Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Ludhiana: $488 a month against $936 in Chiang Mai, rent and utilities included – about $5,400 less a year. Rent and utilities account for about half of the difference.

24

Cost of Living Index in Ludhiana
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Ludhiana Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Ludhiana

🇮🇳 India

$488

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $488 per month in Ludhiana vs $936 in Chiang Mai, rent included.

Ludhiana $488
Chiang Mai $936

A couple spends around $784 per month in Ludhiana vs $1,457 in Chiang Mai, rent included.

Ludhiana $784
Chiang Mai $1,457

A family of three spends $1,080 per month in Ludhiana vs $1,979 in Chiang Mai, rent included.

Ludhiana $1,080
Chiang Mai $1,979

Ludhiana is about 48% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Ludhiana and Chiang Mai are more affordable than the global median – Ludhiana 64% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$3.48 ₹332

$2.24 ฿75.5

55.36%

Three-Course Dinner for Two, Mid-Range

$10.67 ₹1,016

$19.00 ฿640

-43.84%

Fast Food Meal (McDonalds, etc)

$3.58 ₹341

$5.55 ฿187

-35.50%

Cappuccino

$1.93 ₹184

$1.67 ฿56.4

15.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.64 ฿21.51

-37.50%

Water (0.33 liter bottle)

$0.25 ₹23.90

$0.31 ฿10.29

-19.35%

Local Beer (0.5 liter draught)

$1.70 ₹162

$2.36 ฿79.5

-27.97%

Imported Beer (0.33 liter bottle)

$3.52 ₹335

$3.66 ฿123

-3.83%

Milk (1 liter)

$0.74 ₹70.7

$1.95 ฿65.7

-62.05%

White Bread (500g)

$0.51 ₹48.13

$1.44 ฿48.41

-64.58%

Rice (white) (1kg)

$0.78 ₹73.9

$1.33 ฿44.97

-41.35%

Eggs

$0.86 ₹81.9

$2.28 ฿77.0

-62.28%

Local Cheese (1kg)

$3.99 ₹379

$16.45 ฿554

-75.74%

Chicken Fillets (1kg)

$3.09 ₹294

$2.78 ฿93.8

11.15%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.10 ₹200

$2.35 ฿79.3

-10.64%

Banana (1kg)

$0.58 ₹55.3

$0.97 ฿32.75

-40.21%

Oranges (1kg)

$0.82 ₹77.6

$1.60 ฿53.8

-48.75%

Tomato (1kg)

$0.38 ₹36.53

$1.50 ฿50.6

-74.67%

Potato (1kg)

$0.26 ₹24.69

$1.28 ฿43.06

-79.69%

Onion (1kg)

$0.32 ₹30.69

$1.10 ฿37.14

-70.91%

Lettuce (1 head)

$0.43 ₹41.24

$0.71 ฿23.79

-39.44%

Water (1.5 liter bottle)

$0.32 ₹30.92

$0.49 ฿16.34

-34.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₹331

$4.14 ฿140

-15.94%

Wine (Bottle)

$12.37 ₹1,178

$17.52 ฿590

-29.39%

Local Beer (0.5 liter bottle)

$1.83 ₹174

$1.61 ฿54.4

13.66%

Imported Beer (0.33 liter bottle)

$3.05 ₹291

$2.78 ฿93.8

9.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.39 ₹798

One-way Ticket (Public Transport)

$0.55 ₹52.0

$0.87 ฿29.27

-36.78%

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,502

$54.1 ฿1,823

-70.83%

Taxi Start (Normal Tariff)

$1.55 ₹147

$1.16 ฿39.00

33.62%

Taxi (Normal Tariff) (1km)

$0.44 ₹41.72

$0.53 ฿17.78

-16.98%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₹204

$2.42 ฿81.6

-11.16%

Gasoline (1 liter)

$1.10 ₹105

$1.45 ฿48.82

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.4K ₹1.3M

$21.1K ฿709.7K

-36.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₹2.1M

$26.9K ฿907.9K

-18.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.5 ₹4,995

$62.2 ฿2,095

-15.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.10 ₹295

$12.17 ฿410

-74.53%

Internet (50+ Mbps, Unlimited Data)

$5.81 ₹554

$20.12 ฿678

-71.12%

Gym Membership (Monthly)

$15.33 ₹1,460

$37.31 ฿1,257

-58.91%

Tennis Court (1 Hour on Weekend)

$4.48 ₹427

$3.77 ฿127

18.83%

Cinema Ticket

$3.61 ₹344

$6.49 ฿219

-44.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.3 ₹6,882

$736 ฿24.8K

-90.18%

International Primary School, 1 Child (Yearly)

$1,443 ₹137.4K

$14.8K ฿497.6K

-90.23%

Jeans (Levis 501 Or Similar)

$21.69 ₹2,065

$53.4 ฿1,799

-59.36%

Summer Dress (H&M, Zara, etc)

$40.15 ₹3,823

$24.64 ฿830

62.95%

Sport Shoes (Adidas, Nike)

$70.1 ₹6,671

$91.5 ฿3,083

-23.40%

Men's Leather Business Shoes

$36.40 ₹3,465

$71.9 ฿2,424

-49.40%

1-bedroom Apartment, City Center (Monthly)

$171 ₹16.3K

$482 ฿16.3K

-64.54%

1-bedroom Apartment, Outside City Center (Monthly)

$114 ₹10.8K

$309 ฿10.4K

-63.15%

3-bedroom Apartment, City Center (Monthly)

$433 ₹41.2K

$1,006 ฿33.9K

-56.95%

3-bedroom Apartment, Outside City Center (Monthly)

$307 ₹29.2K

$633 ฿21.3K

-51.53%

Buy Apartment in City Center (m2)

$880 ₹83.8K

$2,363 ฿79.6K

-62.77%

Buy Apartment Outside City Center (m2)

$679 ₹64.6K

$1,589 ฿53.6K

-57.27%

Average Monthly Net Salary (After Tax)

$423 ₹40.3K

$590 ฿19.9K

-28.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

5.57

64.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ludhiana

$114 23.3%

Chiang Mai

$309 33% 171% $195

Groceries & Markets

Ludhiana

$113 23.1%

Chiang Mai

$234 25.1% 108% $122

Eating Out

Ludhiana

$80 16.4%

Chiang Mai

$78 8.3% 2.9% $2.3

Clothing & Footwear

Ludhiana

$76 15.5%

Chiang Mai

$109 11.6% 43.4% $33

Monthly Utilities & Internet

Ludhiana

$61 12.6%

Chiang Mai

$94 10.1% 53.9% $33

Sport & Entertainment

Ludhiana

$23 4.6%

Chiang Mai

$50 5.4% 123% $28

Getting Around

Ludhiana

$22 4.5%

Chiang Mai

$61 6.6% 183% $40

Cost Breakdown

A central one-bedroom costs $171 in Ludhiana versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11 in Ludhiana versus $19 in Chiang Mai. Monthly groceries follow the same trend: $113 vs $234 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇳 Ludhiana

🇹🇭 Chiang Mai

🕒 Local time

08:23 8:23 AM

09:53 9:53 AM

1 h 30 min ahead of Ludhiana

🌤 Weather

👥 Population

2,232,000

127,240

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

100 THB = 2.97 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 29, 2026: 1 USD = 95.21 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Ludhiana Chiang Mai 2,690 km ≈ 3 h 45 min nonstop flight

From you

Ludhiana
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 92% more than Ludhiana, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $732 per month in Ludhiana and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $171 there versus $482 in Chiang Mai.

Kindergarten costs $72 per month in Ludhiana and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 108% more in Chiang Mai, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $488 in Ludhiana and $936 in Chiang Mai, leaving budget for savings and extras in both cases.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ludhiana. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.