Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and Ubud, Bali

For one person, living is cheaper in Ludhiana: $488 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Ludhiana
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Ludhiana Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ludhiana

🇮🇳 India

$488

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $488 per month in Ludhiana vs $1,349 in Ubud, Bali, rent included.

Ludhiana $488
Ubud, Bali $1,349

A couple spends around $784 per month in Ludhiana vs $2,305 in Ubud, Bali, rent included.

Ludhiana $784
Ubud, Bali $2,305

A family of three spends $1,080 per month in Ludhiana vs $3,261 in Ubud, Bali, rent included.

Ludhiana $1,080
Ubud, Bali $3,261

Ludhiana is about 64% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.48 ₹332

$3.32 Rp 60.4K

4.82%

Three-Course Dinner for Two, Mid-Range

$10.67 ₹1,016

$35.64 Rp 647.8K

-70.06%

Fast Food Meal (McDonalds, etc)

$3.58 ₹341

$5.53 Rp 100.6K

-35.26%

Cappuccino

$1.93 ₹184

$2.72 Rp 49.4K

-29.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$1.70 Rp 30.9K

-76.47%

Water (0.33 liter bottle)

$0.25 ₹23.91

$0.76 Rp 13.8K

-67.11%

Local Beer (0.5 liter draught)

$1.70 ₹162

$2.65 Rp 48.2K

-35.85%

Imported Beer (0.33 liter bottle)

$3.52 ₹336

$4.38 Rp 79.6K

-19.63%

Milk (1 liter)

$0.74 ₹70.7

$1.49 Rp 27.1K

-50.34%

White Bread (500g)

$0.51 ₹48.13

$2.28 Rp 41.4K

-77.63%

Rice (white) (1kg)

$0.78 ₹73.9

$1.19 Rp 21.6K

-34.45%

Eggs

$0.86 ₹81.9

$2.04 Rp 37.0K

-57.84%

Local Cheese (1kg)

$3.99 ₹379

$17.70 Rp 321.7K

-77.46%

Chicken Fillets (1kg)

$3.09 ₹294

$3.96 Rp 72.0K

-21.97%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$2.10 ₹200

$3.66 Rp 66.4K

-42.62%

Banana (1kg)

$0.58 ₹55.3

$1.52 Rp 27.6K

-61.84%

Oranges (1kg)

$0.82 ₹77.6

$2.23 Rp 40.5K

-63.23%

Tomato (1kg)

$0.38 ₹36.53

$1.97 Rp 35.9K

-80.71%

Potato (1kg)

$0.26 ₹24.70

$1.85 Rp 33.6K

-85.95%

Onion (1kg)

$0.32 ₹30.69

$2.42 Rp 44.1K

-86.78%

Lettuce (1 head)

$0.43 ₹41.25

$0.99 Rp 18.0K

-56.57%

Water (1.5 liter bottle)

$0.32 ₹30.92

$0.51 Rp 9,332

-37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₹331

$2.22 Rp 40.4K

56.76%

Wine (Bottle)

$12.37 ₹1,178

$22.24 Rp 404.2K

-44.38%

Local Beer (0.5 liter bottle)

$1.83 ₹174

$2.26 Rp 41.1K

-19.03%

Imported Beer (0.33 liter bottle)

$3.05 ₹291

$2.97 Rp 54.0K

2.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.39 ₹799

One-way Ticket (Public Transport)

$0.55 ₹52.0

$0.25 Rp 4,562

120.00%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,502

$7.82 Rp 142.2K

101.79%

Taxi Start (Normal Tariff)

$1.55 ₹147

$0.44 Rp 7,989

252.27%

Taxi (Normal Tariff) (1km)

$0.44 ₹41.72

$0.43 Rp 7,817

2.33%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₹204

$5.41 Rp 98.3K

-60.26%

Gasoline (1 liter)

$1.10 ₹105

$0.82 Rp 15.0K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.4K ₹1.3M

$23.8K Rp 433.3M

-43.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₹2.1M

$31.7K Rp 577.0M

-30.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.5 ₹4,996

$79.1 Rp 1.4M

-33.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.10 ₹295

$6.45 Rp 117.2K

-51.94%

Internet (50+ Mbps, Unlimited Data)

$5.81 ₹554

$18.58 Rp 337.7K

-68.73%

Gym Membership (Monthly)

$15.33 ₹1,460

$49.48 Rp 899.4K

-69.02%

Tennis Court (1 Hour on Weekend)

$4.48 ₹427

$17.65 Rp 320.8K

-74.62%

Cinema Ticket

$3.61 ₹344

$4.27 Rp 77.7K

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.3 ₹6,882

$491 Rp 8.9M

-85.27%

International Primary School, 1 Child (Yearly)

$1,443 ₹137.4K

$5,674 Rp 103.1M

-74.57%

Jeans (Levis 501 Or Similar)

$21.69 ₹2,065

$44.64 Rp 811.4K

-51.41%

Summer Dress (H&M, Zara, etc)

$40.15 ₹3,823

$34.95 Rp 635.3K

14.88%

Sport Shoes (Adidas, Nike)

$70.1 ₹6,672

$79.9 Rp 1.5M

-12.30%

Men's Leather Business Shoes

$36.40 ₹3,466

$79.4 Rp 1.4M

-54.17%

1-bedroom Apartment, City Center (Monthly)

$171 ₹16.3K

$1,125 Rp 20.4M

-84.80%

1-bedroom Apartment, Outside City Center (Monthly)

$114 ₹10.8K

$671 Rp 12.2M

-83.05%

3-bedroom Apartment, City Center (Monthly)

$433 ₹41.2K

$3,565 Rp 64.8M

-87.85%

3-bedroom Apartment, Outside City Center (Monthly)

$307 ₹29.2K

$1,723 Rp 31.3M

-82.19%

Buy Apartment in City Center (m2)

$880 ₹83.8K

$2,732 Rp 49.6M

-67.79%

Buy Apartment Outside City Center (m2)

$679 ₹64.7K

$2,284 Rp 41.5M

-70.27%

Average Monthly Net Salary (After Tax)

$423 ₹40.3K

$164 Rp 3.0M

158.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

13.78

-33.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ludhiana

$114 23.3%

Ubud, Bali

$672 49.8% 490% $558

Groceries & Markets

Ludhiana

$113 23.1%

Ubud, Bali

$288 21.4% 156% $176

Eating Out

Ludhiana

$80 16.4%

Ubud, Bali

$108 8% 34.7% $28

Clothing & Footwear

Ludhiana

$76 15.5%

Ubud, Bali

$108 8% 41.9% $32

Monthly Utilities & Internet

Ludhiana

$61 12.6%

Ubud, Bali

$104 7.7% 69.6% $43

Sport & Entertainment

Ludhiana

$23 4.6%

Ubud, Bali

$58 4.3% 157% $35

Getting Around

Ludhiana

$22 4.5%

Ubud, Bali

$11 0.9% 47.4% $10

Cost Breakdown

A central one-bedroom costs $171 in Ludhiana versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ludhiana are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Ludhiana versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $113 vs $288 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇳 Ludhiana

🇮🇩 Ubud, Bali

🕒 Local time

08:23 8:23 AM

10:53 10:53 AM

2 h 30 min ahead of Ludhiana

🌤 Weather

👥 Population

2,232,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Ludhiana Ubud, Bali 6,070 km ≈ 8 h nonstop flight

From you

Ludhiana
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $488 in Ludhiana, $1,349 in Ubud, Bali – Ludhiana comes out roughly 64% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $732 per month in Ludhiana and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $171 there versus $1,125 in Ubud, Bali.

Kindergarten costs $72 per month in Ludhiana and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 156% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ludhiana, where all-in costs run around $488, than in Ubud, Bali at $1,349. In Ludhiana it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.