Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and Singapore

For one person, living is cheaper in Ludhiana: $476 a month against $3,594 in Singapore, rent and utilities included – about $37,400 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Ludhiana
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Ludhiana Living Index
171

Cost of Living Index in Singapore
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Singapore Living Index

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Ludhiana

🇮🇳 India

$476

/mo nomad

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in Singapore actually costs, broken down by who's living it.

A single person spends $476 per month in Ludhiana vs $3,594 in Singapore, rent included.

Ludhiana $476
Singapore $3,594

A couple spends around $765 per month in Ludhiana vs $5,314 in Singapore, rent included.

Ludhiana $765
Singapore $5,314

A family of three spends $1,055 per month in Ludhiana vs $7,033 in Singapore, rent included.

Ludhiana $1,055
Singapore $7,033

Ludhiana is about 87% cheaper than Singapore, and outside of rent the biggest gap is in groceries.

Ludhiana sits 65% below the global median, while Singapore is 166% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.48 ₹326

$11.58 SGD 14.84

-69.95%

Three-Course Dinner for Two, Mid-Range

$10.40 ₹976

$70.7 SGD 90.5

-85.28%

Fast Food Meal (McDonalds, etc)

$3.61 ₹339

$8.46 SGD 10.84

-57.33%

Cappuccino

$1.93 ₹181

$5.18 SGD 6.64

-62.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.31

$1.84 SGD 2.36

-79.89%

Water (0.33 liter bottle)

$0.27 ₹25.59

$1.23 SGD 1.58

-78.05%

Local Beer (0.5 liter draught)

$1.62 ₹152

$9.50 SGD 12.17

-82.95%

Imported Beer (0.33 liter bottle)

$3.79 ₹356

$9.86 SGD 12.63

-61.56%

Milk (1 liter)

$0.75 ₹70.7

$3.02 SGD 3.87

-75.17%

White Bread (500g)

$0.51 ₹47.68

$2.67 SGD 3.42

-80.90%

Rice (white) (1kg)

$0.79 ₹74.5

$2.77 SGD 3.54

-71.48%

Eggs

$0.87 ₹82.0

$3.72 SGD 4.77

-76.61%

Local Cheese (1kg)

$3.91 ₹367

$21.01 SGD 26.92

-81.39%

Chicken Fillets (1kg)

$3.02 ₹283

$9.95 SGD 12.75

-69.65%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$2.13 ₹200

$4.59 SGD 5.88

-53.59%

Banana (1kg)

$0.60 ₹56.6

$3.09 SGD 3.96

-80.58%

Oranges (1kg)

$0.82 ₹76.7

$4.64 SGD 5.95

-82.33%

Tomato (1kg)

$0.36 ₹33.65

$2.18 SGD 2.79

-83.49%

Potato (1kg)

$0.29 ₹27.40

$2.33 SGD 2.99

-87.55%

Onion (1kg)

$0.32 ₹30.29

$2.31 SGD 2.96

-86.15%

Lettuce (1 head)

$0.40 ₹37.52

$1.86 SGD 2.39

-78.49%

Water (1.5 liter bottle)

$0.35 ₹33.15

$1.55 SGD 1.98

-77.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 ₹332

$14.11 SGD 18.08

-74.98%

Wine (Bottle)

$12.78 ₹1,200

$23.24 SGD 29.78

-45.01%

Local Beer (0.5 liter bottle)

$1.77 ₹166

$4.73 SGD 6.06

-62.58%

Imported Beer (0.33 liter bottle)

$3.04 ₹286

$4.79 SGD 6.14

-36.53%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.12 ₹762

One-way Ticket (Public Transport)

$0.56 ₹52.1

$1.53 SGD 1.96

-63.40%

Public Transport Monthly Pass (Regular Price)

$15.97 ₹1,500

$96.5 SGD 124

-83.44%

Taxi Start (Normal Tariff)

$1.56 ₹147

$3.58 SGD 4.59

-56.42%

Taxi (Normal Tariff) (1km)

$0.40 ₹37.99

$0.76 SGD 0.97

-47.37%

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₹200

$16.98 SGD 21.75

-87.46%

Gasoline (1 liter)

$1.11 ₹104

$2.46 SGD 3.15

-54.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.3K ₹1.2M

$159.4K SGD 204.2K

-91.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ₹2.1M

$155.7K SGD 199.5K

-85.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.2 ₹5,085

$168 SGD 215

-67.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.20 ₹301

$12.24 SGD 15.68

-73.86%

Internet (50+ Mbps, Unlimited Data)

$5.78 ₹543

$28.18 SGD 36.11

-79.49%

Gym Membership (Monthly)

$15.27 ₹1,434

$111 SGD 142

-86.20%

Tennis Court (1 Hour on Weekend)

$4.61 ₹433

$11.60 SGD 14.86

-60.26%

Cinema Ticket

$3.62 ₹340

$12.24 SGD 15.68

-70.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.3 ₹6,699

$1,899 SGD 2,433

-96.24%

International Primary School, 1 Child (Yearly)

$1,852 ₹173.9K

$39.1K SGD 50.1K

-95.27%

Jeans (Levis 501 Or Similar)

$22.01 ₹2,066

$79.6 SGD 102

-72.36%

Summer Dress (H&M, Zara, etc)

$40.12 ₹3,767

$50.7 SGD 65.0

-20.85%

Sport Shoes (Adidas, Nike)

$70.2 ₹6,591

$112 SGD 143

-37.11%

Men's Leather Business Shoes

$36.30 ₹3,408

$125 SGD 160

-70.85%

1-bedroom Apartment, City Center (Monthly)

$168 ₹15.8K

$3,191 SGD 4,089

-94.72%

1-bedroom Apartment, Outside City Center (Monthly)

$99.1 ₹9,308

$2,257 SGD 2,892

-95.61%

3-bedroom Apartment, City Center (Monthly)

$426 ₹40.0K

$6,173 SGD 7,910

-93.09%

3-bedroom Apartment, Outside City Center (Monthly)

$280 ₹26.3K

$4,035 SGD 5,170

-93.07%

Buy Apartment in City Center (m2)

$894 ₹83.9K

$23.6K SGD 30.2K

-96.21%

Buy Apartment Outside City Center (m2)

$688 ₹64.6K

$16.5K SGD 21.2K

-95.83%

Average Monthly Net Salary (After Tax)

$318 ₹29.8K

$4,526 SGD 5,799

-92.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

2.44

275.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 31, 2026

Last update for Singapore: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ludhiana

$113 23.8%

Singapore

$459 12.8% 306% $346

Accommodation & Living

Ludhiana

$99 20.8%

Singapore

$2.3K 62.8% 2177% $2.2K

Eating Out

Ludhiana

$80 16.8%

Singapore

$260 7.2% 225% $180

Clothing & Footwear

Ludhiana

$76 16%

Singapore

$165 4.6% 117% $89

Monthly Utilities & Internet

Ludhiana

$63 13.3%

Singapore

$208 5.8% 230% $145

Sport & Entertainment

Ludhiana

$23 4.7%

Singapore

$135 3.8% 500% $113

Getting Around

Ludhiana

$22 4.6%

Singapore

$110 3.1% 405% $88

Cost Breakdown

A central one-bedroom costs $168 in Ludhiana versus $3,191 in Singapore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Singapore are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10 in Ludhiana versus $71 in Singapore. Monthly groceries follow the same trend: $113 vs $459 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇳 Ludhiana

🇸🇬 Singapore

🕒 Local time

01:37 1:37 AM

04:07 4:07 AM

2 h 30 min ahead of Ludhiana

🌤 Weather

👥 Population

2,232,000

5,535,002 Capital

💱 Currency

Indian Rupee INR ₹

Singapore Dollar SGD $

📈 Exchange rate

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

Exchange rates and currency converter

SGD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Ludhiana Singapore 4,420 km ≈ 6 h nonstop flight

From you

Ludhiana
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Singapore: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $476 in Ludhiana, $3,594 in Singapore – Ludhiana comes out roughly 87% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $714 per month in Ludhiana and $5,392 in Singapore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $168 there versus $3,191 in Singapore.

Kindergarten costs $71 per month in Ludhiana and $1,899 in Singapore. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 306% more in Singapore, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ludhiana, where all-in costs run around $476, than in Singapore at $3,594. In Ludhiana it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ludhiana. If higher salaries or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.