Last update: Nov 2026

Cost of Living Comparison Between Montreal and Luquillo

For one person, living is cheaper in Luquillo: $1,257 a month against $2,067 in Montreal, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index
60

Cost of Living Index in Luquillo
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Luquillo Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Luquillo

🇵🇷 Puerto Rico

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Luquillo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Luquillo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,067 in Montreal versus $1,257 in Luquillo.

Montreal $2,067
Luquillo $1,257

Estimated couple costs with rent: $3,179 in Montreal versus $2,014 in Luquillo.

Montreal $3,179
Luquillo $2,014

Monthly costs for a family of three with rent: $4,291 in Montreal versus $2,772 in Luquillo.

Montreal $4,291
Luquillo $2,772

Living in Montreal is roughly 64% more expensive than in Luquillo, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Montreal is 53% above, Luquillo is 7% below.

Meal at Budget Restaurant

$18.89 CA$26.48

$19.14 $19.14

-1.31%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$83.3 $83.3

-12.86%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$9.03 $9.03

19.49%

Cappuccino

$3.98 CA$5.58

$3.68 $3.68

8.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.65 $1.65

22.42%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.51 $1.51

7.95%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$3.09 $3.09

104.53%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$2.30 $2.30

206.96%

Milk (1 liter)

$2.33 CA$3.27

$2.15 $2.15

8.37%

White Bread (500g)

$3.25 CA$4.55

$3.73 $3.73

-12.87%

Rice (white) (1kg)

$3.26 CA$4.58

$2.43 $2.43

34.16%

Eggs

$3.48 CA$4.87

$7.26 $7.26

-52.07%

Local Cheese (1kg)

$13.73 CA$19.25

$12.47 $12.47

10.10%

Chicken Fillets (1kg)

$11.48 CA$16.09

$9.49 $9.49

20.97%

Beef Round Steak (1kg)

$14.26 CA$19.99

$13.24 $13.24

7.70%

Apples (1kg)

$3.52 CA$4.94

$5.09 $5.09

-30.84%

Banana (1kg)

$1.46 CA$2.04

$2.53 $2.53

-42.29%

Oranges (1kg)

$3.41 CA$4.78

$5.00 $5.00

-31.80%

Tomato (1kg)

$3.20 CA$4.49

$4.73 $4.73

-32.35%

Potato (1kg)

$1.94 CA$2.71

$3.87 $3.87

-49.87%

Onion (1kg)

$1.78 CA$2.50

$3.88 $3.88

-54.12%

Lettuce (1 head)

$2.52 CA$3.53

$3.50 $3.50

-28.00%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.60 $1.60

-1.25%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$12.18 $12.18

-5.50%

Wine (Bottle)

$10.57 CA$14.82

$12.02 $12.02

-12.06%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

$2.99 $2.99

-21.40%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

$4.12 $4.12

-29.61%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

$2.54 $2.54

24.80%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.48 $1.48

0.68%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

$42.74 $42.74

-21.64%

Gasoline (1 liter)

$1.36 CA$1.91

$0.83 $0.83

63.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

$34.1K $34.1K

-17.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$28.3K $28.3K

-25.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$272 $272

-71.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$69.3 $69.3

-48.62%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$68.9 $68.9

-36.53%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

$10.44 $10.44

7.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$822 $822

-36.53%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$12.6K $12.6K

41.72%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$56.3 $56.3

4.74%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$60.2 $60.2

-35.16%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$108 $108

-7.53%

Men's Leather Business Shoes

$110 CA$154

$114 $114

-4.09%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

$4,143 $4,143

-28.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Luquillo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Luquillo

- * 0% 100%

Groceries & Markets

Montreal

$357 17.3%

Luquillo

$406 32.3% 13.7% $49

Eating Out

Montreal

$292 14.1%

Luquillo

$257 20.5% 11.8% $34

Monthly Utilities & Internet

Montreal

$157 7.6%

Luquillo

$410 32.6% 161% $253

Clothing & Footwear

Montreal

$138 6.7%

Luquillo

$152 12.1% 10.2% $14

Getting Around

Montreal

$100 4.8%

Luquillo

$9.9 * 0.8% 90% $90

Sport & Entertainment

Montreal

$53 2.6%

Luquillo

$21 * 1.7% 60.3% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Luquillo pays 41% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73 in Montreal vs $83 in Luquillo for a mid-range dinner for two. Groceries echo the gap at $357 vs $406 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇵🇷 Luquillo

🕒 Local time

23:33 11:33 PM

00:33 12:33 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

20,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Luquillo 3,100 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Luquillo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Luquillo: Cost of Living - Frequently Asked Questions

Luquillo is about 39% cheaper overall, especially in transport, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 29% lower in Montreal. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Montreal pay roughly 12% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,067 per month in Montreal versus $1,257 in Luquillo – Luquillo is about 39% cheaper, which adds up to real savings over time.

At $1,257 in Luquillo versus $2,067 in Montreal, a $1,500 budget is realistic in Luquillo but tight or insufficient in Montreal. The gap between the two cities makes Luquillo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montreal and Luquillo are both considered safe, so it’s unlikely to be the deciding factor between them.