Last update: Oct 2026

Cost of Living Comparison Between Lyon and Cergy

For one person, living is cheaper in Cergy: $1,666 a month against $2,025 in Lyon, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

98

Cost of Living Index in Lyon
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Lyon Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Lyon

🇫🇷 France

$2,025

/mo nomad

Cergy

🇫🇷 France

$1,666

/mo nomad

Monthly Cost of Living

How much you'll spend in Lyon and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lyon and in Cergy actually costs, broken down by who's living it.

A single person spends $2,025 per month in Lyon vs $1,666 in Cergy, rent included.

Lyon $2,025
Cergy $1,666

A couple spends around $3,130 per month in Lyon vs $2,536 in Cergy, rent included.

Lyon $3,130
Cergy $2,536

A family of three spends $4,236 per month in Lyon vs $3,405 in Cergy, rent included.

Lyon $4,236
Cergy $3,405

Lyon costs about 22% more than Cergy, and outside of rent the biggest gap is in eating out.

Both Lyon and Cergy sit above the global median – Lyon by 50%, Cergy by 23%.

Meal at Budget Restaurant

$16.87 €15.00

$8.87 €7.89

90.19%

Three-Course Dinner for Two, Mid-Range

$67.0 €59.6

$49.28 €43.83

35.96%

Fast Food Meal (McDonalds, etc)

$13.32 €11.85

$9.05 €8.05

47.18%

Cappuccino

$4.11 €3.66

$2.81 €2.50

46.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 €2.55

$1.30 €1.16

120.77%

Water (0.33 liter bottle)

$1.73 €1.54

$1.74 €1.55

-0.57%

Local Beer (0.5 liter draught)

$8.00 €7.12

$5.16 €4.59

55.04%

Imported Beer (0.33 liter bottle)

$6.31 €5.61

$5.49 €4.88

14.94%

Milk (1 liter)

$1.51 €1.34

$1.24 €1.11

21.77%

White Bread (500g)

$1.72 €1.53

$1.88 €1.67

-8.51%

Rice (white) (1kg)

$2.49 €2.21

$2.83 €2.51

-12.01%

Eggs

$4.63 €4.12

$4.04 €3.60

14.60%

Local Cheese (1kg)

$22.54 €20.05

$21.87 €19.45

3.06%

Chicken Fillets (1kg)

$12.38 €11.01

$10.42 €9.27

18.81%

Beef Round Steak (1kg)

$23.55 €20.95

$23.27 €20.70

1.20%

Apples (1kg)

$2.40 €2.13

$3.43 €3.05

-30.03%

Banana (1kg)

$2.41 €2.14

$2.09 €1.86

15.31%

Oranges (1kg)

$3.54 €3.15

$2.21 €1.96

60.18%

Tomato (1kg)

$3.07 €2.73

$2.16 €1.92

42.13%

Potato (1kg)

$2.54 €2.26

$1.91 €1.70

32.98%

Onion (1kg)

$3.08 €2.74

$2.03 €1.80

51.72%

Lettuce (1 head)

$1.35 €1.20

$1.78 €1.58

-24.16%

Water (1.5 liter bottle)

$1.06 €0.94

$0.68 €0.61

55.88%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 €12.36

$13.07 €11.63

6.35%

Wine (Bottle)

$8.04 €7.15

$8.45 €7.51

-4.85%

Local Beer (0.5 liter bottle)

$2.75 €2.45

$2.40 €2.14

14.58%

Imported Beer (0.33 liter bottle)

$3.32 €2.95

$4.31 €3.84

-22.97%

One-way Ticket (Public Transport)

$2.29 €2.03

$1.87 €1.66

22.46%

Public Transport Monthly Pass (Regular Price)

$83.6 €74.4

$48.29 €42.95

73.20%

Taxi Start (Normal Tariff)

$7.92 €7.04

$2.24 €1.99

253.57%

Taxi (Normal Tariff) (1km)

$2.17 €1.93

$2.14 €1.90

1.40%

Taxi 1hour Waiting (Normal Tariff)

$41.68 €37.08

$24.55 €21.84

69.78%

Gasoline (1 liter)

$2.23 €1.99

$1.95 €1.73

14.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €31.0K

$33.9K €30.1K

2.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$35.2K €31.3K

-1.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 €240

$206 €183

31.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.35 €12.76

$15.07 €13.41

-4.78%

Internet (50+ Mbps, Unlimited Data)

$28.64 €25.48

$22.38 €19.91

27.97%

Gym Membership (Monthly)

$39.31 €34.96

$35.13 €31.25

11.90%

Tennis Court (1 Hour on Weekend)

$27.36 €24.34

Cinema Ticket

$14.64 €13.02

$14.22 €12.65

2.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 €550

$625 €556

-0.97%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$8,211 €7,304

37.38%

Jeans (Levis 501 Or Similar)

$109 €96.8

$88.2 €78.4

23.40%

Summer Dress (H&M, Zara, etc)

$43.48 €38.67

$40.58 €36.09

7.15%

Sport Shoes (Adidas, Nike)

$123 €109

$99.8 €88.8

23.21%

Men's Leather Business Shoes

$124 €111

$104 €92.1

20.08%

1-bedroom Apartment, City Center (Monthly)

$886 €788

$742 €660

19.41%

1-bedroom Apartment, Outside City Center (Monthly)

$672 €598

$602 €535

11.67%

3-bedroom Apartment, City Center (Monthly)

$1,804 €1,604

$1,384 €1,231

30.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,285 €1,143

$1,104 €982

16.43%

Buy Apartment in City Center (m2)

$6,364 €5,661

$3,853 €3,427

65.18%

Buy Apartment Outside City Center (m2)

$3,953 €3,516

$3,001 €2,669

31.73%

Average Monthly Net Salary (After Tax)

$3,062 €2,723

$2,624 €2,334

16.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

3.5

5.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lyon: October 12, 2026

Last update for Cergy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lyon

$672 33.2%

Cergy

$602 36.1% 10.5% $70

Groceries & Markets

Lyon

$385 19%

Cergy

$358 21.5% 7% $27

Monthly Utilities & Internet

Lyon

$313 15.5%

Cergy

$243 14.6% 22.3% $70

Eating Out

Lyon

$295 14.6%

Cergy

$181 10.9% 38.8% $114

Clothing & Footwear

Lyon

$180 8.9%

Cergy

$149 9% 16.9% $30

Getting Around

Lyon

$112 5.5%

Cergy

$69 4.1% 38.4% $43

Sport & Entertainment

Lyon

$69 3.4%

Cergy

$64 3.8% 7.3% $5

Cost Breakdown

A central one-bedroom costs $886 in Lyon versus $742 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Lyon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Lyon versus $49.00 in Cergy. Monthly groceries follow the same trend: $385 vs $358 – making Cergy the more affordable choice for daily food spending.

Good to know

🇫🇷 Lyon

🇫🇷 Cergy

🕒 Local time

14:35 2:35 PM

Same time as Lyon

🌤 Weather

👥 Population

522,250

68,348

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lyon Cergy 420 km

From you

Lyon
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lyon vs Cergy: Cost of Living - Frequently Asked Questions

Yes – Lyon is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,038 per month in Lyon and $2,498 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $67.0 in Lyon and $49.00 in Cergy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,025 in Lyon and $1,666 in Cergy. That's a gap of about 22%.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,666, than in Lyon at $2,025. In Cergy it covers expenses comfortably, while in Lyon it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lyon makes more sense. Both are solid long-term options with distinct trade-offs.