Last update: Nov 2026

Cost of Living Comparison Between Luquillo and Montreal

For one person, living is cheaper in Luquillo: $1,257 a month against $2,067 in Montreal, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Luquillo
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Luquillo Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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Luquillo

🇵🇷 Puerto Rico

$1,257

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Luquillo and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luquillo and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Luquillo versus $2,067 in Montreal.

Luquillo $1,257
Montreal $2,067

Estimated couple costs with rent: $2,014 in Luquillo versus $3,179 in Montreal.

Luquillo $2,014
Montreal $3,179

Monthly costs for a family of three with rent: $2,772 in Luquillo versus $4,291 in Montreal.

Luquillo $2,772
Montreal $4,291

Living in Luquillo costs roughly 39% less than in Montreal, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Luquillo is 7% below, Montreal is 53% above.

Meal at Budget Restaurant

$19.14 $19.14

$18.89 CA$26.48

1.32%

Three-Course Dinner for Two, Mid-Range

$83.3 $83.3

$72.6 CA$102

14.76%

Fast Food Meal (McDonalds, etc)

$9.03 $9.03

$10.79 CA$15.13

-16.31%

Cappuccino

$3.68 $3.68

$3.98 CA$5.58

-7.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 $1.65

$2.02 CA$2.83

-18.32%

Water (0.33 liter bottle)

$1.51 $1.51

$1.63 CA$2.29

-7.36%

Local Beer (0.5 liter draught)

$3.09 $3.09

$6.32 CA$8.86

-51.11%

Imported Beer (0.33 liter bottle)

$2.30 $2.30

$7.06 CA$9.90

-67.42%

Milk (1 liter)

$2.15 $2.15

$2.33 CA$3.27

-7.73%

White Bread (500g)

$3.73 $3.73

$3.25 CA$4.55

14.77%

Rice (white) (1kg)

$2.43 $2.43

$3.26 CA$4.58

-25.46%

Eggs

$7.26 $7.26

$3.48 CA$4.87

108.62%

Local Cheese (1kg)

$12.47 $12.47

$13.73 CA$19.25

-9.18%

Chicken Fillets (1kg)

$9.49 $9.49

$11.48 CA$16.09

-17.33%

Beef Round Steak (1kg)

$13.24 $13.24

$14.26 CA$19.99

-7.15%

Apples (1kg)

$5.09 $5.09

$3.52 CA$4.94

44.60%

Banana (1kg)

$2.53 $2.53

$1.46 CA$2.04

73.29%

Oranges (1kg)

$5.00 $5.00

$3.41 CA$4.78

46.63%

Tomato (1kg)

$4.73 $4.73

$3.20 CA$4.49

47.81%

Potato (1kg)

$3.87 $3.87

$1.94 CA$2.71

99.48%

Onion (1kg)

$3.88 $3.88

$1.78 CA$2.50

117.98%

Lettuce (1 head)

$3.50 $3.50

$2.52 CA$3.53

38.89%

Water (1.5 liter bottle)

$1.60 $1.60

$1.58 CA$2.22

1.27%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$11.51 CA$16.13

5.82%

Wine (Bottle)

$12.02 $12.02

$10.57 CA$14.82

13.72%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.35 CA$3.29

27.23%

Imported Beer (0.33 liter bottle)

$4.12 $4.12

$2.90 CA$4.06

42.07%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$2.54 $2.54

$3.17 CA$4.45

-19.87%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.49 CA$2.09

-0.67%

Taxi 1hour Waiting (Normal Tariff)

$42.74 $42.74

$33.49 CA$46.94

27.62%

Gasoline (1 liter)

$0.83 $0.83

$1.36 CA$1.91

-38.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K $34.1K

$28.0K CA$39.3K

21.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$21.1K CA$29.6K

33.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 $272

$77.6 CA$109

250.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.3 $69.3

$35.63 CA$49.94

94.61%

Internet (50+ Mbps, Unlimited Data)

$68.9 $68.9

$43.73 CA$61.3

57.56%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$10.44 $10.44

$11.27 CA$15.80

-7.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$822 $822

$522 CA$732

57.55%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$17.8K CA$24.9K

-29.44%

Jeans (Levis 501 Or Similar)

$56.3 $56.3

$59.0 CA$82.7

-4.53%

Summer Dress (H&M, Zara, etc)

$60.2 $60.2

$39.01 CA$54.7

54.22%

Sport Shoes (Adidas, Nike)

$108 $108

$99.8 CA$140

8.14%

Men's Leather Business Shoes

$114 $114

$110 CA$154

4.27%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$4,143 $4,143

$2,943 CA$4,125

40.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.51

45.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luquillo: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Luquillo

$410 32.6%

Montreal

$157 7.6% 61.7% $253

Groceries & Markets

Luquillo

$406 32.3%

Montreal

$357 17.3% 12.1% $49

Eating Out

Luquillo

$257 20.5%

Montreal

$292 14.1% 13.4% $34

Clothing & Footwear

Luquillo

$152 12.1%

Montreal

$138 6.7% 9.2% $14

Sport & Entertainment

Luquillo

$21 * 1.7%

Montreal

$53 2.6% 152% $32

Getting Around

Luquillo

$9.9 * 0.8%

Montreal

$100 4.8% 902% $90

Accommodation & Living

Luquillo

- * 0%

Montreal

$970 47%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Luquillo pays 41% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $83 in Luquillo vs $73 in Montreal for a mid-range dinner for two. Groceries echo the gap at $406 vs $357 per month, with Montreal cheaper across the board.

Good to know

🇵🇷 Luquillo

🇨🇦 Montreal

🕒 Local time

20:21 8:21 PM

19:21 7:21 PM

1 h behind Luquillo

🌤 Weather

👥 Population

20,000

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Luquillo Montreal 3,100 km ≈ 4 h 30 min nonstop flight

From you

Luquillo
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luquillo vs Montreal: Cost of Living - Frequently Asked Questions

Luquillo is about 39% cheaper overall, especially in transport, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 41% higher in Luquillo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Montreal pay roughly 12% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,257 per month in Luquillo versus $2,067 in Montreal – Luquillo is about 39% cheaper, which adds up to real savings over time.

At $1,257 in Luquillo versus $2,067 in Montreal, a $1,500 budget is realistic in Luquillo but tight or insufficient in Montreal. The gap between the two cities makes Luquillo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Luquillo and Montreal are both considered safe, so it’s unlikely to be the deciding factor between them.