay: $734 and $739 a month, rent and utilities included.

35

Cost of Living Index in Baguio
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Baguio Living Index
36

Cost of Living Index in Malaybalay
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Malaybalay Living Index

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Baguio

🇵🇭 Philippines

$734

/mo nomad

Malaybalay

🇵🇭 Philippines

$739

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Malaybalay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Malaybalay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $739 in Malaybalay.

Baguio $734
Malaybalay $739

Estimated couple costs with rent: $1,206 in Baguio versus $1,140 in Malaybalay.

Baguio $1,206
Malaybalay $1,140

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,542 in Malaybalay.

Baguio $1,677
Malaybalay $1,542

Monthly costs are close between Baguio and Malaybalay; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 46% lower, Malaybalay 45% lower.

Meal at Budget Restaurant

$3.10 ₱197

$4.55 ₱289

-31.87%

Three-Course Dinner for Two, Mid-Range

$23.95 ₱1,523

$16.36 ₱1,040

46.39%

Fast Food Meal (McDonalds, etc)

$2.71 ₱173

$3.49 ₱222

-22.35%

Cappuccino

$1.69 ₱108

$2.14 ₱136

-21.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱42.70

$0.45 ₱28.56

48.89%

Water (0.33 liter bottle)

$0.39 ₱24.55

$0.32 ₱20.47

21.88%

Local Beer (0.5 liter draught)

$1.14 ₱72.4

$1.18 ₱75.3

-3.39%

Imported Beer (0.33 liter bottle)

$1.91 ₱122

$2.06 ₱131

-7.28%

Milk (1 liter)

$1.78 ₱113

$1.97 ₱125

-9.64%

White Bread (500g)

$0.88 ₱55.8

$1.10 ₱70.1

-20.00%

Rice (white) (1kg)

$0.97 ₱61.4

$0.84 ₱53.5

15.48%

Eggs

$1.83 ₱117

$1.90 ₱121

-3.68%

Local Cheese (1kg)

$4.75 ₱302

$6.31 ₱401

-24.72%

Chicken Fillets (1kg)

$3.22 ₱205

$4.55 ₱289

-29.23%

Beef Round Steak (1kg)

$7.01 ₱446

$9.02 ₱573

-22.28%

Apples (1kg)

$2.58 ₱164

$2.70 ₱171

-4.44%

Banana (1kg)

$2.13 ₱135

$1.11 ₱70.6

91.89%

Oranges (1kg)

$2.79 ₱177

$2.39 ₱152

16.74%

Tomato (1kg)

$0.92 ₱58.2

$1.14 ₱72.3

-19.30%

Potato (1kg)

$1.39 ₱88.4

$1.90 ₱121

-26.84%

Onion (1kg)

$1.37 ₱87.0

$3.29 ₱209

-58.36%

Lettuce (1 head)

$0.65 ₱41.46

$1.24 ₱78.8

-47.58%

Water (1.5 liter bottle)

$0.35 ₱22.27

$0.67 ₱42.60

-47.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱179

$2.41 ₱153

16.60%

Wine (Bottle)

$6.99 ₱444

$7.89 ₱501

-11.41%

Local Beer (0.5 liter bottle)

$0.77 ₱48.92

$1.22 ₱77.5

-36.89%

Imported Beer (0.33 liter bottle)

$2.98 ₱190

$1.66 ₱106

79.52%

One-way Ticket (Public Transport)

$0.25 ₱16.00

$0.24 ₱15.27

4.17%

Public Transport Monthly Pass (Regular Price)

$14.49 ₱921

$12.31 ₱783

17.71%

Taxi Start (Normal Tariff)

$1.00 ₱63.8

$0.79 ₱50.4

26.58%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.00

$0.24 ₱15.32

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱118

$1.91 ₱121

-2.62%

Gasoline (1 liter)

$1.30 ₱82.8

$1.26 ₱80.3

3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$21.2K ₱1.4M

-1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$18.7K ₱1.2M

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.4 ₱6,003

$104 ₱6,590

-8.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.64 ₱1,058

$19.05 ₱1,211

-12.65%

Internet (50+ Mbps, Unlimited Data)

$30.88 ₱1,963

$30.84 ₱1,961

0.13%

Gym Membership (Monthly)

$27.58 ₱1,754

$31.24 ₱1,987

-11.72%

Tennis Court (1 Hour on Weekend)

$7.74 ₱492

$5.12 ₱325

51.17%

Cinema Ticket

$4.72 ₱300

$4.80 ₱305

-1.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,019 ₱64.8K

$105 ₱6,703

866.42%

International Primary School, 1 Child (Yearly)

$5,258 ₱334.3K

$7,393 ₱470.1K

-28.89%

Jeans (Levis 501 Or Similar)

$49.98 ₱3,178

$32.03 ₱2,036

56.04%

Summer Dress (H&M, Zara, etc)

$37.84 ₱2,406

$19.04 ₱1,211

98.74%

Sport Shoes (Adidas, Nike)

$71.8 ₱4,567

$71.0 ₱4,513

1.20%

Men's Leather Business Shoes

$79.8 ₱5,072

$59.6 ₱3,792

33.75%

1-bedroom Apartment, City Center (Monthly)

$387 ₱24.6K

$250 ₱15.9K

54.48%

1-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.4K

$166 ₱10.5K

17.55%

3-bedroom Apartment, City Center (Monthly)

$1,031 ₱65.6K

$485 ₱30.8K

112.65%

3-bedroom Apartment, Outside City Center (Monthly)

$513 ₱32.6K

$354 ₱22.5K

44.83%

Buy Apartment in City Center (m2)

$4,025 ₱255.9K

$2,659 ₱169.1K

51.36%

Buy Apartment Outside City Center (m2)

$1,526 ₱97.0K

$1,116 ₱71.0K

36.73%

Average Monthly Net Salary (After Tax)

$180 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

-15.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Malaybalay: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$195 26.6%

Malaybalay

$166 22.4% 14.9% $29

Groceries & Markets

Baguio

$168 22.9%

Malaybalay

$196 26.5% 16.8% $28

Monthly Utilities & Internet

Baguio

$142 19.3%

Malaybalay

$154 20.8% 8.2% $12

Clothing & Footwear

Baguio

$108 14.7%

Malaybalay

$82 11.1% 24.1% $26

Eating Out

Baguio

$67 9.1%

Malaybalay

$86 11.6% 27.9% $19

Sport & Entertainment

Baguio

$37 5%

Malaybalay

$41 5.5% 10.4% $3.8

Getting Around

Baguio

$18 2.4%

Malaybalay

$15 2.1% 13.2% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $250 in Malaybalay. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Baguio vs $16 in Malaybalay. Groceries flip the comparison at $168 vs $196, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Baguio

🇵🇭 Malaybalay

🕒 Local time

08:09 8:09 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

190,712

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Baguio Malaybalay 1,040 km ≈ 1 h 45 min nonstop flight

From you

Baguio
Malaybalay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Malaybalay: Cost of Living - Frequently Asked Questions

You’d need roughly $1,102 in Baguio and $1,109 in Malaybalay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $387 in Baguio versus $250 in Malaybalay. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Malaybalay runs roughly 15% less than in Baguio. The price difference matters if you commute daily and watch your budget.

Supermarket bills run roughly 17% higher in Malaybalay. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.