Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and Austin, TX

For one person, living is cheaper in Ludhiana: $473 a month against $2,663 in Austin, TX, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Ludhiana
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Ludhiana Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Ludhiana

🇮🇳 India

$473

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $473 in Ludhiana versus $2,663 in Austin, TX.

Ludhiana $473
Austin, TX $2,663

Estimated couple costs with rent: $814 in Ludhiana versus $4,133 in Austin, TX.

Ludhiana $814
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,156 in Ludhiana versus $5,603 in Austin, TX.

Ludhiana $1,156
Austin, TX $5,603

Living in Ludhiana costs roughly 82% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ludhiana is 65% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.33 ₹316

$20.77 $20.77

-83.97%

Three-Course Dinner for Two, Mid-Range

$10.62 ₹1,009

$84.6 $84.6

-87.45%

Fast Food Meal (McDonalds, etc)

$3.61 ₹343

$12.32 $12.32

-70.70%

Cappuccino

$1.99 ₹189

$5.63 $5.63

-64.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.42

$3.72 $3.72

-89.25%

Water (0.33 liter bottle)

$0.23 ₹21.69

$2.50 $2.50

-90.80%

Local Beer (0.5 liter draught)

$1.69 ₹161

$8.05 $8.05

-79.01%

Imported Beer (0.33 liter bottle)

$3.56 ₹338

$9.01 $9.01

-60.49%

Milk (1 liter)

$0.74 ₹69.8

$1.12 $1.12

-33.93%

White Bread (500g)

$0.51 ₹48.89

$3.75 $3.75

-86.40%

Rice (white) (1kg)

$0.84 ₹79.5

$3.26 $3.26

-74.23%

Eggs

$0.83 ₹78.4

$4.17 $4.17

-80.10%

Local Cheese (1kg)

$3.80 ₹361

$12.90 $12.90

-70.54%

Chicken Fillets (1kg)

$3.07 ₹291

$14.16 $14.16

-78.32%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$2.02 ₹192

$4.33 $4.33

-53.35%

Banana (1kg)

$0.63 ₹59.4

$1.46 $1.46

-56.85%

Oranges (1kg)

$0.80 ₹75.8

$4.51 $4.51

-82.26%

Tomato (1kg)

$0.38 ₹36.45

$4.34 $4.34

-91.24%

Potato (1kg)

$0.28 ₹26.63

$2.58 $2.58

-89.15%

Onion (1kg)

$0.29 ₹27.14

$2.35 $2.35

-87.66%

Lettuce (1 head)

$0.43 ₹41.27

$1.78 $1.78

-75.84%

Water (1.5 liter bottle)

$0.33 ₹31.15

$2.22 $2.22

-85.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₹331

$9.88 $9.88

-64.78%

Wine (Bottle)

$12.47 ₹1,184

$15.08 $15.08

-17.31%

Local Beer (0.5 liter bottle)

$1.78 ₹169

$2.92 $2.92

-39.04%

Imported Beer (0.33 liter bottle)

$3.10 ₹294

$3.46 $3.46

-10.40%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

One-way Ticket (Public Transport)

$0.54 ₹51.3

$1.49 $1.49

-63.76%

Public Transport Monthly Pass (Regular Price)

$15.43 ₹1,466

$41.72 $41.72

-63.02%

Taxi Start (Normal Tariff)

$1.59 ₹151

$2.73 $2.73

-41.76%

Taxi (Normal Tariff) (1km)

$0.41 ₹38.64

$1.66 $1.66

-75.30%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹196

$35.30 $35.30

-94.16%

Gasoline (1 liter)

$1.10 ₹104

$0.95 $0.95

15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K ₹1.6M

$36.0K $36.0K

-53.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₹2.1M

$27.1K $27.1K

-17.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.1 ₹5,040

$229 $229

-76.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.05 ₹290

$59.4 $59.4

-94.86%

Internet (50+ Mbps, Unlimited Data)

$5.73 ₹545

$69.9 $69.9

-91.80%

Gym Membership (Monthly)

$15.19 ₹1,442

$57.2 $57.2

-73.46%

Tennis Court (1 Hour on Weekend)

$4.66 ₹443

$16.33 $16.33

-71.46%

Cinema Ticket

$3.69 ₹351

$14.28 $14.28

-74.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.8 ₹6,814

$1,506 $1,506

-95.23%

International Primary School, 1 Child (Yearly)

$1,428 ₹135.6K

$21.5K $21.5K

-93.34%

Jeans (Levis 501 Or Similar)

$21.52 ₹2,044

$52.8 $52.8

-59.25%

Summer Dress (H&M, Zara, etc)

$39.84 ₹3,783

$43.82 $43.82

-9.08%

Sport Shoes (Adidas, Nike)

$69.1 ₹6,566

$84.8 $84.8

-18.44%

Men's Leather Business Shoes

$36.19 ₹3,437

$103 $103

-64.87%

1-bedroom Apartment, City Center (Monthly)

$172 ₹16.4K

$1,907 $1,907

-90.97%

1-bedroom Apartment, Outside City Center (Monthly)

$101 ₹9,603

$1,274 $1,274

-92.06%

3-bedroom Apartment, City Center (Monthly)

$419 ₹39.8K

$3,664 $3,664

-88.57%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₹36.8K

$2,538 $2,538

-84.71%

Buy Apartment in City Center (m2)

$599 ₹56.9K

$7,614 $7,614

-92.13%

Buy Apartment Outside City Center (m2)

$489 ₹46.4K

$3,157 $3,157

-84.52%

Average Monthly Net Salary (After Tax)

$424 ₹40.3K

$5,121 $5,121

-91.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

6.79

35.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ludhiana

$112 23.7%

Austin, TX

$405 15.2% 261% $293

Accommodation & Living

Ludhiana

$101 21.4%

Austin, TX

$1.3K 47.8% 1160% $1.2K

Eating Out

Ludhiana

$79 16.8%

Austin, TX

$354 13.3% 346% $274

Clothing & Footwear

Ludhiana

$75 15.9%

Austin, TX

$128 4.8% 70.6% $53

Monthly Utilities & Internet

Ludhiana

$62 13.1%

Austin, TX

$358 13.5% 479% $296

Sport & Entertainment

Ludhiana

$23 4.8%

Austin, TX

$86 3.2% 280% $63

Getting Around

Ludhiana

$21 4.5%

Austin, TX

$59 2.2% 177% $37

Cost Breakdown

A one-bedroom apartment in the center runs $172 in Ludhiana and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Ludhiana vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $112 vs $405 per month, with Ludhiana cheaper across the board.

Good to know

🇮🇳 Ludhiana

🇺🇸 Austin, TX

🕒 Local time

06:39 6:39 AM

20:09 8:09 PM

10 h 30 min behind Ludhiana

🌤 Weather

👥 Population

2,232,000

974,447

💱 Currency

Indian Rupee INR ₹

United States Dollar USD $

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Ludhiana Austin, TX 13,180 km ≈ 17 h nonstop flight

From you

Ludhiana
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Austin, TX: Cost of Living - Frequently Asked Questions

Ludhiana wins on cost – living expenses run 463% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ludhiana the obvious pick if budget is a priority.

On paper, salaries run 1107% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $172 in Ludhiana versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $473 per month in Ludhiana versus $2,663 in Austin, TX – a 463% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ludhiana runs roughly 170% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $473 in Ludhiana versus $2,663 in Austin, TX, a $2,000 budget is realistic in Ludhiana but tight or insufficient in Austin, TX. The gap between the two cities makes Ludhiana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ludhiana gentler on the wallet – expenses run 463% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.